The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 213,134 1,955 SH   SOLE   0 0 1,955
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 226,616 1,682 SH   SOLE   0 0 1,682
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 440,262 3,865 SH   SOLE   0 0 3,865
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 950,955 4,881 SH   SOLE   0 0 4,881
APPLE INC COM 037833100 BBG001S5N8V8 2,028,709 10,459 SH   SOLE   0 0 10,459
AT&T INC COM 00206R102 BBG001S5VWH2 373,431 23,413 SH   SOLE   0 0 23,413
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 767,591 2,251 SH   SOLE   0 0 2,251
CANO HEALTH INC *W EXP 06/03/202 13781Y111   13,138 62,532 SH   SOLE   0 0 62,532
CANO HEALTH INC COM CL A 13781Y103 BBG00TJZLYB8 141,729 101,963 SH   SOLE   0 0 101,963
COCA COLA CO COM 191216100 BBG001S5SMQ8 254,971 4,234 SH   SOLE   0 0 4,234
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 248,282 461 SH   SOLE   0 0 461
CSX CORP COM 126408103 BBG001S5Q7Q3 405,874 11,902 SH   SOLE   0 0 11,902
DELTA AIR LINES INC DEL COM NEW 247361702 BBG001SPT759 302,887 6,371 SH   SOLE   0 0 6,371
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 BBG011DXY6D4 557,145 20,521 SH   SOLE   0 0 20,521
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 333,031 7,179 SH   SOLE   0 0 7,179
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 2,815,941 120,804 SH   SOLE   0 0 120,804
ECOLAB INC COM 278865100 BBG001S5QRB5 207,039 1,109 SH   SOLE   0 0 1,109
ELEVANCE HEALTH INC COM 036752103 BBG001S6KBQ8 378,535 852 SH   SOLE   0 0 852
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 500,722 4,669 SH   SOLE   0 0 4,669
HERITAGE INSURANCE HLDGS INC COM 42727J102 BBG006D4PF57 72,834 18,918 SH   SOLE   0 0 18,918
INTUIT COM 461202103 BBG001S6TWR2 608,935 1,329 SH   SOLE   0 0 1,329
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 204,558 1,367 SH   SOLE   0 0 1,367
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 562,098 1,522 SH   SOLE   0 0 1,522
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 611,272 9,056 SH   SOLE   0 0 9,056
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 32,729,554 125,170 SH   SOLE   0 0 125,170
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 19,897,226 199,671 SH   SOLE   0 0 199,671
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 10,118,966 22,703 SH   SOLE   0 0 22,703
ISHARES TR CORE TOTAL USD 46434V613 BBG006MJCSW0 993,693 21,854 SH   SOLE   0 0 21,854
ISHARES TR EAFE GRWTH ETF 464288885 BBG001SP62C7 1,034,648 10,844 SH   SOLE   0 0 10,844
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 495,786 8,406 SH   SOLE   0 0 8,406
ISHARES TR EAFE VALUE ETF 464288877 BBG001SNYBH6 497,797 10,172 SH   SOLE   0 0 10,172
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 683,599 13,287 SH   SOLE   0 0 13,287
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 368,660 9,319 SH   SOLE   0 0 9,319
ISHARES TR MSCI USA ESG SLC 464288802 BBG001SN86J4 256,408 2,738 SH   SOLE   0 0 2,738
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 744,015 6,971 SH   SOLE   0 0 6,971
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 526,966 2,162 SH   SOLE   0 0 2,162
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 423,227 1,538 SH   SOLE   0 0 1,538
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 BBG00M8D2458 300,000 5,923 SH   SOLE   0 0 5,923
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 307,094 1,855 SH   SOLE   0 0 1,855
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 531,295 3,653 SH   SOLE   0 0 3,653
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 307,463 782 SH   SOLE   0 0 782
MICROSOFT CORP COM 594918104 BBG001S5TD05 550,948 1,618 SH   SOLE   0 0 1,618
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 507,181 5,177 SH   SOLE   0 0 5,177
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 BBG0051J0PJ9 1,273,870 22,127 SH   SOLE   0 0 22,127
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 18,375,517 245,170 SH   SOLE   0 0 245,170
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 7,858,015 117,126 SH   SOLE   0 0 117,126
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 5,462,605 104,308 SH   SOLE   0 0 104,308
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 12,110,410 170,497 SH   SOLE   0 0 170,497
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,561,756 58,488 SH   SOLE   0 0 58,488
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 569,451 1,285 SH   SOLE   0 0 1,285
SPDR SER TR NUVEEN BLOOMBERG 78464A284 BBG001V11QG4 252,576 10,099 SH   SOLE   0 0 10,099
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 10,805,694 177,113 SH   SOLE   0 0 177,113
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 16,496,664 381,867 SH   SOLE   0 0 381,867
SPRINKLR INC CL A 85208T107 BBG0043NCD14 150,401 10,875 SH   SOLE   0 0 10,875
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 BBG002XY88Z0 6,050,300 227,199 SH   SOLE   0 0 227,199
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107 BBG00WGK8YP7 10,442,770 374,561 SH   SOLE   0 0 374,561
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 322,056 1,789 SH   SOLE   0 0 1,789
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,123,483 3,970 SH   SOLE   0 0 3,970
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 304,841 748 SH   SOLE   0 0 748
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 517,878 2,351 SH   SOLE   0 0 2,351
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 300,236 6,501 SH   SOLE   0 0 6,501
VELO3D INC COMMON STOCK 92259N104 BBG00YZ5PM72 39,511 18,292 SH   SOLE   0 0 18,292
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 307,350 8,264 SH   SOLE   0 0 8,264
VISA INC COM CL A 92826C839 BBG001SRCFY3 870,602 3,666 SH   SOLE   0 0 3,666