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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest income:      
Loans, including fees $ 877,384 $ 862,916 $ 866,358
Investment securities available for sale 59,154 57,832 52,567
Trading account assets 303 456 548
Mortgage loans held for sale 2,546 2,304 4,441
Federal Reserve Bank balances 3,144 2,081 3,222
Other earning assets 3,431 3,103 1,878
Total interest income 945,962 928,692 929,014
Interest expense:      
Deposits 65,534 55,179 64,392
Federal funds purchased and securities sold under repurchase agreements 168 220 324
Long-term debt 52,942 54,009 54,106
Total interest expense 118,644 109,408 118,822
Net interest income 827,318 819,284 810,192
Provision for loan losses 19,010 33,831 69,598
Net interest income after provision for loan losses 808,308 785,453 740,594
Non-interest income:      
Service charges on deposit accounts 80,142 78,897 77,789
Fiduciary and asset management fees 45,928 45,226 43,450
Brokerage revenue 27,855 27,088 27,538
Mortgage banking income 24,096 18,354 22,482
Bankcard fees 33,172 32,931 30,641
Investment securities gains, net 2,769 1,331 2,945
Other fee income 21,170 19,130 22,567
Gain on sale of Memphis branches, net 0 5,789 0
Other non-interest income 32,788 33,358 26,159
Total non-interest income 267,920 262,104 253,571
Non-interest expense:      
Salaries and other personnel expense 380,918 371,904 368,152
Net occupancy and equipment expense 107,466 105,806 103,339
Third-party processing expense 42,851 40,042 40,135
FDIC insurance and other regulatory fees 27,091 33,485 32,456
Professional fees 26,646 26,440 38,776
Advertising expense 15,477 24,037 8,971
Foreclosed real estate expense, net 22,803 25,321 33,864
Visa indemnification charges 1,464 3,041 1,600
Loss on early extinguishment of debt 1,533 0 0
Restructuring charges 36 20,585 11,064
Other operating expenses 91,370 94,337 103,180
Total non-interest expense 717,655 744,998 741,537
Income before income taxes 358,573 302,559 252,628
Income tax expense 132,491 107,310 93,245
Net income 226,082 195,249 159,383
Dividends and accretion of discount on preferred stock 10,238 10,238 40,830
Net income available to common shareholders $ 215,844 $ 185,011 $ 118,553
Net income per common share, basic (per share) $ 1.63 $ 1.34 $ 0.93
Net income per common share, diluted (per share) $ 1.62 $ 1.33 $ 0.88
Weighted average common shares outstanding, basic 132,423 138,495 127,495
Weighted average common shares outstanding, diluted 133,201 139,154 134,226