0000018349-01-500046.txt : 20011106
0000018349-01-500046.hdr.sgml : 20011106
ACCESSION NUMBER: 0000018349-01-500046
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 1
CONFORMED PERIOD OF REPORT: 20010930
FILED AS OF DATE: 20011101
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: SYNOVUS FINANCIAL CORP
CENTRAL INDEX KEY: 0000018349
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 581134883
STATE OF INCORPORATION: GA
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-04762
FILM NUMBER: 1772521
BUSINESS ADDRESS:
STREET 1: 901 FRONT AVENUE
STREET 2: STE 301
CITY: COLUMBUS
STATE: GA
ZIP: 31901
BUSINESS PHONE: 7066492267
MAIL ADDRESS:
STREET 1: P.O.BOX 120
CITY: COLUMBUS
STATE: GA
ZIP: 31902
FORMER COMPANY:
FORMER CONFORMED NAME: CB&T BANCSHARES INC
DATE OF NAME CHANGE: 19890912
13F-HR
1
snv13f.txt
THIRD QUARTER 13F-HR REPORT
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2001
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Synovus Financial Corp.
Address: 901 Front Avenue, Suite 202
Columbus, GA 31901
Form 13F File Number: 28-4762
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Garilou Page
Title: Vice President
Phone: 706-649-4793
Signature, Place, and Date of Signing:
/s/Garilou Page Columbus, GA November 1, 2001
[Signature] [City, State] [Date]
Report Type (Check only one):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and
all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 611
Form 13F Information Table Value Total: 2,296,268
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
1 28-4944 Synovus Trust Company
2 28-7448 Synovus Trust Company (Florida)
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8
Title Shares Sh/Put
Name of Value or Prn Investment Other Voting Authority
of Issuer Class Cusip (x$1000) Prn Amt Call Discretion Managers Sole Shared None
AFLAC, INCORPORATED COM 001055102 406 15,050 SH DEFINED 2 15,050
AFLAC, INCORPORATED COM 001055102 140 5,200 SH DEFINED 2 3,000 2,200
AFLAC, INCORPORATED COM 001055102 29,134 1,079,049 SH DEFINED 1 1,075,759 3,290
AFLAC, INCORPORATED COM 001055102 5,178 191,762 SH DEFINED 1 24,648 167,114
AOL TIME WARNER, INC COM 00184A105 300 9,075 SH DEFINED 2 9,075
AOL TIME WARNER, INC COM 00184A105 264 7,963 SH DEFINED 2 3,000 4,825 138
AOL TIME WARNER, INC COM 00184A105 3,474 104,941 SH DEFINED 1 104,941
AOL TIME WARNER, INC COM 00184A105 250 7,554 SH DEFINED 1 6,015 1,539
AOL TIME WARNER, INC COM 00184A105 371 11,215 SH DEFINED 11,215
AT&T CORP COM 001957109 562 29,100 SH DEFINED 2 29,100
AT&T CORP COM 001957109 206 10,689 SH DEFINED 2 10,689
AT&T CORP COM 001957109 1,682 87,162 SH DEFINED 1 86,162 1,000
AT&T CORP COM 001957109 383 19,841 SH DEFINED 1 16,257 3,059 525
AT&T CORP COM 001957109 730 37,834 SH DEFINED 37,834
AT&T CORP COM 001957109 36 1,860 SH DEFINED 1,350 510
AT&T WIRELESS SERVICE COM 00209A106 156 10,412 SH DEFINED 2 10,412
AT&T WIRELESS SERVICE COM 00209A106 51 3,437 SH DEFINED 2 3,437
AT&T WIRELESS SERVICE COM 00209A106 279 18,662 SH DEFINED 1 18,341 321
AT&T WIRELESS SERVICE COM 00209A106 95 6,381 SH DEFINED 1 5,231 982 168
AT&T WIRELESS SERVICE COM 00209A106 180 12,058 SH DEFINED 12,058
AT&T WIRELESS SERVICE COM 00209A106 9 597 SH DEFINED 434 163
ABBOTT LABS COM 002824100 1,326 25,583 SH DEFINED 2 25,383 200
ABBOTT LABS COM 002824100 674 13,000 SH DEFINED 2 2,000 11,000
ABBOTT LABS COM 002824100 4,974 95,940 SH DEFINED 1 95,640 300
ABBOTT LABS COM 002824100 527 10,170 SH DEFINED 1 3,400 6,770
ABBOTT LABS COM 002824100 920 17,742 SH DEFINED 17,742
AGERE SYSTEM, INC. COM 00845V100 41 10,000 SH DEFINED 1 10,000
ALCOA INC COM 013817101 488 15,735 SH DEFINED 1 15,735
ALCOA INC COM 013817101 220 7,106 SH DEFINED 1 2,306 4,800
ALLSTATE CORPORATION COM 020002101 391 10,476 SH DEFINED 10,476
ALLTEL CORPORATION COM 020039103 314 5,416 SH DEFINED 2 5,416
ALLTEL CORPORATION COM 020039103 117 2,027 SH DEFINED 2 1,724 200 103
ALLTEL CORPORATION COM 020039103 389 6,711 SH DEFINED 1 6,391 320
ALLTEL CORPORATION COM 020039103 318 5,496 SH DEFINED 5,496
AMERICAN ELECTRIC POW COM 025537101 282 6,518 SH DEFINED 2 6,518
AMERICAN ELECTRIC POW COM 025537101 35 800 SH DEFINED 2 800
AMERICAN ELECTRIC POW COM 025537101 447 10,336 SH DEFINED 1 10,336
AMERICAN ELECTRIC POW COM 025537101 119 2,759 SH DEFINED 1 2,759
AMERICAN EXPRESS COMP COM 025816109 371 12,771 SH DEFINED 1 12,771
AMERICAN EXPRESS COMP COM 025816109 429 14,750 SH DEFINED 1 8,000 2,100 4,650
AMERICAN GENERAL AIRC COM 026358994 0 13,000 SH DEFINED 1 13,000
AMERICAN HOME PRODUCT COM 026609107 1,044 17,920 SH DEFINED 2 17,920
AMERICAN HOME PRODUCT COM 026609107 885 15,200 SH DEFINED 2 14,000 1,200
AMERICAN HOME PRODUCT COM 026609107 6,074 104,280 SH DEFINED 1 103,550 730
AMERICAN HOME PRODUCT COM 026609107 221 3,800 SH DEFINED 1 3,800
