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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   9,346,696 88,923 SH   SOLE   0 0 88,923
ABBVIE INC COM 00287Y109   17,603,625 110,458 SH   SOLE   0 0 110,458
ALPHABET INC CAP STK CL C 02079K107   12,788,776 122,969 SH   SOLE   0 0 122,969
ALPHABET INC CAP STK CL A 02079K305   5,056,838 48,750 SH   SOLE   0 0 48,750
AMAZON COM INC COM 023135106   26,505,144 256,609 SH   SOLE   0 0 256,609
AMGEN INC COM 031162100   3,938,833 16,293 SH   SOLE   0 0 16,293
APPLE INC COM 037833100   21,304,179 129,195 SH   SOLE   0 0 129,195
AUTOZONE INC COM 053332102   18,836,803 7,663 SH   SOLE   0 0 7,663
BANK AMERICA CORP 7.25%CNV PFD L 060505682   1,039,306 890 SH   SOLE   0 0 890
BANK AMERICA CORP COM 060505104   217,794 7,615 SH   SOLE   0 0 7,615
BANK NEW YORK MELLON CORP COM 064058100   22,894,888 503,849 SH   SOLE   0 0 503,849
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,569,166 5,082 SH   SOLE   0 0 5,082
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   0 0 1
BIRD GLOBAL INC COM CL A 09077J107   25,182 89,967 SH   SOLE   0 0 89,967
BLACKROCK INC COM 09247X101   830,989 1,242 SH   SOLE   0 0 1,242
BLACKSTONE INC COM 09260D107   632,975 7,206 SH   SOLE   0 0 7,206
BOK FINL CORP COM NEW 05561Q201   912,894 10,815 SH   SOLE   0 0 10,815
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   574,926 16,370 SH   SOLE   0 0 16,370
BROWN FORMAN CORP CL B 115637209   15,314,020 238,276 SH   SOLE   0 0 238,276
CHEVRON CORP NEW COM 166764100   1,162,183 7,123 SH   SOLE   0 0 7,123
CISCO SYS INC COM 17275R102   6,597,318 126,204 SH   SOLE   0 0 126,204
COCA COLA CO COM 191216100   23,930,700 385,792 SH   SOLE   0 0 385,792
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   16,534,197 271,364 SH   SOLE   0 0 271,364
CONOCOPHILLIPS COM 20825C104   425,135 4,285 SH   SOLE   0 0 4,285
CONSTELLATION ENERGY CORP COM 21037T109   407,808 5,195 SH   SOLE   0 0 5,195
COPART INC COM 217204106   18,151,934 241,350 SH   SOLE   0 0 241,350
COSTCO WHSL CORP NEW COM 22160K105   18,766,832 37,770 SH   SOLE   0 0 37,770
DEERE & CO COM 244199105   332,403 805 SH   SOLE   0 0 805
DEVON ENERGY CORP NEW COM 25179M103   298,884 5,906 SH   SOLE   0 0 5,906
DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869   1,303,449 84,148 SH   SOLE   0 0 84,148
DISCOVER FINL SVCS COM 254709108   1,055,414 10,678 SH   SOLE   0 0 10,678
DISNEY WALT CO COM 254687106   24,870,514 248,382 SH   SOLE   0 0 248,382
ELECTRONIC ARTS INC COM 285512109   18,925,370 157,122 SH   SOLE   0 0 157,122
ENTERPRISE PRODS PARTNERS L COM 293792107   778,751 30,068 SH   SOLE   0 0 30,068
EOG RES INC COM 26875P101   15,134,170 132,026 SH   SOLE   0 0 132,026
EXXON MOBIL CORP COM 30231G102   3,215,534 29,323 SH   SOLE   0 0 29,323
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   2,432,115 97,636 SH   SOLE   0 0 97,636
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   4,687,787 103,942 SH   SOLE   0 0 103,942
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   548,852 24,459 SH   SOLE   0 0 24,459
GENERAL DYNAMICS CORP COM 369550108   535,152 2,345 SH   SOLE   0 0 2,345
HOME DEPOT INC COM 437076102   15,717,188 53,257 SH   SOLE   0 0 53,257
