The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   234,746 847 SH   SOLE 0 0 0 847
ADVISORSHARES TR PURE US CANNABIS 00768Y453   38,057 22,500 SH Call SOLE 0 0 0 22,500
ADVISORSHARES TR PURE US CANNABIS 00768Y453   14,774 22,500 SH Call SOLE 0 0 0 22,500
ADVISORSHARES TR PURE US CANNABIS 00768Y453   425,455 81,039 SH   SOLE 0 0 0 81,039
ALGONQUIN PWR UTILS CORP COM 015857105   129,322 15,020 SH   SOLE 0 0 0 15,020
ALPHABET INC CAP STK CL A 02079K305   217,394 1,850 SH   SOLE 0 0 0 1,850
ALPHABET INC CAP STK CL C 02079K107   229,236 1,944 SH   SOLE 0 0 0 1,944
AMAZON COM INC COM 023135106   547,992 4,970 SH   SOLE 0 0 0 4,970
APARTMENT INCOME REIT CORP COM 03750L109   209,872 5,884 SH   SOLE 0 0 0 5,884
APPLE INC COM 037833100   1,309,155 7,586 SH   SOLE 0 0 0 7,586
AUTOLIV INC COM 052800109   733,146 8,332 SH   SOLE 0 0 0 8,332
BANCO SANTANDER S.A. ADR 05964H105   40,887 12,097 SH   SOLE 0 0 0 12,097
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   228,323 708 SH   SOLE 0 0 0 708
BLACKBERRY LTD COM 09228F103   58,527 11,682 SH   SOLE 0 0 0 11,682
BURNING ROCK BIOTECH LTD SPONSORED ADS 12233L107   48,308 17,253 SH   SOLE 0 0 0 17,253
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   409,718 10,129 SH   SOLE 0 0 0 10,129
COMPUGEN LTD ORD M25722105   12,620 17,049 SH   SOLE 0 0 0 17,049
COSTCO WHSL CORP NEW COM 22160K105   455,899 904 SH   SOLE 0 0 0 904
CREDIT SUISSE GROUP SPONSORED ADR 225401108   10,336 12,238 SH   SOLE 0 0 0 12,238
DESCARTES SYS GROUP INC COM 249906108   260,295 3,332 SH   SOLE 0 0 0 3,332
DOUYU INTL HLDGS LTD SPONSORED ADS 25985W105   83,070 84,783 SH   SOLE 0 0 0 84,783
ELECTRAMECCANICA VEHS CORP COM NEW 284849205   5,456 11,135 SH   SOLE 0 0 0 11,135
EXXON MOBIL CORP COM 30231G102   263,063 2,487 SH   SOLE 0 0 0 2,487
HELIX ENERGY SOLUTIONS GRP I COM 42330P107   103,157 15,328 SH   SOLE 0 0 0 15,328
HUYA INC ADS REP SHS A 44852D108   54,827 17,187 SH   SOLE 0 0 0 17,187
INDUSTRIAL LOGISTICS PPTYS T COM SHS BEN INT 456237106   36,019 19,576 SH   SOLE 0 0 0 19,576
INTUIT COM 461202103   204,025 477 SH   SOLE 0 0 0 477
INVESCO QQQ TR UNIT SER 1 46090E103   488,070 1,494 SH   SOLE 0 0 0 1,494
ISHARES INC MSCI EMERG MRKT 464286533   3,695,292 66,188 SH   SOLE 0 0 0 66,188
ISHARES INC CORE MSCI EMKT 46434G103   6,717,655 137,940 SH   SOLE 0 0 0 137,940
ISHARES TR RUS 1000 VAL ETF 464287598   240,381 1,599 SH   SOLE 0 0 0 1,599
ISHARES TR CORE MSCI EAFE 46432F842   8,074,852 118,105 SH   SOLE 0 0 0 118,105
ISHARES TR CORE S&P MCP ETF 464287507   12,040,147 49,630 SH   SOLE 0 0 0 49,630
ISHARES TR RUS 1000 GRW ETF 464287614   920,022 3,703 SH   SOLE 0 0 0 3,703
ISHARES TR CORE US AGGBD ET 464287226   4,756,651 47,858 SH   SOLE 0 0 0 47,858
ISHARES TR MSCI EAFE MIN VL 46429B689   13,904,137 196,358 SH   SOLE 0 0 0 196,358
ISHARES TR MSCI USA MIN VOL 46429B697   7,320,657 99,696 SH   SOLE 0 0 0 99,696
ISHARES TR MSCI USA QLT FCT 46432F339   4,150,641 33,160 SH   SOLE 0 0 0 33,160
ISHARES TR SHRT NAT MUN ETF 464288158   281,567 2,705 SH   SOLE 0 0 0 2,705
ISHARES TR ISHS 1-5YR INVS 464288646   4,977,559 98,410 SH   SOLE 0 0 0 98,410
ISHARES TR CORE S&P500 ETF 464287200   254,877 617 SH   SOLE 0 0 0 617
ISHARES TR MSCI USA MMENTM 46432F396   6,772,505 48,285 SH   SOLE 0 0 0 48,285
JPMORGAN CHASE & CO COM 46625H100   200,970 1,499 SH   SOLE 0 0 0 1,499
