144 0002022869 XXXXXXXX LIVE 0001835856 BETTER HOME & FINANCE HOLDING COMPANY 001-40143 1 WORLD TRADE CENTER 285 FULTON STREET 80TH FLOOR SUITE A NEW YORK NY 10007 415-522-8837 CHAD M SMITH OFFICER COMMON MERRILL LYNCH 520 NEWPORT CENTER DRIVE, 20TH FLOOR NEWPORT BEACH CA 92660 2455 74054.16 10639547 05/08/2026 NASDAQ COMMON 05/08/2026 RESTRICTED STOCK UNIT VEST BETTER HOME & FINANCE HOLDING COMPANY N 2455 05/08/2026 N/A N CHAD & GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007 COMMON 02/10/2026 2056 57526.88 CHAD & GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007 COMMON 02/17/2026 6000 180447.85 CHAD & GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007 COMMON 03/16/2026 2567 76503.09 CHAD & GINA SMITH TRUST 1 WORLD TRADE CENTER 285 FULTON STREET, 80TH FL SUITE A NEW YORK NY 10007 COMMON 03/17/2026 2374 67690.17 SHARES WERE SOLD UNDER THE CHAD AND GINA SMITH TRUST 05/08/2026 09/10/2025 CHAD M SMITH