-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, WkodArwzORWLHnOZt0v1LNhBAq1BUumfc7JAtl3qci9b/U31NTwsqBHP7RoZ5DoT /INPHxOyvHQ4T6sXgC2Apw== 0000018349-00-000016.txt : 20000428 0000018349-00-000016.hdr.sgml : 20000428 ACCESSION NUMBER: 0000018349-00-000016 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20000331 FILED AS OF DATE: 20000427 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SYNOVUS FINANCIAL CORP CENTRAL INDEX KEY: 0000018349 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] IRS NUMBER: 581134883 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: SEC FILE NUMBER: 028-04762 FILM NUMBER: 610035 BUSINESS ADDRESS: STREET 1: 901 FRONT AVENUE STREET 2: STE 301 CITY: COLUMBUS STATE: GA ZIP: 31901 BUSINESS PHONE: 7066492267 MAIL ADDRESS: STREET 1: P.O.BOX 120 CITY: COLUMBUS STATE: GA ZIP: 31902 FORMER COMPANY: FORMER CONFORMED NAME: CB&T BANCSHARES INC DATE OF NAME CHANGE: 19890912 13F-HR 1 13F UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2000 Check here if Amendment [ ]: Amendment Number: This Amendment (Check only one): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Synovus Financial Corp. Address: 901 Front Avenue, Suite 202 Columbus, GA 31901 Form 13F File Number: 28-4762 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Garilou Page Title: Vice President Phone: 706-649-4793 Signature, Place, and Date of Signing: /s/Garilou Page Columbus, GA 4/26/2000 [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 2 Form 13F Information Table Entry Total: 610 Form 13F Information Table Value Total: 1,871,158 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 1 28-4944 Synovus Trust Company 2 28-7448 Synovus Trust Company (Florida)
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8 Title Sh/Put Name of Value Shares or Prn Investment Other Voting Authority of Issuer Class Cusip (x$1000) Prn Amt Call Discretion Managers Sole Shared None ABBOTT LABS COM 002824100 4 125 SH DEFINED 125 ABBOTT LABS COM 002824100 122 3,480 SH DEFINED 1 3,480 ABBOTT LABS COM 002824100 461 13,100 SH SOLE 13,100 ABBOTT LABS COM 002824100 301 8,540 SH SOLE 1 8,540 ADOBE SYSTEMS, INC COM 00724F101 434 3,900 SH DEFINED 2 3,900 AEGON N V AEGON AMER COM 007924103 239 2,973 SH SOLE 2,973 AFLAC, INCORPORATED COM 001055102 4,118 90,372 SH DEFINED 1 13,564 76,808 AFLAC, INCORPORATED COM 001055102 19,908 436,938 SH SOLE 1 436,018 920 AIR PRODUCTS & CHEMIC COM 009158106 1,060 37,280 SH SOLE 1 37,040 240 ALCOA INC COM 013817101 250 3,553 SH DEFINED 1 1,153 2,400 ALCOA INC COM 013817101 722 10,275 SH SOLE 1 10,275 ALLSTATE CORPORATION COM 020002101 264 11,076 SH SOLE 11,076 ALLTEL CORPORATION COM 020039103 366 5,796 