The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,471 18,448 SH   SOLE   0 0 18,448
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1,889 38,722 SH   SOLE   0 0 38,722
APPLE INC COM 037833100 3,442 19,381 SH   SOLE   0 0 19,381
AT&T INC COM 00206R102 312 12,688 SH   SOLE   0 0 12,688
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 267 894 SH   SOLE   0 0 894
CENTERPOINT ENERGY INC COM 15189T107 234 8,374 SH   SOLE   0 0 8,374
CF INDS HLDGS INC COM 125269100 204 2,875 SH   SOLE   0 0 2,875
CHEVRON CORP NEW COM 166764100 233 1,982 SH   SOLE   0 0 1,982
CINTAS CORP COM 172908105 300 677 SH   SOLE   0 0 677
COCA COLA CO COM 191216100 269 4,548 SH   SOLE   0 0 4,548
COSTCO WHSL CORP NEW COM 22160K105 256 450 SH   SOLE   0 0 450
DBX ETF TR XTRACK USD HIGH 233051432 261 6,549 SH   SOLE   0 0 6,549
DIAGEO PLC SPON ADR NEW 25243Q205 291 1,323 SH   SOLE   0 0 1,323
DOMINION ENERGY INC COM 25746U109 203 2,585 SH   SOLE   0 0 2,585
DTE ENERGY CO COM 233331107 404 3,376 SH   SOLE   0 0 3,376
EMERSON ELEC CO COM 291011104 280 3,014 SH   SOLE   0 0 3,014
EXXON MOBIL CORP COM 30231G102 300 4,910 SH   SOLE   0 0 4,910
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,612 52,259 SH   SOLE   0 0 52,259
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 3,875 80,873 SH   SOLE   0 0 80,873
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705 600 10,480 SH   SOLE   0 0 10,480
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 3,732 70,125 SH   SOLE   0 0 70,125
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 297 8,426 SH   SOLE   0 0 8,426
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 223 6,031 SH   SOLE   0 0 6,031
HONEYWELL INTL INC COM 438516106 217 1,042 SH   SOLE   0 0 1,042
HUNTINGTON BANCSHARES INC COM 446150104 201 13,053 SH   SOLE   0 0 13,053
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 340 4,950 SH   SOLE   0 0 4,950
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 7,014 21,646 SH   SOLE   0 0 21,646
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8,563 52,614 SH   SOLE   0 0 52,614
ISHARES INC MSCI EMRG CHN 46434G764 3,464 57,133 SH   SOLE   0 0 57,133
ISHARES SILVER TR ISHARES 46428Q109 1,334 61,997 SH   SOLE   0 0 61,997
ISHARES TR MSCI USA MMENTM 46432F396 509 2,797 SH   SOLE   0 0 2,797
ISHARES TR MSCI USA VALUE 46432F388 535 4,886 SH   SOLE   0 0 4,886
ISHARES TR IBOXX HI YD ETF 464288513 1,405 16,148 SH   SOLE   0 0 16,148
ISHARES TR CORE LT USDB ETF 464289479 3,602 49,924 SH   SOLE   0 0 49,924
ISHARES TR MSCI USA MIN VOL 46429B697 5,189 64,142 SH   SOLE   0 0 64,142
ISHARES TR CORE S&P TTL STK 464287150 7,232 67,605 SH   SOLE   0 0 67,605
ISHARES TR BROAD USD HIGH 46435U853 280 6,805 SH   SOLE   0 0 6,805
ISHARES TR HDG MSCI EAFE 46434V803 265 7,495 SH   SOLE   0 0 7,495
ISHARES TR CMBS ETF 46429B366 1,517 28,600 SH   SOLE   0 0 28,600
ISHARES TR 3 7 YR TREAS BD 464288661 3,794 29,483 SH   SOLE   0 0 29,483
ISHARES TR MSCI USA QLT FCT 46432F339 824 5,664 SH   SOLE   0 0 5,664
ISHARES TR MSCI ACWI EXUS 46435G847 257 7,916 SH   SOLE   0 0 7,916
ISHARES TR CORE S&P500 ETF 464287200 12,083 25,332 SH   SOLE   0 0 25,332
ISHARES TR RUSSELL 2000 ETF 464287655 1,587 7,134 SH   SOLE   0 0 7,134
ISHARES TR RUS MID CAP ETF 464287499 2,587 31,161 SH   SOLE   0 0 31,161
ISHARES TR CORE US AGGBD ET 464287226 384 3,362 SH   SOLE   0 0 3,362
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,083 61,067 SH   SOLE   0 0 61,067
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 252 5,541 SH   SOLE   0 0 5,541
KEYCORP COM 493267108 229 9,911 SH   SOLE   0 0 9,911
