Synovus								Exhibit 99.2
	INCOME STATEMENT DATA
	(Unaudited)	Years Ended
	(Dollars in thousands, except per share data)	December 31,
		2022			2021			% Change
	Interest income	$	2,075,787		$	1,653,343		26	%
	Interest expense	278,887			120,396			132
	Net interest income	1,796,900			1,532,947			17
	Provision for (reversal of) credit losses	84,553			(106,251)			nm
	Net interest income after provision for credit losses	1,712,347			1,639,198			4
	Non-interest revenue:
	Service charges on deposit accounts	93,067			86,310			8
	Fiduciary and asset management fees	78,414			77,147			2
	Card fees	61,833			51,399			20
	Brokerage revenue	67,034			56,439			19
	Mortgage banking income	17,476			54,371			(68)
	Capital markets income	26,702			26,118			2
	Income from bank-owned life insurance	29,720			38,019			(22)
	Investment securities gains (losses), net	—			(799)			nm
	Other non-interest revenue	35,090			61,062			(43)
	Total non-interest revenue	409,336			450,066			(9)
	Non-interest expense:
	Salaries and other personnel expense	681,710			649,426			5
	Net occupancy, equipment, and software expense	174,730			169,222			3
	Third-party processing and other services	88,617			86,688			2
	Professional fees	37,189			32,785			13
	FDIC insurance and other regulatory fees	29,083			22,355			30
	Restructuring charges	(9,690)			7,223			(234)
	Other operating expenses	155,867			132,205			18
	Total non-interest expense	1,157,506			1,099,904			5
	Income before income taxes	964,177			989,360			(3)
	Income tax expense	206,275			228,893			(10)
	Net income	757,902			760,467			—
	Less: Preferred stock dividends	33,163			33,163			—
	Net income available to common shareholders	$	724,739		$	727,304		—	%
	Net income per common share, basic	4.99			4.95			1	%
	Net income per common share, diluted	4.95			4.90			1
	Cash dividends declared per common share	1.36			1.32			3
	Return on average assets	1.32		%	1.37		%	(5)	bps
	Return on average common equity	17.41			15.56			185
	Weighted average common shares outstanding, basic	145,364			147,041			(1)	%
	Weighted average common shares outstanding, diluted	146,481			148,495			(1)
	nm - not meaningful
	bps - basis points