SH SOLE 5,796 ALLTEL CORPORATION COM 020039103 474 7,517 SH SOLE 1 7,197 320 AMERICA ONLINE, INC. COM 02364J104 115 1,700 SH DEFINED 1 135 125 1,440 AMERICA ONLINE, INC. COM 02364J104 598 8,870 SH SOLE 1 6,870 2,000 AMERICAN BOND FUND OF COM 097873103 188 14,598 SH SOLE 14,598 AMERICAN EXPRESS COMP COM 025816109 529 3,550 SH DEFINED 1 1,300 700 1,550 AMERICAN EXPRESS COMP COM 025816109 633 4,253 SH SOLE 1 4,253 AMERICAN HIGH-INCOME COM 026547109 336 25,332 SH SOLE 25,332 AMERICAN HOME PRODUCT COM 026609107 311 5,782 SH DEFINED 1 3,800 1,982 AMERICAN HOME PRODUCT COM 026609107 465 8,649 SH SOLE 8,649 AMERICAN HOME PRODUCT COM 026609107 5,459 101,567 SH SOLE 1 100,837 730 AMERICAN HOME PRODUCT COM 026609107 301 5,600 SH SOLE 2 5,600 AMERICAN INTERNATIONA COM 026874107 9 86 SH DEFINED 86 AMERICAN INTERNATIONA COM 026874107 231 2,107 SH SOLE 2,107 AMERICAN SUPERCONDUCT COM 030111108 267 6,000 SH DEFINED 1 6,000 AMGEN INC COM 031162100 32 520 SH DEFINED 520 AMGEN INC COM 031162100 737 12,000 SH DEFINED 1 12,000 AMGEN INC COM 031162100 430 7,000 SH DEFINED 2 7,000 AMGEN INC COM 031162100 393 6,400 SH SOLE 6,400 AMGEN INC COM 031162100 634 10,331 SH SOLE 1 10,331 ANHEUSER BUSCH COMPAN COM 035229103 249 4,000 SH DEFINED 1 4,000 ANHEUSER BUSCH COMPAN COM 035229103 37 600 SH DEFINED 2 600 ANHEUSER BUSCH COMPAN COM 035229103 181 2,900 SH SOLE 1 2,900 ANHEUSER BUSCH COMPAN COM 035229103 249 4,000 SH SOLE 2 4,000 APPLIED MATERIALS INC COM 038222105 5,253 55,740 SH SOLE 1 55,740 ARCHER-DANIELS-MIDLAN COM 039483102 207 20,048 SH DEFINED 1 20,048 ARCHER-DANIELS-MIDLAN COM 039483102 14 1,400 SH SOLE 1 1,400 AT&T CORP COM 001957109 104 1,845 SH DEFINED 1,350 495 AT&T CORP COM 001957109 873 15,501 SH DEFINED 1 13,317 2,184 AT&T CORP COM 001957109 76 1,350 SH DEFINED 2 450 900 AT&T CORP COM 001957109 68 1,215 SH DEFINED 1,215 AT&T CORP COM 001957109 1,147 20,361 SH SOLE 20,361 AT&T CORP COM 001957109 5,782 102,681 SH SOLE 1 102,681 AT&T CORP COM 001957109 819 14,541 SH SOLE 2 14,541 AT&T CORP COM 001957109 191 3,395 SH SOLE 2,028 1,367 AT&T CORPORATION COMM COM 001957208 475 8,000 SH DEFINED 2 8,000 ATLANTIC RICHFIELD CO COM 048825103 94 1,100 SH DEFINED 1 1,100 ATLANTIC RICHFIELD CO COM 048825103 3,095 36,408 SH SOLE 1 36,408 AUTOMATIC DATA PROCES COM 053015103 212 4,400 SH DEFINED 1 4,400 AUTOMATIC DATA PROCES COM 053015103 585 12,119 SH SOLE 1 12,119 BANK OF AMERICA CORP COM 060505104 6 112 SH DEFINED 112 BANK OF AMERICA CORP COM 060505104 511 9,739 SH DEFINED 1 168 5,236 4,335 BANK OF AMERICA CORP COM 060505104 783 14,928 SH DEFINED 2 840 12,139 1,949 BANK OF AMERICA CORP COM 060505104 2,789 53,178 SH SOLE 51,706 1,472 BANK OF AMERICA CORP