The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD GROWTH Stock 922908736   2,137 6,235 SH   SOLE   0 0 6,235
COSTCO WHSL CORP NEW Stock 22160K105   2,219 2,908 SH   SOLE   0 0 2,908
NORFOLK SOUTHN CORP Stock 655844108   2,225 9,586 SH   SOLE   0 0 9,586
VANGUARD SP 500 Stock 922908363   2,248 4,729 SH   SOLE   0 0 4,729
SPDR SP 500 TRUST Stock 78462F103   2,349 4,543 SH   SOLE   0 0 4,543
ISHARES CORE SP 500 Stock 464287200   4,981 9,582 SH   SOLE   0 0 9,582
PUTNAM MUN OPPTNS TR SH BEN INT Stock 746922103   103 10,401 SH   SOLE   0 0 10,401
ISHARES CORE SP MID-CAP Stock 464287507   645 10,883 SH   SOLE   0 0 10,883
ISHARES CORE DIVIDEND GROWTH Stock 46434V621   650 11,374 SH   SOLE   0 0 11,374
ISHARES NATIONAL MUNI Stock 464288414   1,224 11,438 SH   SOLE   0 0 11,438
VANGUARD INTERMEDIATE-TERM TSRY Stock 92206C706   705 12,236 SH   SOLE   0 0 12,236
CSX CORP Stock 126408103   420 12,300 SH   SOLE   0 0 12,300
LLOYDS BANKING GROUP PLC ADR Stock 539439109   39 14,840 SH   SOLE   0 0 14,840
ISHARES SHORT TERM NATIONAL MUNI Stock 464288158   1,609 15,362 SH   SOLE   0 0 15,362
NVIDIA CORPORATION Stock 67066G104   15,744 17,414 SH   SOLE   0 0 17,414
VANGUARD FTSE DEVELOPED MARKETS Stock 921943858   1,028 20,583 SH   SOLE   0 0 20,583
ISHARES CORE U.S. AGGREGATE Stock 464287226   2,005 20,836 SH   SOLE   0 0 20,836
VANGUARD TAX EXEMPT Stock 922907746   1,089 21,674 SH   SOLE   0 0 21,674
SPDR NUVEEN BLOOMBERG MUNICIPAL Stock 78468R721   1,139 24,729 SH   SOLE   0 0 24,729
INVESCO QQQ TRUST SERIES I Stock 46090E103   11,522 26,184 SH   SOLE   0 0 26,184
JPMORGAN MUNICIPAL Stock 46641Q647   1,330 26,362 SH   SOLE   0 0 26,362
NUVEEN NEW YORK QLT MUN INC FD Stock 67066X107   345 31,727 SH   SOLE   0 0 31,727
NUVEEN ESG MID-CAP GROWTH Stock 67092P409   1,361 31,851 SH   SOLE   0 0 31,851
NUVEEN ESG HIGH YIELD CORP Stock 67092P854   685 32,723 SH   SOLE   0 0 32,723
MICROSOFT CORP Stock 594918104   13,916 33,897 SH   SOLE   0 0 33,897
ISHARES MSCI USA ESG SELECT Stock 464288802   3,773 35,135 SH   SOLE   0 0 35,135
VANGUARD TOTAL INTL STOCK Stock 921909768   2,139 35,306 SH   SOLE   0 0 35,306
VANGUARD ESG INTL STOCK Stock 921910725   2,034 35,575 SH   SOLE   0 0 35,575
ISHARES CORE SP SMALL CAP Stock 464287804   3,871 35,763 SH   SOLE   0 0 35,763
ISHARES CORE MSCI TOTAL INTL STOCK Stock 46432F834   3,015 44,241 SH   SOLE   0 0 44,241
FLEXSHARES HIGH YIELD VALUE-SCORED Stock 33939L662   2,197 54,260 SH   SOLE   0 0 54,260
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND Stock 33734H106   2,298 55,202 SH   SOLE   0 0 55,202
APPLE INC Stock 037833100   14,088 77,095 SH   SOLE   0 0 77,095
ISHARES ESG ADVANCED HIGH YIELD CORP Stock 46435G441   3,547 78,580 SH   SOLE   0 0 78,580
FLEXSHARES STOXX US ESG SELECT IDX FUND Stock 33939L696   10,283 82,954 SH   SOLE   0 0 82,954
ISHARES U.S. TSRY Stock 46429B267   2,765 123,740 SH   SOLE   0 0 123,740
SPDR PORTFOLIO SP 500 VALUE Stock 78464A508   6,574 134,593 SH   SOLE   0 0 134,593
NUVEEN ESG U.S. AGGREGATE Stock 67092P870   3,144 145,783 SH   SOLE   0 0 145,783
SPDR SP 500 ESG Stock 78468R531   8,315 165,815 SH   SOLE   0 0 165,815
VANGUARD ESG U.S. STOCK Stock 921910733   23,478 256,370 SH   SOLE   0 0 256,370
ISHARES ESG AWARE US AGGREGATE Stock 46435U549   14,565 315,003 SH   SOLE   0 0 315,003
ISHARES ESG AWARE MSCI EAFE Stock 46435G516   25,550 319,938 SH   SOLE   0 0 319,938
FLEXSHARES CORE SELECT FUND Stock 33939L670   7,908 364,634 SH   SOLE   0 0 364,634