Synovus								Exhibit 99.2
	INCOME STATEMENT DATA
	(Unaudited)	Years Ended
	(Dollars in thousands, except per share data)	December 31,
		2021			2020			% Change
	Interest income	$	1,653,343		$	1,804,495		(8)	%
	Interest expense	120,396			291,747			(59)
	Net interest income	1,532,947			1,512,748			1
	(Reversal of) provision for credit losses	(106,251)			355,022			nm
	Net interest income after provision for credit losses	1,639,198			1,157,726			42
	Non-interest revenue:
	Service charges on deposit accounts	86,310			73,132			18
	Fiduciary and asset management fees	77,147			63,251			22
	Card fees	51,399			42,702			20
	Brokerage revenue	56,439			44,781			26
	Mortgage banking income	54,371			91,413			(41)
	Capital markets income	26,118			27,336			(4)
	Income from bank-owned life insurance	38,019			31,297			21
	Investment securities (losses) gains, net	(799)			78,931			nm
	Other non-interest revenue	61,062			53,670			14
	Total non-interest revenue	450,066			506,513			(11)
	Non-interest expense:
	Salaries and other personnel expense	649,426			618,214			5
	Net occupancy, equipment, and software expense	169,222			169,658			—
	Third-party processing and other services	86,688			87,992			(1)
	Professional fees	32,785			56,899			(42)
	FDIC insurance and other regulatory fees	22,355			25,210			(11)
	Other operating expenses	139,428			221,601			(37)
	Total non-interest expense	1,099,904			1,179,574			(7)
	Income before income taxes	989,360			484,665			104
	Income tax expense	228,893			110,970			106
	Net income	760,467			373,695			103
	Less: Preferred stock dividends	33,163			33,163			—
	Net income available to common shareholders	$	727,304		$	340,532		114	%
	Net income per common share, basic	4.95			2.31			114	%
	Net income per common share, diluted	4.90			2.30			113
	Cash dividends declared per common share	1.32			1.32			—
	Return on average assets	1.37		%	0.72		%	65	bps
	Return on average common equity	15.56			7.51			805
	Weighted average common shares outstanding, basic	147,041			147,415			—	%
	Weighted average common shares outstanding, diluted	148,495			148,210			—
	nm - not meaningful
	bps - basis points

