The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Accenture PLC Ireland SHS CLASS A G1151C101 718 2,128 SH   SOLE   0 0 2,128
Amazon Com Inc COM 023135106 362 111 SH   SOLE   0 0 111
Apple Inc COM 037833100 2,474 14,167 SH   SOLE   0 0 14,167
Berkshire Hathaway Inc Del CL B NEW 084670702 13,995 39,655 SH   SOLE   0 0 39,655
Berkshire Hathaway Inc Del CL A 084670108 1,058 2 SH   SOLE   0 0 2
Cboe Global Mkts Inc COM 12503M108 587 5,131 SH   SOLE   0 0 5,131
COSTCO WHSL CORP NEW COM 22160K105 225 391 SH   SOLE   0 0 391
Eaton Vance Tax-Managed Glob COM 27829F108 128 13,200 SH   SOLE   0 0 13,200
Hackett Group Inc COM 404609109 494 21,419 SH   SOLE   0 0 21,419
HOME DEPOT INC COM 437076102 219 730 SH   SOLE   0 0 730
IShares Gold Trust ISHARES 464285105 301 8,161 SH   SOLE   0 0 8,161
Ishares Tr CORE S&P 500 ETF 464287200 1,115 2,457 SH   SOLE   0 0 2,457
Ishares Tr S & P SML 600 GWT 464287887 287 2,295 SH   SOLE   0 0 2,295
Ishares Tr CORE S&P SCP ETF 464287804 1,072 9,939 SH   SOLE   0 0 9,939
Ishares Tr SP SMCP600VL ETF 464287879 407 3,972 SH   SOLE   0 0 3,972
Ishares Tr CORE 1 5 YR USD 46432F859 522 25,313,106 SH   SOLE   0 0 25,313,106
Ishares Tr CORE S&P TTL STK 464287150 18,718 185,440 SH   SOLE   0 0 185,440
Ishares Tr CORE MSCI TOTAL 46432F834 29,102 437,105 SH   SOLE   0 0 437,105
Microsoft Corp COM 594918104 1,034 3,355 SH   SOLE   0 0 3,355
Netflix Inc COM 64110L106 244 652 SH   SOLE   0 0 652
NIVIDIA CORPORATION COM 67066G104 213 779 SH   SOLE   0 0 779
NORTHROP GRUMMAN COM 666807102 1,192 2,665 SH   SOLE   0 0 2,665
Nuveen Qual Pfd Inc Fd NUVEEN PFD & INCM SECURITIES 67072C105 165 19,610 SH   SOLE   0 0 19,610
Peoples United Financial Inc COM 712704105 421 21,052 SH   SOLE   0 0 21,052
Republic Svcs Inc COM 760759100 371 2,800 SH   SOLE   0 0 2,800
Schwab Strategic Tr US LRG CAP ETF 808524201 4,100 76,132 SH   SOLE   0 0 76,132
Schwab Strategic Tr US BRD MRK ETF 808524102 3,240 60,681 SH   SOLE   0 0 60,681
Schwab Strategic Tr US LCAP GR ETF 808524300 1,012 13,527 SH   SOLE   0 0 13,527
Schwab Strategic Tr US MID-CAP ETF 808524508 469 6,176 SH   SOLE   0 0 6,176
Schwab Strategic Tr US LCAP VA ETF 808524409 615 8,613 SH   SOLE   0 0 8,613
Schwab Strategic Tr INTL EQTY ETF 808524805 535 14,568 SH   SOLE   0 0 14,568
Schwab Strategic Tr US DIVIDEND EQ 808524797 3,682 46,668 SH   SOLE   0 0 46,668
Spdr Index Shs Fds PORTFOLIO DEVLPD 78463X889 720 21,011 SH   SOLE   0 0 21,011
Spdr Ser Tr PRTFLO S&P 500 GW 78464A409 301 4,540 SH   SOLE   0 0 4,540
SPDR SER TR PORTFOLIO S&P500 78464A854 1,410 26,537 SH   SOLE   0 0 26,537
TESLA INC COM 88160R101 249 231 SH   SOLE   0 0 231
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,469 18,854 SH   SOLE   0 0 18,854
Vanguard Index Fds GROWTH ETF 922908736 2,008 6,982 SH   SOLE   0 0 6,982
Vanguard Index Fds S&P 500 ETF SHS 922908363 1,648 3,969 SH   SOLE   0 0 3,969
Vanguard Index Fds MID CAP ETF 922908629 879 3,696 SH   SOLE   0 0 3,696
Vanguard Index Fds TOTAL STK MKT 922908769 28,553 125,414 SH   SOLE   0 0 125,414
Vanguard Index Funds VALUE ETF 922908744 1,023 6,922 SH   SOLE   0 0 6,922
Vanguard Intl Equity Index F TT WRLD ST ETF 922042742 18,169 179,377 SH   SOLE   0 0 179,377
Vanguard Star Funds VG TL INTL STK F 921909768 7,469 125,031 SH   SOLE   0 0 125,031
Visa Inc COM CL A 92826C839 225 1,013 SH   SOLE   0 0 1,013
Walmart Inc. COM 931142103 420 2,820 SH   SOLE   0 0 2,820