Synovus				Exhibit 99.2
INCOME STATEMENT DATA
(Unaudited)
(Dollars in thousands, except per share data)	Nine Months Ended September 30,
	2023			2022			'23 vs '22
							% Change
Interest income	$	2,262,061		$	1,421,133		59	%
Interest expense	882,619			125,578			603
Net interest income	1,379,442			1,295,555			6
Provision for (reversal of) credit losses	143,607			49,669			189
Net interest income after provision for credit losses	1,235,835			1,245,886			(1)
Non-interest revenue:
Service charges on deposit accounts	67,836			69,428			(2)
Fiduciary and asset management fees	59,928			59,577			1
Card fees	51,485			45,946			12
Brokerage revenue	63,703			47,038			35
Mortgage banking income	12,138			14,922			(19)
Capital markets income	27,077			19,704			37
Income from bank-owned life insurance	21,106			22,514			(6)
Investment securities gains (losses), net	1,030			—			nm
Recovery of NPA	13,126			—			nm
Other non-interest revenue	35,112			27,768			26
Total non-interest revenue	352,541			306,897			15
Non-interest expense:
Salaries and other personnel expense	551,667			499,081			11
Net occupancy, equipment, and software expense	131,435			129,538			1
Third-party processing and other services	64,932			65,486			(1)
Professional fees	28,707			26,094			10
FDIC insurance and other regulatory fees	33,266			20,851			60
Restructuring charges (reversals)	16,476			(7,318)			nm
Loss on other loans held for sale	50,064			—			nm
Other operating expenses	106,019			114,779			(8)
Total non-interest expense	982,566			848,511			16
Income before income taxes	605,810			704,272			(14)
Income tax expense	133,242			152,140			(12)
Net income	472,568			552,132			(14)
Less: Net income attributable to noncontrolling interest	(796)			—			nm
Net income attributable to Synovus Financial Corp.	473,364			552,132			(14)
Less: Preferred stock dividends	26,254			24,872			6
Net income available to common shareholders	$	447,110		$	527,260		(15)	%
Net income per common share, basic	$	3.06		$	3.63		(16)	%
Net income per common share, diluted	3.05			3.60			(15)
Cash dividends declared per common share	1.14			1.02			12
Return on average assets *	1.05		%	1.29		%	(24)	bps
Return on average common equity *	14.23			16.37			(214)
Weighted average common shares outstanding, basic	146,028			145,329			—	%
Weighted average common shares outstanding, diluted	146,683			146,465			—
nm - not meaningful
bps - basis points
* - ratios are annualized
Amounts may not total due to rounding

