The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1,995 40,572 SH   SOLE   0 0 40,572
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,426 18,864 SH   SOLE   0 0 18,864
APPLE INC COM 037833100 2,727 19,274 SH   SOLE   0 0 19,274
AT&T INC COM 00206R102 326 12,053 SH   SOLE   0 0 12,053
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 234 858 SH   SOLE   0 0 858
COCA COLA CO COM 191216100 246 4,691 SH   SOLE   0 0 4,691
COSTCO WHSL CORP NEW COM 22160K105 202 450 SH   SOLE   0 0 450
DBX ETF TR XTRACK USD HIGH 233051432 367 9,146 SH   SOLE   0 0 9,146
DIAGEO PLC SPON ADR NEW 25243Q205 255 1,323 SH   SOLE   0 0 1,323
EMERSON ELEC CO COM 291011104 279 2,965 SH   SOLE   0 0 2,965
EXXON MOBIL CORP COM 30231G102 272 4,629 SH   SOLE   0 0 4,629
FIRST TR EXCHANGE-TRADED FD FT CBOE VEST S&P 33739Q705 540 10,425 SH   SOLE   0 0 10,425
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 6,922 136,845 SH   SOLE   0 0 136,845
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 3,545 74,095 SH   SOLE   0 0 74,095
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 4,554 85,050 SH   SOLE   0 0 85,050
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 299 8,064 SH   SOLE   0 0 8,064
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 376 11,009 SH   SOLE   0 0 11,009
HONEYWELL INTL INC COM 438516106 230 1,085 SH   SOLE   0 0 1,085
HUNTINGTON BANCSHARES INC COM 446150104 190 12,314 SH   SOLE   0 0 12,314
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 394 6,470 SH   SOLE   0 0 6,470
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 7,438 49,650 SH   SOLE   0 0 49,650
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 9,772 33,905 SH   SOLE   0 0 33,905
ISHARES SILVER TR ISHARES 46428Q109 1,740 84,787 SH   SOLE   0 0 84,787
ISHARES TR MSCI USA VALUE 46432F388 420 4,169 SH   SOLE   0 0 4,169
ISHARES TR MSCI USA QLT FCT 46432F339 665 5,047 SH   SOLE   0 0 5,047
ISHARES TR IBOXX HI YD ETF 464288513 1,949 22,279 SH   SOLE   0 0 22,279
ISHARES TR HDG MSCI EAFE 46434V803 270 7,844 SH   SOLE   0 0 7,844
ISHARES TR MSCI USA MIN VOL 46429B697 4,367 59,414 SH   SOLE   0 0 59,414
ISHARES TR RUS MID CAP ETF 464287499 2,286 29,220 SH   SOLE   0 0 29,220
ISHARES TR CMBS ETF 46429B366 1,816 33,588 SH   SOLE   0 0 33,588
ISHARES TR CORE MSCI EAFE 46432F842 3,662 49,320 SH   SOLE   0 0 49,320
ISHARES TR 3 7 YR TREAS BD 464288661 5,105 39,219 SH   SOLE   0 0 39,219
ISHARES TR RUSSELL 2000 ETF 464287655 1,531 7,001 SH   SOLE   0 0 7,001
ISHARES TR MSCI ACWI EXUS 46435G847 263 8,210 SH   SOLE   0 0 8,210
ISHARES TR CORE S&P500 ETF 464287200 10,027 23,274 SH   SOLE   0 0 23,274
ISHARES TR CORE HIGH DV ETF 46429B663 3,528 37,431 SH   SOLE   0 0 37,431
ISHARES TR CORE US AGGBD ET 464287226 402 3,499 SH   SOLE   0 0 3,499
ISHARES TR BROAD USD HIGH 46435U853 391 9,411 SH   SOLE   0 0 9,411
ISHARES TR MSCI USA MMENTM 46432F396 5,244 29,862 SH   SOLE   0 0 29,862
ISHARES TR CORE LT USDB ETF 464289479 4,068 56,826 SH   SOLE   0 0 56,826
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 315 7,702 SH   SOLE   0 0 7,702
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,572 70,417 SH   SOLE   0 0 70,417
KEYCORP COM 493267108 201 9,283 SH   SOLE   0 0 9,283
KRANESHARES TR QUADRTC INT RT 500767736 7,146 256,420 SH   SOLE   0 0 256,420
LUMEN TECHNOLOGIES INC COM 550241103 147 11,875 SH   SOLE   0 0 11,875
OLD SECOND BANCORP INC ILL COM 680277100 146 11,214 SH   SOLE   0 0 11,214
ONEOK INC NEW COM 682680103 203 3,494 SH   SOLE   0 0 3,494
PHILIP MORRIS INTL INC COM 718172109 206 2,169 SH   SOLE   0 0 2,169
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 395 3,976 SH   SOLE   0 0 3,976
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 223 3,463 SH   SOLE   0 0 3,463
PRUDENTIAL FINL INC COM 744320102 271 2,579 SH   SOLE   0 0 2,579
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 202 2,022 SH   SOLE   0 0 2,022
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 334 4,943 SH   SOLE   0 0 4,943
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 514 13,698 SH   SOLE   0 0 13,698
SELECT SECTOR SPDR TR ENERGY 81369Y506 247 4,745 SH   SOLE   0 0 4,745
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,013 6,783 SH   SOLE   0 0 6,783
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 637 5,005 SH   SOLE   0 0 5,005
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 355 4,430 SH   SOLE   0 0 4,430
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 476 4,870 SH   SOLE   0 0 4,870
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 815 4,539 SH   SOLE   0 0 4,539
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 352 4,451 SH   SOLE   0 0 4,451
SPDR GOLD TR GOLD SHS 78463V107 2,163 13,171 SH   SOLE   0 0 13,171
SPDR SER TR S&P RETAIL ETF 78464A714 207 2,292 SH   SOLE   0 0 2,292
SPDR SER TR PORTFOLIO S&P500 78464A854 8,238 163,251 SH   SOLE   0 0 163,251
SPDR SER TR PORTFLI MORTGAGE 78464A383 1,887 73,372 SH   SOLE   0 0 73,372
SPDR SER TR PORTFOLIO LN TSR 78464A664 840 20,344 SH   SOLE   0 0 20,344
SPDR SER TR S&P 600 SMCP GRW 78464A201 659 7,567 SH   SOLE   0 0 7,567
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,596 117,389 SH   SOLE   0 0 117,389
SPDR SER TR BLOOMBERG SRT TR 78468R408 400 14,616 SH   SOLE   0 0 14,616
SPDR SER TR PORTFOLI S&P1500 78464A805 9,438 178,118 SH   SOLE   0 0 178,118
SPDR SER TR PRTFLO S&P500 GW 78464A409 14,653 228,879 SH   SOLE   0 0 228,879
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,129 14,930 SH   SOLE   0 0 14,930
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,968 101,732 SH   SOLE   0 0 101,732
SPDR SER TR BLOOMBERG BRCLYS 78468R622 1,369 12,521 SH   SOLE   0 0 12,521
VANECK ETF TRUST GOLD MINERS ETF 92189F106 314 10,666 SH   SOLE   0 0 10,666
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 486 1,233 SH   SOLE   0 0 1,233
WISDOMTREE TR EM EX ST-OWNED 97717X578 3,375 90,434 SH   SOLE   0 0 90,434
WISDOMTREE TR FLOATNG RAT TREA 97717X628 2,794 111,333 SH   SOLE   0 0 111,333
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 255 5,915 SH   SOLE   0 0 5,915
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,959 47,261 SH   SOLE   0 0 47,261
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,610 31,001 SH   SOLE   0 0 31,001