COM 060505104 5,076 96,798 SH SOLE 1 93,594 3,204 BANK OF AMERICA CORP COM 060505104 1,144 21,814 SH SOLE 2 21,814 BANK ONE CORPORATION COM 06423A103 39 1,132 SH DEFINED 1 1,132 BANK ONE CORPORATION COM 06423A103 2,240 65,157 SH SOLE 1 64,937 220 BB & T CORPORATION COM 054937107 209 7,442 SH SOLE 1 7,442 BELL ATLANTIC CORPORA COM 077853109 107 1,748 SH DEFINED 1,600 148 BELL ATLANTIC CORPORA COM 077853109 644 10,528 SH DEFINED 1 6,672 3,856 BELL ATLANTIC CORPORA COM 077853109 69 1,136 SH DEFINED 2 800 336 BELL ATLANTIC CORPORA COM 077853109 330 5,402 SH SOLE 5,402 BELL ATLANTIC CORPORA COM 077853109 2,593 42,414 SH SOLE 1 42,414 BELL ATLANTIC CORPORA COM 077853109 939 15,370 SH SOLE 2 15,370 BELLSOUTH CORPORATION COM 079860102 180 3,832 SH DEFINED 2,400 1,432 BELLSOUTH CORPORATION COM 079860102 3,568 76,121 SH DEFINED 1 7,455 65,242 3,424 BELLSOUTH CORPORATION COM 079860102 783 16,700 SH DEFINED 2 15,800 900 BELLSOUTH CORPORATION COM 079860102 1,079 23,018 SH SOLE 22,838 180 BELLSOUTH CORPORATION COM 079860102 8,475 180,801 SH SOLE 1 174,959 5,842 BELLSOUTH CORPORATION COM 079860102 3,155 67,298 SH SOLE 2 67,298 BERKSHIRE HATHAWAY, I COM 084670108 1,201 21 SH SOLE 1 21 BESTFOODS INCORPORATE COM 08658U101 42 900 SH DEFINED 1 900 BESTFOODS INCORPORATE COM 08658U101 316 6,750 SH SOLE 6,050 700 BESTFOODS INCORPORATE COM 08658U101 3,491 74,573 SH SOLE 1 71,923 2,650 BESTFOODS INCORPORATE COM 08658U101 375 8,000 SH SOLE 2 8,000 BLACKROCK BROAD INVES COM 09247Q106 199 17,825 SH DEFINED 1 17,825 BOLLINGER INDUSTRIES COM 097676100 12 28,000 SH SOLE 1 28,000 BOLLINGER INDUSTRIES COM 097676993 45 110,000 SH SOLE 1 110,000 BP AMOCO PLC SPONSORE COM 055622104 10 184 SH DEFINED 184 BP AMOCO PLC SPONSORE COM 055622104 505 9,486 SH DEFINED 1 4,246 5,240 BP AMOCO PLC SPONSORE COM 055622104 430 8,070 SH DEFINED 2 8,070 BP AMOCO PLC SPONSORE COM 055622104 233 4,384 SH SOLE 4,384 BP AMOCO PLC SPONSORE COM 055622104 1,998 37,526 SH SOLE 1 34,646 2,880 BP AMOCO PLC SPONSORE COM 055622104 275 5,158 SH SOLE 2 5,158 BRISTOL-MYERS SQUIBB COM 110122108 942 16,238 SH DEFINED 1 5,450 7,028 3,760 BRISTOL-MYERS SQUIBB COM 110122108 75 1,300 SH DEFINED 2 500 800 BRISTOL-MYERS SQUIBB COM 110122108 1,816 31,317 SH SOLE 31,317 BRISTOL-MYERS SQUIBB COM 110122108 5,151 88,818 SH SOLE 1 87,298 700 820 BRISTOL-MYERS SQUIBB COM 110122108 1,768 30,480 SH SOLE 2 30,480 BUILDING MATERIALS HO COM 120113105 91 10,000 SH DEFINED 1 10,000 BUTLER FIFTH GENERATI COM 056010309 8,144 169,769 SH SOLE 1 169,769 CAROLINA POWER & LIGH COM 144141108 149 4,600 SH DEFINED 1 4,600 CAROLINA POWER & LIGH COM 144141108 182 5,600 SH SOLE 1 5,600 CATERPILLAR, INC. COM 149123101 244 