AMERICAN HOME PRODUCT COM 026609107 848 14,556 SH DEFINED 14,556
AMERICAN HOME PRODUCT COM 026609107 1 25 SH DEFINED 25
AMERICAN INTERNATIONA COM 026874107 1,305 16,725 SH DEFINED 2 16,725
AMERICAN INTERNATIONA COM 026874107 461 5,904 SH DEFINED 2 1,650 4,254
AMERICAN INTERNATIONA COM 026874107 6,050 77,559 SH DEFINED 1 77,334 225
AMERICAN INTERNATIONA COM 026874107 840 10,765 SH DEFINED 10,765
AMERICAN INTERNATIONA COM 026874107 10 129 SH DEFINED 129
AMGEN INC COM 031162100 3 50 SH DEFINED 2 50
AMGEN INC COM 031162100 435 7,400 SH DEFINED 2 5,000 2,400
AMGEN INC COM 031162100 981 16,692 SH DEFINED 1 16,692
AMGEN INC COM 031162100 723 12,305 SH DEFINED 1 12,305
AMGEN INC COM 031162100 438 7,445 SH DEFINED 7,445
AMGEN INC COM 031162100 31 520 SH DEFINED 520
AMSOUTH BANCORPORATIO COM 032165102 18 1,010 SH DEFINED 1,010
AMSOUTH BANCORPORATIO COM 032165102 267 14,785 SH DEFINED 14,785
ANHEUSER BUSCH COMPAN COM 035229103 439 10,480 SH DEFINED 2 10,480
ANHEUSER BUSCH COMPAN COM 035229103 235 5,600 SH DEFINED 2 4,400 1,200
ANHEUSER BUSCH COMPAN COM 035229103 165 3,950 SH DEFINED 1 3,950
ANHEUSER BUSCH COMPAN COM 035229103 408 9,738 SH DEFINED 1 8,000 1,738
APPLIED MATERIALS INC COM 038222105 328 11,545 SH DEFINED 1 11,545
ARCH COAL, INC. COM 039380100 362 23,197 SH DEFINED 2 23,197
ARCH COAL, INC. COM 039380100 112 7,211 SH DEFINED 2 7,211
ARCHER-DANIELS-MIDLAN COM 039483102 278 22,102 SH DEFINED 1 22,102
ASHLAND INC COM 044204105 5,011 129,994 SH DEFINED 2 129,994
ASHLAND INC COM 044204105 1,576 40,886 SH DEFINED 2 40,886
AUTOMATIC DATA PROCES COM 053015103 923 19,626 SH DEFINED 2 19,626
AUTOMATIC DATA PROCES COM 053015103 612 13,000 SH DEFINED 2 5,300 7,700
AUTOMATIC DATA PROCES COM 053015103 2,746 58,372 SH DEFINED 1 58,372
AUTOMATIC DATA PROCES COM 053015103 207 4,400 SH DEFINED 1 4,400
AVERY DENNISON CORPOR COM 053611109 38 800 SH DEFINED 2 800
AVERY DENNISON CORPOR COM 053611109 238 5,032 SH DEFINED 2 5,032
BB & T CORPORATION COM 054937107 1,374 37,699 SH DEFINED 1 36,219 1,480
BB & T CORPORATION COM 054937107 797 21,871 SH DEFINED 21,871
BP P.L.C. COM 055622104 600 12,198 SH DEFINED 2 12,198
BP P.L.C. COM 055622104 467 9,500 SH DEFINED 2 6,896 2,604
BP P.L.C. COM 055622104 2,928 59,558 SH DEFINED 1 57,340 2,218
BP P.L.C. COM 055622104 482 9,798 SH DEFINED 1 5,050 4,748
BP P.L.C. COM 055622104 265 5,386 SH DEFINED 5,288 98
BP P.L.C. COM 055622104 385 7,832 SH DEFINED 7,832
BANK OF AMERICA CORP COM 060505104 7,044 120,623 SH DEFINED 2 120,623
BANK OF AMERICA CORP COM 060505104 4,059 69,510 SH DEFINED 2 840 66,413 2,257
BANK OF AMERICA CORP COM 060505104 6,572 112,532 SH DEFINED 1 91,879 20,653
BANK OF AMERICA CORP COM 060505104 697 11,931 SH DEFINED 1 168 8,631 3,132
BANK OF AMERICA CORP COM 060505104 2,999 51,358 SH DEFINED 51,358
BANK ONE CORPORATION COM 06423A103 76 2,400 SH DEFINED 2 2,400
BANK ONE CORPORATION COM 06423A103 151 4,783 SH DEFINED 2 4,783
BANK ONE CORPORATION COM 06423A103 204 6,496 SH DEFINED 1 6,496
BANK ONE CORPORATION COM 06423A103 29 912 SH DEFINED 1 912
BAXTER INTERNATIONAL, COM 071813109 118 2,138 SH DEFINED 2 2,138
BAXTER INTERNATIONAL, COM 071813109 165 3,000 SH DEFINED 2 3,000
BAXTER INTERNATIONAL, COM 071813109 235 4,263 SH DEFINED 1 4,263
BAXTER INTERNATIONAL, COM 071813109 143 2,600 SH DEFINED 1 1,000 1,600
BELLSOUTH CORPORATION COM 079860102 3,946 94,979 SH DEFINED 2 94,979
BELLSOUTH CORPORATION COM 079860102 708 17,028 SH DEFINED 2 6,100 10,928
BELLSOUTH CORPORATION COM 079860102 4,759 114,541 SH DEFINED 1 106,631 7,910
BELLSOUTH CORPORATION COM 079860102 2,926 70,432 SH DEFINED 1 5,091 61,192 4,149
BELLSOUTH CORPORATION COM 079860102 891 21,449 SH DEFINED 21,269 180
BELLSOUTH CORPORATION COM 079860102 342 8,220 SH DEFINED 2,400 5,820
BERKSHIRE HATHAWAY, I COM 084670108 2,660 38 SH DEFINED 1 38
BIOGEN INC COM 090597105 39 700 SH DEFINED 1 700
BIOGEN INC COM 090597105 167 3,000 SH DEFINED 1 3,000
BOLLINGER INDUSTRIES COM 097676100 13 28,000 SH DEFINED 1 28,000
BOLLINGER INDUSTRIES COM 097676993 45 110,000 SH DEFINED 1 110,000
BRISTOL-MYERS SQUIBB COM 110122108 1,961 35,297 SH DEFINED 2 35,297
BRISTOL-MYERS SQUIBB COM 110122108 805 14,480 SH DEFINED 2 14,480
BRISTOL-MYERS SQUIBB COM 110122108 2,072 37,295 SH DEFINED 1 36,595 700
BRISTOL-MYERS SQUIBB COM 110122108 937 16,863 SH DEFINED 1 7,270 6,668 2,925
BRISTOL-MYERS SQUIBB COM 110122108 1,363 24,527 SH DEFINED 24,527
BRISTOL-MYERS SQUIBB COM 110122108 67 1,200 SH DEFINED 1,200
CANADIAN NATIONAL COM 136375102 2,103 55,265 SH DEFINED 1 55,265
CAPITAL CITY BANK GRO COM 139674105 476 20,296 SH DEFINED 1 20,296
CHEVRON CORPORATION COM 166751107 2,072 24,454 SH DEFINED 2 24,454
CHEVRON CORPORATION COM 166751107 678 8,000 SH DEFINED 2 4,800 3,200
CHEVRON CORPORATION COM 166751107 1,315 15,513 SH DEFINED 1 15,218 295