Synovus
	INCOME STATEMENT DATA
	(Unaudited)
	(Dollars in thousands, except per share data)	2023					2022		Third Quarter
		Third Quarter			Second Quarter	First Quarter	Fourth Quarter	Third Quarter	'23 vs '22
									% Change
	Interest income	$	786,039		759,143	716,879	654,654	551,299	43	%
	Interest expense	342,880			303,612	236,128	153,308	73,380	367
	Net interest income	443,159			455,531	480,751	501,346	477,919	(7)
	Provision for (reversal of) credit losses	72,572			38,881	32,154	34,884	25,581	184
	Net interest income after provision for credit losses	370,587			416,650	448,597	466,462	452,338	(18)
	Non-interest revenue:
	Service charges on deposit accounts	21,385			23,477	22,974	23,639	23,398	(9)
	Fiduciary and asset management fees	20,205			20,027	19,696	18,836	19,201	5
	Card fees	18,602			17,059	15,824	15,887	15,101	23
	Brokerage revenue	20,237			20,908	22,558	19,996	17,140	18
	Mortgage banking income	3,671			4,609	3,858	2,554	5,065	(28)
	Capital markets income	6,377			6,975	13,725	6,998	6,839	(7)
	Income from bank-owned life insurance	6,965			6,878	7,262	7,206	6,792	3
	Investment securities gains (losses), net	—			—	1,030	—	—	nm
	Recovery of NPA	—			—	13,126	—	—	nm
	Other non-interest revenue	9,697			12,343	13,073	7,323	10,762	(10)
	Total non-interest revenue	107,139			112,276	133,126	102,439	104,298	3
	Non-interest expense:
	Salaries and other personnel expense	179,741			183,001	188,924	182,629	173,334	4
	Net occupancy, equipment, and software expense	45,790			42,785	42,860	45,192	43,462	5
	Third-party processing and other services	21,439			21,659	21,833	23,130	22,539	(5)
	Professional fees	10,147			9,597	8,963	11,096	6,755	50
	FDIC insurance and other regulatory fees	11,837			11,162	10,268	8,232	7,707	54
	Restructuring charges (reversals)	17,319			(110)	(733)	(2,372)	956	nm
	Loss on other loans held for sale	30,954			2,360	16,750	—	—	nm
	Other operating expenses	36,305			36,727	32,987	41,089	39,257	(8)
	Total non-interest expense	353,532			307,181	321,852	308,996	294,010	20
	Income before income taxes	124,194			221,745	259,871	259,905	262,626	(53)
	Income tax expense	27,729			47,801	57,712	54,135	59,582	(53)
	Net income	96,465			173,944	202,159	205,770	203,044	(52)
	Less: Net income attributable to noncontrolling interest	(630)			(166)	—	—	—	nm
	Net income attributable to Synovus Financial Corp.	97,095			174,110	202,159	205,770	203,044	(52)
	Less: Preferred stock dividends	9,672			8,291	8,291	8,291	8,291	17
	Net income available to common shareholders	$	87,423		165,819	193,868	197,479	194,753	(55)	%
	Net income per common share, basic	$	0.60		1.13	1.33	1.36	1.34	(55)	%
	Net income per common share, diluted	0.60			1.13	1.32	1.35	1.33	(55)
	Cash dividends declared per common share	0.38			0.38	0.38	0.34	0.34	12
	Return on average assets *	0.64		%	1.15	1.36	1.38	1.39	(75)	bps
	Return on average common equity *	8.2			15.5	19.2	20.9	18.7	(1,050)
	Weighted average common shares outstanding, basic	146,170			146,113	145,799	145,467	145,386	1	%
	Weighted average common shares outstanding, diluted	146,740			146,550	146,727	146,528	146,418	—
	nm - not meaningful
	bps - basis points
	* - ratios are annualized
	Amounts may not total due to rounding

Synovus
	BALANCE SHEET DATA	September 30, 2023		December 31, 2022		September 30, 2022
	(Unaudited)
	(In thousands, except share data)
	ASSETS
	Cash and due from banks	$	604,631	$	624,097	$	516,163
	Interest-bearing funds with Federal Reserve Bank	1,431,356		1,280,684		1,260,748
	Interest earning deposits with banks	65,468		34,632		32,445
	Federal funds sold and securities purchased under resale agreements	36,176		38,367		58,448
	Cash, cash equivalents, and restricted cash	2,137,631		1,977,780		1,867,804
	Investment securities available for sale, at fair value	9,237,191		9,678,103		9,587,508
	Loans held for sale (includes $48,994, $51,136 and $56,517 measured at fair value, respectively)	66,558		391,502		696,450
	Loans, net of deferred fees and costs	43,679,910		43,716,353		42,571,458
	Allowance for loan losses	(477,532)		(443,424)		(421,359)
	Loans, net	43,202,378		43,272,929		42,150,099
	Cash surrender value of bank-owned life insurance	1,107,092		1,089,280		1,084,060
	Premises, equipment, and software, net	364,054		370,632		376,823
	Goodwill	479,851		452,390		452,390
	Other intangible assets, net	49,096		27,124		29,242
	Other assets	2,699,079		2,471,638		2,395,146
	Total assets	$	59,342,930	$	59,731,378	$	58,639,522
	LIABILITIES AND EQUITY
	Liabilities:
	Deposits:
	Non-interest-bearing deposits	$	12,976,574	$	15,639,899	$	16,359,551
	Interest-bearing deposits	37,227,316		33,231,660		31,338,013
	Total deposits	50,203,890		48,871,559		47,697,564
	Federal funds purchased and securities sold under repurchase agreements	98,270		146,588		240,210
	Other short-term borrowings	2,362		603,384		614,232
	Long-term debt	2,704,701		4,109,597		4,434,327
	Other liabilities	1,772,139		1,524,449		1,423,474
	Total liabilities	54,781,362		55,255,577		54,409,807
	Equity:
	Shareholders' equity:
	Preferred stock - no par value. Authorized 100,000,000 shares; issued 22,000,000	537,145		537,145		537,145
	Common stock - $1.00 par value. Authorized 342,857,143 shares; issued 170,859,506, 170,141,492 and 170,097,791 respectively; outstanding 146,204,648, 145,486,634 and 145,442,933 respectively	170,860		170,141		170,098
	Additional paid-in capital	3,940,507		3,920,346		3,916,729
	Treasury stock, at cost; 24,654,858 shares	(944,484)		(944,484)		(944,484)
	Accumulated other comprehensive income (loss), net	(1,679,404)		(1,442,117)		(1,534,314)
	Retained earnings	2,512,334		2,234,770		2,084,541
	Total Synovus Financial Corp. shareholders’ equity	4,536,958		4,475,801		4,229,715
	Noncontrolling interest in subsidiary	24,610		—		—
	Total equity	4,561,568		4,475,801		4,229,715
	Total liabilities and equity	$	59,342,930	$	59,731,378	$	58,639,522

