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Customer Deposits (Tables)
12 Months Ended
Dec. 31, 2025
Deposits [Abstract]  
Schedule of Average Balances and Weighted Average Rates Paid on Deposits
The following table presents average balances and weighted average rates paid on deposits for the years indicated:
Year Ended December 31, 2025Year Ended December 31, 2024
(Amounts in thousands)Average BalanceAverage Rate PaidAverage BalanceAverage Rate Paid
Notice$107,685 3.75 %$10,405 2.94 %
Term384,051 4.53 %44,970 3.94 %
Savings2,588 2.39 %3,285 2.11 %
Total Deposits$494,324 3.56 %$58,660 3.00 %
Schedule of Maturities of Customer Deposits
The following table presents maturities of customer deposits:
(Amounts in thousands)As of December 31, 2025
Demand Deposits$182,392 
Maturing In:
2026144,445 
2027186,947 
2028117,480 
202931,679 
Thereafter100,041 
Total762,984 
Schedule of Interest Expense on Deposits
Interest Expense on deposits is recorded in interest expense in the consolidated statements of operations and comprehensive loss for the year indicated as follows:
Year Ended December 31,
(Amounts in thousands)20252024
Notice$4,441 $460 
Term16,499 1,946 
Savings56 102 
Total Interest Expense$20,996 $2,508