The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A COMMON STOCK G1151C101   139,914 420 SH   DFND   420 0 0
EATON CORP PLC SHS COMMON STOCK G29183103   91,076 400 SH   SOLE   400 0 0
LINDE PLC SHS FOREIGN EQUITIES G54950103   41,376 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORD COMMON STOCK G5960L103   78,554 991 SH   SOLE   991 0 0
NVENT ELECTRIC PLC SHS COMMON STOCK G6700G107   11,928 224 SH   SOLE   224 0 0
STELLANTIS N.V SHS FOREIGN EQUITIES N82405106   24,593 1,136 SH   SOLE   1,136 0 0
AT&T INC COM COMMON STOCK 00206R102   11,062 668 SH   SOLE   668 0 0
AT&T INC COM COMMON STOCK 00206R102   13,248 800 SH   DFND   800 0 0
ABBOTT LABS COM COMMON STOCK 002824100   55,690 534 SH   SOLE   534 0 0
ABBVIE INC COM COMMON STOCK 00287Y109   68,204 479 SH   SOLE   479 0 0
ALCOA CORP COM COMMON STOCK 013872106   2,362 88 SH   SOLE   88 0 0
ALLIANT ENERGY CORP COM COMMON STOCK 018802108   2,528 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   21,426 160 SH   SOLE   160 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103   67,264 1,600 SH   SOLE   1,600 0 0
AMAZON COM INC COMMON STOCK 023135106   479,166 3,280 SH   SOLE   3,280 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   47,814 280 SH   SOLE   280 0 0
CENCORA INC COM COMMON STOCK 03073E105   15,252 75 SH   SOLE   75 0 0
AMGEN INC COM COMMON STOCK 031162100   59,318 220 SH   SOLE   220 0 0
ANALOG DEVICES INC COM COMMON STOCK 032654105   46,395 253 SH   SOLE   253 0 0
APPLE INC COM COMMON STOCK 037833100   183,680 967 SH   SOLE   967 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105   45,083 301 SH   SOLE   301 0 0
BANK OF AMERICA CORPORATION COM COMMON STOCK 060505104   183,794 6,030 SH   SOLE   6,030 0 0
BERKLEY W R CORP COM COMMON STOCK 084423102   32,643 450 SH   SOLE   450 0 0
BERKSHIRE HATHAWAY INC DEL CL A COMMON STOCK 084670108   1,637,700 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL B COMMON STOCK 084670702   144,000 400 SH   SOLE   400 0 0
BRISTOL-MYERS SQUIBB CO COM COMMON STOCK 110122108   27,554 558 SH   SOLE   558 0 0
C H ROBINSON WORLDWIDE INC COM NEW COMMON STOCK 12541W209   10,174 124 SH   SOLE   124 0 0
CANADIAN NAT RES LTD COM FOREIGN EQUITIES 136385101   13,358 200 SH   SOLE   200 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   37,608 150 SH   DFND   150 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   27,322 150 SH   SOLE   150 0 0
CHEVRON CORP NEW COM COMMON STOCK 166764100   24,124 168 SH   SOLE   168 0 0
CINTAS CORP COM COMMON STOCK 172908105   4,426 8 SH   SOLE   8 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424   6,129 133 SH   SOLE   133 0 0
CLEARFIELD INC COM COMMON STOCK 18482P103   24,107 948 SH   SOLE   948 0 0
CLEVELAND-CLIFFS INC NEW COM COMMON STOCK 185899101   4,542 265 SH   SOLE   265 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   22,449 285 SH   SOLE   285 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   11,557 100 SH   SOLE   100 0 0
COSTCO WHSL CORP NEW COM COMMON STOCK 22160K105   11,261 19 SH   SOLE   19 0 0
DEERE & CO COM COMMON STOCK 244199105   1,093,200 3,000 SH   DFND   3,000 0 0
DIGI INTL INC COM COMMON STOCK 253798102   4,658 198 SH   SOLE   198 0 0
WALT DISNEY CO COMMON STOCK 254687106   365,001 3,938 SH   SOLE   3,938 0 0
DISCOVER FINL SVCS COM COMMON STOCK 254709108   18,693 201 SH   SOLE   201 0 0