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	Third Quarter 2023						Second Quarter 2023						Third Quarter 2022
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Commercial loans (1) (2) (3)	$	34,990,459	$	579,177	6.57	%	$	35,628,637	$	566,823	6.38	%	$	32,836,799	$	384,995	4.65	%
Consumer loans (1) (2)	8,509,757		108,065		5.06		8,470,478		104,545		4.94		8,931,573		94,425		4.21
Less: Allowance for loan losses	(461,385)		—		—		(466,700)		—		—		(419,160)		—		—
Loans, net	43,038,831		687,242		6.34		43,632,415		671,368		6.17		41,349,212		479,420		4.60
Investment securities available for sale	11,194,291		61,642		2.20		11,200,717		60,421		2.16		11,126,705		53,550		1.92
Trading account assets	16,186		237		5.86		21,328		309		5.80		16,771		81		1.93
Other earning assets(4)	1,237,445		16,369		5.17		1,446,425		18,081		4.95		1,012,717		5,791		2.24
FHLB and Federal Reserve Bank stock	244,906		3,783		6.18		280,248		4,301		6.14		244,879		1,412		2.31
Mortgage loans held for sale	53,904		879		6.52		54,603		852		6.24		66,601		862		5.18
Other loans held for sale	881,067		17,035		7.57		546,224		4,949		3.58		892,805		11,155		4.89
Total interest earning assets	56,666,630		$	787,187	5.51	%	57,181,960		$	760,281	5.33	%	54,709,690		$	552,271	4.00	%
Cash and due from banks	509,511						646,066						557,537
Premises and equipment	365,568						369,039						383,189
Other real estate	—						—						2,398
Cash surrender value of bank-owned life insurance	1,102,626						1,095,866						1,080,914
Other assets(5)	1,272,344						1,222,146						1,322,251
Total assets	$	59,916,679					$	60,515,077					$	58,055,979
Liabilities and Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	10,114,171	$	52,983	2.08	%	$	9,891,375	$	41,803	1.70	%	$	8,437,408	$	5,782	0.27	%
Money market accounts	13,147,465		95,339		2.88		13,468,210		85,397		2.54		15,410,964		20,696		0.53
Savings deposits	1,178,322		280		0.09		1,276,040		281		0.09		1,508,312		84		0.02
Time deposits	6,180,584		59,972		3.85		4,866,221		39,551		3.26		2,270,163		2,428		0.42
Brokered deposits	6,442,690		83,486		5.14		6,342,751		74,748		4.73		3,899,669		17,927		1.82
Federal funds purchased and securities sold under repurchase agreements	73,344		296		1.58		88,591		351		1.57		240,412		641		1.04
Other short-term borrowings	1,722		—		—		455,050		5,566		4.84		709,078		3,666		2.02
Long-term debt	3,230,374		50,524		6.18		3,821,126		55,915		5.82		2,656,939		22,156		3.29
Total interest-bearing liabilities	40,368,672		$	342,880	3.37	%	40,209,364		$	303,612	3.03	%	35,132,945		$	73,380	0.83	%
Non-interest-bearing demand deposits	13,049,343						13,874,482						16,904,353
Other liabilities	1,713,131						1,556,863						1,340,020
Total equity	4,785,533						4,874,368						4,678,661
Total liabilities and equity	$	59,916,679					$	60,515,077					$	58,055,979
Net interest income and net interest margin, taxable equivalent (6)			$	444,307	3.11	%			$	456,669	3.20	%			$	478,891	3.47	%
Less: taxable-equivalent adjustment			1,148						1,138						972
Net interest income			$	443,159					$	455,531					$	477,919

