The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,201 686 SH   SOLE   686 0 0
ALPHABET INC CAP STK CL A 02079K305 450 257 SH   SOLE   257 0 0
AMAZON COM INC COM 023135106 2,165 665 SH   SOLE   665 0 0
AMERICAN ELEC PWR CO INC COM 025537101 211 2,543 SH   SOLE   2,543 0 0
AMERICAN FIN TR INC COM CLASS A 02607T109 129 17,496 SH   SOLE   17,496 0 0
AMERICAN TOWER CORP NEW COM 03027X100 824 3,674 SH   SOLE   3,674 0 0
APPLE INC COM 037833100 1,622 12,229 SH   SOLE   12,229 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,333 14,377 SH   SOLE   14,377 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 310 7,515 SH   SOLE   7,515 0 0
DENTSPLY SIRONA INC COM 24906P109 1,093 20,890 SH   SOLE   20,890 0 0
DISNEY WALT CO COM 254687106 346 1,912 SH   SOLE   1,912 0 0
DOMINION ENERGY INC COM 25746U109 413 5,496 SH   SOLE   5,496 0 0
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 231 4,030 SH   SOLE   4,030 0 0
EXXON MOBIL CORP COM 30231G102 436 10,595 SH   SOLE   10,595 0 0
FACEBOOK INC CL A 30303M102 727 2,663 SH   SOLE   2,663 0 0
GENERAL ELECTRIC CO COM 369604103 544 50,454 SH   SOLE   50,454 0 0
INNOVATOR ETFS TR S&P 500 BUFFER 45782C789 469 15,587 SH   SOLE   15,587 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 637 12,595 SH   SOLE   12,595 0 0
ISHARES TR CORE S&P TTL STK 464287150 265 3,085 SH   SOLE   3,085 0 0
ISHARES TR TIPS BD ETF 464287176 3,506 27,466 SH   SOLE   27,466 0 0
ISHARES TR CORE S&P500 ETF 464287200 19,258 51,303 SH   SOLE   51,303 0 0
ISHARES TR CORE US AGGBD ET 464287226 321 2,716 SH   SOLE   2,716 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2,661 19,271 SH   SOLE   19,271 0 0
ISHARES TR GLOBAL TECH ETF 464287291 2,424 8,080 SH   SOLE   8,080 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,154 18,088 SH   SOLE   18,088 0 0
ISHARES TR S&P 500 VAL ETF 464287408 399 3,119 SH   SOLE   3,119 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,020 6,469 SH   SOLE   6,469 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 739 6,163 SH   SOLE   6,163 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,875 33,286 SH   SOLE   33,286 0 0
ISHARES TR CORE S&P MCP ETF 464287507 327 1,424 SH   SOLE   1,424 0 0
ISHARES TR EXPND TEC SC ETF 464287549 337 964 SH   SOLE   964 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,276 13,888 SH   SOLE   13,888 0 0
ISHARES TR JPMORGAN USD EMG 464288281 337 2,913 SH   SOLE   2,913 0 0
ISHARES TR NATIONAL MUN ETF 464288414 2,296 19,594 SH   SOLE   19,594 0 0
ISHARES TR MBS ETF 464288588 2,032 18,454 SH   SOLE   18,454 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,248 36,386 SH   SOLE   36,386 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,038 36,950 SH   SOLE   36,950 0 0
ISHARES TR U.S. MED DVC ETF 464288810 1,702 5,202 SH   SOLE   5,202 0 0
ISHARES TR EAFE GRWTH ETF 464288885 419 4,155 SH   SOLE   4,155 0 0
ISHARES TR US TREAS BD ETF 46429B267 6,660 244,517 SH   SOLE   244,517 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 242 4,788 SH   SOLE   4,788 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,277 18,813 SH   SOLE   18,813 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 901 17,959 SH   SOLE   17,959 0 0
ISHARES U S ETF TR INT RT HDG C B 46431W705 209 2,188 SH   SOLE   2,188 0 0
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 1,197 23,845 SH   SOLE   23,845 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 869 7,479 SH   SOLE   7,479 0 0
ISHARES TR MSCI USA VALUE 46432F388 2,242 25,799 SH   SOLE   25,799 0 0
ISHARES TR MSCI USA MMENTM 46432F396 1,833 11,365 SH   SOLE   11,365 0 0
ISHARES INC CORE MSCI EMKT 46434G103 764 12,323 SH   SOLE   12,323 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 322 7,673 SH   SOLE   7,673 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 1,415 27,102 SH   SOLE   27,102 0 0
ISHARES TR EXPONENTIAL TECH 46434V381 320 5,605 SH   SOLE   5,605 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,720 37,856 SH   SOLE   37,856 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 7,877 91,572 SH   SOLE   91,572 0 0
JOHNSON & JOHNSON COM 478160104 340 2,161 SH   SOLE   2,161 0 0
MARRIOTT INTL INC NEW CL A 571903202 232 1,761 SH   SOLE   1,761 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,446 4,051 SH   SOLE   4,051 0 0
MATCH GROUP INC NEW COM 57667L107 676 3,572 SH   SOLE   3,572 0 0
MCDONALDS CORP COM 580135101 260 1,214 SH   SOLE   1,214 0 0
MICROSOFT CORP COM 594918104 1,176 5,290 SH   SOLE   5,290 0 0
MOODYS CORP COM 615369105 268 925 SH   SOLE   925 0 0
NETFLIX INC COM 64110L106 691 1,278 SH   SOLE   1,278 0 0
NEXTERA ENERGY INC COM 65339F101 246 3,189 SH   SOLE   3,189 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,159 3,804 SH   SOLE   3,804 0 0
NVIDIA CORPORATION COM 67066G104 673 1,290 SH   SOLE   1,290 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 848 2,269 SH   SOLE   2,269 0 0
SPDR GOLD TR GOLD SHS 78463V107 372 2,089 SH   SOLE   2,089 0 0
SEA LTD SPONSORD ADS 81141R100 593 2,983 SH   SOLE   2,983 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,982 47,575 SH   SOLE   47,575 0 0
SHOPIFY INC CL A 82509L107 225 199 SH   SOLE   199 0 0
TRANSDIGM GROUP INC COM 893641100 404 654 SH   SOLE   654 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 443 2,278 SH   SOLE   2,278 0 0
VISA INC COM CL A 92826C839 248 1,134 SH   SOLE   1,134 0 0