DONALDSON INC COM COMMON STOCK 257651109   10,950 180 SH   SOLE   180 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   13,335 150 SH   SOLE   150 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   142,240 1,600 SH   DFND   1,600 0 0
ENBRIDGE INC COM COMMON STOCK 29250N105   51,209 1,469 SH   SOLE   1,469 0 0
ENERGY TRANSFER L P COM UT LTD PTN PARTNERSHIPS 29273V100   8,334 600 SH   SOLE   600 0 0
ENTERPRISE PRODS PARTNERS L COM PARTNERSHIPS 293792107   16,062 600 SH   SOLE   600 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102   132,945 1,294 SH   SOLE   1,294 0 0
FASTENAL CO COM COMMON STOCK 311900104   12,952 216 SH   SOLE   216 0 0
FIDELITY NATL INFORMATION SVCOM COMMON STOCK 31620M106   10,553 180 SH   SOLE   180 0 0
FISERV INC COM COMMON STOCK 337738108   66,348 508 SH   SOLE   508 0 0
FULLER H B CO COM COMMON STOCK 359694106   10,140 134 SH   SOLE   134 0 0
GALLAGHER ARTHUR J & CO COM COMMON STOCK 363576109   49,800 200 SH   SOLE   200 0 0
GENERAL MTRS CO COM COMMON STOCK 37045V100   8,811 279 SH   SOLE   279 0 0
HAWKINS INC COM COMMON STOCK 420261109   183,675 2,990 SH   SOLE   2,990 0 0
HERSHEY CO COM COMMON STOCK 427866108   9,396 50 SH   SOLE   50 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   81,816 261 SH   SOLE   261 0 0
HOWMET AEROSPACE INC COM COMMON STOCK 443201108   14,304 272 SH   SOLE   272 0 0
HUNTINGTON BANCSHARES INC COM COMMON STOCK 446150104   9,918 881 SH   SOLE   881 0 0
INTEL CORP COM COMMON STOCK 458140100   15,018 336 SH   SOLE   336 0 0
INVESCO QQQ TR UNIT SER 1 STOCK ETFS 46090E103   54,433 140 SH   SOLE   140 0 0
INVESCO EXCHANGE TRADED FD TS&P500 QUALITY STOCK ETFS 46137V241   7,236,438 139,351 SH   SOLE   139,351 0 0
INVESCO EXCHANGE TRADED FD TS&P500 PUR GWT STOCK ETFS 46137V266   133,523 4,310 SH   DFND   4,310 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 STOCK ETFS 46137V597   201,106 5,980 SH   SOLE   5,980 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1500 STOCK ETFS 46137V597   97,527 2,900 SH   DFND   2,900 0 0
INVESCO EXCHANGE TRADED FD TFTSE RAFI 1000 STOCK ETFS 46137V613   168,018 5,020 SH   SOLE   5,020 0 0
IRON MTN INC DEL COM COMMON STOCK 46284V101   6,415 100 SH   SOLE   100 0 0
ISHARES TR MORNINGSTAR GRWT STOCK ETFS 464287119   698,354 10,711 SH   SOLE   10,711 0 0
ISHARES TR DJ SEL DIV INX STOCK ETFS 464287168   471,995 4,215 SH   SOLE   4,215 0 0
ISHARES TR CORE S&P500 ETF STOCK ETFS 464287200   15,534,979 33,889 SH   SOLE   33,889 0 0
ISHARES TR CORE S&P500 ETF STOCK ETFS 464287200   742,624 1,620 SH   DFND   1,620 0 0
ISHARES TR MSCI EAFE ETF STOCK ETFS 464287465   51,418 710 SH   SOLE   710 0 0
ISHARES TR CORE S&P MCP ETF STOCK ETFS 464287507   143,642 561 SH   SOLE   561 0 0
ISHARES TR CORE S&P MCP ETF STOCK ETFS 464287507   140,826 550 SH   DFND   550 0 0
ISHARES TR RUS 1000 VAL ETF STOCK ETFS 464287598   334,665 2,125 SH   SOLE   2,125 0 0
ISHARES TR RUS 1000 VAL ETF STOCK ETFS 464287598   488,061 3,099 SH   DFND   3,099 0 0
ISHARES TR RUSSELL1000GRW STOCK ETFS 464287614   1,096,504 3,770 SH   SOLE   3,770 0 0
ISHARES TR RUSSELL1000GRW STOCK ETFS 464287614   876,039 3,012 SH   DFND   3,012 0 0
ISHARES TR CORE S&P SCP ETF STOCK ETFS 464287804   16,360 170 SH   SOLE   170 0 0
ISHARES TR SHORT TREAS BD BOND ETFS 464288679   53,083 480 SH   SOLE   480 0 0
ISHARES TR EAFE VALUE ETF STOCK ETFS 464288877   2,424 48 SH   SOLE   48 0 0
ISHARES TR US TREAS BD ETF BOND ETFS 46429B267   17,394,890 775,524 SH   SOLE   775,524 0 0
ISHARES TR MSCI USA MIN VOL STOCK ETFS 46429B697   4,122,947 54,001 SH   SOLE   54,001 0 0