Synovus
	INCOME STATEMENT DATA
	(Unaudited)
	(Dollars in thousands, except per share data)	2021						2020	Fourth Quarter
		Fourth Quarter			Third Quarter	Second Quarter	First Quarter	Fourth Quarter	'21 vs '20
									% Change
	Interest income	$	418,279		412,504	412,743	409,817	433,479	(4)	%
	Interest expense	25,966			27,587	30,883	35,960	47,547	(45)
	Net interest income	392,313			384,917	381,860	373,857	385,932	2
	(Reversal of) provision for credit losses	(55,210)			(7,868)	(24,598)	(18,575)	11,066	nm
	Net interest income after provision for credit losses	447,523			392,785	406,458	392,432	374,866	19
	Non-interest revenue:
	Service charges on deposit accounts	22,221			22,641	21,414	20,033	19,063	17
	Fiduciary and asset management fees	20,602			19,786	18,805	17,954	17,242	19
	Card fees	12,861			13,238	13,304	11,996	11,743	10
	Brokerage revenue	14,795			14,745	13,926	12,974	11,794	25
	Mortgage banking income	7,059			11,155	13,842	22,315	24,426	(71)
	Capital markets income	7,188			8,089	3,335	7,505	4,352	65
	Income from bank-owned life insurance	15,168			6,820	7,188	8,843	9,725	56
	Investment securities gains (losses), net	230			962	—	(1,990)	2,337	nm
	Other non-interest revenue	16,944			17,519	15,273	11,326	14,079	20
	Total non-interest revenue	117,068			114,955	107,087	110,956	114,761	2
	Non-interest expense:
	Salaries and other personnel expense	167,018			160,364	160,567	161,477	153,946	8
	Net occupancy, equipment, and software expense	42,780			43,483	41,825	41,134	44,183	(3)
	Third-party processing and other services	22,791			19,446	24,419	20,032	20,799	10
	Professional fees	9,014			6,739	7,947	9,084	17,541	(49)
	FDIC insurance and other regulatory fees	6,016			5,212	5,547	5,579	6,288	(4)
	Other operating expenses	47,588			31,788	30,226	29,828	59,741	(20)
	Total non-interest expense	295,207			267,032	270,531	267,134	302,498	(2)
	Income before income taxes	269,384			240,708	243,014	236,254	187,129	44
	Income tax expense	68,983			53,935	56,814	49,161	36,720	88
	Net income	200,401			186,773	186,200	187,093	150,409	33
	Less: Preferred stock dividends	8,291			8,291	8,291	8,291	8,291	—
	Net income available to common shareholders	$	192,110		178,482	177,909	178,802	142,118	35
	Net income per common share, basic	$	1.32		1.22	1.20	1.20	0.96	37	%
	Net income per common share, diluted	1.31			1.21	1.19	1.19	0.96	37
	Cash dividends declared per common share	0.33			0.33	0.33	0.33	0.33	—
	Return on average assets *	1.40		%	1.34	1.36	1.40	1.11	29	bps
	Return on average common equity *	16.11			14.96	15.40	15.77	12.31	380
	Weighted average common shares outstanding, basic	145,316			146,308	148,113	148,467	147,744	(2)	%
	Weighted average common shares outstanding, diluted	146,793			147,701	149,747	149,780	148,725	(1)
	nm - not meaningful
	bps - basis points
	* - ratios are annualized

Synovus
	BALANCE SHEET DATA	December 31, 2021		September 30, 2021		December 31, 2020
	(Unaudited)
	(In thousands, except share data)
	ASSETS
	Cash and due from banks	$	432,925	$	483,035	$	531,579
	Interest-bearing funds with Federal Reserve Bank	2,479,006		2,103,497		3,586,565
	Interest earning deposits with banks	25,535		23,261		20,944
	Federal funds sold and securities purchased under resale agreements	72,387		77,627		113,829
	Cash and cash equivalents	3,009,853		2,687,420		4,252,917
	Investment securities available for sale, at fair value	10,918,329		10,481,071		7,962,438
	Loans held for sale ($108,198, $152,258, and $216,647 measured at fair value, respectively)	750,642		550,948		760,123
	Loans, net of deferred fees and costs	39,311,958		38,341,030		38,252,984
	Allowance for loan losses	(427,597)		(492,243)		(605,736)
	Loans, net	38,884,361		37,848,787		37,647,248
	Cash surrender value of bank-owned life insurance	1,068,616		1,065,256		1,049,373
	Premises, equipment, and software, net	407,241		423,933		463,959
	Goodwill	452,390		452,390		452,390
	Other intangible assets, net	35,596		37,975		45,112
	Other assets	1,790,198		1,961,349		1,760,599
	Total assets	$	57,317,226	$	55,509,129	$	54,394,159
	LIABILITIES AND SHAREHOLDERS' EQUITY
	Liabilities:
	Deposits:
	Non-interest-bearing deposits	$	16,392,653	$	15,787,882	$	13,477,854
	Interest-bearing deposits	33,034,623		31,900,537		33,213,717
	Total deposits	49,427,276		47,688,419		46,691,571
	Federal funds purchased and securities sold under repurchase agreements	264,133		262,548		227,922
	Other short-term borrowings	197		—		7,717
	Long-term debt	1,204,229		1,203,761		1,202,494
	Other liabilities	1,124,591		1,101,599		1,103,121
	Total liabilities	52,020,426		50,256,327		49,232,825
	Shareholders' equity:
	Preferred stock – no par value. Authorized 100,000,000 shares; issued 22,000,000	537,145		537,145		537,145
	Common stock – $1.00 par value. Authorized 342,857,143 shares; issued 169,383,758, 169,170,589, and 168,132,522 outstanding 145,010,086, 145,483,994, and 148,039,495	169,384		169,171		168,133
	Additional paid-in capital	3,892,464		3,883,289		3,851,208
	Treasury stock, at cost – 24,373,672, 23,686,595, and 20,093,027 shares	(931,497)		(898,707)		(731,806)
	Accumulated other comprehensive (loss) income, net	(82,321)		(5,462)		158,635
	Retained earnings	1,711,625		1,567,366		1,178,019
	Total shareholders’ equity	5,296,800		5,252,802		5,161,334
	Total liabilities and shareholders' equity	$	57,317,226	$	55,509,129	$	54,394,159

