The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   8,556,458 61,936 SH   SOLE 0 0 0 61,936
ALPHABET INC CAP STK CL A 02079K305   214,657 1,218 SH   SOLE 0 0 0 1,218
AMAZON COM INC COM 023135106   297,557 1,356 SH   SOLE 0 0 0 1,356
AMERICAN ELEC PWR CO INC COM 025537101   487,672 4,700 SH   SOLE 0 0 0 4,700
AMERICAN EXPRESS CO COM 025816109   1,975,443 6,193 SH   SOLE 0 0 0 6,193
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   573,125 8,340 SH   SOLE 0 0 0 8,340
APPLE INC COM 037833100   2,901,306 14,141 SH   SOLE 0 0 0 14,141
AT&T INC COM 00206R102   874,277 30,210 SH   SOLE 0 0 0 30,210
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   49,005,701 100,883 SH   SOLE 0 0 0 100,883
BRISTOL-MYERS SQUIBB CO COM 110122108   500,395 10,810 SH   SOLE 0 0 0 10,810
BROADCOM INC COM 11135F101   1,496,504 5,429 SH   SOLE 0 0 0 5,429
CHEVRON CORP NEW COM 166764100   3,626,313 25,325 SH   SOLE 0 0 0 25,325
CITIGROUP INC COM NEW 172967424   1,038,464 12,200 SH   SOLE 0 0 0 12,200
DISNEY WALT CO COM 254687106   264,389 2,132 SH   SOLE 0 0 0 2,132
EXXON MOBIL CORP COM 30231G102   3,959,137 36,727 SH   SOLE 0 0 0 36,727
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   7,934,390 321,621 SH   SOLE 0 0 0 321,621
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   12,642,563 257,486 SH   SOLE 0 0 0 257,486
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   8,954,753 281,596 SH   SOLE 0 0 0 281,596
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   279,136 14,300 SH   SOLE 0 0 0 14,300
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613   583,537 13,805 SH   SOLE 0 0 0 13,805
INVESCO QQQ TR UNIT SER 1 46090E103   8,414,364 15,253 SH   SOLE 0 0 0 15,253
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   520,469 8,503 SH   SOLE 0 0 0 8,503
JPMORGAN CHASE & CO. COM 46625H100   3,179,733 10,968 SH   SOLE 0 0 0 10,968
LUCID GROUP INC COM 549498103   21,100 10,000 SH   SOLE 0 0 0 10,000
MARKEL GROUP INC COM 570535104   2,396,832 1,200 SH   SOLE 0 0 0 1,200
NVIDIA CORPORATION COM 67066G104   4,727,975 29,926 SH   SOLE 0 0 0 29,926
OCCIDENTAL PETE CORP COM 674599105   560,966 13,353 SH   SOLE 0 0 0 13,353
RIO TINTO PLC SPONSORED ADR 767204100   743,708 12,750 SH   SOLE 0 0 0 12,750
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   205,932 7,771 SH   SOLE 0 0 0 7,771
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   29,432,732 1,027,320 SH   SOLE 0 0 0 1,027,320
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   22,173,201 554,053 SH   SOLE 0 0 0 554,053
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   23,528,535 958,783 SH   SOLE 0 0 0 958,783
SELECT SECTOR SPDR TR ENERGY 81369Y506   11,575,506 136,488 SH   SOLE 0 0 0 136,488
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   444,394 5,442 SH   SOLE 0 0 0 5,442
SPDR S&P 500 ETF TR TR UNIT 78462F103   60,178,987 97,401 SH   SOLE 0 0 0 97,401
UNITED AIRLS HLDGS INC COM 910047109   242,155 3,041 SH   SOLE 0 0 0 3,041
UNITED PARCEL SERVICE INC CL B 911312106   454,230 4,500 SH   SOLE 0 0 0 4,500
VANGUARD INDEX FDS VALUE ETF 922908744   202,721 1,147 SH   SOLE 0 0 0 1,147
VERIZON COMMUNICATIONS INC COM 92343V104   837,015 19,344 SH   SOLE 0 0 0 19,344