144 0002022869 XXXXXXXX LIVE 0001835856 BETTER HOME & FINANCE HOLDING CO 001-40143 1 WORLD TRADE CENTER 285 FULTON STREET 80TH FL SUITE A NEW YORK NY 10007 415-522-8837 CHAD M SMITH OFFICER COMMON MERRILL LYNCH

520 NEWPORT CENTER DRIVE, 20TH FLOOR NEWPORT BEACH CA 92660

6000 242877.57 9855284 12/15/2025 NASDAQ COMMON 10/01/2025 RESTRICTED STOCK UNIT VEST BETTER HOME & FINANCE HOLDING CO N 1161 10/01/2025 N/A COMMON 11/01/2025 RESTRICTED STOCK UNIT VEST BETTER HOME & FINANCE HOLDING CO N 2378 11/01/2025 N/A COMMON 11/06/2025 RESTRICTED STOCK UNIT VEST BETTER HOME & FINANCE HOLDING CO N 2461 11/06/2025 N/A N CHAD AND GINA SMITH TRUST

1 WORLD TRADE CENTER 285 FULTON STREET 80TH FLOOR SUITE A NEW YORK NY 10007

COMMON 12/12/2025 2378 113359.26 SHARES WERE SOLD UNDER THE CHAD AND GINA SMITH TRUST 12/15/2025 09/10/2025 CHAD M SMITH