Condensed Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
REVENUE:
Earned premium, net	$ 239,642	$ 169,355
Marketplace revenue	25,652	29,086
Net investment income	10,263	9,058
Net investment losses	(2,289)	(315)
Total revenue	311,830	328,336
EXPENSES:
Losses and loss adjustment expenses, net	97,919	71,130
Policy acquisition costs, net	101,922	77,333
Underwriting and other insurance expenses	59,588	1,357
Selling, general, and administrative expenses	72,416	144,045
Interest expense and other, net	922	1,689
Total expenses	332,767	295,554
INCOME (LOSS) BEFORE TAXES	(20,937)	32,782
Income tax (expense) benefit	8,192	(5,489)
NET INCOME (LOSS)	(12,745)	27,293
Net (income) loss attributable to non-controlling interest	8,254	(18,922)
Accretion of Series A Convertible Preferred Stock	(2,030)	(1,875)
NET INCOME (LOSS) ATTRIBUTABLE TO CLASS A COMMON STOCKHOLDERS	(6,521)	6,496
Class A Common Stock
EXPENSES:
NET INCOME (LOSS)	(12,745)	27,293
Net (income) loss attributable to non-controlling interest	8,254	(18,922)
Accretion of Series A Convertible Preferred Stock	$ (2,030)	$ (1,875)
Earnings (loss) per share of Class A Common Stock:
Basic (in dollars per share)	$ (0.06)	$ 0.07
Diluted (in dollars per share)	$ (0.06)	$ 0.07
Weighted average shares of Class A Common Stock outstanding:
Basic (in shares)	101,034	90,047
Diluted (in shares)	101,034	346,311
Total commission and fee revenue
REVENUE:
Revenue from contract with customer, including finance revenue, excluding assessed tax	$ 16,435	$ 100,287
Membership and other revenue
REVENUE:
Revenue from contract with customer, including finance revenue, excluding assessed tax	$ 22,127	$ 20,865