HONEYWELL INTL INC COM 438516106   5,205,282 27,236 SH   SOLE   0 0 27,236
ICON PLC SHS G4705A100   215,085 1,007 SH   SOLE   0 0 1,007
INTEL CORP COM 458140100   226,828 6,943 SH   SOLE   0 0 6,943
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   248,664 3,985 SH   SOLE   0 0 3,985
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   245,400 5,186 SH   SOLE   0 0 5,186
ISHARES GOLD TR ISHARES NEW 464285204   230,760 6,175 SH   SOLE   0 0 6,175
ISHARES INC CORE MSCI EMKT 46434G103   12,138,507 248,791 SH   SOLE   0 0 248,791
ISHARES TR MBS ETF 464288588   24,073,202 254,124 SH   SOLE   0 0 254,124
ISHARES TR ISHS 5-10YR INVT 464288638   10,392,756 202,667 SH   SOLE   0 0 202,667
ISHARES TR BLACKROCK ULTRA 46434V878   618,937 12,317 SH   SOLE   0 0 12,317
ISHARES TR ISHS 1-5YR INVS 464288646   12,486,983 247,071 SH   SOLE   0 0 247,071
ISHARES TR BROAD USD HIGH 46435U853   305,418 8,591 SH   SOLE   0 0 8,591
ISHARES TR SHRT NAT MUN ETF 464288158   2,472,227 23,617 SH   SOLE   0 0 23,617
ISHARES TR CORE S&P MCP ETF 464287507   1,998,253 7,988 SH   SOLE   0 0 7,988
ISHARES TR 0-5YR HI YL CP 46434V407   933,965 22,408 SH   SOLE   0 0 22,408
ISHARES TR MSCI EAFE ETF 464287465   294,101 4,112 SH   SOLE   0 0 4,112
ISHARES TR MSCI EAFE MIN VL 46429B689   321,488 4,752 SH   SOLE   0 0 4,752
ISHARES TR CORE S&P SCP ETF 464287804   15,665,693 162,003 SH   SOLE   0 0 162,003
ISHARES TR CORE MSCI EAFE 46432F842   32,244,750 482,345 SH   SOLE   0 0 482,345
ISHARES TR CORE TOTAL USD 46434V613   4,295,210 93,071 SH   SOLE   0 0 93,071
ISHARES TR CORE DIVID ETF 46435U861   755,789 20,246 SH   SOLE   0 0 20,246
ISHARES TR CORE US AGGBD ET 464287226   20,449,973 205,239 SH   SOLE   0 0 205,239
ISHARES TR RUS MID CAP ETF 464287499   224,723 3,214 SH   SOLE   0 0 3,214
ISHARES TR S&P 500 VAL ETF 464287408   241,298 1,590 SH   SOLE   0 0 1,590
ISHARES TR NATIONAL MUN ETF 464288414   4,795,394 44,509 SH   SOLE   0 0 44,509
ISHARES TR RUS 1000 VAL ETF 464287598   538,278 3,535 SH   SOLE   0 0 3,535
ISHARES TR EAFE SML CP ETF 464288273   404,678 6,800 SH   SOLE   0 0 6,800
ISHARES TR CORE S&P500 ETF 464287200   2,533,634 6,163 SH   SOLE   0 0 6,163
ISHARES TR CORE S&P TTL STK 464287150   624,321 6,895 SH   SOLE   0 0 6,895
ISHARES TR 0-5 YR TIPS ETF 46429B747   14,380,742 144,923 SH   SOLE   0 0 144,923
ISHARES TR RUS 1000 GRW ETF 464287614   771,308 3,157 SH   SOLE   0 0 3,157
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   7,836,813 155,740 SH   SOLE   0 0 155,740
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   2,967,846 58,618 SH   SOLE   0 0 58,618
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   1,283,648 24,539 SH   SOLE   0 0 24,539
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   3,478,690 68,492 SH   SOLE   0 0 68,492
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,378,677 25,250 SH   SOLE   0 0 25,250
J P MORGAN EXCHANGE TRADED F BETABUILDERS USD 46641Q878   3,900,603 86,815 SH   SOLE   0 0 86,815
JOHNSON & JOHNSON COM 478160104   1,017,310 6,563 SH   SOLE   0 0 6,563
JPMORGAN CHASE & CO COM 46625H100   26,099,422 200,287 SH   SOLE   0 0 200,287
LILLY ELI & CO COM 532457108   948,038 2,761 SH   SOLE   0 0 2,761
LOCKHEED MARTIN CORP COM 539830109   315,311 667 SH   SOLE   0 0 667
