The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 525 17,334 SH   SOLE 0 0 0 17,334
ABBOTT LABS COM 002824100 333 2,777 SH   SOLE 0 0 0 2,777
ABBVIE INC COM 00287Y109 382 3,528 SH   SOLE 0 0 0 3,528
APPLE INC COM 037833100 917 7,506 SH   SOLE 0 0 0 7,506
CVS HEALTH CORP COM 126650100 406 5,395 SH   SOLE 0 0 0 5,395
CAESARS ENTERTAINMENT INC NE COM 12769G100 2,839 32,463 SH   SOLE 0 0 0 32,463
COMCAST CORP NEW CL A 20030N101 213 3,942 SH   SOLE 0 0 0 3,942
DISNEY WALT CO COM 254687106 204 1,105 SH   SOLE 0 0 0 1,105
FIRST MERCHANTS CORP COM 320817109 558 12,000 SH   SOLE 0 0 0 12,000
FS KKR CAP CORP II COM 35952V303 1,734 88,775 SH   SOLE 0 0 0 88,775
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 910 9,084 SH   SOLE 0 0 0 9,084
HOME DEPOT INC COM 437076102 348 1,140 SH   SOLE 0 0 0 1,140
INVESCO ACTIVELY MANAGED ETF EMGRING MKTS50 46090C305 351 6,243 SH   SOLE 0 0 0 6,243
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 2,416 52,251 SH   SOLE 0 0 0 52,251
ISHARES TR MORNINGSTAR GRWT 464287119 2,155 7,472 SH   SOLE 0 0 0 7,472
ISHARES TR CORE S&P500 ETF 464287200 617 1,550 SH   SOLE 0 0 0 1,550
ISHARES TR S&P 500 GRWT ETF 464287309 844 12,956 SH   SOLE 0 0 0 12,956
ISHARES TR MORNINGSTAR VALU 464288109 5,688 46,307 SH   SOLE 0 0 0 46,307
ISHARES TR CORE MSCI TOTAL 46432F834 3,345 47,591 SH   SOLE 0 0 0 47,591
ISHARES INC CORE MSCI EMKT 46434G103 563 8,753 SH   SOLE 0 0 0 8,753
ISHARES TR HDG MSCI EAFE 46434V803 402 12,196 SH   SOLE 0 0 0 12,196
JPMORGAN CHASE & CO COM 46625H100 229 1,506 SH   SOLE 0 0 0 1,506
LILLY ELI & CO COM 532457108 3,637 19,470 SH   SOLE 0 0 0 19,470
MCDONALDS CORP COM 580135101 491 2,190 SH   SOLE 0 0 0 2,190
MICROSOFT CORP COM 594918104 308 1,308 SH   SOLE 0 0 0 1,308
PFIZER INC COM 717081103 388 10,710 SH   SOLE 0 0 0 10,710
PROCTER AND GAMBLE CO COM 742718109 591 4,364 SH   SOLE 0 0 0 4,364
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 225 7,509 SH   SOLE 0 0 0 7,509
SPDR SER TR S&P DIVID ETF 78464A763 244 2,066 SH   SOLE 0 0 0 2,066
SALESFORCE COM INC COM 79466L302 250 1,181 SH   SOLE 0 0 0 1,181
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 31,415 242,067 SH   SOLE 0 0 0 242,067
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 25,632 392,645 SH   SOLE 0 0 0 392,645
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 307 4,125 SH   SOLE 0 0 0 4,125
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 11,010 110,462 SH   SOLE 0 0 0 110,462
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,954 250,279 SH   SOLE 0 0 0 250,279
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 733 23,837 SH   SOLE 0 0 0 23,837
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 14,606 455,019 SH   SOLE 0 0 0 455,019
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 1,314 25,942 SH   SOLE 0 0 0 25,942
UNITEDHEALTH GROUP INC COM 91324P102 243 654 SH   SOLE 0 0 0 654
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 412 2,799 SH   SOLE 0 0 0 2,799
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,040 326,617 SH   SOLE 0 0 0 326,617
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,522 21,988 SH   SOLE 0 0 0 21,988