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	2021						2020
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Taxable loans, net(1)(2)	$	37,644,066	$	1,470,587	3.91	%	$	38,597,852	$	1,587,606	4.11	%
Tax-exempt loans, net(1)(2)(3)	506,779		15,165		2.99		497,467		16,274		3.27
Less: Allowance for loan losses	(537,324)		—		—		(513,743)		—		—
Loans, net	37,613,521		1,485,752		3.95		38,581,576		1,603,880		4.16
Investment securities available for sale	9,603,343		140,077		1.46		7,006,894		178,582		2.55
Trading account assets	5,613		87		1.55		6,593		121		1.84
Other earning assets(4)	3,002,110		3,912		0.13		1,588,150		3,185		0.20
FHLB and Federal Reserve Bank stock	159,176		2,891		1.82		223,606		7,073		3.16
Mortgage loans held for sale	203,840		5,935		2.91		215,788		6,412		2.97
Other loans held for sale	580,162		17,874		3.04		265,764		8,666		3.21
Total interest earning assets	51,167,765		$	1,656,528	3.24	%	47,888,371		$	1,807,919	3.78	%
Cash and due from banks	561,170						531,963
Premises and equipment	445,333						481,371
Other real estate	1,522						9,740
Cash surrender value of bank-owned life insurance	1,058,966						1,003,560
Other assets(5)	2,133,725						2,223,033
Total assets	$	55,368,481					$	52,138,038
Liabilities and Shareholders' Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	8,701,078	$	9,844	0.11	%	$	7,510,429	$	19,034	0.25	%
Money market accounts	17,496,230		31,391		0.18		14,690,298		72,312		0.49
Savings deposits	1,335,269		229		0.02		1,056,777		247		0.02
Time deposits	4,770,002		33,455		0.70		7,853,325		126,184		1.61
Federal funds purchased and securities sold under repurchase agreements	210,949		128		0.06		192,967		274		0.14
Other short-term borrowings	—		—		—		492,697		7,643		1.53
Long-term debt	1,203,282		45,349		3.77		2,322,717		66,053		2.83
Total interest-bearing liabilities	33,716,810		$	120,396	0.35	%	34,119,210		$	291,747	0.84	%
Non-interest-bearing demand deposits	15,304,120						11,925,114
Other liabilities	1,135,573						1,021,633
Shareholders' equity	5,211,978						5,072,081
Total liabilities and shareholders' equity	$	55,368,481					$	52,138,038
Net interest income, taxable equivalent net interest margin (6)			$	1,536,132	3.01	%			$	1,516,172	3.18	%
Less: taxable-equivalent adjustment			3,185						3,424
Net interest income			$	1,532,947					$	1,512,748

(1)Average loans are shown net of deferred fees and costs. NPLs are included.

(2)Interest income includes net loan fees as follows: 2021 — $115.5 million and 2020 — $76.1 million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans and investment securities to a taxable-equivalent basis.

(4)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements.

(5)Includes average net unrealized gains/(losses) on investment securities available for sale of $46.0 million and $197.5 million for the years ended December 31, 2021 and 2020, respectively.

(6)The net interest margin is calculated by dividing net interest income-TE by average total interest earning assets.