LOWES COS INC COM 548661107   1,406,180 7,032 SH   SOLE   0 0 7,032
MASTERCARD INCORPORATED CL A 57636Q104   12,161,038 33,464 SH   SOLE   0 0 33,464
MCKESSON CORP COM 58155Q103   435,118 1,222 SH   SOLE   0 0 1,222
MERCK & CO INC COM 58933Y105   539,961 5,075 SH   SOLE   0 0 5,075
META PLATFORMS INC CL A 30303M102   423,668 1,999 SH   SOLE   0 0 1,999
MICROSOFT CORP COM 594918104   31,233,756 108,338 SH   SOLE   0 0 108,338
NEW YORK CMNTY CAP TR V UNIT 05/07/2051 64944P307   518,193 13,390 SH   SOLE   0 0 13,390
NIKE INC CL B 654106103   21,017,829 171,378 SH   SOLE   0 0 171,378
NVIDIA CORPORATION COM 67066G104   400,035 1,440 SH   SOLE   0 0 1,440
ORACLE CORP COM 68389X105   208,884 2,248 SH   SOLE   0 0 2,248
PALO ALTO NETWORKS INC COM 697435105   211,527 1,059 SH   SOLE   0 0 1,059
PHILIP MORRIS INTL INC COM 718172109   680,902 7,002 SH   SOLE   0 0 7,002
PPL CORP COM 69351T106   18,527,249 666,688 SH   SOLE   0 0 666,688
PROCTER AND GAMBLE CO COM 742718109   13,803,025 92,831 SH   SOLE   0 0 92,831
PROSHARES TR ULTRASHRT S&P500 74347G416   322,270 8,063 SH   SOLE   0 0 8,063
QUALCOMM INC COM 747525103   478,333 3,749 SH   SOLE   0 0 3,749
QUEST DIAGNOSTICS INC COM 74834L100   23,366,779 165,160 SH   SOLE   0 0 165,160
RAYTHEON TECHNOLOGIES CORP COM 75513E101   517,188 5,281 SH   SOLE   0 0 5,281
ROYAL BK CDA SUSTAINABL COM 780087102   219,643 2,298 SH   SOLE   0 0 2,298
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,780,805 51,871 SH   SOLE   0 0 51,871
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,041,737 14,239 SH   SOLE   0 0 14,239
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,174,657 44,572 SH   SOLE   0 0 44,572
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   17,300,307 343,056 SH   SOLE   0 0 343,056
SCHWAB STRATEGIC TR LONG TERM US 808524680   444,650 11,870 SH   SOLE   0 0 11,870
SCHWAB STRATEGIC TR US REIT ETF 808524847   354,120 18,160 SH   SOLE   0 0 18,160
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   927,167 6,140 SH   SOLE   0 0 6,140
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   412,965 2,762 SH   SOLE   0 0 2,762
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,854,014 150,980 SH   SOLE   0 0 150,980
SELECT SECTOR SPDR TR ENERGY 81369Y506   664,379 8,021 SH   SOLE   0 0 8,021
SERVICENOW INC COM 81762P102   278,832 600 SH   SOLE   0 0 600
SPDR S&P 500 ETF TR TR UNIT 78462F103   484,718 1,184 SH   SOLE   0 0 1,184
SPDR SER TR PORTFOLIO SHORT 78464A474   2,123,331 71,662 SH   SOLE   0 0 71,662
SPDR SER TR RUSSELL YIELD 78468R770   326,329 3,460 SH   SOLE   0 0 3,460
SPDR SER TR BLOOMBERG INVT 78468R200   795,823 26,153 SH   SOLE   0 0 26,153
STARBUCKS CORP COM 855244109   22,301,637 214,171 SH   SOLE   0 0 214,171
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,599,494 17,195 SH   SOLE   0 0 17,195
TESLA INC COM 88160R101   554,129 2,671 SH   SOLE   0 0 2,671
TRUIST FINL CORP COM 89832Q109   12,805,745 375,535 SH   SOLE   0 0 375,535
UBER TECHNOLOGIES INC COM 90353T100   571,393 18,025 SH   SOLE   0 0 18,025
UNION PAC CORP COM 907818108   18,344,087 91,146 SH   SOLE   0 0 91,146
UNITED PARCEL SERVICE INC CL B 911312106   6,389,119 32,935 SH   SOLE   0 0 32,935
