CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2025	Jun. 30, 2024
Assets
Cash and due from banks	$ 1,712,186	$ 2,977,438
Federal funds sold	21,959,000	7,495,000
Cash and cash equivalents	23,671,186	10,472,438
Interest bearing deposits held in other financial institutions	325,739	199,888
Debt securities available for sale	5,189,790	6,606,761
Debt securities held to maturity, at amortized cost (fair value $371,975 and $394,081)	490,476	510,276
Loans, net of allowance of $1,612,332 and $1,797,116, respectively	188,787,590	183,447,633
Interest receivable	582,544	597,768
Foreclosed assets, net	1,397,460	1,397,460
Investment in restricted stock, at cost	1,329,413	1,329,413
Cash surrender value life insurance	9,174,838	8,972,785
Premises and equipment, net	3,922,330	4,085,752
Deferred tax assets	394,817	580,340
Other assets	1,573,260	1,033,499
Total assets	236,839,443	219,234,013
Deposits
Non-interest bearing	21,612,962	25,936,461
Interest bearing	164,396,765	147,044,293
Total deposits	186,009,727	172,980,754
Federal Home Loan Bank (FHLB) advances	15,000,000	13,000,000
Other liabilities	3,875,825	1,958,475
Total liabilities	204,885,552	187,939,229
Commitments and Contingent Liabilities ( see note 14)
Stockholders' Equity
Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued
Common stock, $.01 par value, 20,000,000 shares authorized, 2,135,761 and 2,140,412 shares issued and outstanding at March 31, 2025 and June 30, 2024, respectively	20,933	20,970
Additional paid-in capital	7,337,003	7,254,534
Retained earnings	25,898,118	25,523,681
Unearned ESOP shares, at cost	(725,394)	(751,613)
Accumulated other comprehensive loss	(576,769)	(752,788)
Total stockholders' equity	31,953,891	31,294,784
Total liabilities and stockholders' equity	$ 236,839,443	$ 219,234,013