Synovus
	INCOME STATEMENT DATA
	(Unaudited)
	(Dollars in thousands, except per share data)	2022						2021	Fourth Quarter
		Fourth Quarter			Third Quarter	Second Quarter	First Quarter	Fourth Quarter	'22 vs '21
									% Change
	Interest income	$	654,654		551,299	453,772	416,062	418,279	57	%
	Interest expense	153,308			73,380	28,384	23,814	25,966	490
	Net interest income	501,346			477,919	425,388	392,248	392,313	28
	Provision for (reversal of) credit losses	34,884			25,581	12,688	11,400	(55,210)	nm
	Net interest income after provision for credit losses	466,462			452,338	412,700	380,848	447,523	4
	Non-interest revenue:
	Service charges on deposit accounts	23,639			23,398	23,491	22,539	22,221	6
	Fiduciary and asset management fees	18,836			19,201	20,100	20,277	20,602	(9)
	Card fees	15,887			15,101	16,089	14,756	12,861	24
	Brokerage revenue	19,996			17,140	15,243	14,655	14,795	35
	Mortgage banking income	2,554			5,065	3,904	5,953	7,059	(64)
	Capital markets income	6,998			6,839	7,393	5,472	7,188	(3)
	Income from bank-owned life insurance	7,206			6,792	9,165	6,556	15,168	(52)
	Investment securities gains (losses), net	—			—	—	—	230	nm
	Other non-interest revenue	7,323			10,762	1,881	15,126	16,944	(57)
	Total non-interest revenue	102,439			104,298	97,266	105,334	117,068	(12)
	Non-interest expense:
	Salaries and other personnel expense	182,629			173,334	161,063	164,684	167,018	9
	Net occupancy, equipment, and software expense	45,192			43,462	43,199	42,877	42,780	6
	Third-party processing and other services	23,130			22,539	21,952	20,996	22,791	1
	Professional fees	11,096			6,755	10,865	8,474	9,014	23
	FDIC insurance and other regulatory fees	8,232			7,707	6,894	6,250	6,016	37
	Restructuring charges	(2,372)			956	(1,850)	(6,424)	5,958	(140)
	Other operating expenses	41,089			39,257	39,928	35,593	41,630	(1)
	Total non-interest expense	308,996			294,010	282,051	272,450	295,207	5
	Income before income taxes	259,905			262,626	227,915	213,732	269,384	(4)
	Income tax expense	54,135			59,582	49,863	42,695	68,983	(22)
	Net income	205,770			203,044	178,052	171,037	200,401	3
	Less: Preferred stock dividends	8,291			8,291	8,291	8,291	8,291	—
	Net income available to common shareholders	$	197,479		194,753	169,761	162,746	192,110	3
	Net income per common share, basic	$	1.36		1.34	1.17	1.12	1.32	3	%
	Net income per common share, diluted	1.35			1.33	1.16	1.11	1.31	3
	Cash dividends declared per common share	0.34			0.34	0.34	0.34	0.33	3
	Return on average assets *	1.38		%	1.39	1.26	1.22	1.40	(2)	bps
	Return on average common equity *	20.93			18.66	16.48	14.20	16.11	482
	Weighted average common shares outstanding, basic	145,467			145,386	145,328	145,273	145,316	—	%
	Weighted average common shares outstanding, diluted	146,528			146,418	146,315	146,665	146,793	—
	nm - not meaningful
	bps - basis points
	* - ratios are annualized

`

Synovus
	BALANCE SHEET DATA	December 31, 2022		September 30, 2022		December 31, 2021
	(Unaudited)
	(In thousands, except share data)
	ASSETS
	Cash and due from banks	$	624,097	$	516,163	$	432,925
	Interest-bearing funds with Federal Reserve Bank	1,280,684		1,260,748		2,479,006
	Interest earning deposits with banks	34,632		32,445		25,535
	Federal funds sold and securities purchased under resale agreements	38,367		58,448		72,387
	Cash and cash equivalents	1,977,780		1,867,804		3,009,853
	Investment securities available for sale, at fair value	9,678,103		9,587,508		10,918,329
	Loans held for sale ($51,136, $56,517, and $108,198 measured at fair value, respectively)	391,502		696,450		750,642
	Loans, net of deferred fees and costs	43,716,353		42,571,458		39,311,958
	Allowance for loan losses	(443,424)		(421,359)		(427,597)
	Loans, net	43,272,929		42,150,099		38,884,361
	Cash surrender value of bank-owned life insurance	1,089,280		1,084,060		1,068,616
	Premises, equipment, and software, net	370,632		376,823		407,241
	Goodwill	452,390		452,390		452,390
	Other intangible assets, net	27,124		29,242		35,596
	Other assets	2,471,638		2,395,146		1,790,198
	Total assets	$	59,731,378	$	58,639,522	$	57,317,226
	LIABILITIES AND SHAREHOLDERS' EQUITY
	Liabilities:
	Deposits:
	Non-interest-bearing deposits	$	15,639,899	$	16,359,551	$	16,392,653
	Interest-bearing deposits	33,231,660		31,338,013		33,034,623
	Total deposits	48,871,559		47,697,564		49,427,276
	Federal funds purchased and securities sold under repurchase agreements	146,588		240,210		264,133
	Other short-term borrowings	603,384		614,232		200
	Long-term debt	4,109,597		4,434,327		1,204,229
	Other liabilities	1,524,449		1,423,474		1,124,588
	Total liabilities	55,255,577		54,409,807		52,020,426
	Shareholders' equity:
	Preferred stock – no par value. Authorized 100,000,000 shares; issued 22,000,000	537,145		537,145		537,145
	Common stock – $1.00 par value. Authorized 342,857,143 shares; issued 170,141,492, 170,097,791, and 169,383,758; outstanding 145,486,634, 145,442,933, and 145,010,086	170,141		170,098		169,384
	Additional paid-in capital	3,920,346		3,916,729		3,894,109
	Treasury stock, at cost – 24,654,858, 24,654,858, and 24,373,672 shares	(944,484)		(944,484)		(931,497)
	Accumulated other comprehensive income (loss), net	(1,442,117)		(1,534,314)		(82,321)
	Retained earnings	2,234,770		2,084,541		1,709,980
	Total shareholders’ equity	4,475,801		4,229,715		5,296,800
	Total liabilities and shareholders' equity	$	59,731,378	$	58,639,522	$	57,317,226

