CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		6 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022
Interest Income
Loans, including fees	$ 2,189,698	$ 2,022,138	$ 4,370,343	$ 3,933,538
Debt securities	57,041	59,872	115,004	130,089
Other	155,644	163,452	322,173	208,978
Total interest income	2,402,383	2,245,462	4,807,520	4,272,605
Interest Expense
Deposits	759,390	526,608	1,522,191	831,008
Borrowings and other	157,146	28,989	236,162	38,851
Total interest expense	916,536	555,597	1,758,353	869,859
Net Interest Income	1,485,847	1,689,865	3,049,167	3,402,746
Provision for credit losses	(135,000)		(94,000)
Provision for Credit Losses		0
Net Interest Income After Provision for Credit Losses	1,620,847	1,689,865	3,143,167	3,402,746
Non-Interest Income
Service charges on deposit accounts	32,543	44,082	63,822	84,948
Mortgage banking income	74,798	54,653	205,402	136,243
Increase in cash value of life insurance	61,214	62,390	121,188	119,416
Gain on proceeds from life insurance death benefit				173,268
Net gain on securities transactions		24,000		24,000
Other income	7,958	8,337	14,340	15,791
Total non-interest income	176,513	193,462	404,752	553,666
Non-Interest Expenses
Salaries and employee benefits	760,697	831,677	1,533,487	1,663,544
Occupancy and equipment expenses	212,223	177,180	382,045	348,701
Data processing and office	106,750	99,484	216,394	186,534
Professional fees	217,087	188,841	387,823	373,908
Marketing expenses	24,732	33,549	39,921	51,355
Foreclosed assets, net	23,021		36,641
Other expenses	209,947	159,691	421,029	311,651
Total non-interest expenses	1,554,457	1,490,422	3,017,340	2,935,693
Income Before Income Taxes	242,903	392,905	530,579	1,020,719
Provision for Income Taxes	(29,197)	91,505	172,282	208,166
Net Income	$ 272,100	$ 301,400	$ 358,297	$ 812,553
Net income per common shares-basic	$ 0.13	$ 0.14	$ 0.18	$ 0.38
Net income per common shares-diluted	$ 0.13	$ 0.14	$ 0.18	$ 0.38
Weighted average number of common shares outstanding-basic	2,044,170	2,148,581	2,043,733	2,148,181
Weighted average number of common shares outstanding-diluted	2,044,170	2,152,910	2,043,733	2,151,841