The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   7,367,189 71,540 SH   SOLE 0 0 0 71,540
AMAZON COM INC COM 023135106   533,813 2,762 SH   SOLE 0 0 0 2,762
AMERICAN EXPRESS CO COM 025816109   981,772 4,240 SH   SOLE 0 0 0 4,240
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   596,038 10,250 SH   SOLE 0 0 0 10,250
APPLE INC COM 037833100   2,706,244 12,849 SH   SOLE 0 0 0 12,849
AT&T INC COM 00206R102   1,211,765 63,410 SH   SOLE 0 0 0 63,410
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   35,731,887 87,836 SH   SOLE 0 0 0 87,836
BRISTOL-MYERS SQUIBB CO COM 110122108   365,506 8,801 SH   SOLE 0 0 0 8,801
CHEVRON CORP NEW COM 166764100   2,220,709 14,197 SH   SOLE 0 0 0 14,197
CITIGROUP INC COM NEW 172967424   1,056,101 16,642 SH   SOLE 0 0 0 16,642
EXXON MOBIL CORP COM 30231G102   2,391,689 20,776 SH   SOLE 0 0 0 20,776
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   7,006,299 293,028 SH   SOLE 0 0 0 293,028
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   17,994,012 356,176 SH   SOLE 0 0 0 356,176
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   11,678,821 403,832 SH   SOLE 0 0 0 403,832
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   242,592 12,160 SH   SOLE 0 0 0 12,160
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   807,819 38,358 SH   SOLE 0 0 0 38,358
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   723,603 35,384 SH   SOLE 0 0 0 35,384
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   563,918 29,409 SH   SOLE 0 0 0 29,409
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   827,879 21,815 SH   SOLE 0 0 0 21,815
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   276,706 7,255 SH   SOLE 0 0 0 7,255
JPMORGAN CHASE & CO. COM 46625H100   1,407,527 6,959 SH   SOLE 0 0 0 6,959
MARKEL GROUP INC COM 570535104   1,181,745 750 SH   SOLE 0 0 0 750
NETFLIX INC COM 64110L106   337,440 500 SH   SOLE 0 0 0 500
RIO TINTO PLC SPONSORED ADR 767204100   481,289 7,300 SH   SOLE 0 0 0 7,300
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   259,330 3,335 SH   SOLE 0 0 0 3,335
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   29,549,047 538,038 SH   SOLE 0 0 0 538,038
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   19,331,621 551,859 SH   SOLE 0 0 0 551,859
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   20,026,819 298,997 SH   SOLE 0 0 0 298,997
SELECT SECTOR SPDR TR ENERGY 81369Y506   11,361,803 124,650 SH   SOLE 0 0 0 124,650
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   570,741 8,376 SH   SOLE 0 0 0 8,376
SPDR S&P 500 ETF TR TR UNIT 78462F103   33,308,289 61,204 SH   SOLE 0 0 0 61,204
UNITED AIRLS HLDGS INC COM 910047109   257,898 5,300 SH   SOLE 0 0 0 5,300
UNITED PARCEL SERVICE INC CL B 911312106   656,880 4,800 SH   SOLE 0 0 0 4,800
VANGUARD INDEX FDS VALUE ETF 922908744   213,345 1,330 SH   SOLE 0 0 0 1,330
VERIZON COMMUNICATIONS INC COM 92343V104   995,327 24,135 SH   SOLE 0 0 0 24,135