The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EMERSON ELEC CO COM 291011104 235 2,400 SH   SOLE   0 0 2,400
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 594 27,931 SH   SOLE   0 0 27,931
ISHARES TR 1 3 YR TREAS BD 464287457 1,816 21,784 SH   SOLE   0 0 21,784
ISHARES TR CORE MSCI EAFE 46432F842 1,713 24,637 SH   SOLE   0 0 24,637
ISHARES TR CORE MSCI TOTAL 46432F834 4,018 60,348 SH   SOLE   0 0 60,348
ISHARES TR CORE S&P US GWT 464287671 3,040 28,775 SH   SOLE   0 0 28,775
ISHARES TR CORE S&P US VLU 464287663 1,337 17,628 SH   SOLE   0 0 17,628
ISHARES TR CORE TOTAL USD 46434V613 1,271 25,605 SH   SOLE   0 0 25,605
ISHARES TR EAFE SML CP ETF 464288273 2,460 37,089 SH   SOLE   0 0 37,089
ISHARES TR EAFE VALUE ETF 464288877 1,776 35,330 SH   SOLE   0 0 35,330
ISHARES TR GNMA BOND ETF 46429B333 1,011 21,179 SH   SOLE   0 0 21,179
ISHARES TR MSCI EAFE ETF 464287465 1,024 13,918 SH   SOLE   0 0 13,918
ISHARES TR NORTH AMERN NAT 464287374 3,475 85,900 SH   SOLE   0 0 85,900
ISHARES TR RUS 2000 GRW ETF 464287648 203 795 SH   SOLE   0 0 795
ISHARES TR RUS 2000 VAL ETF 464287630 2,899 17,962 SH   SOLE   0 0 17,962
ISHARES TR S&P 500 VAL ETF 464287408 1,190 7,641 SH   SOLE   0 0 7,641
ISHARES TR U.S. ENERGY ETF 464287796 330 8,074 SH   SOLE   0 0 8,074
RESMED INC COM 761152107 364 1,500 SH   SOLE   0 0 1,500
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,524 54,869 SH   SOLE   0 0 54,869
SELECT SECTOR SPDR TR ENERGY 81369Y506 498 6,514 SH   SOLE   0 0 6,514
SHERWIN WILLIAMS CO COM 824348106 435 1,742 SH   SOLE   0 0 1,742
SPDR SER TR DJ REIT ETF 78464A607 317 2,704 SH   SOLE   0 0 2,704
SPDR SER TR PORTFOLIO SHORT 78464A474 6,731 223,386 SH   SOLE   0 0 223,386
SPDR SER TR S&P 600 SMCP VAL 78464A300 429 5,148 SH   SOLE   0 0 5,148
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 981 3,559 SH   SOLE   0 0 3,559
VANGUARD BD INDEX FDS INTERMED TERM 921937819 21,817 266,386 SH   SOLE   0 0 266,386
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 37,951 487,178 SH   SOLE   0 0 487,178
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 618 7,772 SH   SOLE   0 0 7,772
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,679 15,497 SH   SOLE   0 0 15,497
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,822 21,726 SH   SOLE   0 0 21,726
VANGUARD INDEX FDS SMALL CP ETF 922908751 315 1,481 SH   SOLE   0 0 1,481
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,683 6,784 SH   SOLE   0 0 6,784
VANGUARD INDEX FDS VALUE ETF 922908744 7,605 51,460 SH   SOLE   0 0 51,460
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,479 183,796 SH   SOLE   0 0 183,796
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 618 4,991 SH   SOLE   0 0 4,991
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 794 7,842 SH   SOLE   0 0 7,842
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,706 27,119 SH   SOLE   0 0 27,119
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 20,380 406,791 SH   SOLE   0 0 406,791
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 622 10,500 SH   SOLE   0 0 10,500
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,451 82,606 SH   SOLE   0 0 82,606
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 27,033 378,821 SH   SOLE   0 0 378,821
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 20,893 286,985 SH   SOLE   0 0 286,985
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 3,542 42,747 SH   SOLE   0 0 42,747
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,693 53,605 SH   SOLE   0 0 53,605
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 26,098 543,377 SH   SOLE   0 0 543,377
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,688 24,594 SH   SOLE   0 0 24,594