(1)Average loans are shown net of deferred fees and costs. NPLs are included.

(2)Interest income includes net loan fees as follows: Third Quarter 2023 — $11.8 million, Second Quarter 2023 — $11.3 million, and Third Quarter 2022 — $11.9 million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans to a taxable-equivalent basis.

(4)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements.

(5)Includes average net unrealized gains/(losses) on investment securities available for sale of $(1.60) billion, $(1.46) billion, and $(1.06) billion for the Third Quarter 2023, Second Quarter 2023, and Third Quarter 2022, respectively.

(6)The net interest margin is calculated by dividing annualized net interest income-taxable equivalent by average total interest earning assets.

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	Nine Months Ended September 30,
	2023						2022
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Commercial loans (1) (2) (3)	$	35,216,487	$	1,672,529	6.35	%	$	31,828,932	$	974,024	4.09	%
Consumer loans (1) (2)	8,580,029		316,757		4.92		8,749,927		259,619		3.95
Less: Allowance for loan losses	(457,818)						(419,478)
Loans, net	43,338,698		1,989,286		6.14		40,159,381		1,233,643		4.11
Investment securities available for sale	11,229,290		183,118		2.17		11,179,378		151,111		1.80
Trading account assets	16,302		671		5.49		12,640		193		2.04
Other earning assets(4)	1,398,211		51,660		4.87		1,245,102		8,267		0.88
FHLB and Federal Reserve Bank stock	277,136		11,439		5.50		195,238		3,917		2.67
Mortgage loans held for sale	48,398		2,297		6.33		85,126		2,665		4.17
Other loans held for sale	625,262		26,995		5.69		739,627		24,133		4.30
Total interest earning assets	56,933,297		$	2,265,466	5.32	%	53,616,492		$	1,423,929	3.55	%
Cash and due from banks	593,023						548,322
Premises and equipment	367,332						389,083
Other real estate	—						8,498
Cash surrender value of bank-owned life insurance	1,096,567						1,076,381
Other assets(5)	1,187,026						1,515,226
Total assets	$	60,177,245					$	57,154,002
Liabilities and Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	9,702,651	$	118,007	1.63	%	$	9,162,684	$	11,752	0.17	%
Money market accounts	13,665,672		253,351		2.48		15,592,671		32,896		0.28
Savings deposits	1,274,142		771		0.08		1,491,893		223		0.02
Time deposits	4,892,146		121,019		3.31		2,700,505		6,254		0.31
Brokered deposits	6,116,392		214,627		4.69		3,192,848		27,952		1.17
Federal funds purchased and securities sold under repurchase agreements	98,212		1,317		1.77		227,335		871		0.51
Other short-term borrowings	705,292		24,559		4.59		400,862		4,561		1.50
Long-term debt	3,400,156		148,968		5.80		1,512,059		41,069		3.61
Total interest-bearing liabilities	39,854,663		$	882,619	2.96	%	34,280,857		$	125,578	0.49	%
Non-interest-bearing demand deposits	13,972,152						16,786,794
Other liabilities	1,592,230						1,243,900
Total equity	4,758,200						4,842,451
Total liabilities and equity	$	60,177,245					$	57,154,002
Net interest income, taxable equivalent net interest margin (6)			$	1,382,847	3.25	%			$	1,298,351	3.24	%
Less: taxable-equivalent adjustment			3,405						2,796
Net interest income			$	1,379,442					$	1,295,555

(1)Average loans are shown net of deferred fees and costs. NPLs are included.