CHEVRON CORPORATION COM 166751107 286 3,370 SH DEFINED 1 2,422 548 400
CHEVRON CORPORATION COM 166751107 146 1,721 SH DEFINED 1,521 200
CHEVRON CORPORATION COM 166751107 68 800 SH DEFINED 800
CHUBB CORPORATION COM 171232101 1,378 19,304 SH DEFINED 1 19,144 160
CHUBB CORPORATION COM 171232101 5,916 82,844 SH DEFINED 1 1,744 81,100
CISCO SYSTEMS COM 17275R102 504 41,355 SH DEFINED 2 41,355
CISCO SYSTEMS COM 17275R102 271 22,275 SH DEFINED 2 12,000 10,275
CISCO SYSTEMS COM 17275R102 3,375 277,129 SH DEFINED 1 273,529 3,600
CISCO SYSTEMS COM 17275R102 193 15,816 SH DEFINED 1 6,026 9,790
CISCO SYSTEMS COM 17275R102 875 71,839 SH DEFINED 71,839
CISCO SYSTEMS COM 17275R102 2 183 SH DEFINED 183
CITIGROUP INCORPORATE COM 172967101 754 18,621 SH DEFINED 2 18,621
CITIGROUP INCORPORATE COM 172967101 350 8,642 SH DEFINED 2 3,200 5,442
CITIGROUP INCORPORATE COM 172967101 5,980 147,644 SH DEFINED 1 146,445 1,199
CITIGROUP INCORPORATE COM 172967101 1,225 30,255 SH DEFINED 1 10,669 19,313 273
CITIGROUP INCORPORATE COM 172967101 1,160 28,649 SH DEFINED 28,101 548
CITIGROUP INCORPORATE COM 172967101 31 773 SH DEFINED 773
CITIZENS COMMUNICATIO COM 17453B101 177 18,851 SH DEFINED 1 18,851
CLOROX COMPANY COM 189054109 252 6,800 SH DEFINED 1 6,800
CLOROX COMPANY COM 189054109 22 596 SH DEFINED 1 596
COCA COLA COMPANY COM 191216100 100,370 2,142,368 SH DEFINED 2 2,084,497 57,871
COCA COLA COMPANY COM 191216100 4,697 100,247 SH DEFINED 2 85,000 15,247
COCA COLA COMPANY COM 191216100 440,825 9,409,276 SH DEFINED 1 9,367,070 42,206
COCA COLA COMPANY COM 191216100 26,695 569,788 SH DEFINED 1 118,975 438,962 11,851
COCA COLA COMPANY COM 191216100 2,460 52,510 SH DEFINED 52,510
COCA COLA COMPANY COM 191216100 16 342 SH DEFINED 342
COCA-COLA ENTERPRISES COM 191219104 18,461 1,203,450 SH DEFINED 1 1,203,450
COLGATE-PALMOLIVE COM COM 194162103 1,052 18,062 SH DEFINED 2 18,062
COLGATE-PALMOLIVE COM COM 194162103 326 5,600 SH DEFINED 2 5,400 200
COLGATE-PALMOLIVE COM COM 194162103 4,190 71,930 SH DEFINED 1 71,930
COLGATE-PALMOLIVE COM COM 194162103 800 13,728 SH DEFINED 13,728
COLGATE-PALMOLIVE COM COM 194162103 15 251 SH DEFINED 251
COMCAST CORPORATION C COM 200300200 156 4,350 SH DEFINED 2 4,350
COMCAST CORPORATION C COM 200300200 72 2,000 SH DEFINED 2 2,000
COMPAQ COMPUTER CORP COM 204493100 185 22,275 SH DEFINED 1 21,487 788
COMPAQ COMPUTER CORP COM 204493100 50 6,060 SH DEFINED 1 4,000 2,060
COMPASS BANCSHARES IN COM 20449H109 733 28,147 SH DEFINED 28,147
CONOCO INCORPORATED COM 208251306 66 2,615 SH DEFINED 1 2,615
CONOCO INCORPORATED COM 208251306 254 10,000 SH DEFINED 1 10,000
CONOCO CLASS B COM 208251405 1,786 70,500 SH DEFINED 1 70,500
CONSOLIDATED EDISON I COM 209115104 244 5,998 SH DEFINED 2 5,998
CONSOLIDATED EDISON I COM 209115104 53 1,300 SH DEFINED 2 1,300
CORPAS INVESTMENTS, I COM 21986N103 0 13,333 SH DEFINED 1 13,333
COUSINS PROPERTIES IN COM 222795106 195 7,875 SH DEFINED 1 7,875
COUSINS PROPERTIES IN COM 222795106 74 3,000 SH DEFINED 1 3,000
DEVELOPERS-INVESTORS, COM 232990AA9 456 450,000 SH DEFINED 1
DARDEN RESTAURANTS IN COM 237194105 996 37,952 SH DEFINED 1 37,952
DARDEN RESTAURANTS IN COM 237194105 160 6,100 SH DEFINED 1 6,100
DELL COMPUTER CORPORA COM 247025109 2,515 135,721 SH DEFINED 1 134,721 1,000
DELL COMPUTER CORPORA COM 247025109 26 1,400 SH DEFINED 1 1,400
WALT DISNEY COMPANY H COM 254687106 794 42,660 SH DEFINED 2 42,660
WALT DISNEY COMPANY H COM 254687106 113 6,065 SH DEFINED 2 400 5,665
WALT DISNEY COMPANY H COM 254687106 3,110 166,998 SH DEFINED 1 166,273 725
WALT DISNEY COMPANY H COM 254687106 166 8,935 SH DEFINED 1 7,000 1,935
WALT DISNEY COMPANY H COM 254687106 570 30,610 SH DEFINED 30,610
WALT DISNEY COMPANY H COM 254687106 12 655 SH DEFINED 655
E. I. DUPONT DE NEMOU COM 263534109 353 9,400 SH DEFINED 2 9,400
E. I. DUPONT DE NEMOU COM 263534109 41 1,100 SH DEFINED 2 1,100
E. I. DUPONT DE NEMOU COM 263534109 2,598 69,232 SH DEFINED 1 68,892 340
E. I. DUPONT DE NEMOU COM 263534109 558 14,860 SH DEFINED 1 5,755 9,105
E. I. DUPONT DE NEMOU COM 263534109 2,005 53,445 SH DEFINED 53,445
E. I. DUPONT DE NEMOU COM 263534109 20 525 SH DEFINED 525
DUKE ENERGY CORPORATI COM 264399106 329 8,700 SH DEFINED 2 8,700
DUKE ENERGY CORPORATI COM 264399106 139 3,670 SH DEFINED 2 3,670
DUKE ENERGY CORPORATI COM 264399106 305 8,052 SH DEFINED 1 8,052
DUKE ENERGY CORPORATI COM 264399106 299 7,900 SH DEFINED 1 4,000 3,900
DUKE ENERGY CORPORATI COM 264399106 636 16,806 SH DEFINED 16,806
DUKE ENERGY CORPORATI COM 264399106 15 400 SH DEFINED 400
EMC CORP COM 268648102 429 36,470 SH DEFINED 2 36,470
EMC CORP COM 268648102 180 15,300 SH DEFINED 2 8,000 7,300
EMC CORP COM 268648102 1,965 167,275 SH DEFINED 1 167,175 100
EMC CORP COM 268648102 11 965 SH DEFINED 1 775 190
