Consolidated Balance Sheets - USD ($)	Jun. 30, 2023	Jun. 30, 2022
Assets
Cash and due from banks	$ 2,272,088	$ 2,418,041
Federal funds sold	9,503,000	6,010,000
Cash and cash equivalents	11,775,088	8,428,041
Interest bearing deposits held in other financial institutions	3,762,139	1,945,073
Debt securities available for sale	8,921,715	10,617,238
Debt securities held to maturity, at amortized cost (fair value $378,046 and $419,000)	516,089	532,363
Loans, net of allowance of $2,158,590 and $2,195,050, respectively	197,713,756	185,629,872
Interest receivable	612,724	565,929
Foreclosed assets (OREO)	2,312,240	0
Investment in restricted stock, at cost	770,273	323,000
Cash surrender value life insurance	8,724,198	9,193,315
Premises and equipment, net	2,128,392	1,676,060
Deferred tax asset	486,916	578,618
Other assets	1,055,069	1,010,869
Total assets	238,778,599	220,500,378
Deposits
Non-interest bearing	26,180,842	23,698,115
Interest bearing	171,073,464	164,402,333
Federal Home Loan Bank (FHLB) advances	8,000,000	0
Other liabilities	2,244,775	1,175,565
Total liabilities	207,499,081	189,276,013
Stockholders' Equity
Preferred stock, $.01 par value, 5,000,000 shares authorized, none issued
Common stock, $.01 par value, 20,000,000 shares authorized, 2,157,497 and 2,269,700 shares issued and outstanding at June 30, 2023 and 2022	21,141	22,295
Additional paid-in capital	7,252,506	8,487,400
Retained earnings	25,577,300	23,905,230
Unearned ESOP shares, at cost	(786,572)	(821,531)
Accumulated other comprehensive loss	(784,857)	(369,029)
Total stockholders' equity	31,279,518	31,224,365
Total liabilities and stockholders' equity	$ 238,778,599	$ 220,500,378