Loans Receivable, Net (Tables)

12 Months Ended

Dec. 31, 2024

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Summary of Accounts, Notes, Loans and Financing Receivable

The following table presents loan principal and accrued interests as of December 31, 2023 and 2024:

	As of December 31,
	2023			2024
	RMB			RMB
Loans receivable		3,675,492			4,418,011
Less: allowance for loan losses		(154,420	)		(218,366	)
Loans receivable, net		3,521,072			4,199,645

Summary of Financing Receivable Past Due

The following table presents the aging of loans as of December 31, 2023 and 2024:

	0-30 days past due		31-60 days past due		61-90 days past due		Over 90 days past due		Total amount past due		Current		Total loans
December 31, 2023 (RMB)		39,609		21,041		17,651		81,659		159,960		3,515,532		3,675,492
December 31, 2024 (RMB)		49,331		36,140		34,452		93,914		213,837		4,204,174		4,418,011

Summary of Financing Receivable Allowance for Credit Loss

Movement of allowance for loan losses is as follows:

	Years ended December 31,
	2022			2023			2024
	RMB			RMB			RMB
Balance at beginning of year		(65,117	)		(102,359	)		(154,420	)
Provisions for loan losses		(194,272	)		(234,599	)		(296,528	)
Write-off		157,030			182,538			232,582
Balance at end of year		(102,359	)		(154,420	)		(218,366	)