The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 250,719 1,682 SH   SOLE   0 0 1,682
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 376,835 3,665 SH   SOLE   0 0 3,665
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 854,693 4,881 SH   SOLE   0 0 4,881
APPLE INC COM 037833100 BBG001S5N8V8 1,780,421 10,399 SH   SOLE   0 0 10,399
AT&T INC COM 00206R102 BBG001S5VWH2 351,533 23,404 SH   SOLE   0 0 23,404
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 751,744 2,146 SH   SOLE   0 0 2,146
CANO HEALTH INC *W EXP 06/03/202 13781Y111   3,127 62,532 SH   SOLE   0 0 62,532
CANO HEALTH INC COM CL A 13781Y103 BBG00TJZLYB8 25,858 101,963 SH   SOLE   0 0 101,963
COCA COLA CO COM 191216100 BBG001S5SMQ8 237,019 4,234 SH   SOLE   0 0 4,234
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 260,540 461 SH   SOLE   0 0 461
CSX CORP COM 126408103 BBG001S5Q7Q3 366,298 11,912 SH   SOLE   0 0 11,912
DELTA AIR LINES INC DEL COM NEW 247361702 BBG001SPT759 236,062 6,380 SH   SOLE   0 0 6,380
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 441,575 16,854 SH   SOLE   0 0 16,854
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 264,505 5,789 SH   SOLE   0 0 5,789
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 2,736,240 121,503 SH   SOLE   0 0 121,503
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 357,044 820 SH   SOLE   0 0 820
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 544,773 4,633 SH   SOLE   0 0 4,633
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 345,823 7,939 SH   SOLE   0 0 7,939
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 394,223 3,566 SH   SOLE   0 0 3,566
HERITAGE INSURANCE HLDGS INC COM 42727J102 BBG006D4PF57 122,778 18,918 SH   SOLE   0 0 18,918
INTUIT COM 461202103 BBG001S6TWR2 679,039 1,329 SH   SOLE   0 0 1,329
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 575,239 1,606 SH   SOLE   0 0 1,606
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 571,807 8,886 SH   SOLE   0 0 8,886
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 31,956,794 128,160 SH   SOLE   425 0 127,735
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 19,664,836 208,469 SH   SOLE   0 0 208,469
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 10,292,589 23,968 SH   SOLE   0 0 23,968
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 1,071,324 24,507 SH   SOLE   0 0 24,507
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 909,363 10,537 SH   SOLE   0 0 10,537
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 549,679 9,734 SH   SOLE   0 0 9,734
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 498,674 10,192 SH   SOLE   0 0 10,192
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 278,104 8,265 SH   SOLE   0 0 8,265
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 658,691 13,331 SH   SOLE   0 0 13,331
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 353,656 9,319 SH   SOLE   0 0 9,319
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 288,105 3,202 SH   SOLE   0 0 3,202
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 820,123 7,998 SH   SOLE   0 0 7,998
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 507,875 2,162 SH   SOLE   0 0 2,162
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 409,093 1,538 SH   SOLE   0 0 1,538
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 BBG00N6W8XF5 249,795 5,592 SH   SOLE   0 0 5,592
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 272,094 1,747 SH   SOLE   0 0 1,747
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 529,843 3,654 SH   SOLE   0 0 3,654
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 354,524 867 SH   SOLE   0 0 867
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 309,520 782 SH   SOLE   0 0 782
MICROSOFT CORP COM 594918104 BBG001S5TD05 510,922 1,618 SH   SOLE   0 0 1,618
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 372,552 5,176 SH   SOLE   0 0 5,176
SALESFORCE INC COM 79466L302 BBG001SDLP09 217,177 1,071 SH   SOLE   0 0 1,071
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 1,285,153 22,961 SH   SOLE   0 0 22,961
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 17,553,432 241,384 SH   SOLE   0 0 241,384
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 7,491,166 116,214 SH   SOLE   0 0 116,214
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 5,295,916 104,662 SH   SOLE   0 0 104,662
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 11,451,519 169,201 SH   SOLE   0 0 169,201
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,445,667 59,046 SH   SOLE   0 0 59,046
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 574,585 1,344 SH   SOLE   0 0 1,344
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 233,650 9,809 SH   SOLE   0 0 9,809
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 10,819,541 182,516 SH   SOLE   0 0 182,516
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 16,261,228 394,116 SH   SOLE   0 0 394,116
SPRINKLR INC CL A 85208T107 BBG0043NCD14 150,510 10,875 SH   SOLE   0 0 10,875
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 BBG002XY88Z0 6,270,508 232,586 SH   SOLE   0 0 232,586
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 BBG00WGK8YP7 10,342,776 380,809 SH   SOLE   0 0 380,809
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 240,741 1,514 SH   SOLE   0 0 1,514
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 201,139 399 SH   SOLE   0 0 399
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,081,813 3,973 SH   SOLE   0 0 3,973
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 308,958 787 SH   SOLE   0 0 787
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 499,376 2,351 SH   SOLE   0 0 2,351
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 285,507 6,530 SH   SOLE   0 0 6,530
VELO3D INC COMMON STOCK 92259N104 BBG00YZ5PM72 28,536 18,292 SH   SOLE   0 0 18,292
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 268,419 8,282 SH   SOLE   0 0 8,282
VISA INC COM CL A 92826C839 BBG001SRCFY3 823,206 3,579 SH   SOLE   0 0 3,579