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	Fourth Quarter 2021						Third Quarter 2021						Fourth Quarter 2020
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Taxable loans, net(1)(2)	$	37,820,821	$	366,141	3.86	%	$	37,055,648	$	366,554	3.84	%	$	38,379,396	$	383,766	4.04	%
Tax-exempt loans, net(1)(2)(3)	544,776		4,208		3.06		478,485		3,505		2.91		505,155		3,908		3.08
Less: Allowance for loan losses	(474,972)		—		—		(514,828)		—		—		(595,547)		—		—
Loans, net	37,890,625		370,349		3.88		37,019,305		370,059		3.97		38,289,004		387,674		4.03
Investment securities available for sale	10,884,571		41,447		1.52		9,876,651		35,876		1.45		7,493,822		38,792		2.07
Trading account assets	11,280		42		1.50		5,192		15		1.15		8,496		22		1.03
Other earning assets(4)	3,186,271		1,208		0.15		3,271,501		1,247		0.15		2,716,645		708		0.10
FHLB and Federal Reserve Bank stock	159,933		919		2.30		159,741		503		1.26		162,537		1,073		2.64
Mortgage loans held for sale	130,786		1,009		3.09		196,032		1,410		2.88		309,278		2,121		2.74
Other loans held for sale	518,992		4,189		3.16		527,736		4,130		3.06		544,301		3,910		2.81
Total interest earning assets	52,782,458		$	419,163	3.16	%	51,056,158		$	413,240	3.22	%	49,524,083		$	434,300	3.49	%
Cash and due from banks	541,788						611,783						529,447
Premises and equipment	421,577						447,046						468,208
Other real estate	1,351						1,513						3,878
Cash surrender value of bank-owned life insurance	1,067,004						1,061,478						1,046,216
Other assets(5)	2,097,751						2,148,282						2,262,077
Total assets	$	56,911,929					$	55,326,260					$	53,833,909
Liabilities and Shareholders' Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	9,165,054	$	2,238	0.10	%	$	8,463,325	$	2,192	0.10	%	$	8,531,415	$	3,473	0.16	%
Money market accounts	17,842,425		6,523		0.15		17,460,069		7,079		0.16		16,390,253		10,513		0.26
Savings deposits	1,408,858		65		0.02		1,377,089		60		0.02		1,147,667		43		0.01
Time deposits	4,155,681		5,618		0.54		4,420,805		6,756		0.61		6,338,533		18,078		1.13
Federal funds purchased and securities sold under repurchase agreements	227,664		24		0.04		202,525		35		0.07		174,316		32		0.07
Other short-term borrowings	—		—		—		—		—		—		—		—		—
Long-term debt	1,203,959		11,498		3.82		1,203,500		11,465		3.81		1,552,791		15,408		3.96
Total interest-bearing liabilities	34,003,641		$	25,966	0.30	%	33,127,313		$	27,587	0.33	%	34,134,975		$	47,547	0.55	%
Non-interest-bearing demand deposits	16,545,203						15,755,929						13,566,112
Other liabilities	1,095,112						1,171,119						1,001,477
Shareholders' equity	5,267,973						5,271,899						5,131,345
Total liabilities and shareholders' equity	$	56,911,929					$	55,326,260					$	53,833,909
Net interest income, taxable equivalent net interest margin (6)			$	393,197	2.96	%			$	385,653	3.01	%			$	386,753	3.12	%
Less: taxable-equivalent adjustment			884						736						821
Net interest income			$	392,313					$	384,917					$	385,932

(1)Average loans are shown net of deferred fees and costs. NPLs are included.

(2)Interest income includes net loan fees as follows: Fourth Quarter 2021 — $24.7 million, Third Quarter 2021 — $33.2 million, and Fourth Quarter 2020 — $9.3million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans and investment securities to a taxable-equivalent basis.

(4)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements

(5)Includes average net unrealized gains/(losses) on investment securities available for sale of $(34.2) million, $151.5 million, and $128.5 million for the Fourth Quarter 2021, Third Quarter 2021, and Fourth Quarter 2020, respectively.

