CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2023	Jun. 30, 2023
Assets
Cash and due from banks	$ 3,258,420	$ 2,272,088
Federal funds sold	3,722,000	9,503,000
Cash and cash equivalents	6,980,420	11,775,088
Interest bearing deposits held in other financial institutions	3,941,269	3,762,139
Debt securities available for sale	8,625,718
Debt securities available for sale		8,921,715
Debt securities held to maturity, at amortized cost (fair value $388,554)	510,381
Debt securities held to maturity, at amortized cost (fair value $378,046)		516,089
Loans, net of allowance of $2,025,197 respectively	197,663,038
Loans, net of allowance of $2,158,590, respectively		197,713,756
Interest receivable	534,187	612,724
Foreclosed assets (OREO)	2,312,240	2,312,240
Investment in restricted stock, at cost	815,842	770,273
Cash surrender value life insurance	8,784,172	8,724,198
Premises and equipment, net	3,703,974	2,128,392
Deferred tax asset	337,033	486,916
Other assets	1,417,718	1,055,069
Total assets	235,625,992	238,778,599
Deposits
Non-interest bearing	24,455,871	26,180,842
Interest bearing	164,152,256	171,073,464
Total deposits	188,608,127	197,254,306
Federal Home Loan Bank (FHLB) advances	13,000,000	8,000,000
Other liabilities	2,560,484	2,244,775
Total liabilities	204,168,611	207,499,081
Stockholders' Equity
Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued
Common stock, $.01 par value, 20,000,000 shares authorized, 2,157,497 shares issued and outstanding at September 30, 2023 and June 30, 2023	21,141	21,141
Additional paid-in capital	7,293,997	7,252,506
Retained earnings	25,796,872	25,577,300
Unearned ESOP shares, at cost	(777,832)	(786,572)
Accumulated other comprehensive loss	(876,797)	(784,857)
Total stockholders' equity	31,457,381	31,279,518
Total liabilities and stockholders' equity	$ 235,625,992	$ 238,778,599