6,180 SH DEFINED 1 180 6,000 CATERPILLAR, INC. COM 149123101 31 775 SH SOLE 1 775 CBS CORPORATION COM 12490K107 453 8,000 SH DEFINED 1 8,000 CBS CORPORATION COM 12490K107 18 325 SH SOLE 1 325 CENTURY SOUTH BANKS I COM 156683104 245 11,689 SH SOLE 1 11,689 CHEVRON CORPORATION COM 166751107 441 4,770 SH DEFINED 1 2,622 1,248 900 CHEVRON CORPORATION COM 166751107 268 2,900 SH DEFINED 2 2,900 CHEVRON CORPORATION COM 166751107 229 2,480 SH SOLE 2,280 200 CHEVRON CORPORATION COM 166751107 3,984 43,094 SH SOLE 1 42,799 295 CHEVRON CORPORATION COM 166751107 1,512 16,352 SH SOLE 2 16,352 CHUBB CORPORATION COM 171232101 5,678 84,044 SH DEFINED 1 1,744 82,300 CHUBB CORPORATION COM 171232101 2,967 43,909 SH SOLE 1 43,749 160 CISCO SYSTEMS COM 17275R102 8 108 SH DEFINED 108 CISCO SYSTEMS COM 17275R102 1,079 13,960 SH DEFINED 1 6,560 7,400 CISCO SYSTEMS COM 17275R102 711 9,200 SH DEFINED 2 8,200 1,000 CISCO SYSTEMS COM 17275R102 63 818 SH DEFINED 818 CISCO SYSTEMS COM 17275R102 3,169 40,992 SH SOLE 40,992 CISCO SYSTEMS COM 17275R102 3,426 44,314 SH SOLE 1 42,314 2,000 CISCO SYSTEMS COM 17275R102 510 6,600 SH SOLE 2 6,600 CISCO SYSTEMS COM 17275R102 186 2,404 SH SOLE 2,404 CITIGROUP INCORPORATE COM 172967101 25 410 SH DEFINED 410 CITIGROUP INCORPORATE COM 172967101 1,226 20,468 SH DEFINED 1 8,000 12,468 CITIGROUP INCORPORATE COM 172967101 44 730 SH DEFINED 730 CITIGROUP INCORPORATE COM 172967101 828 13,832 SH SOLE 13,832 CITIGROUP INCORPORATE COM 172967101 803 13,407 SH SOLE 1 12,657 750 CITIGROUP INCORPORATE COM 172967101 250 4,182 SH SOLE 2,567 1,615 CLOROX COMPANY COM 189054109 20 596 SH DEFINED 1 596 CLOROX COMPANY COM 189054109 224 6,800 SH SOLE 1 6,800 COASTAL CORPORATION COM 190441105 1,903 39,655 SH SOLE 1 39,655 COCA COLA COMPANY COM 191216100 14 292 SH DEFINED 292 COCA COLA COMPANY COM 191216100 23,145 493,100 SH DEFINED 1 56,359 422,657 14,084 COCA COLA COMPANY COM 191216100 5,356 114,100 SH DEFINED 2 114,100 COCA COLA COMPANY COM 191216100 560 11,920 SH SOLE 11,920 COCA COLA COMPANY COM 191216100 394,801 8,411,118 SH SOLE 1 8,363,251 47,867 COCA COLA COMPANY COM 191216100 103,205 2,198,741 SH SOLE 2 2,097,781 100,960 COLGATE-PALMOLIVE COM COM 194162103 8 146 SH DEFINED 146 COLGATE-PALMOLIVE COM COM 194162103 216 3,840 SH DEFINED 2 3,840 COLGATE-PALMOLIVE COM COM 194162103 395 7,000 SH SOLE 7,000 COLGATE-PALMOLIVE COM COM 194162103 2,735 48,506 SH SOLE 1 48,506 COLGATE-PALMOLIVE COM COM 194162103 124 2,200 SH SOLE 2 2,200 COLUMBIA/HCA HEALTHCA COM 197677107 787 31,085 SH SOLE 1 31,085 COMPAQ COMPUTER CORP COM 204493100 162 6,060 SH DEFINED 1 4,000 2,060 COMPAQ COMPUTER CORP COM 204493100 4,345 162,427 SH SOLE 1 160,744 1,683 