The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,732 691 SH   SOLE   691 0 0
ALPHABET INC CAP STK CL A 02079K305 650 266 SH   SOLE   266 0 0
AMAZON COM INC COM 023135106 2,463 716 SH   SOLE   716 0 0
AMERICAN ELEC PWR CO INC COM 025537101 226 2,677 SH   SOLE   2 0 0
AMERICAN FIN TR INC COM CLASS A 02607T109 148 17,496 SH   SOLE   17 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,032 3,820 SH   SOLE   3 0 0
APPLE INC COM 037833100 1,627 11,882 SH   SOLE   11 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,022 14,472 SH   SOLE   14 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 383 7,515 SH   SOLE   7 0 0
DENTSPLY SIRONA INC COM 24906P109 1,322 20,890 SH   SOLE   20 0 0
DISNEY WALT CO COM 254687106 326 1,855 SH   SOLE   1 0 0
DOMINION ENERGY INC COM 25746U109 400 5,436 SH   SOLE   5 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 206 3,405 SH   SOLE   3 0 0
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 3,267 51,575 SH   SOLE   51 0 0
EXXON MOBIL CORP COM 30231G102 668 10,595 SH   SOLE   10 0 0
FS KKR CAP CORP COM 302635206 232 10,771 SH   SOLE   10 0 0
FACEBOOK INC CL A 30303M102 1,078 3,100 SH   SOLE   3 0 0
GENERAL ELECTRIC CO COM 369604103 308 22,910 SH   SOLE   22 0 0
GENERAL MTRS CO COM 37045V100 318 5,373 SH   SOLE   5 0 0
INNOVATOR ETFS TR S&P 500 BUFFER 45782C789 259 8,250 SH   SOLE   8 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 483 9,565 SH   SOLE   9 0 0
ISHARES TR CORE S&P TTL STK 464287150 274 2,779 SH   SOLE   2 0 0
ISHARES TR TIPS BD ETF 464287176 4,233 33,064 SH   SOLE   33 0 0
ISHARES TR CORE S&P500 ETF 464287200 21,544 50,111 SH   SOLE   50 0 0
ISHARES TR CORE US AGGBD ET 464287226 256 2,223 SH   SOLE   2 0 0
ISHARES TR GLOBAL TECH ETF 464287291 2,851 8,448 SH   SOLE   8 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,288 17,704 SH   SOLE   17 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 1,663 21,430 SH   SOLE   21 0 0
ISHARES TR S&P 500 VAL ETF 464287408 423 2,863 SH   SOLE   2 0 0
ISHARES TR 20 YR TR BD ETF 464287432 375 2,601 SH   SOLE   2 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 643 5,570 SH   SOLE   5 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,541 29,491 SH   SOLE   29 0 0
ISHARES TR CORE S&P MCP ETF 464287507 364 1,354 SH   SOLE   1 0 0
ISHARES TR EXPND TEC SC ETF 464287549 362 897 SH   SOLE   897 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,509 13,359 SH   SOLE   13 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,633 23,417 SH   SOLE   23 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,807 15,417 SH   SOLE   15 0 0
ISHARES TR MBS ETF 464288588 584 5,392 SH   SOLE   5 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,874 30,966 SH   SOLE   30 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,399 62,007 SH   SOLE   62 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,076 266,019 SH   SOLE   266 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 304 5,988 SH   SOLE   5 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 938 12,748 SH   SOLE   12 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 875 17,436 SH   SOLE   17 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 1,232 24,553 SH   SOLE   24 0 0
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,465 42,457 SH   SOLE   42 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 817 6,146 SH   SOLE   6 0 0
ISHARES TR MSCI USA VALUE 46432F388 2,771 26,371 SH   SOLE   26 0 0
ISHARES TR MSCI USA MMENTM 46432F396 1,878 10,829 SH   SOLE   10 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 1,223 23,592 SH   SOLE   23 0 0
ISHARES TR EXPONENTIAL TECH 46434V381 305 4,820 SH   SOLE   4 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 9,626 97,761 SH   SOLE   97 0 0
ISHARES TR FALN ANGLS USD 46435G474 572 19,103 SH   SOLE   19 0 0
JOHNSON & JOHNSON COM 478160104 356 2,161 SH   SOLE   2 0 0
MARRIOTT INTL INC NEW CL A 571903202 211 1,546 SH   SOLE   1 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,454 3,983 SH   SOLE   3 0 0
MCDONALDS CORP COM 580135101 280 1,214 SH   SOLE   1 0 0
MICROSOFT CORP COM 594918104 1,475 5,445 SH   SOLE   5 0 0
MOODYS CORP COM 615369105 337 931 SH   SOLE   931 0 0
NETFLIX INC COM 64110L106 720 1,364 SH   SOLE   1 0 0
NEXTERA ENERGY INC COM 65339F101 360 4,914 SH   SOLE   4 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,382 3,804 SH   SOLE   3 0 0
NVIDIA CORPORATION COM 67066G104 1,067 1,334 SH   SOLE   1 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 956 2,233 SH   SOLE   2 0 0
SPDR GOLD TR GOLD SHS 78463V107 399 2,410 SH   SOLE   2 0 0
SEA LTD SPONSORD ADS 81141R100 989 3,600 SH   SOLE   3 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,609 57,077 SH   SOLE   57 0 0
SHOPIFY INC CL A 82509L107 371 254 SH   SOLE   254 0 0
SQUARE INC CL A 852234103 330 1,353 SH   SOLE   1 0 0
TRANSDIGM GROUP INC COM 893641100 424 655 SH   SOLE   655 0 0
UNITEDHEALTH GROUP INC COM 91324P102 208 520 SH   SOLE   520 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 505 2,268 SH   SOLE   2 0 0
VISA INC COM CL A 92826C839 261 1,116 SH   SOLE   1 0 0