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Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income:        
Loans, including fees $ 220,782 $ 217,288 $ 652,807 $ 644,392
Investment securities available for sale 14,926 14,029 43,043 43,775
Trading account assets 34 106 258 357
Mortgage loans held for sale 662 701 2,060 1,719
Federal Reserve Bank balances 821 562 2,413 1,561
Other earning assets 868 708 2,567 2,185
Total interest income 238,093 233,394 703,148 693,989
Interest expense:        
Deposits 17,227 13,504 48,859 41,246
Federal funds purchased and securities sold under repurchase agreements 46 35 134 186
Long-term debt 13,030 13,592 39,457 40,728
Total interest expense 30,303 27,131 88,450 82,160
Net interest income 207,790 206,263 614,698 611,829
Provision for loan losses 2,956 3,843 13,990 25,638
Net interest income after provision for loan losses 204,834 202,420 600,708 586,191
Non-interest income:        
Service charges on deposit accounts 20,692 20,159 59,621 58,610
Fiduciary and asset management fees 11,308 11,207 34,722 33,536
Brokerage revenue 6,946 7,281 20,978 20,201
Mortgage banking income 5,965 4,665 19,960 13,459
Bankcard fees 8,334 8,182 24,910 24,394
Investment securities gains, net 0 0 2,710 1,331
Other fee income 5,521 4,704 15,371 14,495
Gain on sale of Memphis branches, net 0 0 0 5,789
Other non-interest income 8,293 7,787 23,474 25,740
Total non-interest income 67,059 63,985 201,746 197,555
Non-interest expense:        
Salaries and other personnel expense 94,341 93,870 285,394 279,855
Net occupancy and equipment expense 26,937 26,956 79,650 79,436
Third-party processing expense 10,844 10,044 31,858 29,604
FDIC insurance and other regulatory fees 6,591 7,839 20,315 25,369
Professional fees 6,371 2,526 18,382 18,427
Advertising expense 5,488 7,177 11,797 15,935
Foreclosed real estate expense, net 4,503 9,074 18,350 18,818
Visa indemnification charges 363 1,979 1,092 2,731
Restructuring charges, net 69 809 (33) 17,101
Other operating expenses 22,400 33,475 67,816 72,839
Total non-interest expense 177,907 193,749 534,621 560,115
Income before income taxes 93,986 72,656 267,833 223,631
Income tax expense 36,058 25,868 100,149 81,554
Net income 57,928 46,788 167,684 142,077
Dividends on preferred stock 2,559 2,559 7,678 7,678
Net income available to common shareholders $ 55,369 $ 44,229 $ 160,006 $ 134,399
Net income per common share, basic $ 0.42 $ 0.32 $ 1.20 $ 0.97
Net income per common share, diluted $ 0.42 $ 0.32 $ 1.20 $ 0.96
Weighted average common shares outstanding, basic 131,516 139,043 133,120 138,989
Weighted average common shares outstanding, diluted 132,297 139,726 133,876 139,600