(2)Interest income includes net loan fees as follows: 2023 — $34.6 million and 2022 — $45.6 million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans to a taxable-equivalent basis.

(4)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements.

(5)Includes average net unrealized gains/(losses) on investment securities available for sale of $(1.53) billion and $(747.7) million for the nine months ended September 30, 2023 and 2022, respectively.

(6)The net interest margin is calculated by dividing annualized net interest income-taxable equivalent by average total interest earning assets.

Synovus
LOANS OUTSTANDING BY TYPE
(Unaudited)	Total Loans		Total Loans		Linked Quarter		Total Loans		Year/Year
(Dollars in thousands)
Loan Type	September 30, 2023		June 30, 2023		% Change		September 30, 2022		% Change
Commercial, Financial, and Agricultural	$	14,498,966	$	14,166,890	2	%	$	13,254,966	9	%
Owner-Occupied	8,281,988		8,364,342		(1)		7,957,550		4
Total Commercial & Industrial	22,780,954		22,531,232		1		21,212,516		7
Multi-Family	3,930,617		3,597,497		9		2,949,172		33
Hotels	1,790,094		1,771,381		1		1,712,016		5
Office Buildings	1,911,095		3,031,806		(37)		2,945,771		(35)
Shopping Centers	1,327,770		1,329,492		—		1,441,385		(8)
Warehouses	985,723		1,068,734		(8)		943,961		4
Other Investment Property	1,432,456		1,471,356		(3)		1,246,099		15
Total Investment Properties	11,377,755		12,270,266		(7)		11,238,404		1
1-4 Family Construction	224,091		205,459		9		249,840		(10)
1-4 Family Investment Mortgage	396,813		410,267		(3)		389,787		2
Total 1-4 Family Properties	620,904		615,726		1		639,627		(3)
Commercial Development	64,212		60,910		5		92,159		(30)
Residential Development	92,209		98,229		(6)		119,019		(23)
Land Acquisition	239,773		248,767		(4)		198,756		21
Land and Development	396,194		407,906		(3)		409,934		(3)
Total Commercial Real Estate	12,394,853		13,293,898		(7)		12,287,965		1
Consumer Mortgages	5,391,282		5,379,284		—		5,166,928		4
Home Equity	1,784,356		1,773,987		1		1,708,246		4
Credit Cards	191,046		187,677		2		197,978		(4)
Other Consumer Loans	1,137,419		1,187,459		(4)		1,997,825		(43)
Total Consumer	8,504,103		8,528,407		—		9,070,977		(6)
Total	$	43,679,910	$	44,353,537	(2)	%	$	42,571,458	3	%
NON-PERFORMING LOANS COMPOSITION
(Unaudited)	Total Non-performing Loans		Total Non-performing Loans		Linked Quarter		Total Non-performing Loans		Year/Year
(Dollars in thousands)
Loan Type	September 30, 2023		June 30, 2023		% Change		September 30, 2022		% Change
Commercial, Financial, and Agricultural	$	97,468	$	144,415	(33)	%	$	59,275	64	%
Owner-Occupied	84,505		22,197		281		8,433		902
Total Commercial & Industrial	181,973		166,612		9		67,708		169
Multi-Family	1,702		1,748		(3)		2,550		(33)
Office Buildings	27,810		28,024		(1)		884		nm
Shopping Centers	653		699		(7)		742		(12)
Warehouses	207		218		(5)		223		(7)
Other Investment Property	572		664		(14)		641		(11)
Total Investment Properties	30,944		31,353		(1)		5,040		514
1-4 Family Construction	—		632		nm		55		nm
1-4 Family Investment Mortgage	3,386		3,525		(4)		3,036		12
Total 1-4 Family Properties	3,386		4,157		(19)		3,091		10
Commercial Development	—		—		nm		422		(100)
Residential Development	267		267		—		267		—
Land Acquisition	538		871		(38)		980		(45)
Land and Development	805		1,138		(29)		1,669		(52)
Total Commercial Real Estate	35,135		36,648		(4)		9,800		259
Consumer Mortgages	43,863		41,877		5		32,527		35
Home Equity	11,620		9,936		17		7,121		63
Other Consumer Loans	7,941		6,433		23		4,938		61
Total Consumer	63,424		58,246		9		44,586		42
Total	$	280,532	$	261,506	7	%	$	122,094	130	%