EASTMAN KODAK CO. COM 277461109 39 1,197 SH DEFINED 1 613 584
EASTMAN KODAK CO. COM 277461109 163 5,020 SH DEFINED 1 4,000 300 720
EL PASO CORPORATION COM 28336L109 3,010 72,432 SH DEFINED 1 72,432
EL PASO CORPORATION COM 28336L109 27 644 SH DEFINED 1 644
EL PASO CORPORATION COM 28336L109 226 5,442 SH DEFINED 5,442
ELECTRONIC DATA SYSTE COM 285661104 382 6,642 SH DEFINED 2 6,642
ELECTRONIC DATA SYSTE COM 285661104 23 400 SH DEFINED 2 400
ELECTRONIC DATA SYSTE COM 285661104 5,536 96,138 SH DEFINED 1 92,853 3,285
ELECTRONIC DATA SYSTE COM 285661104 616 10,694 SH DEFINED 10,694
ELECTRONIC DATA SYSTE COM 285661104 12 200 SH DEFINED 200
EMERSON ELECTRIC CO. COM 291011104 294 6,255 SH DEFINED 2 6,255
EMERSON ELECTRIC CO. COM 291011104 233 4,950 SH DEFINED 2 4,950
EMERSON ELECTRIC CO. COM 291011104 868 18,435 SH DEFINED 1 18,435
EMERSON ELECTRIC CO. COM 291011104 141 3,000 SH DEFINED 1 3,000
ENBRIDGE ENERGY PARTN COM 29250R106 267 5,850 SH DEFINED 1 5,850
ENERGEN CORPORATION COM 29265N108 36 1,608 SH DEFINED 1,608
ENERGEN CORPORATION COM 29265N108 551 24,500 SH DEFINED 24,500
ENRON CORPORATION COM 293561106 1,347 49,469 SH DEFINED 48,669 800
EQUIFAX, INCORPORATED COM 294429105 37 1,680 SH DEFINED 1 1,680
EQUIFAX, INCORPORATED COM 294429105 219 10,000 SH DEFINED 1 6,000 4,000
EXXON MOBIL CORPORATI COM 30231G102 6,084 154,412 SH DEFINED 2 154,012 400
EXXON MOBIL CORPORATI COM 30231G102 2,115 53,668 SH DEFINED 2 10,112 40,356 3,200
EXXON MOBIL CORPORATI COM 30231G102 13,109 332,709 SH DEFINED 1 324,325 8,384
EXXON MOBIL CORPORATI COM 30231G102 3,059 77,646 SH DEFINED 1 6,870 59,928 10,848
EXXON MOBIL CORPORATI COM 30231G102 7,345 186,424 SH DEFINED 185,624 800
EXXON MOBIL CORPORATI COM 30231G102 146 3,700 SH DEFINED 3,700
FPL GROUP, INC. COM 302571104 155 2,900 SH DEFINED 2 2,900
FPL GROUP, INC. COM 302571104 54 1,000 SH DEFINED 2 500 500
VIACOM INC NON-VOTING COM 925524308 19 561 SH DEFINED 1 561
VIACOM INC NON-VOTING COM 925524308 299 8,680 SH DEFINED 1 8,680
FANNIE MAE COM 313586109 856 10,689 SH DEFINED 2 10,689
FANNIE MAE COM 313586109 436 5,450 SH DEFINED 2 2,000 3,450
FANNIE MAE COM 313586109 8,056 100,628 SH DEFINED 1 100,178 450
FANNIE MAE COM 313586109 272 3,403 SH DEFINED 1 420 2,800 183
FANNIE MAE COM 313586109 904 11,293 SH DEFINED 11,293
FANNIE MAE COM 313586109 11 141 SH DEFINED 141
FIFTH THIRD BANCORP COM 316773100 304 4,950 SH DEFINED 2 4,950
FIRST TENNESSEE NATIO COM 337162101 731 19,744 SH DEFINED 1 19,744
FLEETBOSTON FINANCIAL COM 339030108 143 3,897 SH DEFINED 2 3,897
FLEETBOSTON FINANCIAL COM 339030108 109 2,960 SH DEFINED 2 2,000 200 760
FLEETBOSTON FINANCIAL COM 339030108 6,134 166,921 SH DEFINED 1 166,571 350
FLEETBOSTON FINANCIAL COM 339030108 64 1,730 SH DEFINED 1 900 830
FLEETBOSTON FINANCIAL COM 339030108 601 16,352 SH DEFINED 16,352
FLEETBOSTON FINANCIAL COM 339030108 2 50 SH DEFINED 50
FLOWERS FOODS, INC. COM 343498101 481 13,272 SH DEFINED 1 13,272
FORD MOTOR COMPANY NE COM 345370860 952 54,862 SH DEFINED 1 53,586 1,276
FORD MOTOR COMPANY NE COM 345370860 249 14,330 SH DEFINED 1 14,330
FORD MOTOR COMPANY NE COM 345370860 358 20,621 SH DEFINED 20,621
FORD MOTOR COMPANY NE COM 345370860 2 100 SH DEFINED 100
GPU INCORPORATED COM 36225X100 198 4,900 SH DEFINED 2 4,900
GPU INCORPORATED COM 36225X100 117 2,900 SH DEFINED 2 900 2,000
GANNETT COMPANY, INC. COM 364730101 186 3,100 SH DEFINED 2 3,100
GANNETT COMPANY, INC. COM 364730101 48 800 SH DEFINED 2 800
GENENTECH, INC COM 368710406 167 3,800 SH DEFINED 2 3,800
GENENTECH, INC COM 368710406 163 3,700 SH DEFINED 2 3,000 700
GENERAL DYNAMICS CORP COM 369550108 145 1,638 SH DEFINED 1 300 1,338
GENERAL DYNAMICS CORP COM 369550108 113 1,274 SH DEFINED 1 1,274
GENERAL ELECTRIC COMP COM 369604103 8,242 221,566 SH DEFINED 2 221,166 400
GENERAL ELECTRIC COMP COM 369604103 3,325 89,380 SH DEFINED 2 27,000 58,780 3,600
GENERAL ELECTRIC COMP COM 369604103 17,076 459,019 SH DEFINED 1 433,025 25,994
GENERAL ELECTRIC COMP COM 369604103 6,228 167,428 SH DEFINED 1 26,275 105,588 35,565
GENERAL ELECTRIC COMP COM 369604103 4,743 127,501 SH DEFINED 127,501
GENERAL ELECTRIC COMP COM 369604103 126 3,394 SH DEFINED 2,400 994
GENERAL MILLS, INC. COM 370334104 7,504 164,923 SH DEFINED 1 164,923
GENERAL MILLS, INC. COM 370334104 909 19,988 SH DEFINED 1 19,988
GENERAL MOTORS CORPOR COM 370442105 208 4,858 SH DEFINED 1 4,858
GENERAL MOTORS CORPOR COM 370442105 34 788 SH DEFINED 1 190 598
GENUINE PARTS COMPANY COM 372460105 5,079 159,416 SH DEFINED 1 159,416
GENUINE PARTS COMPANY COM 372460105 140 4,386 SH DEFINED 1 1,686 2,700
GILLETTE CO COM 375766102 725 24,315 SH DEFINED 2 24,315
GILLETTE CO COM 375766102 262 8,800 SH DEFINED 2 7,200 1,600
GILLETTE CO COM 375766102 75 2,524 SH DEFINED 1 2,524
GILLETTE CO COM 375766102 489 16,393 SH DEFINED 1 5,000 8,193 3,200
