CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2024	Jun. 30, 2023
Assets
Cash and due from banks	$ 2,637,108	$ 2,272,088
Federal funds sold	5,445,000	9,503,000
Cash and cash equivalents	8,082,108	11,775,088
Interest bearing deposits held in other financial institutions	419,154	3,762,139
Debt securities available for sale	6,919,040
Debt securities available for sale		8,921,715
Debt securities held to maturity, at amortized cost (fair value $386,037)	511,024
Debt securities held to maturity, at amortized cost (fair value $378,046)		516,089
Loans, net of allowance of $1,769,585 respectively	191,925,385
Loans, net of allowance of $2,158,590, respectively		197,713,756
Interest receivable	594,427	612,724
Foreclosed assets (OREO), net	1,397,460	2,312,240
Investment in restricted stock, at cost	1,329,413	770,273
Cash surrender value life insurance	8,908,478	8,724,198
Premises and equipment, net	4,116,247	2,128,392
Deferred tax assets	500,221	486,916
Other assets	1,113,381	1,055,069
Total assets	225,816,338	238,778,599
Deposits
Non-interest bearing	24,375,447	26,180,842
Interest bearing	145,305,143	171,073,464
Total deposits	169,680,590	197,254,306
Federal Home Loan Bank (FHLB) advances	23,000,000	8,000,000
Other liabilities	1,858,199	2,244,775
Total liabilities	194,538,789	207,499,081
Stockholders' Equity
Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued
Common stock, $.01 par value, 20,000,000 shares authorized, 2,157,497 shares issued and outstanding at March 31, 2024 and June 30, 2023	21,141	21,141
Additional paid-in capital	7,369,030	7,252,506
Retained earnings	25,437,845	25,577,300
Unearned ESOP shares, at cost	(760,353)	(786,572)
Accumulated other comprehensive loss	(790,114)	(784,857)
Total stockholders' equity	31,277,549	31,279,518
Total liabilities and stockholders' equity	$ 225,816,338	$ 238,778,599