CONAGRA, INC. COM 205887102 1,740 96,005 SH SOLE 1 96,005 CONEXANT SYSTEMS INCO COM 207142100 220 3,100 SH DEFINED 2 3,100 CONEXANT SYSTEMS INCO COM 207142100 21 300 SH SOLE 2 300 CONOCO INCORPORATED COM 208251306 246 10,000 SH DEFINED 1 10,000 CONSECO INCORPORATED COM 208464107 179 15,675 SH SOLE 15,675 CORNING INCORPORATED COM 219350105 446 2,300 SH DEFINED 2 2,300 CORNING INCORPORATED COM 219350105 456 2,350 SH SOLE 2,350 CORPAS INVESTMENTS, I COM 21986N103 20 13,333 SH SOLE 1 13,333 COSTCO WBSL CORPORATI COM 22160K105 378 7,200 SH DEFINED 2 7,200 COUSINS PROPERTIES IN COM 222795106 74 2,000 SH DEFINED 1 2,000 COUSINS PROPERTIES IN COM 222795106 295 8,000 SH SOLE 1 8,000 COX COMMUNICATIONS, I COM 224044107 216 4,450 SH DEFINED 1 4,450 COX COMMUNICATIONS, I COM 224044107 5 100 SH SOLE 1 100 CUSTOM CAR CARE CO DE COM 126990100 0 20,000 SH SOLE 1 20,000 DARDEN RESTAURANTS IN COM 237194105 223 12,500 SH DEFINED 1 8,000 4,500 DARDEN RESTAURANTS IN COM 237194105 632 35,482 SH SOLE 1 35,482 DEERE AND CO COM 244199105 217 5,705 SH SOLE 1 5,705 DELL COMPUTER CORPORA COM 247025109 135 2,500 SH DEFINED 1 2,500 DELL COMPUTER CORPORA COM 247025109 212 3,927 SH SOLE 1 2,015 1,912 DEVELOPERS-INVESTORS, COM 232990AA9 456 450,000 SH SOLE 1 DOW CHEMICAL COMPANY COM 260543103 125 1,096 SH DEFINED 1 1,096 DOW CHEMICAL COMPANY COM 260543103 197 1,727 SH SOLE 1 1,727 DUKE ENERGY CORPORATI COM 264399106 11 200 SH DEFINED 200 DUKE ENERGY CORPORATI COM 264399106 822 15,650 SH DEFINED 1 2,000 8,650 5,000 DUKE ENERGY CORPORATI COM 264399106 21 400 SH DEFINED 2 400 DUKE ENERGY CORPORATI COM 264399106 423 8,049 SH SOLE 8,049 DUKE ENERGY CORPORATI COM 264399106 120 2,293 SH SOLE 1 2,293 DUKE ENERGY CORPORATI COM 264399106 215 4,100 SH SOLE 2 4,100 DUN AND BRADSTREET NE COM 26483B106 279 9,750 SH SOLE 9,750 E. I. DUPONT DE NEMOU COM 263534109 794 14,997 SH DEFINED 1 6,292 5,505 3,200 E. I. DUPONT DE NEMOU COM 263534109 79 1,500 SH DEFINED 2 1,500 E. I. DUPONT DE NEMOU COM 263534109 2,601 49,139 SH SOLE 49,139 E. I. DUPONT DE NEMOU COM 263534109 1,845 34,854 SH SOLE 1 34,589 265 E. I. DUPONT DE NEMOU COM 263534109 217 4,100 SH SOLE 2 4,100 EARTH SCIENCES, INC. COM 270312200 3 10,000 SH SOLE 1 10,000 EASTMAN KODAK CO. COM 277461109 273 5,020 SH DEFINED 1 4,000 300 720 EASTMAN KODAK CO. COM 277461109 189 3,479 SH SOLE 1 2,815 664 EATON VANCE MARATHON COM 27826L843 95 10,195 SH SOLE 1 10,195 ECHELON CORPORATION COM 27874N105 485 7,400 SH SOLE 1 7,400 EDISON INTERNATIONAL COM 281020107 13 800 SH DEFINED 2 800 EDISON INTERNATIONAL COM 281020107 260 15,685 SH SOLE 2 15,685 EL PASO ENERGY CORPOR COM 283905107 200 4,960 SH SOLE 4,960 ELECTRONIC DATA SYSTE COM 