GLAXO SMITHKLINE PLC COM 37733W105 509 9,065 SH DEFINED 2 9,065
GLAXO SMITHKLINE PLC COM 37733W105 276 4,918 SH DEFINED 2 3,824 1,094
GOLDFIELD CORP(NEVADA COM 381370105 74 150,000 SH DEFINED 150,000
HCA INC COM 404119109 1,377 31,085 SH DEFINED 1 31,085
H J HEINZ COMPANY COM 423074103 320 7,600 SH DEFINED 2 7,600
H J HEINZ COMPANY COM 423074103 8 200 SH DEFINED 2 200
H J HEINZ COMPANY COM 423074103 116 2,750 SH DEFINED 1 2,750
H J HEINZ COMPANY COM 423074103 126 3,000 SH DEFINED 1 3,000
HERSHEY FOODS CORP COM 427866108 209 3,200 SH DEFINED 3,200
HEWLETT PACKARD CO COM 428236103 476 29,650 SH DEFINED 2 29,350 300
HEWLETT PACKARD CO COM 428236103 106 6,600 SH DEFINED 2 1,600 5,000
HEWLETT PACKARD CO COM 428236103 556 34,626 SH DEFINED 1 33,441 1,185
HEWLETT PACKARD CO COM 428236103 29 1,810 SH DEFINED 1 194 1,236 380
HEWLETT PACKARD CO COM 428236103 545 33,942 SH DEFINED 33,942
HEWLETT PACKARD CO COM 428236103 8 474 SH DEFINED 474
HOME DEPOT INCORPORAT COM 437076102 916 23,876 SH DEFINED 2 23,876
HOME DEPOT INCORPORAT COM 437076102 719 18,740 SH DEFINED 2 11,150 7,590
HOME DEPOT INCORPORAT COM 437076102 6,096 158,865 SH DEFINED 1 155,465 3,400
HOME DEPOT INCORPORAT COM 437076102 403 10,511 SH DEFINED 1 5,410 3,135 1,966
HOME DEPOT INCORPORAT COM 437076102 1,298 33,823 SH DEFINED 33,256 567
HOME DEPOT INCORPORAT COM 437076102 39 1,011 SH DEFINED 1,011
HONEYWELL INTERNATION COM 438516106 173 6,562 SH DEFINED 2 6,562
HONEYWELL INTERNATION COM 438516106 32 1,200 SH DEFINED 2 1,200
HONEYWELL INTERNATION COM 438516106 599 22,679 SH DEFINED 1 21,979 700
HONEYWELL INTERNATION COM 438516106 13 504 SH DEFINED 1 364 140
ILLINOIS TOOL WORKS, COM 452308109 265 4,900 SH DEFINED 2 4,800 100
ILLINOIS TOOL WORKS, COM 452308109 352 6,500 SH DEFINED 2 5,200 1,300
ILLINOIS TOOL WORKS, COM 452308109 213 3,943 SH DEFINED 1 3,653 290
ILLINOIS TOOL WORKS, COM 452308109 532 9,828 SH DEFINED 9,828
ILLINOIS TOOL WORKS, COM 452308109 14 265 SH DEFINED 265
INTEL CORPORATION COM 458140100 1,867 91,320 SH DEFINED 2 91,020 300
INTEL CORPORATION COM 458140100 761 37,240 SH DEFINED 2 21,040 16,200
INTEL CORPORATION COM 458140100 6,043 295,634 SH DEFINED 1 281,771 13,863
INTEL CORPORATION COM 458140100 458 22,425 SH DEFINED 1 1,018 19,446 1,961
INTEL CORPORATION COM 458140100 1,170 57,217 SH DEFINED 57,217
INTEL CORPORATION COM 458140100 51 2,500 SH DEFINED 2,500
INTERNATIONAL BUSINES COM 459200101 1,139 12,417 SH DEFINED 2 12,417
INTERNATIONAL BUSINES COM 459200101 678 7,393 SH DEFINED 2 3,693 3,700
INTERNATIONAL BUSINES COM 459200101 4,367 47,617 SH DEFINED 1 45,412 2,205
INTERNATIONAL BUSINES COM 459200101 533 5,808 SH DEFINED 1 1,200 695 3,913
INTERNATIONAL BUSINES COM 459200101 699 7,621 SH DEFINED 6,947 674
INTERNATIONAL BUSINES COM 459200101 7 74 SH DEFINED 74
INTERNATIONAL PAPER C COM 460146103 2,244 64,406 SH DEFINED 1 64,406
INTERNATIONAL PAPER C COM 460146103 294 8,426 SH DEFINED 1 7,426 1,000
INTUIT INC COM 461202103 644 18,000 SH DEFINED 1 18,000
J. ALEXANDER CORPORAT COM 466096104 49 22,080 SH DEFINED 1 22,080
J P MORGAN CHASE & CO COM 46625H100 226 6,625 SH DEFINED 2 6,625
J P MORGAN CHASE & CO COM 46625H100 149 4,368 SH DEFINED 2 4,368
J P MORGAN CHASE & CO COM 46625H100 382 11,176 SH DEFINED 1 11,176
J P MORGAN CHASE & CO COM 46625H100 343 10,030 SH DEFINED 1 8,550 1,480
JOHNSON & JOHNSON COM 478160104 839 15,150 SH DEFINED 2 15,150
JOHNSON & JOHNSON COM 478160104 851 15,360 SH DEFINED 2 400 14,960
JOHNSON & JOHNSON COM 478160104 9,703 175,138 SH DEFINED 1 174,538 600
JOHNSON & JOHNSON COM 478160104 4,708 84,978 SH DEFINED 1 83,414 1,564
JOHNSON & JOHNSON COM 478160104 1,868 33,723 SH DEFINED 33,723
JOHNSON & JOHNSON COM 478160104 29 530 SH DEFINED 530
KELLOGG COMPANY COM 487836108 779 25,956 SH DEFINED 1 25,956
KIMBERLY CLARK CORP COM 494368103 936 15,100 SH DEFINED 2 15,100
KIMBERLY CLARK CORP COM 494368103 305 4,924 SH DEFINED 2 200 4,100 624
KIMBERLY CLARK CORP COM 494368103 1,820 29,360 SH DEFINED 1 28,760 600
KIMBERLY CLARK CORP COM 494368103 76 1,230 SH DEFINED 1 1,230
KINDER MORGAN EGY PTN COM 494550106 211 6,100 SH DEFINED 1 6,100
KROGER INC COM 501044101 230 9,317 SH DEFINED 1 9,317
LEHMAN BROTHERS HOLDI COM 524908100 577 10,155 SH DEFINED 1 10,155
LEHMAN BROTHERS HOLDI COM 524908100 52 920 SH DEFINED 1 920
LILLY, ELI & CO COM 532457108 527 6,525 SH DEFINED 2 6,525
LILLY, ELI & CO COM 532457108 480 5,950 SH DEFINED 2 400 5,550
LILLY, ELI & CO COM 532457108 260 3,217 SH DEFINED 1 3,117 100
LILLY, ELI & CO COM 532457108 44 540 SH DEFINED 1 540
LILLY, ELI & CO COM 532457108 670 8,300 SH DEFINED 8,300
LILLY, ELI & CO COM 532457108 97 1,200 SH DEFINED 1,200
LOCKHEED MARTIN CORPO COM 539830109 219 5,000 SH DEFINED 1 5,000
LOWES COMPANIES INC COM 548661107 298 9,400 SH DEFINED 2 9,400
