CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2023	Jun. 30, 2023
Assets
Cash and due from banks	$ 2,791,541	$ 2,272,088
Federal funds sold	5,330,000	9,503,000
Cash and cash equivalents	8,121,541	11,775,088
Interest bearing deposits held in other financial institutions	4,952,272	3,762,139
Debt securities available for sale	7,538,953
Debt securities available for sale		8,921,715
Debt securities held to maturity, at amortized cost (fair value $409,902)	509,758
Debt securities held to maturity, at amortized cost (fair value $378,046)		516,089
Loans, net of allowance of $1,890,855 respectively	194,476,676
Loans, net of allowance of $2,158,590, respectively		197,713,756
Interest receivable	642,414	612,724
Foreclosed assets (OREO)	2,312,240	2,312,240
Investment in restricted stock, at cost	1,158,325	770,273
Cash surrender value life insurance	8,845,386	8,724,198
Premises and equipment, net	3,974,086	2,128,392
Deferred tax asset	312,887	486,916
Other assets	1,245,262	1,055,069
Total assets	234,089,800	238,778,599
Deposits
Non-interest bearing	24,992,800	26,180,842
Interest bearing	154,354,346	171,073,464
Total deposits	179,347,146	197,254,306
Federal Home Loan Bank (FHLB) advances	20,000,000	8,000,000
Other liabilities	2,910,727	2,244,775
Total liabilities	202,257,873	207,499,081
Stockholders' Equity
Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued
Common stock, $.01 par value, 20,000,000 shares authorized, 2,157,497 shares issued and outstanding at December 31, 2023 and June 30, 2023	21,141	21,141
Additional paid-in capital	7,327,507	7,252,506
Retained earnings	26,068,972	25,577,300
Unearned ESOP shares, at cost	(769,092)	(786,572)
Accumulated other comprehensive loss	(816,601)	(784,857)
Total stockholders' equity	31,831,927	31,279,518
Total liabilities and stockholders' equity	$ 234,089,800	$ 238,778,599