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	2022						2021
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Commercial loans (1) (2) (3)	$	32,402,218	$	1,448,463	4.47	%	$	29,630,598	$	1,150,835	3.88	%
Consumer loans (1) (2)	8,823,424		361,524		4.10		8,520,247		334,917		3.93
Less: Allowance for loan losses	(421,506)		—		—		(537,324)		—		—
Loans, net	40,804,136		1,809,987		4.44		37,613,521		1,485,752		3.95
Investment securities available for sale	11,208,886		209,951		1.87		9,603,343		140,077		1.46
Trading account assets	13,374		261		1.95		5,613		87		1.55
Other earning assets(4)	1,220,653		18,756		1.52		3,002,110		3,912		0.13
FHLB and Federal Reserve Bank stock	214,289		6,722		3.14		159,176		2,891		1.82
Mortgage loans held for sale	75,325		3,353		4.45		203,840		5,935		2.91
Other loans held for sale	682,961		30,684		4.43		580,162		17,874		3.04
Total interest earning assets	54,219,624		$	2,079,714	3.84	%	51,167,765		$	1,656,528	3.24	%
Cash and due from banks	574,250						561,170
Premises and equipment	385,622						445,333
Other real estate	6,356						1,522
Cash surrender value of bank-owned life insurance	1,078,653						1,058,966
Other assets(5)	1,345,568						2,133,725
Total assets	$	57,610,073					$	55,368,481
Liabilities and Shareholders' Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	9,027,636	$	25,912	0.29	%	$	8,701,078	$	9,844	0.11	%
Money market accounts	15,385,765		79,567		0.52		15,607,034		27,556		0.18
Savings deposits	1,481,372		399		0.03		1,335,269		229		0.02
Time deposits	2,667,101		13,902		0.52		3,630,401		18,107		0.50
Brokered deposits	3,644,957		67,452		1.85		3,028,797		19,183		0.63
Federal funds purchased and securities sold under repurchase agreements	205,753		1,308		0.63		210,949		128		0.06
Other short-term borrowings	466,254		10,945		2.32		8		—		—
Long-term debt	1,999,595		79,402		3.95		1,203,282		45,349		3.77
Total interest-bearing liabilities	34,878,433		$	278,887	0.78	%	33,716,818		$	120,396	0.35	%
Non-interest-bearing demand deposits	16,731,967						15,304,120
Other liabilities	1,298,972						1,135,565
Shareholders' equity	4,700,701						5,211,978
Total liabilities and shareholders' equity	$	57,610,073					$	55,368,481
Net interest income, taxable equivalent net interest margin (6)			$	1,800,827	3.34	%			$	1,536,132	3.01	%
Less: taxable-equivalent adjustment			3,927						3,185
Net interest income			$	1,796,900					$	1,532,947

(1)Average loans are shown net of deferred fees and costs. NPLs are included.

(2)Interest income includes net loan fees as follows: 2022 — $57.3 million and 2021 — $115.5 million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans and investment securities to a taxable-equivalent basis.

(4)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements.

(5)Includes average net unrealized gains/(losses) on investment securities available for sale of $(985.6) million and $46.0 million for the years ended December 31, 2022 and 2021, respectively.

(6)The net interest margin is calculated by dividing net interest income-taxable equivalent by average total interest earning assets.