LOWES COMPANIES INC COM 548661107 73 2,300 SH DEFINED 2 300 2,000
LOWES COMPANIES INC COM 548661107 1,824 57,635 SH DEFINED 1 55,245 2,390
LOWES COMPANIES INC COM 548661107 335 10,600 SH DEFINED 1 10,600
LOWES COMPANIES INC COM 548661107 567 17,930 SH DEFINED 17,930
LOWES COMPANIES INC COM 548661107 3 100 SH DEFINED 100
LUCENT TECHNOLOGIES I COM 549463107 75 13,065 SH DEFINED 2 13,065
LUCENT TECHNOLOGIES I COM 549463107 121 21,152 SH DEFINED 2 10,500 10,092 560
LUCENT TECHNOLOGIES I COM 549463107 222 38,659 SH DEFINED 1 37,484 1,175
LUCENT TECHNOLOGIES I COM 549463107 166 29,010 SH DEFINED 1 24,000 2,938 2,072
LUCENT TECHNOLOGIES I COM 549463107 121 21,181 SH DEFINED 21,181
LUCENT TECHNOLOGIES I COM 549463107 9 1,555 SH DEFINED 1,164 391
MANULIFE FINANCIAL CO COM 56501R106 4,053 154,637 SH DEFINED 1 154,637
MARSH & MCLENNAN COMP COM 571748102 241 2,490 SH DEFINED 1 2,490
MARRIOTT INTERNATIONA COM 571903202 411 12,300 SH DEFINED 1 12,300
MCDONALDS CORP COM 580135101 377 13,900 SH DEFINED 2 13,900
MCDONALDS CORP COM 580135101 206 7,600 SH DEFINED 2 7,600
MCDONALDS CORP COM 580135101 167 6,156 SH DEFINED 1 5,156 1,000
MCDONALDS CORP COM 580135101 217 8,000 SH DEFINED 1 8,000
MCGRAW HILL COMPANIES COM 580645109 891 15,302 SH DEFINED 1 13,744 1,558
MEDTRONIC INC COM 585055106 672 15,450 SH DEFINED 2 15,450
MEDTRONIC INC COM 585055106 352 8,100 SH DEFINED 2 5,200 2,900
MEDTRONIC INC COM 585055106 3,274 75,272 SH DEFINED 1 73,802 1,470
MEDTRONIC INC COM 585055106 47 1,070 SH DEFINED 1 745 325
MEDTRONIC INC COM 585055106 760 17,475 SH DEFINED 17,236 239
MEDTRONIC INC COM 585055106 30 689 SH DEFINED 689
MERCHANTS BANCSHARES COM 588448100 328 10,000 SH DEFINED 2 10,000
MERCK & CO., INC COM 589331107 4,005 60,140 SH DEFINED 2 60,140
MERCK & CO., INC COM 589331107 1,002 15,037 SH DEFINED 2 5,600 9,437
MERCK & CO., INC COM 589331107 10,779 161,851 SH DEFINED 1 158,232 3,619
MERCK & CO., INC COM 589331107 2,357 35,395 SH DEFINED 1 9,406 6,069 19,920
MERCK & CO., INC COM 589331107 1,874 28,141 SH DEFINED 27,645 496
MERCK & CO., INC COM 589331107 15 224 SH DEFINED 224
MERRILL LYNCH AND CO, COM 590188108 291 7,156 SH DEFINED 1 6,580 576
MERRILL LYNCH AND CO, COM 590188108 95 2,350 SH DEFINED 1 2,350
MERRILL LYNCH AND CO, COM 590188108 228 5,614 SH DEFINED 5,614
MERRILL LYNCH AND CO, COM 590188108 19 480 SH DEFINED 480
METLIFE, INC. COM 59156R108 911 30,660 SH DEFINED 1 30,660
MICROSOFT CORPORATION COM 594918104 1,960 38,296 SH DEFINED 2 38,096 200
MICROSOFT CORPORATION COM 594918104 798 15,600 SH DEFINED 2 3,900 11,700
MICROSOFT CORPORATION COM 594918104 6,802 132,927 SH DEFINED 1 127,802 5,125
MICROSOFT CORPORATION COM 594918104 427 8,338 SH DEFINED 1 6,283 370 1,685
MICROSOFT CORPORATION COM 594918104 1,520 29,706 SH DEFINED 29,706
MICROSOFT CORPORATION COM 594918104 35 690 SH DEFINED 690
MID-AMERICAN APARTMEN COM 59522J103 39 1,500 SH DEFINED 1 1,500
MID-AMERICAN APARTMEN COM 59522J103 182 7,000 SH DEFINED 1 7,000
MINNESOTA MINING & MA COM 604059105 320 3,250 SH DEFINED 2 3,250
MINNESOTA MINING & MA COM 604059105 256 2,600 SH DEFINED 2 2,600
MINNESOTA MINING & MA COM 604059105 1,405 14,281 SH DEFINED 1 14,281
MINNESOTA MINING & MA COM 604059105 295 3,000 SH DEFINED 1 2,000 800 200
MIRANT CORPORATION COM 604675108 152 6,957 SH DEFINED 2 6,957
MIRANT CORPORATION COM 604675108 112 5,101 SH DEFINED 2 5,101
MIRANT CORPORATION COM 604675108 607 27,729 SH DEFINED 1 27,332 397
MIRANT CORPORATION COM 604675108 114 5,201 SH DEFINED 1 3,219 1,982
MORGAN STANLEY DEAN W COM 617446448 34 725 SH DEFINED 2 725
MORGAN STANLEY DEAN W COM 617446448 202 4,360 SH DEFINED 2 2,000 2,360
MORGAN STANLEY DEAN W COM 617446448 4,058 87,553 SH DEFINED 1 87,178 375
MORGAN STANLEY DEAN W COM 617446448 109 2,350 SH DEFINED 1 2,350
MORGAN STANLEY DEAN W COM 617446448 875 18,871 SH DEFINED 18,871
MORGAN STANLEY DEAN W COM 617446448 1 25 SH DEFINED 25
MOTOROLA, INC COM 620076109 213 13,672 SH DEFINED 2 13,672
MOTOROLA, INC COM 620076109 162 10,400 SH DEFINED 2 10,100 300
MOTOROLA, INC COM 620076109 726 46,562 SH DEFINED 1 45,137 1,425
MOTOROLA, INC COM 620076109 3 165 SH DEFINED 1 165
MOTOROLA, INC COM 620076109 381 24,410 SH DEFINED 24,410
MOTOROLA, INC COM 620076109 11 725 SH DEFINED 725
PREFERRED LAND CORP ( COM 629994104 0 15,000 SH DEFINED 1 15,000
NATIONAL SERVICE INDU COM 637657107 194 9,416 SH DEFINED 1 9,416
NATIONAL SERVICE INDU COM 637657107 103 5,000 SH DEFINED 1 5,000
NOKIA CORP-SPONSORED COM 654902204 180 11,520 SH DEFINED 1 11,520
NOKIA CORP-SPONSORED COM 654902204 6 410 SH DEFINED 1 410
NORFOLK SOUTHERN CORP COM 655844108 199 12,353 SH DEFINED 1 12,353
NORFOLK SOUTHERN CORP COM 655844108 116 7,200 SH DEFINED 1 4,200 3,000
NORFOLK SOUTHERN CORP COM 655844108 466 28,932 SH DEFINED 28,932
