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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Du6Nm4Ge80YWV35DSWHDmH1Q9OO2y0FzefMOGjzGiJmMaaQyFRntBx7s70bfrTls
 YJLBBEQIVcTUkVZmRsH9JA==

<SEC-DOCUMENT>0000018349-04-000020.txt : 20040123
<SEC-HEADER>0000018349-04-000020.hdr.sgml : 20040123
<ACCEPTANCE-DATETIME>20040123090926
ACCESSION NUMBER:		0000018349-04-000020
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040121
FILED AS OF DATE:		20040123

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			JAMES ELIZABETH R
		CENTRAL INDEX KEY:			0001128837

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-10312
		FILM NUMBER:		04539190

	BUSINESS ADDRESS:	
		STREET 1:		C/O GARILOU PAGE
		STREET 2:		901 FRONT AVENUE, SUITE 202
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901

	MAIL ADDRESS:	
		STREET 1:		901 FRONT AVENUE, SUITE 202
		STREET 2:		901 FRONT AVENUE, SUITE 202
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SYNOVUS FINANCIAL CORP
		CENTRAL INDEX KEY:			0000018349
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				581134883
		STATE OF INCORPORATION:			GA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		901 FRONT AVENUE
		STREET 2:		STE 202 PO BOX 120
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31901
		BUSINESS PHONE:		7066494818

	MAIL ADDRESS:	
		STREET 1:		901 FRONT AVE
		STREET 2:		STE 202 PO BOX 120
		CITY:			COLUMBUS
		STATE:			GA
		ZIP:			31902

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CB&T BANCSHARES INC
		DATE OF NAME CHANGE:	19890912
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>jam199.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType>
	<periodOfReport>2004-01-21</periodOfReport>
	<notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0000018349</issuerCik>
        <issuerName>SYNOVUS FINANCIAL CORP</issuerName>
        <issuerTradingSymbol>SNV</issuerTradingSymbol>
	</issuer>
	<reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001128837</rptOwnerCik>
            <rptOwnerName>JAMES ELIZABETH R</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>P. O. BOX 120</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>COLUMBUS</rptOwnerCity>
            <rptOwnerState>GA</rptOwnerState>
            <rptOwnerZipCode>319020120</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
			<isDirector>0</isDirector>
			<isOfficer>1</isOfficer>
			<isTenPercentOwner>0</isTenPercentOwner>
			<isOther>0</isOther>
			<officerTitle>Vice Chair/CIO</officerTitle>
		</reportingOwnerRelationship>
	</reportingOwner>
	<derivativeTable>
		<derivativeTransaction>
			<securityTitle>
				<value>Employee Stock Option (Right to Buy) Jan 04</value>
			</securityTitle>
			<conversionOrExercisePrice>
				<value>25.70</value>
			</conversionOrExercisePrice>
			<transactionDate>
				<value>2004-01-21</value>
			</transactionDate>
			<deemedExecutionDate>
			</deemedExecutionDate>
			<transactionCoding>
				<transactionFormType>4</transactionFormType>
				<transactionCode>A</transactionCode>
				<equitySwapInvolved>0</equitySwapInvolved>
			</transactionCoding>
			<transactionAmounts>
				<transactionShares>
					<value>28016</value>
				</transactionShares>
				<transactionPricePerShare>
					<value>0</value>
				</transactionPricePerShare>
				<transactionAcquiredDisposedCode>
					<value>A</value>
				</transactionAcquiredDisposedCode>
			</transactionAmounts>
			<exerciseDate>
				<value>2006-01-21</value>
			</exerciseDate>
			<expirationDate>
				<value>2014-01-20</value>
			</expirationDate>
			<underlyingSecurity>
				<underlyingSecurityTitle>
					<value>Common Stock</value>
				</underlyingSecurityTitle>
				<underlyingSecurityShares>
					<value>28016</value>
				</underlyingSecurityShares>
			</underlyingSecurity>
			<postTransactionAmounts>
				<sharesOwnedFollowingTransaction>
					<value>28016</value>
				</sharesOwnedFollowingTransaction>
			</postTransactionAmounts>
			<ownershipNature>
				<directOrIndirectOwnership>
					<value>D</value>
				</directOrIndirectOwnership>
				<natureOfOwnership>
					<value/>
				</natureOfOwnership>
			</ownershipNature>
		</derivativeTransaction>
	</derivativeTable>
	<footnotes>
	</footnotes>
	<ownerSignature>
		<signatureName>By: Garilou Page, Attorney in Fact</signatureName>
		<signatureDate>2004-01-22</signatureDate>
	</ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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