ISHARES TR MSCI USA QLT FCT STOCK ETFS 46432F339   6,108,815 43,304 SH   SOLE   43,304 0 0
ISHARES TR MSCI INTL QUALTY STOCK ETFS 46434V456   2,221,528 62,141 SH   SOLE   62,141 0 0
ISHARES TR CORE TOTAL USD BOND ETFS 46434V613   5,089,315 113,856 SH   SOLE   113,856 0 0
ISHARES TR CORE DIV GRWTH STOCK ETFS 46434V621   4,171,172 80,759 SH   SOLE   80,759 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100   7,023 45 SH   SOLE   45 0 0
JPMORGAN CHASE & CO COM COMMON STOCK 46625H100   62,432 400 SH   DFND   400 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   192,393 1,244 SH   SOLE   1,244 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   157,752 1,020 SH   DFND   1,020 0 0
KLA-TENCOR CORP COMMON STOCK 482480100   108,922 200 SH   SOLE   200 0 0
ELI LILLY & CO COM COMMON STOCK 532457108   29,550 50 SH   SOLE   50 0 0
LITTELFUSE INC COM COMMON STOCK 537008104   7,448 32 SH   SOLE   32 0 0
MASTERCARD INCORPORATED CL A COMMON STOCK 57636Q104   10,759 26 SH   SOLE   26 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   10,991 39 SH   SOLE   39 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105   20,496 200 SH   SOLE   200 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105   102,480 1,000 SH   DFND   1,000 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   298,950 789 SH   SOLE   789 0 0
MICROSOFT CORP COM COMMON STOCK 594918104   181,872 480 SH   DFND   480 0 0
MICROCHIP TECHNOLOGY INC. COM COMMON STOCK 595017104   25,032 300 SH   SOLE   300 0 0
MOTOROLA SOLUTIONS INC COM NEW COMMON STOCK 620076307   46,490 144 SH   SOLE   144 0 0
NIKE INC CL B COMMON STOCK 654106103   27,016 245 SH   SOLE   245 0 0
NOVARTIS A G SPONSORED ADR FOREIGN EQUITIES 66987V109   80,767 825 SH   SOLE   825 0 0
NOVO-NORDISK A S ADR FOREIGN EQUITIES 670100205   50,920 500 SH   SOLE   500 0 0
NUVEEN S&P 500 BUY-WRITE INCCOM LRG CAP MUTL FDS 6706ER101   22,347 1,750 SH   SOLE   1,750 0 0
NVIDIA CORP COM COMMON STOCK 67066G104   33,674 72 SH   SOLE   72 0 0
NUTRIEN LTD COM FOREIGN EQUITIES 67077M108   5,347 100 SH   SOLE   100 0 0
OLD REP INTL CORP COM COMMON STOCK 680223104   6,153 210 SH   SOLE   210 0 0
ONEOK INC NEW COM COMMON STOCK 682680103   27,540 400 SH   SOLE   400 0 0
PEPSICO INC COM COMMON STOCK 713448108   193,533 1,150 SH   SOLE   1,150 0 0
PEPSICO INC COM COMMON STOCK 713448108   218,776 1,300 SH   DFND   1,300 0 0
PFIZER INC COM COMMON STOCK 717081103   225,883 7,416 SH   SOLE   7,416 0 0
PHILIP MORRIS INTL INC COM COMMON STOCK 718172109   46,680 500 SH   SOLE   500 0 0
PHILLIPS 66 COM COMMON STOCK 718546104   38,924 302 SH   SOLE   302 0 0
POLARIS INC COM COMMON STOCK 731068102   1,978 24 SH   SOLE   24 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109   374,427 2,439 SH   SOLE   2,439 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109   250,236 1,630 SH   DFND   1,630 0 0
PROTO LABS INC COM COMMON STOCK 743713109   7,240 200 SH   SOLE   200 0 0
PUBLIC STORAGE COM COMMON STOCK 74460D109   6,469 25 SH   SOLE   25 0 0
QUALCOMM INC COM COMMON STOCK 747525103   3,096 24 SH   SOLE   24 0 0
RTX CORPORATION COM COMMON STOCK 75513E101   8,147 100 SH   SOLE   100 0 0
REALTY INCOME CORP COM COMMON STOCK 756109104   10,790 200 SH   SOLE   200 0 0
ROYAL BK CDA MONTREAL QUE COM FOREIGN EQUITIES 780087102   9,040 100 SH   SOLE   100 0 0
SHELL PLC SPON ADS COMMON STOCK 780259305   19,737 300 SH   SOLE   300 0 0
SPDR TR S&P 500 ETF UNIT SER 1 STOCK ETFS 78462F103   7,757,682 16,998 SH   SOLE   16,998 0 0
