The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   5,802,324 63,615 SH   SOLE 0 0 0 63,615
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   1,444,621 14,138 SH   SOLE 0 0 0 14,138
ALPHABET INC CAP STK CL A 02079K305   1,868,592 18,014 SH   SOLE 0 0 0 18,014
AMERICAN EXPRESS CO COM 025816109   471,757 2,860 SH   SOLE 0 0 0 2,860
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   711,342 10,660 SH   SOLE 0 0 0 10,660
APPLE INC COM 037833100   5,708,345 34,617 SH   SOLE 0 0 0 34,617
AT&T INC COM 00206R102   1,029,298 53,470 SH   SOLE 0 0 0 53,470
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   21,737,187 70,399 SH   SOLE 0 0 0 70,399
CHEVRON CORP NEW COM 166764100   1,317,916 8,077 SH   SOLE 0 0 0 8,077
CITIGROUP INC COM NEW 172967424   543,877 11,599 SH   SOLE 0 0 0 11,599
EXXON MOBIL CORP COM 30231G102   1,599,939 14,590 SH   SOLE 0 0 0 14,590
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   4,231,653 180,147 SH   SOLE 0 0 0 180,147
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705   8,714,090 169,403 SH   SOLE 0 0 0 169,403
INNOVATOR ETFS TR S&P INVT GRD PFD 45783Y822   2,981,172 160,537 SH   SOLE 0 0 0 160,537
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   312,165 7,085 SH   SOLE 0 0 0 7,085
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   1,813,639 86,036 SH   SOLE 0 0 0 86,036
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,778,873 86,395 SH   SOLE 0 0 0 86,395
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,316,415 64,912 SH   SOLE 0 0 0 64,912
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,016,875 6,486 SH   SOLE 0 0 0 6,486
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   374,941 2,279 SH   SOLE 0 0 0 2,279
INVESCO QQQ TR UNIT SER 1 46090E103   375,913 1,171 SH   SOLE 0 0 0 1,171
ISHARES TR EAFE SML CP ETF 464288273   4,515,857 75,884 SH   SOLE 0 0 0 75,884
JPMORGAN CHASE & CO COM 46625H100   403,961 3,100 SH   SOLE 0 0 0 3,100
META PLATFORMS INC CL A 30303M102   887,193 4,186 SH   SOLE 0 0 0 4,186
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   490,158 14,795 SH   SOLE 0 0 0 14,795
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,187,256 24,394 SH   SOLE 0 0 0 24,394
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   568,177 21,811 SH   SOLE 0 0 0 21,811
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   1,680,137 53,730 SH   SOLE 0 0 0 53,730
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   1,007,892 18,352 SH   SOLE 0 0 0 18,352
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   842,577 11,517 SH   SOLE 0 0 0 11,517
SCHWAB STRATEGIC TR US TIPS ETF 808524870   4,644,824 86,641 SH   SOLE 0 0 0 86,641
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,485,827 54,157 SH   SOLE 0 0 0 54,157
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,325,416 41,226 SH   SOLE 0 0 0 41,226
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,388,999 20,520 SH   SOLE 0 0 0 20,520
SPDR S&P 500 ETF TR TR UNIT 78462F103   23,369,196 57,083 SH   SOLE 0 0 0 57,083
UNITED PARCEL SERVICE INC CL B 911312106   969,950 5,000 SH   SOLE 0 0 0 5,000
VANGUARD INDEX FDS VALUE ETF 922908744   337,403 2,443 SH   SOLE 0 0 0 2,443
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,361,305 52,521 SH   SOLE 0 0 0 52,521
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,402,624 54,878 SH   SOLE 0 0 0 54,878
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   4,293,401 105,827 SH   SOLE 0 0 0 105,827
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,511,853 111,680 SH   SOLE 0 0 0 111,680
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,695,750 303,205 SH   SOLE 0 0 0 303,205
VANGUARD WORLD FDS UTILITIES ETF 92204A876   4,451,268 30,174 SH   SOLE 0 0 0 30,174
VERIZON COMMUNICATIONS INC COM 92343V104   892,720 22,955 SH   SOLE 0 0 0 22,955