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	Fourth Quarter 2022						Third Quarter 2022						Fourth Quarter 2021
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Commercial loans (1) (2) (3)	$	34,103,384	$	474,439	5.52	%	$	32,836,799	$	384,995	4.65	%	$	29,685,875	$	286,513	3.83	%
Consumer loans (1) (2)	9,041,520		101,905		4.50		8,931,573		94,425		4.21		8,679,722		83,836		3.85
Less: Allowance for loan losses	(427,525)		—		—		(419,160)		—		—		(474,972)		—		—
Loans, net	42,717,379		576,344		5.36		41,349,212		479,420		4.60		37,890,625		370,349		3.88
Investment securities available for sale	11,296,449		58,840		2.09		11,126,705		53,550		1.93		10,884,571		41,447		1.52
Trading account assets	15,552		68		1.75		16,771		81		1.93		11,280		42		1.50
Other earning assets(4)	1,148,099		10,490		3.58		1,012,717		5,791		2.24		3,186,271		1,208		0.15
FHLB and Federal Reserve Bank stock	270,822		2,805		4.14		244,879		1,412		2.31		159,933		919		2.30
Mortgage loans held for sale	46,240		688		5.95		66,601		862		5.18		130,786		1,009		3.09
Other loans held for sale	514,811		6,550		4.98		892,805		11,155		4.89		518,992		4,189		3.16
Total interest earning assets	56,009,352		$	655,785	4.65	%	54,709,690		$	552,271	4.01	%	52,782,458		$	419,163	3.16	%
Cash and due from banks	651,189						557,537						541,788
Premises and equipment	375,352						383,189						421,577
Other real estate	—						2,398						1,351
Cash surrender value of bank-owned life insurance	1,085,394						1,080,914						1,067,004
Other assets(5)	842,130						1,322,251						2,097,751
Total assets	$	58,963,417					$	58,055,979					$	56,911,929
Liabilities and Shareholders' Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	8,627,386	$	14,160	0.65	%	$	8,436,922	$	5,782	0.27	%	$	9,165,054	$	2,238	0.10	%
Money market accounts	14,771,308		46,671		1.25		15,411,450		20,696		0.53		15,998,203		5,562		0.14
Savings deposits	1,450,153		176		0.05		1,508,312		84		0.02		1,408,858		65		0.02
Time deposits	2,567,979		7,648		1.18		2,270,163		2,428		0.42		3,163,062		2,600		0.33
Brokered deposits	4,986,542		39,500		3.14		3,899,669		17,927		1.82		2,836,841		3,979		0.56
Federal funds purchased and securities sold under repurchase agreements	141,707		437		1.21		240,412		641		1.04		227,664		24		0.04
Other short-term borrowings	660,295		6,383		3.78		709,078		3,666		2.02		32		—		—
Long-term debt	3,446,306		38,333		4.39		2,656,939		22,156		3.29		1,203,959		11,498		3.82
Total interest-bearing liabilities	36,651,676		$	153,308	1.60	%	35,132,945		$	73,380	0.81	%	34,003,673		$	25,966	0.30	%
Non-interest-bearing demand deposits	16,569,275						16,904,353						16,545,203
Other liabilities	1,462,394						1,340,020						1,095,080
Shareholders' equity	4,280,072						4,678,661						5,267,973
Total liabilities and shareholders' equity	$	58,963,417					$	58,055,979					$	56,911,929
Net interest income, taxable equivalent net interest margin (6)			$	502,477	3.60	%			$	478,891	3.49	%			$	393,197	2.96	%
Less: taxable-equivalent adjustment			1,131						972						884
Net interest income			$	501,346					$	477,919					$	392,313

(1)Average loans are shown net of deferred fees and costs. NPLs are included.

(2)Interest income includes net loan fees as follows: Fourth Quarter 2022 — $11.7 million, Third Quarter 2022 — $11.9 million, and Fourth Quarter 2021 — $24.7million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans and investment securities to a taxable-equivalent basis.