(6)The net interest margin is calculated by dividing annualized net interest income-TE by average total interest earning assets.

Synovus
LOANS OUTSTANDING BY TYPE
(Unaudited)
(Dollars in thousands)
	Total Loans		Total Loans		Linked Quarter		Total Loans		Year/Year
Loan Type	December 31, 2021		September 30, 2021		% Change		December 31, 2020		% Change
Commercial, Financial, and Agricultural	$	12,052,475	$	11,771,037	2	%	$	12,410,152	(3)	%
Owner-Occupied	7,508,686		7,163,751		5		7,110,016		6
Total Commercial & Industrial	19,561,161		18,934,788		3		19,520,168		—
Multi-Family	2,129,424		2,197,139		(3)		2,190,534		(3)
Hotels	1,537,060		1,441,414		7		1,442,242		7
Office Buildings	2,511,058		2,341,316		7		2,207,744		14
Shopping Centers	1,655,465		1,570,020		5		1,644,519		1
Warehouses	801,639		687,496		17		700,050		15
Other Investment Property	1,234,509		1,211,078		2		918,290		34
Total Investment Properties	9,869,155		9,448,463		4		9,103,379		8
1-4 Family Construction	206,881		191,906		8		182,981		13
1-4 Family Investment Mortgage	438,588		421,968		4		445,714		(2)
Total 1-4 Family Properties	645,469		613,874		5		628,695		3
Commercial Development	102,790		103,512		(1)		130,678		(21)
Residential Development	171,820		186,033		(8)		245,170		(30)
Land Acquisition	192,256		188,378		2		217,785		(12)
Land and Development	466,866		477,923		(2)		593,633		(21)
Total Commercial Real Estate	10,981,490		10,540,260		4		10,325,707		6
Consumer Mortgages	5,069,039		5,108,499		(1)		5,513,491		(8)
Home Equity Lines	1,281,989		1,308,254		(2)		1,537,726		(17)
Credit Cards	299,556		293,026		2		281,018		7
Other Consumer Loans	2,118,723		2,156,203		(2)		1,074,874		97
Total Consumer	8,769,307		8,865,982		(1)		8,407,109		4
Total	$	39,311,958	$	38,341,030	3	%	$	38,252,984	3	%
NON-PERFORMING LOANS COMPOSITION
(Unaudited)
(Dollars in thousands)	Total Non-performing Loans		Total Non-performing Loans		Linked Quarter		Total Non-performing Loans		Year/Year
Loan Type	December 31, 2021		September 30, 2021		% Change		December 31, 2020		% Change
Commercial, Financial, and Agricultural	$	61,787	$	77,349	(20)	%	$	77,386	(20)	%
Owner-Occupied	11,196		13,134		(15)		20,019		(44)
Total Commercial & Industrial	72,983		90,483		(19)		97,405		(25)
Multi-Family	2,380		2,396		(1)		168		nm
Office Buildings	1,615		2,488		(35)		1,134		42
Shopping Centers	915		932		(2)		21,082		(96)
Warehouses	223		302		(26)		217		3
Other Investment Property	717		624		15		2,030		(65)
Total Investment Properties	5,850		6,742		(13)		24,631		(76)
1-4 Family Construction	55		522		(89)		1,236		(96)
1-4 Family Investment Mortgage	4,508		2,364		91		2,383		89
Total 1-4 Family Properties	4,563		2,886		58		3,619		26
Commercial Development	449		463		(3)		582		(23)
Residential Development	446		449		(1)		533		(16)
Land Acquisition	1,023		1,024		—		1,048		(2)
Land and Development	1,918		1,936		(1)		2,163		(11)
Total Commercial Real Estate	12,331		11,564		7		30,413		(59)
Consumer Mortgages	29,078		37,541		(23)		8,740		233
Home Equity Lines	9,760		8,688		12		12,145		(20)
Other Consumer Loans	6,890		7,189		(4)		2,376		190
Total Consumer	45,728		53,418		(14)		23,261		97
Total	$	131,042	$	155,465	(16)	%	$	151,079	(13)	%