285661104 90 1,400 SH DEFINED 1 1,400 ELECTRONIC DATA SYSTE COM 285661104 252 3,926 SH SOLE 3,926 ELECTRONIC DATA SYSTE COM 285661104 3,441 53,607 SH SOLE 1 50,382 3,225 EMC CORP COM 268648102 536 4,250 SH DEFINED 2 4,100 150 EMC CORP COM 268648102 307 2,440 SH SOLE 1 2,440 EMC CORP COM 268648102 756 6,000 SH SOLE 2 6,000 EMERSON ELECTRIC CO. COM 291011104 420 7,900 SH DEFINED 1 3,000 400 4,500 EMERSON ELECTRIC CO. COM 291011104 3,162 59,512 SH SOLE 1 59,252 260 ENRON CORPORATION COM 293561106 412 5,500 SH DEFINED 2 5,500 ENRON CORPORATION COM 293561106 4,083 54,529 SH SOLE 53,729 800 EQUIFAX, INCORPORATED COM 294429105 259 10,239 SH DEFINED 1 6,239 4,000 EQUIFAX, INCORPORATED COM 294429105 106 4,200 SH SOLE 1 4,200 EXXON MOBIL CORPORATI COM 30231G102 37 477 SH DEFINED 477 EXXON MOBIL CORPORATI COM 30231G102 3,206 41,129 SH DEFINED 1 3,095 31,842 6,192 EXXON MOBIL CORPORATI COM 30231G102 906 11,624 SH DEFINED 2 10,432 1,192 EXXON MOBIL CORPORATI COM 30231G102 139 1,781 SH DEFINED 1,781 EXXON MOBIL CORPORATI COM 30231G102 6,197 79,513 SH SOLE 79,113 400 EXXON MOBIL CORPORATI COM 30231G102 11,345 145,569 SH SOLE 1 143,805 1,764 EXXON MOBIL CORPORATI COM 30231G102 3,852 49,422 SH SOLE 2 49,422 EXXON MOBIL CORPORATI COM 30231G102 238 3,056 SH SOLE 3,056 FANNIE MAE COM 313586109 5 91 SH DEFINED 91 FANNIE MAE COM 313586109 117 2,060 SH DEFINED 1 1,660 400 FANNIE MAE COM 313586109 269 4,750 SH DEFINED 2 4,300 450 FANNIE MAE COM 313586109 386 6,825 SH SOLE 6,825 FANNIE MAE COM 313586109 3,718 65,731 SH SOLE 1 65,481 250 FANNIE MAE COM 313586109 119 2,100 SH SOLE 2 2,100 FEDERATED FUND #09 U. COM 31428M100 335 32,583 SH DEFINED 1 915 10,556 21,111 FEDERATED FUND #09 U. COM 31428M100 137 13,361 SH SOLE 1 13,361 FEDERATED FUND #47 U. COM 31428P103 107 10,299 SH DEFINED 1 10,299 FEDERATED FUND #47 U. COM 31428P103 333 32,146 SH SOLE 1 32,146 FEDERATED GNMA TRUST COM 314184102 98 9,084 SH DEFINED 1 1,975 7,059 48 FEDERATED GNMA TRUST COM 314184102 29 2,673 SH SOLE 1 2,673 FEDERATED HIGH YIELD COM 314197104 58 7,446 SH DEFINED 1 5,597 1,849 FEDERATED HIGH YIELD COM 314197104 1,792 230,690 SH SOLE 1 217,194 13,495 FEDERATED INCOME TRUS COM 314199100 317 32,191 SH SOLE 32,191 FEDERATED SHORT TERM COM 31420C209 157 18,422 SH DEFINED 1 18,422 FEDERATED SHORT TERM COM 31420C209 328 38,460 SH SOLE 1 38,460 FIDELITY GOVERNMENT I COM 316172105 150 15,844 SH SOLE 15,844 FIDELITY INCOME FUND COM 31617K204 113 10,894 SH DEFINED 1 10,894 FIDELITY INSTITUTIONA COM 315809400 32 3,519 SH DEFINED 1 1,711 1,808 FIDELITY INSTITUTIONA COM 315809400 810 89,634 SH SOLE 1 82,065 7,569 FIDELITY INTERMEDIATE COM 31617K303 145 15,561 SH DEFINED 1 11,442 4,119 