The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 88 33 SH   SOLE   33 0 0
ALPHABET INC CAP STK CL A 02079K305 398 149 SH   SOLE   149 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 467 14,012 SH   SOLE   14,012 0 0
ALTRIA GROUP INC COM 02209S103 217 4,765 SH   SOLE   4,765 0 0
AMAZON COM INC COM 023135106 1,399 426 SH   SOLE   426 0 0
APPLE INC COM 037833100 2,906 20,539 SH   SOLE   20,539 0 0
APPLIED MATLS INC COM 038222105 267 2,071 SH   SOLE   2,071 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,440 5,275 SH   SOLE   5,275 0 0
BOEING CO COM 097023105 589 2,676 SH   SOLE   2,676 0 0
CISCO SYS INC COM 17275R102 418 7,671 SH   SOLE   7,671 0 0
CITIGROUP INC COM NEW 172967424 569 8,112 SH   SOLE   8,112 0 0
COMCAST CORP NEW CL A 20030N101 608 10,877 SH   SOLE   10,877 0 0
CORTEXYME INC COM 22053A107 292 3,182 SH   SOLE   3,182 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 355 7,997 SH   SOLE   7,997 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 5,117 192,599 SH   SOLE   192,599 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 662 20,232 SH   SOLE   20,232 0 0
EXXON MOBIL CORP COM 30231G102 288 4,895 SH   SOLE   4,895 0 0
FACEBOOK INC CL A 30303M102 6,209 18,294 SH   SOLE   18,294 0 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 766 14,046 SH   SOLE   14,046 0 0
FIRST TR EXCHNG TRADED FD VI TCW SECURITIZED 33740U109 242 9,342 SH   SOLE   9,342 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 8 218 SH   SOLE   218 0 0
GLOBAL X FDS US PFD ETF 37954Y657 876 33,999 SH   SOLE   33,999 0 0
GOLDMAN SACHS BDC INC NOTE 4.500% 4/0 38147UAB3 51 50,000 PRN   SOLE   50,000 0 0
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 293 4,697 SH   SOLE   4,697 0 0
HOME DEPOT INC COM 437076102 435 1,326 SH   SOLE   1,326 0 0
INTEL CORP COM 458140100 335 6,291 SH   SOLE   6,291 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 1,262 45,488 SH   SOLE   45,488 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 13 218 SH   SOLE   218 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 407 15,139 SH   SOLE   15,139 0 0
INVESCO EXCH TRADED FD TR II GLOBAL WATER 46138E651 446 11,246 SH   SOLE   11,246 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 407 2,770 SH   SOLE   2,770 0 0
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847 348 12,470 SH   SOLE   12,470 0 0
INVESCO EXCHANGE TRADED FD T WILDERHIL CLAN 46137V134 8 100 SH   SOLE   100 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 209 4,306 SH   SOLE   4,306 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 23 120 SH   SOLE   120 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 0 1 SH   SOLE   1 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 1,021 53,872 SH   SOLE   53,872 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 22,668 63,324 SH   SOLE   63,324 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 64 2,000 SH   SOLE   2,000 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 104 1,015 SH   SOLE   1,015 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 11,037 131,878 SH   SOLE   131,878 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,305 102,082 SH   SOLE   102,082 0 0
ISHARES INC MSCI SINGPOR ETF 46434G780 3 152 SH   SOLE   152 0 0
ISHARES INC MSCI EMERG MKT 46434G889 3 59 SH   SOLE   59 0 0
ISHARES TR CORE S&P TTL STK 464287150 92 934 SH   SOLE   934 0 0
ISHARES TR CORE S&P500 ETF 464287200 5,051 11,725 SH   SOLE   11,725 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,831 33,364 SH   SOLE   33,364 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,299 9,766 SH   SOLE   9,766 0 0
ISHARES TR 20 YR TR BD ETF 464287432 888 6,150 SH   SOLE   6,150 0 0
ISHARES TR MSCI EAFE ETF 464287465 137 1,753 SH   SOLE   1,753 0 0
ISHARES TR RUS MID CAP ETF 464287499 31 400 SH   SOLE   400 0 0
ISHARES TR CORE S&P MCP ETF 464287507 30 113 SH   SOLE   113 0 0
ISHARES TR EXPANDED TECH 464287515 115 289 SH   SOLE   289 0 0
ISHARES TR RUS 1000 ETF 464287622 63 262 SH   SOLE   262 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 0 1 SH   SOLE   1 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 6,255 24,544 SH   SOLE   24,544 0 0