NORTEL NETWORKS CORP. COM 656568102 51 9,110 SH DEFINED 2 9,110
NORTEL NETWORKS CORP. COM 656568102 75 13,350 SH DEFINED 2 10,000 3,350
NORTEL NETWORKS CORP. COM 656568102 203 36,184 SH DEFINED 1 36,034 150
NORTEL NETWORKS CORP. COM 656568102 16 2,836 SH DEFINED 1 770 765 1,301
ORACLE CORPORATION COM 68389X105 601 47,780 SH DEFINED 2 47,780
ORACLE CORPORATION COM 68389X105 247 19,600 SH DEFINED 2 10,000 9,600
ORACLE CORPORATION COM 68389X105 5,541 440,463 SH DEFINED 1 429,528 10,935
ORACLE CORPORATION COM 68389X105 499 39,679 SH DEFINED 1 23,065 12,552 4,062
ORACLE CORPORATION COM 68389X105 712 56,601 SH DEFINED 55,402 1,199
ORACLE CORPORATION COM 68389X105 1 100 SH DEFINED 100
PAB BANKSHARES, INC. COM 69313P101 945 91,742 SH DEFINED 1 91,592 150
PPG INDUSTRIES, INC COM 693506107 73 1,600 SH DEFINED 2 1,600
PPG INDUSTRIES, INC COM 693506107 188 4,100 SH DEFINED 2 4,100
PPG INDUSTRIES, INC COM 693506107 293 6,400 SH DEFINED 1 6,400
PPG INDUSTRIES, INC COM 693506107 183 4,000 SH DEFINED 1 4,000
PEPSICO, INC. COM 713448108 1,051 21,668 SH DEFINED 2 21,668
PEPSICO, INC. COM 713448108 276 5,700 SH DEFINED 2 5,700
PEPSICO, INC. COM 713448108 157 3,232 SH DEFINED 1 3,232
PEPSICO, INC. COM 713448108 320 6,600 SH DEFINED 1 6,000 600
PEPSICO, INC. COM 713448108 793 16,350 SH DEFINED 16,350
PEPSICO, INC. COM 713448108 20 420 SH DEFINED 420
PFIZER INC COM 717081103 2,577 64,254 SH DEFINED 2 64,254
PFIZER INC COM 717081103 785 19,580 SH DEFINED 2 5,300 12,180 2,100
PFIZER INC COM 717081103 5,453 135,997 SH DEFINED 1 131,257 4,740
PFIZER INC COM 717081103 1,280 31,917 SH DEFINED 1 13,257 15,846 2,814
PFIZER INC COM 717081103 3,882 96,807 SH DEFINED 96,207 600
PFIZER INC COM 717081103 48 1,188 SH DEFINED 1,188
PHARMACIA CORPORATION COM 71713U102 339 8,349 SH DEFINED 2 8,349
PHARMACIA CORPORATION COM 71713U102 41 1,000 SH DEFINED 2 1,000
PHARMACIA CORPORATION COM 71713U102 272 6,700 SH DEFINED 6,700
PHILIP MORRIS COMPANI COM 718154107 2,091 43,300 SH DEFINED 2 43,300
PHILIP MORRIS COMPANI COM 718154107 481 9,953 SH DEFINED 2 400 9,553
PHILIP MORRIS COMPANI COM 718154107 236 4,890 SH DEFINED 1 4,890
PHILIP MORRIS COMPANI COM 718154107 246 5,100 SH DEFINED 1 300 4,800
PREPAID LEGAL SERVICE COM 740065107 420 24,369 SH DEFINED 1 24,369
PROCTOR & GAMBLE COM 742718109 2,043 28,069 SH DEFINED 2 28,069
PROCTOR & GAMBLE COM 742718109 553 7,600 SH DEFINED 2 2,000 5,600
PROCTOR & GAMBLE COM 742718109 4,125 56,673 SH DEFINED 1 56,023 650
PROCTOR & GAMBLE COM 742718109 15 200 SH DEFINED 1 200
PROCTOR & GAMBLE COM 742718109 1,101 15,129 SH DEFINED 15,129
PROCTOR & GAMBLE COM 742718109 26 360 SH DEFINED 360
PROGRESS ENERGY INC COM 743263105 236 5,498 SH DEFINED 1 5,498
PROGRESS ENERGY INC COM 743263105 60 1,399 SH DEFINED 1 1,399
PROVIDIAN FINANCIAL C COM 74406A102 293 14,552 SH DEFINED 14,552
QWEST COMMUNICATIONS, COM 749121109 145 8,697 SH DEFINED 1 5,567 3,130
QWEST COMMUNICATIONS, COM 749121109 105 6,262 SH DEFINED 1 6,262
REGIONS FINANCIAL COR COM 758940100 1,450 50,242 SH DEFINED 1 50,242
ROUSE COMPANY COM 779273101 1,993 82,465 SH DEFINED 2 82,465
ROYAL DUTCH PETROLEUM COM 780257804 146 2,900 SH DEFINED 2 2,900
ROYAL DUTCH PETROLEUM COM 780257804 271 5,400 SH DEFINED 2 5,400
ROYAL DUTCH PETROLEUM COM 780257804 3,264 64,955 SH DEFINED 1 61,755 3,200
ROYAL DUTCH PETROLEUM COM 780257804 221 4,400 SH DEFINED 1 4,400
ROYAL DUTCH PETROLEUM COM 780257804 287 5,709 SH DEFINED 5,709
ROYAL DUTCH PETROLEUM COM 780257804 6 123 SH DEFINED 123
SBC COMMUNICATIONS, I COM 78387G103 2,547 54,062 SH DEFINED 2 53,862 200
SBC COMMUNICATIONS, I COM 78387G103 432 9,173 SH DEFINED 2 300 8,873
SBC COMMUNICATIONS, I COM 78387G103 5,952 126,318 SH DEFINED 1 122,083 4,235
SBC COMMUNICATIONS, I COM 78387G103 1,084 22,995 SH DEFINED 1 12,458 8,843 1,694
SBC COMMUNICATIONS, I COM 78387G103 1,630 34,584 SH DEFINED 34,584
SBC COMMUNICATIONS, I COM 78387G103 39 835 SH DEFINED 835
STANDARD AND POORS TR COM 78462F103 373 3,568 SH DEFINED 3,568
STRATEGIC TECHNOLOGIE COM 786991109 0 38,000 SH DEFINED 1 38,000
SANFILIPPO JOHN B & S COM 800422107 371 72,110 SH DEFINED 72,110
SARA LEE CORPORATION COM 803111103 246 11,527 SH DEFINED 2 11,527
SARA LEE CORPORATION COM 803111103 75 3,500 SH DEFINED 2 3,500
SARA LEE CORPORATION COM 803111103 568 26,686 SH DEFINED 1 26,686
SARA LEE CORPORATION COM 803111103 334 15,695 SH DEFINED 1 8,000 7,695
SCHERING PLOUGH CORP. COM 806605101 629 16,950 SH DEFINED 2 16,950
SCHERING PLOUGH CORP. COM 806605101 215 5,800 SH DEFINED 2 5,800
SCHERING PLOUGH CORP. COM 806605101 2,825 76,143 SH DEFINED 1 76,068 75
SCHERING PLOUGH CORP. COM 806605101 223 6,000 SH DEFINED 1 6,000
SCHERING PLOUGH CORP. COM 806605101 1,416 38,160 SH DEFINED 38,160
SCHLUMBERGER LTD COM 806857108 462 10,112 SH DEFINED 2 10,112