Synovus
	CREDIT QUALITY DATA
	(Unaudited)
	(Dollars in thousands)	2023					2022		Third Quarter
		Third			Second	First	Fourth	Third	'23 vs '22
		Quarter			Quarter	Quarter	Quarter	Quarter	% Change
	Non-performing Loans (NPLs)	$	280,532		261,506	182,460	128,061	122,094	130	%
	Impaired Loans Held for Sale	—			—	—	—	447	(100)
	Other Real Estate and Other Assets	—			—	—	15,320	15,320	(100)
	Non-performing Assets (NPAs)	280,532			261,506	182,460	143,381	137,861	103
	Allowance for Loan Losses (ALL)	477,532			471,238	457,010	443,424	421,359	13
	Reserve for Unfunded Commitments	55,185			55,729	57,473	57,455	57,936	(5)
	Allowance for Credit Losses (ACL)	532,717			526,967	514,483	500,879	479,295	11
	Net Charge-Offs - Quarter	66,822			26,396	18,550	13,300	4,682
	Net Charge-Offs - YTD	111,768			44,946	18,550	53,156	39,856
	Net Charge-Offs / Average Loans - Quarter (1)	0.61		%	0.24	0.17	0.12	0.04
	Net Charge-Offs / Average Loans - YTD (1)	0.34			0.20	0.17	0.13	0.13
	NPLs / Loans	0.64			0.59	0.41	0.29	0.29
	NPAs / Loans, ORE and specific other assets	0.64			0.59	0.41	0.33	0.32
	ACL/Loans	1.22			1.19	1.17	1.15	1.13
	ALL/Loans	1.09			1.06	1.04	1.01	0.99
	ACL/NPLs	189.90			201.51	281.97	391.13	392.56
	ALL/NPLs	170.22			180.20	250.47	346.26	345.11
	Past Due Loans over 90 days and Still Accruing	$	3,792		3,643	3,529	3,373	3,443	10
	As a Percentage of Loans Outstanding	0.01		%	0.01	0.01	0.01	0.01
	Total Past Due Loans and Still Accruing	$	54,974		84,946	55,053	65,568	63,545	(13)
	As a Percentage of Loans Outstanding	0.13		%	0.19	0.12	0.15	0.15
	(1) Ratio is annualized.
	SELECTED CAPITAL INFORMATION (1)
	(Unaudited)
	(Dollars in thousands)
		September 30, 2023			December 31, 2022	September 30, 2022
	Common Equity Tier 1 Capital Ratio	10.13		%	9.63	9.52
	Tier 1 Capital Ratio	11.18			10.68	10.59
	Total Risk-Based Capital Ratio	13.12			12.54	12.45
	Tier 1 Leverage Ratio	9.38			9.07	9.04
	Total Synovus Financial Corp. shareholders' equity as a Percentage of Total Assets	7.65			7.49	7.21
	Tangible Common Equity Ratio (2) (4)	5.90			5.84	5.52
	Book Value Per Common Share (3)	$	27.36		27.07	25.39
	Tangible Book Value Per Common Share (2)	23.74			23.78	22.08
	(1) Current quarter regulatory capital information is preliminary.
	(2) Excludes the carrying value of goodwill and other intangible assets from common equity and total assets.
	(3) Book Value Per Common Share consists of Total Synovus Financial Corp. shareholders’ equity less Preferred stock divided by total common shares outstanding.
	(4) See "Non-GAAP Financial Measures" for applicable reconciliation.