(4)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements

(5)Includes average net unrealized gains/(losses) on investment securities available for sale of $(1.69) billion, $(1.06) billion, and $(34.2) million for the Fourth Quarter 2022, Third Quarter 2022, and Fourth Quarter 2021, respectively.

(6)The net interest margin is calculated by dividing annualized net interest income-taxable equivalent by average total interest earning assets.

Synovus
LOANS OUTSTANDING BY TYPE
(Unaudited)
(Dollars in thousands)
	Total Loans		Total Loans		Linked Quarter		Total Loans		Year/Year
Loan Type	December 31, 2022		September 30, 2022		% Change		December 31, 2021		% Change
Commercial, Financial, and Agricultural	$	13,874,416	$	13,254,966	5	%	$	12,147,858	14	%
Owner-Occupied	8,192,240		7,957,550		3		7,475,066		10
Total Commercial & Industrial	22,066,656		21,212,516		4		19,622,924		12
Multi-Family	3,134,571		2,949,172		6		2,129,424		47
Hotels	1,708,194		1,712,016		—		1,537,060		11
Office Buildings	3,011,911		2,945,771		2		2,511,058		20
Shopping Centers	1,403,928		1,441,385		(3)		1,655,465		(15)
Warehouses	1,035,152		943,961		10		801,639		29
Other Investment Property	1,350,291		1,246,099		8		1,268,130		6
Total Investment Properties	11,644,047		11,238,404		4		9,902,776		18
1-4 Family Construction	229,263		249,840		(8)		206,881		11
1-4 Family Investment Mortgage	387,670		389,787		(1)		438,588		(12)
Total 1-4 Family Properties	616,933		639,627		(4)		645,469		(4)
Commercial Development	79,889		92,159		(13)		102,790		(22)
Residential Development	108,661		119,019		(9)		171,820		(37)
Land Acquisition	200,783		198,756		1		192,256		4
Land and Development	389,333		409,934		(5)		466,866		(17)
Total Commercial Real Estate	12,650,313		12,287,965		3		11,015,111		15
Consumer Mortgages	5,214,443		5,166,928		1		5,068,998		3
Home Equity Lines	1,757,038		1,708,246		3		1,361,419		29
Credit Cards	203,612		197,978		3		204,172		—
Other Consumer Loans	1,824,291		1,997,825		(9)		2,039,334		(11)
Total Consumer	8,999,384		9,070,977		(1)		8,673,923		4
Total	$	43,716,353	$	42,571,458	3	%	$	39,311,958	11	%
NON-PERFORMING LOANS COMPOSITION
(Unaudited)
(Dollars in thousands)
	Total Non-performing Loans		Total Non-performing Loans		Linked Quarter		Total Non-performing Loans		Year/Year
Loan Type	December 31, 2022		September 30, 2022		% Change		December 31, 2021		% Change
Commercial, Financial, and Agricultural	$	59,307	$	59,275	—	%	$	61,787	(4)	%
Owner-Occupied	10,104		8,433		20		11,196		(10)
Total Commercial & Industrial	69,411		67,708		3		72,983		(5)
Multi-Family	1,857		2,550		(27)		2,380		(22)
Office Buildings	309		884		(65)		1,615		(81)
Shopping Centers	735		742		(1)		915		(20)
Warehouses	223		223		—		223		—
Other Investment Property	349		641		(46)		717		(51)
Total Investment Properties	3,473		5,040		(31)		5,850		(41)
1-4 Family Construction	55		55		—		55		—
1-4 Family Investment Mortgage	3,067		3,036		1		4,508		(32)
Total 1-4 Family Properties	3,122		3,091		1		4,563		(32)
Commercial Development	—		422		(100)		449		(100)
Residential Development	267		267		—		446		(40)
Land Acquisition	891		980		(9)		1,023		(13)
Land and Development	1,158		1,669		(31)		1,918		(40)
Total Commercial Real Estate	7,753		9,800		(21)		12,331		(37)
Consumer Mortgages	36,847		32,527		13		29,078		27
Home Equity Lines	6,830		7,121		(4)		9,773		(30)
Other Consumer Loans	7,220		4,938		46		6,877		5
Total Consumer	50,897		44,586		14		45,728		11
Total	$	128,061	$	122,094	5	%	$	131,042	(2)	%