KIMBERLY-CLARK CORP COM 494368103 209 1,465 SH   SOLE   0 0 1,465
KRANESHARES TR QUADRTC INT RT 500767736 6,779 252,469 SH   SOLE   0 0 252,469
LUMEN TECHNOLOGIES INC COM 550241103 155 12,326 SH   SOLE   0 0 12,326
OLD SECOND BANCORP INC ILL COM 680277100 142 11,245 SH   SOLE   0 0 11,245
ONEOK INC NEW COM 682680103 225 3,831 SH   SOLE   0 0 3,831
PHILIP MORRIS INTL INC COM 718172109 230 2,422 SH   SOLE   0 0 2,422
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 287 2,897 SH   SOLE   0 0 2,897
PPL CORP COM 69351T106 210 6,988 SH   SOLE   0 0 6,988
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 265 3,668 SH   SOLE   0 0 3,668
PRUDENTIAL FINL INC COM 744320102 302 2,791 SH   SOLE   0 0 2,791
QUALCOMM INC COM 747525103 291 1,592 SH   SOLE   0 0 1,592
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 2,542 43,374 SH   SOLE   0 0 43,374
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 275 3,759 SH   SOLE   0 0 3,759
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 557 5,265 SH   SOLE   0 0 5,265
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 726 5,155 SH   SOLE   0 0 5,155
SELECT SECTOR SPDR TR ENERGY 81369Y506 288 5,192 SH   SOLE   0 0 5,192
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 978 4,782 SH   SOLE   0 0 4,782
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 406 5,232 SH   SOLE   0 0 5,232
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 479 5,284 SH   SOLE   0 0 5,284
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 587 15,023 SH   SOLE   0 0 15,023
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,324 7,616 SH   SOLE   0 0 7,616
SPDR GOLD TR GOLD SHS 78463V107 1,881 11,005 SH   SOLE   0 0 11,005
SPDR SER TR PORTFLI MORTGAGE 78464A383 1,441 56,765 SH   SOLE   0 0 56,765
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,045 100,082 SH   SOLE   0 0 100,082
SPDR SER TR PORTFOLIO LN TSR 78464A664 817 19,375 SH   SOLE   0 0 19,375
SPDR SER TR BLOOMBERG HIGH Y 78468R622 987 9,093 SH   SOLE   0 0 9,093
SPDR SER TR PORTFOLIO S&P400 78464A847 3,375 67,845 SH   SOLE   0 0 67,845
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,243 15,250 SH   SOLE   0 0 15,250
SPDR SER TR S&P RETAIL ETF 78464A714 207 2,292 SH   SOLE   0 0 2,292
SPDR SER TR BLOOMBERG SHT TE 78468R408 287 10,589 SH   SOLE   0 0 10,589
SPDR SER TR PORTFOLI S&P1500 78464A805 12,392 212,011 SH   SOLE   0 0 212,011
SPDR SER TR S&P 600 SMCP GRW 78464A201 760 8,192 SH   SOLE   0 0 8,192
SPDR SER TR PRTFLO S&P500 GW 78464A409 11,082 152,914 SH   SOLE   0 0 152,914
SPDR SER TR PORTFOLIO S&P500 78464A854 12,714 227,730 SH   SOLE   0 0 227,730
SPDR SER TR PRTFLO S&P500 VL 78464A508 4,440 105,712 SH   SOLE   0 0 105,712
TRUIST FINL CORP COM 89832Q109 204 3,488 SH   SOLE   0 0 3,488
VALERO ENERGY CORP COM 91913Y100 205 2,728 SH   SOLE   0 0 2,728
VANECK ETF TRUST GOLD MINERS ETF 92189F106 247 7,714 SH   SOLE   0 0 7,714
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 624 1,429 SH   SOLE   0 0 1,429
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,268 36,786 SH   SOLE   0 0 36,786
VERIZON COMMUNICATIONS INC COM 92343V104 209 4,026 SH   SOLE   0 0 4,026
VICTORY PORTFOLIOS II VICTORYSHS SHORT 92647N535 3,933 76,614 SH   SOLE   0 0 76,614
WISDOMTREE TR FLOATNG RAT TREA 97717X628 2,755 109,807 SH   SOLE   0 0 109,807
WISDOMTREE TR US MIDCAP DIVID 97717W505 2,170 48,923 SH   SOLE   0 0 48,923
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 261 5,696 SH   SOLE   0 0 5,696
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,404 27,175 SH   SOLE   0 0 27,175