The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,662 19,332 SH   SOLE 0 0 0 19,332
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 4,614 72,046 SH   SOLE 0 0 0 72,046
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 15,777 61,758 SH   SOLE 0 0 0 61,758
INVESCO QQQ TR UNIT SER 1 46090E103 781 2,446 SH   SOLE 0 0 0 2,446
ISHARES TR MSCI EAFE ETF 464287465 2,713 35,754 SH   SOLE 0 0 0 35,754
CHEVRON CORP NEW COM 166764100 1,574 15,021 SH   SOLE 0 0 0 15,021
UNITED PARCEL SERVICE INC CL B 911312106 1,088 6,400 SH   SOLE 0 0 0 6,400
AT&T INC COM 00206R102 439 14,510 SH   SOLE 0 0 0 14,510
CITIGROUP INC COM NEW 172967424 1,184 16,276 SH   SOLE 0 0 0 16,276
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,321 26,933 SH   SOLE 0 0 0 26,933
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 3,822 55,958 SH   SOLE 0 0 0 55,958
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 2,602 22,289 SH   SOLE 0 0 0 22,289
EXXON MOBIL CORP COM 30231G102 1,625 29,104 SH   SOLE 0 0 0 29,104
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 1,436 22,854 SH   SOLE 0 0 0 22,854
GENERAL ELECTRIC CO COM 369604103 843 64,192 SH   SOLE 0 0 0 64,192
JPMORGAN CHASE & CO COM 46625H100 2,137 14,035 SH   SOLE 0 0 0 14,035
APPLE INC COM 037833100 9,357 76,599 SH   SOLE 0 0 0 76,599
AMERICAN EXPRESS CO COM 025816109 2,126 15,028 SH   SOLE 0 0 0 15,028
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 437 8,401 SH   SOLE 0 0 0 8,401
AMERICAN ELEC PWR CO INC COM 025537101 842 9,936 SH   SOLE 0 0 0 9,936
ALPHABET INC CAP STK CL A 02079K305 2,013 976 SH   SOLE 0 0 0 976
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,438 37,425 SH   SOLE 0 0 0 37,425
NATIONAL GRID PLC SPONSORED ADR NE 636274409 438 7,400 SH   SOLE 0 0 0 7,400
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,795 17,726 SH   SOLE 0 0 0 17,726
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 11,369 74,957 SH   SOLE 0 0 0 74,957
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 5,573 31,604 SH   SOLE 0 0 0 31,604
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,863 58,307 SH   SOLE 0 0 0 58,307
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 6,627 143,350 SH   SOLE 0 0 0 143,350
ISHARES TR EAFE SML CP ETF 464288273 750 10,439 SH   SOLE 0 0 0 10,439
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,412 55,796 SH   SOLE 0 0 0 55,796
ABERDEEN STD PRECIOUS METALS PHYSCL PM BASKET 003263100 7,399 79,840 SH   SOLE 0 0 0 79,840
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,458 35,479 SH   SOLE 0 0 0 35,479
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 858 40,613 SH   SOLE 0 0 0 40,613
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 839 38,792 SH   SOLE 0 0 0 38,792
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,538 11,196 SH   SOLE 0 0 0 11,196
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 745 34,200 SH   SOLE 0 0 0 34,200
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 736 33,200 SH   SOLE 0 0 0 33,200
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 277 12,500 SH   SOLE 0 0 0 12,500
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705 6,534 127,863 SH   SOLE 0 0 0 127,863
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 9 200 SH Call SOLE 0 0 0 200
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 13 400 SH Call SOLE 0 0 0 400
EXXON MOBIL CORP COM 30231G102 5 200 SH Call SOLE 0 0 0 200