ISHARES TR U.S. REAL ES ETF 464287739 2,562 25,022 SH   SOLE   25,022 0 0
ISHARES TR CORE S&P SCP ETF 464287804 6 52 SH   SOLE   52 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 623 5,790 SH   SOLE   5,790 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 74 3,400 SH   SOLE   3,400 0 0
ISHARES TR MSCI ACWI EX US 464288240 207 3,737 SH   SOLE   3,737 0 0
ISHARES TR EAFE SML CP ETF 464288273 195 2,620 SH   SOLE   2,620 0 0
ISHARES TR JPMORGAN USD EMG 464288281 923 8,385 SH   SOLE   8,385 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 34 500 SH   SOLE   500 0 0
ISHARES TR GLB INFRASTR ETF 464288372 118 2,563 SH   SOLE   2,563 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,169 44,494 SH   SOLE   44,494 0 0
ISHARES TR IBOXX HI YD ETF 464288513 64 731 SH   SOLE   731 0 0
ISHARES TR CRE U S REIT ETF 464288521 18 299 SH   SOLE   299 0 0
ISHARES TR RESIDENTIAL MULT 464288562 11 133 SH   SOLE   133 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 448 7,454 SH   SOLE   7,454 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 1,120 20,491 SH   SOLE   20,491 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 768 5,897 SH   SOLE   5,897 0 0
ISHARES TR PFD AND INCM SEC 464288687 2 50 SH   SOLE   50 0 0
ISHARES TR A RATE CP BD ETF 46429B291 1,176 20,871 SH   SOLE   20,871 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 34 675 SH   SOLE   675 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 2,653 35,217 SH   SOLE   35,217 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 14,744 200,599 SH   SOLE   200,599 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 10,911 82,832 SH   SOLE   82,832 0 0
ISHARES TR MSCI USA VALUE 46432F388 7 67 SH   SOLE   67 0 0
ISHARES TR CORE MSCI EAFE 46432F842 33 443 SH   SOLE   443 0 0
ISHARES TR CONV BD ETF 46435G102 20 204 SH   SOLE   204 0 0
ISHARES TR CORE MSCI INTL 46435G326 567 8,480 SH   SOLE   8,480 0 0
ISHARES TR MSCI INTL VLU FT 46435G409 1 55 SH   SOLE   55 0 0
ISHARES TR MSCI USA SMCP MN 46435G433 1 40 SH   SOLE   40 0 0
ISHARES TR CORE INTL AGGR 46435G672 95 1,720 SH   SOLE   1,720 0 0
J P MORGAN EXCHANGE-TRADED F INTERNL GWT 46641Q324 68 897 SH   SOLE   897 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,975 38,932 SH   SOLE   38,932 0 0
JOHNSON & JOHNSON COM 478160104 254 1,571 SH   SOLE   1,571 0 0
MASTERCARD INCORPORATED CL A 57636Q104 212 610 SH   SOLE   610 0 0
MICROSOFT CORP COM 594918104 4,239 15,037 SH   SOLE   15,037 0 0
NETFLIX INC COM 64110L106 236 387 SH   SOLE   387 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 100 1,838 SH   SOLE   1,838 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 129 3,545 SH   SOLE   3,545 0 0
NUVEEN CA QUALTY MUN INCOME COM 67066Y105 314 20,000 SH   SOLE   20,000 0 0
NVIDIA CORPORATION COM 67066G104 247 1,192 SH   SOLE   1,192 0 0
PHILIP MORRIS INTL INC COM 718172109 406 4,285 SH   SOLE   4,285 0 0
PROPTECH INVESTMENT CORP II COM CL A 743497109 233 23,800 SH   SOLE   23,800 0 0
REDWOOD TR INC COM 758075402 319 24,725 SH   SOLE   24,725 0 0
SALESFORCE COM INC COM 79466L302 731 2,695 SH   SOLE   2,695 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 941 9,047 SH   SOLE   9,047 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 70 473 SH   SOLE   473 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 499 6,508 SH   SOLE   6,508 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 179 1,790 SH   SOLE   1,790 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 680 22,321 SH   SOLE   22,321 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6 75 SH   SOLE   75 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 214 5,532 SH   SOLE   5,532 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 108 1,992 SH   SOLE   1,992 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,062 23,253 SH   SOLE   23,253 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 52 827 SH   SOLE   827 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 198 4,767 SH   SOLE   4,767 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,144 6,967 SH   SOLE   6,967 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,317 101,515 SH   SOLE   101,515 0 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 450 7,670 SH   SOLE   7,670 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 25 659 SH   SOLE   659 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,379 65,704 SH   SOLE   65,704 0 0
