CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023
Revenues:
Mortgage platform revenue, net	$ 78,098	$ 58,796
Other revenue	12,888	16,109
Net interest income
Interest income	38,990	29,031
Interest expense	(21,488)	(31,596)
Net interest income/(loss)	17,502	(2,565)
Total net revenues	108,488	72,340
Expenses:
Compensation and benefits	141,089	181,735
General and administrative	52,230	60,150
Technology	26,110	39,431
Marketing and advertising	33,984	19,523
Loan origination expense	9,864	9,476
Depreciation and amortization	33,227	42,891
Other expenses/(Income)	17,424
Total Expenses	313,928	606,762
Loss before income tax (benefit)/expense	(205,440)	(534,422)
Income tax expense (benefit)	850	1,998
Net loss	(206,290)	(536,420)
Other comprehensive income/(loss):
Foreign currency translation adjustment, net of tax	(222)	(291)
Comprehensive loss	$ (206,512)	$ (536,711)
Per share data:
Loss per share attributable to common stockholders: Basic (in dollars per share)	$ (13.65)	$ (58.09)
Loss per share attributable to common stockholders: Diluted (in dollars per share)	$ (13.65)	$ (58.09)
Weighted average common shares outstanding — basic (in shares)	15,111,701	9,233,683
Weighted average common shares outstanding — diluted (in shares)	15,111,701	9,233,683