SCHLUMBERGER LTD COM 806857108 119 2,600 SH DEFINED 2 200 2,400
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SCHLUMBERGER LTD COM 806857108 162 3,545 SH DEFINED 1 3,545
SCHLUMBERGER LTD COM 806857108 551 12,064 SH DEFINED 11,617 447
SCHLUMBERGER LTD COM 806857108 6 125 SH DEFINED 125
SCHOLASTIC CORPORATIO COM 807066105 352 8,102 SH DEFINED 1 8,102
SCIENTIFIC ATLANTA, I COM 808655104 214 12,200 SH DEFINED 1 12,200
SERVICEMASTER CO COM 81760N109 547 49,333 SH DEFINED 1 49,333
SHONEYS,INC. COM 825039100 151 503,100 SH DEFINED 1 503,100
SHONEYS,INC. COM 825039100 0 1,080 SH DEFINED 1 1,080
SONOCO PRODUCTS COMPA COM 835495102 263 11,180 SH DEFINED 11,180
SOUTHERN COMPANY COM 842587107 490 20,426 SH DEFINED 2 20,426
SOUTHERN COMPANY COM 842587107 308 12,840 SH DEFINED 2 12,840
SOUTHERN COMPANY COM 842587107 4,819 200,976 SH DEFINED 1 199,976 1,000
SOUTHERN COMPANY COM 842587107 314 13,090 SH DEFINED 1 8,100 4,990
SOUTHERN COMPANY COM 842587107 643 26,798 SH DEFINED 26,798
SOUTHERN COMPANY COM 842587107 139 5,800 SH DEFINED 5,800
SOUTHTRUST CORPORATIO COM 844730101 216 8,500 SH DEFINED 2 8,500
SOUTHTRUST CORPORATIO COM 844730101 255 10,000 SH DEFINED 2 10,000
SOUTHTRUST CORPORATIO COM 844730101 3,967 155,751 SH DEFINED 1 155,751
SOUTHTRUST CORPORATIO COM 844730101 342 13,446 SH DEFINED 1 13,446
SPRINGWOOD RES INC COM 851903104 0 30,000 SH DEFINED 2 30,000
SPRINT, CORP COM 852061100 119 4,950 SH DEFINED 2 4,950
SPRINT, CORP COM 852061100 123 5,140 SH DEFINED 2 4,300 840
SPRINT, CORP COM 852061100 482 20,089 SH DEFINED 1 15,989 4,100
SPRINT, CORP COM 852061100 192 8,000 SH DEFINED 1 8,000
SPRINT CORPORATION SE COM 852061506 253 9,618 SH DEFINED 1 8,298 1,320
SPRINT CORPORATION SE COM 852061506 105 4,000 SH DEFINED 1 4,000
STEELCASE INC. CLASS COM 858155401 219 12,857 SH DEFINED 12,857
SUMMIT BANK CORPORATI COM 866013105 270 18,000 SH DEFINED 1 18,000
SUN MICROSYSTEMS, INC COM 866810104 363 43,884 SH DEFINED 2 43,484 400
SUN MICROSYSTEMS, INC COM 866810104 191 23,075 SH DEFINED 2 12,300 9,975 800
SUN MICROSYSTEMS, INC COM 866810104 1,912 231,157 SH DEFINED 1 230,407 750
SUN MICROSYSTEMS, INC COM 866810104 82 9,952 SH DEFINED 1 6,056 3,896
SUN MICROSYSTEMS, INC COM 866810104 862 104,175 SH DEFINED 104,175
SUN MICROSYSTEMS, INC COM 866810104 1 100 SH DEFINED 100
SUNTRUST BANKS INC COM 867914103 1,746 26,222 SH DEFINED 2 26,222
SUNTRUST BANKS INC COM 867914103 471 7,072 SH DEFINED 2 3,500 3,140 432
SUNTRUST BANKS INC COM 867914103 15,431 231,695 SH DEFINED 1 231,695
SUNTRUST BANKS INC COM 867914103 399 5,996 SH DEFINED 1 1,000 4,996
SYNOVUS FINANCIAL COR COM 87161C105 23,516 852,011 SH DEFINED 1 15,650 716,268 120,093
SYNOVUS FINANCIAL COR COM 87161C105 971,507 35,199,516 SH DEFINED 1 34,437,627 37,150 724,739
SYNOVUS FINANCIAL COR COM 87161C105 711 25,771 SH DEFINED 2 25,771
SYNOVUS FINANCIAL COR COM 87161C105 17,844 646,529 SH DEFINED 2 498,774 147,755
SYNOVUS FINANCIAL COR COM 87161C105 3,738 135,448 SH DEFINED 40,685 38,451 56,312
SYNOVUS FINANCIAL COR COM 87161C105 8,152 295,367 SH DEFINED 295,367
SYSCO CORP COM 871829107 252 9,850 SH DEFINED 1 9,850
TECO ENERGY INC. COM 872375100 496 18,295 SH DEFINED 2 18,295
TECO ENERGY INC. COM 872375100 198 7,300 SH DEFINED 2 7,300
TARGET CORP COM 87612E106 418 13,160 SH DEFINED 2 13,160
TARGET CORP COM 87612E106 578 18,200 SH DEFINED 2 9,900 8,300
TARGET CORP COM 87612E106 4,974 156,670 SH DEFINED 1 155,350 1,320
TARGET CORP COM 87612E106 7 205 SH DEFINED 1 205
TARGET CORP COM 87612E106 950 29,929 SH DEFINED 29,929
TARGET CORP COM 87612E106 13 425 SH DEFINED 425
TELLABS, INC. DELEWAR COM 879664100 1,853 187,520 SH DEFINED 1 187,120 400
TELLABS, INC. DELEWAR COM 879664100 15 1,480 SH DEFINED 1 1,480
TELLABS, INC. DELEWAR COM 879664100 163 16,529 SH DEFINED 16,529
TELLABS, INC. DELEWAR COM 879664100 2 250 SH DEFINED 250
TEXACO INC COM 881694103 197 3,033 SH DEFINED 2 3,033
TEXACO INC COM 881694103 228 3,502 SH DEFINED 2 3,502
TEXACO INC COM 881694103 425 6,539 SH DEFINED 1 6,464 75
TEXACO INC COM 881694103 91 1,400 SH DEFINED 1 200 1,200
TEXACO INC COM 881694103 480 7,386 SH DEFINED 7,386
TEXACO INC COM 881694103 60 925 SH DEFINED 600 325
TEXAS INSTRUMENTS INC COM 882508104 430 17,225 SH DEFINED 2 17,225
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TEXAS INSTRUMENTS INC COM 882508104 68 2,704 SH DEFINED 1 1,054 1,650
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TORCHMARK CORPORATION COM 891027104 312 8,008 SH DEFINED 2 8,008
TOTAL SYSTEM SERVICES COM 891906109 5,924 239,175 SH DEFINED 1 232,440 6,735
TOTAL SYSTEM SERVICES COM 891906109 45,511 1,837,333 SH DEFINED 1 1,797,782 39,551
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WALGREEN COMPANY COM 931422109 348 10,110 SH DEFINED 2 10,110
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