SPDR SER TR NUVEEN BBG BRCLY 78464A284 28 459 SH   SOLE   459 0 0
SPDR SER TR HLTH CR EQUIP 78464A581 93 740 SH   SOLE   740 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 78 2,599 SH   SOLE   2,599 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 36 1,170 SH   SOLE   1,170 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,711 37,074 SH   SOLE   37,074 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 556 11,019 SH   SOLE   11,019 0 0
STARBUCKS CORP COM 855244109 262 2,376 SH   SOLE   2,376 0 0
SUN LIFE FINANCIAL INC. COM 866796105 266 5,176 SH   SOLE   5,176 0 0
TESLA INC COM 88160R101 592 763 SH   SOLE   763 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 36 1,206 SH   SOLE   1,206 0 0
VANECK ETF TRUST INVESTMENT GRD 92189F486 294 11,583 SH   SOLE   11,583 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 675 10,802 SH   SOLE   10,802 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 894 9,992 SH   SOLE   9,992 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 249 3,038 SH   SOLE   3,038 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,599 30,413 SH   SOLE   30,413 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 7,299 128,146 SH   SOLE   128,146 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 198 501 SH   SOLE   501 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,557 84,074 SH   SOLE   84,074 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,478 10,465 SH   SOLE   10,465 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,085 5,401 SH   SOLE   5,401 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 26 120 SH   SOLE   120 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,378 15,212 SH   SOLE   15,212 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,911 87,211 SH   SOLE   87,211 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 965 9,480 SH   SOLE   9,480 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 59 976 SH   SOLE   976 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,578 211,518 SH   SOLE   211,518 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,253 22,870 SH   SOLE   22,870 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 84 1,020 SH   SOLE   1,020 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 1 15 SH   SOLE   15 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2 24 SH   SOLE   24 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 16 156 SH   SOLE   156 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 397 4,528 SH   SOLE   4,528 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,406 36,076 SH   SOLE   36,076 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,595 25,216 SH   SOLE   25,216 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,237 123,523 SH   SOLE   123,523 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 394 3,813 SH   SOLE   3,813 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 9,464 120,863 SH   SOLE   120,863 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709 48 357 SH   SOLE   357 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 276 4,470 SH   SOLE   4,470 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 6 40 SH   SOLE   40 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 93 1,000 SH   SOLE   1,000 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 334 832 SH   SOLE   832 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 33 237 SH   SOLE   237 0 0
VISA INC COM CL A 92826C839 601 2,696 SH   SOLE   2,696 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 865 16,174 SH   SOLE   16,174 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 206 4,721 SH   SOLE   4,721 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 138 3,335 SH   SOLE   3,335 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 100 3,256 SH   SOLE   3,256 0 0
WISDOMTREE TR INTL LRGCAP DV 97717W794 287 6,038 SH   SOLE   6,038 0 0