Synovus
	CREDIT QUALITY DATA
	(Unaudited)
	(Dollars in thousands)	2021						2020	Fourth Quarter
		Fourth			Third	Second	First	Fourth	'21 vs '20
		Quarter			Quarter	Quarter	Quarter	Quarter	% Change
	Non-performing Loans (NPL)	$	131,042		155,465	161,028	155,169	151,079	(13)	%
	Impaired Loans Held for Sale	—			—	—	23,590	23,590	nm
	Other Real Estate and Other Assets	27,137			16,883	16,806	16,849	17,394	56
	Non-performing Assets (NPAs)	158,179			172,348	177,834	195,608	192,063	(18)
	Allowance for Loan Losses (ALL)	427,597			492,243	516,708	563,214	605,736	(29)
	Reserve for Unfunded Commitments	41,885			42,971	46,890	51,528	47,785	(12)
	Allowance for Credit Losses (ACL)	469,482			535,214	563,598	614,742	653,521	(28)
	Net Charge-Offs - Quarter	10,522			20,516	26,547	20,204	22,139
	Net Charge-Offs - YTD	77,788			67,266	46,750	20,204	94,712
	Net Charge-Offs / Average Loans - Quarter (1)	0.11		%	0.22	0.28	0.21	0.23
	Net Charge-Offs / Average Loans - YTD (1)	0.20			0.24	0.24	0.21	0.24
	NPLs / Loans	0.33			0.41	0.42	0.40	0.39
	NPAs / Loans, ORE and specific other assets	0.40			0.45	0.46	0.50	0.50
	ACL/Loans	1.19			1.40	1.47	1.58	1.71
	ALL/Loans	1.09			1.28	1.35	1.45	1.58
	ACL/NPLs	358.27			344.27	350.00	396.18	432.57
	ALL/NPLs	326.31			316.63	320.88	362.97	400.94
	Past Due Loans over 90 days and Still Accruing	$	6,770		5,960	4,415	3,804	4,117	64
	As a Percentage of Loans Outstanding	0.02		%	0.02	0.01	0.01	0.01
	Total Past Due Loans and Still Accruing	$	57,565		60,817	49,321	45,693	47,349	22
	As a Percentage of Loans Outstanding	0.15		%	0.16	0.13	0.12	0.12
	Accruing Troubled Debt Restructurings (TDRs)	$	119,804		126,055	124,528	129,776	134,972	(11)
	(1) Ratio is annualized.
	SELECTED CAPITAL INFORMATION (1)
	(Unaudited)
	(Dollars in thousands)
		December 31, 2021			September 30, 2021	December 31, 2020
	Tier 1 Capital	$	4,925,762		4,813,910	4,572,010
	Total Risk-Based Capital	5,827,195			5,765,528	5,604,230
	Common Equity Tier 1 Capital Ratio	9.49		%	9.58	9.66
	Tier 1 Capital Ratio	10.65			10.79	10.95
	Total Risk-Based Capital Ratio	12.60			12.92	13.42
	Tier 1 Leverage Ratio	8.72			8.78	8.50
	Common Equity as a Percentage of Total Assets (2)	8.30			8.50	8.51
	Tangible Common Equity Ratio (3)	7.52			7.68	7.66
	Book Value Per Common Share (4)	$	32.82		32.41	31.24
	Tangible Book Value Per Common Share (3)	29.46			29.04	27.88
	(1) Current quarter regulatory capital information is preliminary.
	(2) Common equity consists of Total Shareholders' Equity less Preferred Stock.
	(3) Excludes the carrying value of goodwill and other intangible assets from common equity and total assets.
	(4) Book Value Per Common Share consists of Total Shareholders' Equity less Preferred Stock divided by total common shares outstanding.