KINROSS GOLD CORP COM 496902404   59,836 11,290 SH   SOLE 0 0 0 11,290
LILLY ELI & CO COM 532457108   304,562 701 SH   SOLE 0 0 0 701
MARSH & MCLENNAN COS INC COM 571748102   272,030 1,501 SH   SOLE 0 0 0 1,501
MESOBLAST LTD SPONS ADR 590717104   40,149 11,030 SH   SOLE 0 0 0 11,030
META PLATFORMS INC CL A 30303M102   470,426 2,012 SH   SOLE 0 0 0 2,012
MICROSOFT CORP COM 594918104   570,155 1,845 SH   SOLE 0 0 0 1,845
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   608,971 95,003 SH   SOLE 0 0 0 95,003
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   92,049 31,309 SH   SOLE 0 0 0 31,309
MOTOROLA SOLUTIONS INC COM NEW 620076307   242,118 826 SH   SOLE 0 0 0 826
NOVO-NORDISK A S ADR 670100205   204,892 1,196 SH   SOLE 0 0 0 1,196
NVIDIA CORPORATION COM 67066G104   257,963 910 SH   SOLE 0 0 0 910
ORACLE CORP COM 68389X105   233,929 2,391 SH   SOLE 0 0 0 2,391
PROCTER AND GAMBLE CO COM 742718109   232,501 1,491 SH   SOLE 0 0 0 1,491
PROLOGIS INC. COM 74340W103   245,482 1,961 SH   SOLE 0 0 0 1,961
SALESFORCE INC COM 79466L302   272,847 1,352 SH   SOLE 0 0 0 1,352
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,030,910 15,419 SH   SOLE 0 0 0 15,419
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   2,308,026 29,552 SH   SOLE 0 0 0 29,552
SO YOUNG INTERNATIONAL INC SPONSORED ADS 83356Q108   126,908 47,003 SH   SOLE 0 0 0 47,003
SPDR S&P 500 ETF TR TR UNIT 78462F103   545,438 1,325 SH   SOLE 0 0 0 1,325
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   182,721 21,778 SH   SOLE 0 0 0 21,778
SUNSTONE HOTEL INVS INC NEW COM 867892101   106,846 10,363 SH   SOLE 0 0 0 10,363
TUANCHE LTD ADS NEW 89856T203   22,919 44,236 SH   SOLE 0 0 0 44,236
VANGUARD BD INDEX FDS INTERMED TERM 921937819   417,402 5,435 SH   SOLE 0 0 0 5,435
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   408,839 2,160 SH   SOLE 0 0 0 2,160
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,626,801 36,897 SH   SOLE 0 0 0 36,897
VANGUARD INDEX FDS GROWTH ETF 922908736   4,145,707 16,344 SH   SOLE 0 0 0 16,344
VANGUARD INDEX FDS VALUE ETF 922908744   210,285 1,536 SH   SOLE 0 0 0 1,536
VANGUARD INDEX FDS TOTAL STK MKT 922908769   342,835 1,679 SH   SOLE 0 0 0 1,679
VANGUARD INDEX FDS SMALL CP ETF 922908751   533,519 2,904 SH   SOLE 0 0 0 2,904
VANGUARD INDEX FDS SML CP GRW ETF 922908595   606,554 2,853 SH   SOLE 0 0 0 2,853
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,983,924 7,864 SH   SOLE 0 0 0 7,864
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,592,919 17,213 SH   SOLE 0 0 0 17,213
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,743,061 34,653 SH   SOLE 0 0 0 34,653
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   726,750 9,526 SH   SOLE 0 0 0 9,526
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   23,912,302 153,737 SH   SOLE 0 0 0 153,737
VANGUARD STAR FDS VG TL INTL STK F 921909768   460,692 8,174 SH   SOLE 0 0 0 8,174
VANGUARD WORLD FD MEGA CAP INDEX 921910873   232,952 1,608 SH   SOLE 0 0 0 1,608
VERISIGN INC COM 92343E102   212,262 953 SH   SOLE 0 0 0 953
VISA INC COM CL A 92826C839   315,358 1,363 SH   SOLE 0 0 0 1,363
WALMART INC COM 931142103   207,879 1,358 SH   SOLE 0 0 0 1,358
WEST PHARMACEUTICAL SVSC INC COM 955306105   256,354 712 SH   SOLE 0 0 0 712
WIMI HOLOGRAM CLOUD INC SPON ADS CL B 97264L100   18,320 19,657 SH   SOLE 0 0 0 19,657