CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Operating Activities
Net Income (Loss)	$ 358,297	$ 812,553
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	92,875	101,809
Provision for credit losses	(94,000)
Stock based compensation	79,550	65,347
ESOP expense	12,931	19,152
Net amortization of discounts and premiums on debt securities	45,100	53,001
Amortization of deferred loan fees, net	(21,395)	(24,858)
Net gain on sale of loans	(99,853)	(56,352)
Realized gain on available for sale debt securities		(24,000)
Net change in deferred taxes	143,005	147,625
Gain on proceeds from life insurance death benefit		(173,268)
Earnings on cash value of life insurance	(121,188)	(119,416)
(Increase) decrease in interest receivable	(29,690)	(41,473)
Originations of loans held for sale	(4,113,200)	(972,700)
Proceeds from loans held for sale	4,213,053	1,029,052
Net change in operating leases	1,297	(8,472)
Net change in other assets	(190,193)	2,961
Net change in other liabilities	713,029	151,112
Net Cash Provided by Operating Activities	989,618	962,073
Investing Activities
Net change in interest-bearing deposits in other financial institutions	(1,190,133)	1,345,782
Proceeds from life insurance death benefit		641,757
Proceeds from maturities, and repayments of debt securities available for sale	1,298,438	698,156
Proceeds from maturities and calls of debt securities held to maturity	9,504	14,188
Increase in restricted stock	(388,052)	(447,273)
Net (increase) decrease in loans	3,527,475	(6,967,246)
Purchases of property and equipment	(1,993,237)	(65,364)
Net Cash Used in Investing Activities	1,263,995	(4,780,000)
Financing Activities
Net change in deposits	(17,907,160)	14,923,740
Proceeds from FHLB advances	12,000,000
Purchase and retirement of common stock		(76,625)
Net Cash Provided by (Used in) Financing Activities	(5,907,160)	14,847,115
Net Change in Cash and Cash Equivalents	(3,653,547)	11,029,188
Cash and Cash Equivalents, Beginning of Year	11,775,088	8,428,041
Cash and Cash Equivalents, End of Period	8,121,541	19,457,229
Supplemental Disclosure of Cash Flow Information
Interest	1,564,148	873,113
Taxes	$ 191,000	87,000
Supplemental Schedule of Noncash Investing and Financing Activities
Lease liabilities and right-of-use assets arising from adoption of ASC 842		$ 698,837