UNITEDHEALTH GROUP INC COM 91324P102   29,934,330 63,341 SH   SOLE   0 0 63,341
VALERO ENERGY CORP COM 91913Y100   292,462 2,095 SH   SOLE   0 0 2,095
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   13,296,213 173,829 SH   SOLE   0 0 173,829
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,029,907 108,762 SH   SOLE   0 0 108,762
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   776,765 15,775 SH   SOLE   0 0 15,775
VANGUARD BD INDEX FDS INTERMED TERM 921937819   7,428,798 96,805 SH   SOLE   0 0 96,805
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   818,132 10,675 SH   SOLE   0 0 10,675
VANGUARD INDEX FDS VALUE ETF 922908744   980,305 7,098 SH   SOLE   0 0 7,098
VANGUARD INDEX FDS MID CAP ETF 922908629   482,010 2,285 SH   SOLE   0 0 2,285
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   7,659,598 92,240 SH   SOLE   0 0 92,240
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   207,822 1,550 SH   SOLE   0 0 1,550
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,255,623 6,152 SH   SOLE   0 0 6,152
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   417,017 1,109 SH   SOLE   0 0 1,109
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   200,737 1,030 SH   SOLE   0 0 1,030
VANGUARD INDEX FDS SM CP VAL ETF 922908611   859,527 5,414 SH   SOLE   0 0 5,414
VANGUARD INDEX FDS GROWTH ETF 922908736   292,593 1,173 SH   SOLE   0 0 1,173
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,355,230 28,251 SH   SOLE   0 0 28,251
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   815,298 15,248 SH   SOLE   0 0 15,248
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   20,599,299 188,569 SH   SOLE   0 0 188,569
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   9,569,133 236,860 SH   SOLE   0 0 236,860
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,952,511 78,020 SH   SOLE   0 0 78,020
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   9,236,236 121,163 SH   SOLE   0 0 121,163
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   5,946,659 74,594 SH   SOLE   0 0 74,594
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   12,474,292 155,501 SH   SOLE   0 0 155,501
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,476,341 9,586 SH   SOLE   0 0 9,586
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   26,098,892 577,793 SH   SOLE   0 0 577,793
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   445,075 6,041 SH   SOLE   0 0 6,041
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   253,245 1,062 SH   SOLE   0 0 1,062
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   404,313 5,191 SH   SOLE   0 0 5,191
VANGUARD WORLD FDS INF TECH ETF 92204A702   489,161 1,269 SH   SOLE   0 0 1,269
VERIZON COMMUNICATIONS INC COM 92343V104   323,429 8,317 SH   SOLE   0 0 8,317
VISA INC COM CL A 92826C839   10,412,156 46,182 SH   SOLE   0 0 46,182
WALMART INC COM 931142103   535,759 3,634 SH   SOLE   0 0 3,634
WASTE MGMT INC DEL COM 94106L109   21,930,116 134,400 SH   SOLE   0 0 134,400
WELLS FARGO CO NEW PERP PFD CNV A 949746804   14,994,541 12,748 SH   SOLE   0 0 12,748
WISDOMTREE TR US QTLY DIV GRT 97717X669   355,338 5,700 SH   SOLE   0 0 5,700
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   17,106,365 231,668 SH   SOLE   0 0 231,668