Synovus
	CREDIT QUALITY DATA
	(Unaudited)
	(Dollars in thousands)	2022						2021	Fourth Quarter
		Fourth			Third	Second	First	Fourth	'22 vs '21
		Quarter			Quarter	Quarter	Quarter	Quarter	% Change
	Non-performing Loans (NPL)	$	128,061		122,094	109,024	132,131	131,042	(2)	%
	Impaired Loans Held for Sale	—			447	—	—	—	nm
	Other Real Estate and Other Assets	15,320			15,320	26,759	26,759	27,137	(44)
	Non-performing Assets (NPAs)	143,381			137,861	135,783	158,890	158,179	(9)
	Allowance for Loan Losses (ALL)	443,424			421,359	407,837	414,956	427,597	4
	Reserve for Unfunded Commitments	57,455			57,936	50,559	47,317	41,885	37
	Allowance for Credit Losses (ACL)	500,879			479,295	458,396	462,273	469,482	7
	Net Charge-Offs - Quarter	13,300			4,682	16,565	18,609	10,522
	Net Charge-Offs - YTD	53,156			39,856	35,174	18,609	77,788
	Net Charge-Offs / Average Loans - Quarter (1)	0.12		%	0.04	0.16	0.19	0.11
	Net Charge-Offs / Average Loans - YTD (1)	0.13			0.13	0.18	0.19	0.20
	NPLs / Loans	0.29			0.29	0.26	0.33	0.33
	NPAs / Loans, ORE and specific other assets	0.33			0.32	0.33	0.40	0.40
	ACL/Loans	1.15			1.13	1.11	1.15	1.19
	ALL/Loans	1.01			0.99	0.99	1.03	1.09
	ACL/NPLs	391.13			392.56	420.45	349.86	358.27
	ALL/NPLs	346.26			345.11	374.08	314.05	326.31
	Past Due Loans over 90 days and Still Accruing	$	3,373		3,443	2,251	3,067	6,770	(50)
	As a Percentage of Loans Outstanding	0.01		%	0.01	0.01	0.01	0.02
	Total Past Due Loans and Still Accruing	$	65,568		63,545	56,160	45,385	57,565	14
	As a Percentage of Loans Outstanding	0.15		%	0.15	0.14	0.11	0.15
	Accruing Troubled Debt Restructurings (TDRs)	$	146,840		118,755	164,101	145,957	119,804	23
	(1) Ratio is annualized.
	SELECTED CAPITAL INFORMATION (1)
	(Unaudited)
	(Dollars in thousands)
		December 31, 2022			September 30, 2022	December 31, 2021
	Tier 1 Capital	$	5,463,338		5,306,324	4,925,763
	Total Risk-Based Capital	6,415,680			6,237,082	5,827,196
	Common Equity Tier 1 Capital Ratio	9.63		%	9.52	9.50
	Tier 1 Capital Ratio	10.68			10.59	10.66
	Total Risk-Based Capital Ratio	12.54			12.45	12.61
	Tier 1 Leverage Ratio	9.07			9.04	8.72
	Total Shareholders’ Equity to Total Assets Ratio	7.49			7.21	9.24
	Tangible Common Equity Ratio(2)(4)	5.84			5.52	7.52
	Book Value Per Common Share(3)	$	27.07		25.39	32.82
	Tangible Book Value Per Common Share(2)	23.78			22.08	29.46
	(1) Current quarter regulatory capital information is preliminary.
	(2) Excludes the carrying value of goodwill and other intangible assets from common equity and total assets.
	(3) Book Value Per Common Share consists of Total Shareholders' Equity less Preferred Stock divided by total common shares outstanding.
	(4) See "Non-GAAP Financial Measures" for applicable reconciliation.