SPDR TR S&P 500 ETF UNIT SER 1 STOCK ETFS 78462F103   4,563 10 SH   DFND   10 0 0
SPDR SER TR PORTFOLIO SHORT BOND ETFS 78464A474   12,089 408 SH   SOLE   408 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP STOCK ETFS 78467Y107   271,919 580 SH   SOLE   580 0 0
SAFETY INS GROUP INC COM COMMON STOCK 78648T100   7,693 100 SH   SOLE   100 0 0
THE CHARLES SCHWAB CORPORATICOM COMMON STOCK 808513105   9,318 152 SH   SOLE   152 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF STOCK ETFS 808524300   693,634 8,714 SH   SOLE   8,714 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF STOCK ETFS 808524300   309,644 3,890 SH   DFND   3,890 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF STOCK ETFS 808524508   55,744 800 SH   SOLE   800 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS STOCK ETFS 81369Y886   62,132 990 SH   SOLE   990 0 0
SHERWIN WILLIAMS CO COM COMMON STOCK 824348106   7,248 26 SH   SOLE   26 0 0
SOUTHERN CO COM COMMON STOCK 842587107   14,194 200 SH   SOLE   200 0 0
SYSCO CORP COM COMMON STOCK 871829107   34,208 474 SH   SOLE   474 0 0
SYSCO CORP COM COMMON STOCK 871829107   144,340 2,000 SH   DFND   2,000 0 0
TAIWAN SEMICONDUCTOR MFG LTDSPONSORED ADR COMMON STOCK 874039100   32,404 333 SH   SOLE   333 0 0
TEXAS INSTRS INC COMMON STOCK 882508104   22,448 147 SH   SOLE   147 0 0
3M COMPANY COM COMMON STOCK 88579Y101   40,319 407 SH   SOLE   407 0 0
3M COMPANY COM COMMON STOCK 88579Y101   23,776 240 SH   DFND   240 0 0
TORO CO COM COMMON STOCK 891092108   8,964 108 SH   SOLE   108 0 0
TOTALENERGIES SE SPONSORED ADS FOREIGN EQUITIES 89151E109   6,804 100 SH   SOLE   100 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   74,314 1,950 SH   SOLE   1,950 0 0
US BANCORP DEL COM NEW COMMON STOCK 902973304   19,817 520 SH   DFND   520 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   3,940 26 SH   SOLE   26 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102   109,486 198 SH   SOLE   198 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF STOCK ETFS 921908844   4,050,025 24,616 SH   SOLE   24,616 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT BOND ETFS 921937835   38,572 540 SH   SOLE   540 0 0
VANGUARD TAX-MANAGED FD EUROPE PAC ETF STOCK ETFS 921943858   31,475 685 SH   SOLE   685 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS BOND ETFS 92206C706   11,854 204 SH   SOLE   204 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP BOND ETFS 92206C870   12,417 158 SH   SOLE   158 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS STOCK ETFS 922908363   6,756,315 16,110 SH   SOLE   16,110 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS STOCK ETFS 922908363   27,260 65 SH   DFND   65 0 0
VANGUARD INDEX FDS MID CAP ETF STOCK ETFS 922908629   152,782 700 SH   SOLE   700 0 0
VANGUARD TOTAL STOCK MARKET ETF STOCK ETFS 922908769   3,754,086 16,592 SH   SOLE   16,592 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   7,664 200 SH   SOLE   200 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   15,328 400 SH   DFND   400 0 0
VISA INC COM CL A COMMON STOCK 92826C839   738,681 2,878 SH   SOLE   2,878 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   32,281 724 SH   SOLE   724 0 0
WELLS FARGO CO NEW PERP PFD CNV A PREFERRED STOCK 949746804   5,590 5 SH   SOLE   5 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100   50,862 836 SH   SOLE   836 0 0
ZIMMER BIOMET HLDGS INC COM COMMON STOCK 98956P102   3,488 30 SH   SOLE   30 0 0