Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Operating Activities
Net income	$ 1,334,763	$ 1,373,059
Adjustments to reconcile net income to net cash from operating activities:
Depreciation	207,951	207,351
Amortization of deferred loan fees	(535,665)	(429,082)
ESOP expense	48,349	7,808
Net amortization of discounts and premiums on debt securities	119,555	132,600
Net gain on sale of loans	(308,444)	(1,046,851)
Realized gain on available for sale debt securities	(14,000)
Net gain on foreclosed assets		(10,840)
Net change in deferred taxes	362,678	458,420
Earnings on cash value of life insurance	(224,580)	(164,667)
Increase in interest receivable	(13,413)	(52,776)
Originations of loans held for sale	(16,779,892)	(50,642,912)
Proceeds from loans held for sale	17,088,336	51,689,763
Net change in other assets	(185,787)	(461,726)
Net change in other liabilities	(274,319)	(28,213)
Net Cash from Operating Activities	825,532	1,031,934
Investing Activities
Net change in interest-bearing deposits in other financial institutions	117,390	(117,913)
Purchase of debt securities available for sale	(3,500,000)	(1,112,500)
Proceeds from sales, maturities, and repayments of debt securities available for sale	2,987,332	4,979,796
Proceeds from maturities and calls of debt securities held to maturity	196,744	2,257,018
Purchase of bank owned life insurance	(3,000,000)
Net increase in restricted stock	(60,800)
Net change in loans	(40,924,889)	(26,821,343)
Proceeds from sale of foreclosed assets		74,920
Purchases of property and equipment	(34,094)	(88,471)
Net Cash used in Investing Activities	(44,218,317)	(20,828,493)
Financing Activities
Net cash proceeds from common stock offering		8,505,977
Purchase of ESOP shares		(873,970)
Net change in deposits	16,144,331	37,941,198
Repayments of FHLB advances		(8,000,000)
Borrowings (Repayments) of PPPLF funding, net	(10,372,148)	3,997,250
Net Cash from Financing Activities	5,772,183	41,570,455
Net Change in Cash and Cash Equivalents	(37,620,602)	21,773,896
Cash and Cash Equivalents, Beginning of Year	46,048,643	24,274,747
Cash and Cash Equivalents, End of Year	8,428,041	46,048,643
Supplemental Disclosure of Cash Flow Information
Interest	944,133	1,073,861
Taxes	$ 79,000	$ 10,000