FIDELITY U.S. BOND IN COM 315911107 141 13,803 SH DEFINED 1 13,803 FIRST AUSTRALIA PRIME COM 318653102 64 14,222 SH SOLE 2 14,222 FIRST SOUTHEASTERN CO COM 303999106 0 12,108 SH SOLE 1 12,108 FIRST TENNESSEE NATIO COM 337162101 401 19,744 SH DEFINED 1 19,744 FIRST UNION CORPORATI COM 337358105 1,093 29,336 SH DEFINED 1 5,000 24,336 FIRST UNION CORPORATI COM 337358105 783 21,015 SH SOLE 1 21,015 FLEETBOSTON FINANCIAL COM 339030108 64 1,746 SH DEFINED 1 900 846 FLEETBOSTON FINANCIAL COM 339030108 3,397 93,057 SH SOLE 1 93,057 FLOWERS INDUSTRIES, I COM 343496105 202 13,325 SH DEFINED 1 2,025 11,300 FLOWERS INDUSTRIES, I COM 343496105 966 63,604 SH SOLE 1 63,604 FORD MOTOR COMPANY COM 345370100 88 1,906 SH DEFINED 1 1,906 FORD MOTOR COMPANY COM 345370100 221 4,800 SH SOLE 4,800 FORD MOTOR COMPANY COM 345370100 3,526 76,766 SH SOLE 1 76,136 630 FPL GROUP, INC. COM 302571104 120 2,600 SH DEFINED 1 2,600 FPL GROUP, INC. COM 302571104 102 2,205 SH SOLE 1 2,205 FRANKLIN CUSTODIAN FU COM 353496300 21 9,954 SH DEFINED 1 9,882 72 FRANKLIN CUSTODIAN FU COM 353496607 74 11,249 SH DEFINED 1 2,366 8,710 172 FRANKLIN CUSTODIAN FU COM 353496300 21 9,944 SH SOLE 1 9,944 FRANKLIN CUSTODIAN FU COM 353496607 51 7,799 SH SOLE 1 7,799 FRANKLIN TAX FREE TRU COM 354723702 149 14,095 SH DEFINED 14,095 FRANKLIN TAX FREE TRU COM 354723702 179 16,976 SH SOLE 1 16,976 GENENTECH, INC COM 368710406 365 2,400 SH DEFINED 2 2,400 GENERAL ELECTRIC COMP COM 369604103 180 1,157 SH DEFINED 800 357 GENERAL ELECTRIC COMP COM 369604103 8,962 57,588 SH DEFINED 1 7,850 35,421 14,317 GENERAL ELECTRIC COMP COM 369604103 1,899 12,200 SH DEFINED 2 9,400 2,800 GENERAL ELECTRIC COMP COM 369604103 31 200 SH DEFINED 200 GENERAL ELECTRIC COMP COM 369604103 6,175 39,679 SH SOLE 38,879 800 GENERAL ELECTRIC COMP COM 369604103 19,777 127,080 SH SOLE 1 119,366 7,714 GENERAL ELECTRIC COMP COM 369604103 8,442 54,245 SH SOLE 2 54,245 GENERAL ELECTRIC COMP COM 369604103 312 2,005 SH SOLE 2,005 GENERAL MILLS, INC. COM 370334104 1,942 53,666 SH DEFINED 1 24,482 29,184 GENERAL MILLS, INC. COM 370334104 4,489 124,048 SH SOLE 1 124,048 GENERAL MOTORS CORPOR COM 370442105 129 1,558 SH DEFINED 1 208 800 550 GENERAL MOTORS CORPOR COM 370442832 224 1,800 SH DEFINED 2 1,800 GENERAL MOTORS CORPOR COM 370442105 331 4,002 SH SOLE 4,002 GENERAL MOTORS CORPOR COM 370442105 187 2,259 SH SOLE 1 2,259 GENUINE PARTS COMPANY COM 372460105 105 4,386 SH DEFINED 1 1,686 2,700 GENUINE PARTS COMPANY COM 372460105 1,116 46,739 SH SOLE 1 46,739 GEORGIA PACIFIC CORPO COM 373298108 56 1,404 SH DEFINED 1,404 GEORGIA PACIFIC CORPO COM 373298108 592 14,964 SH SOLE 14,824 140 GEORGIA PACIFIC TIMBE COM 373298702 18 702 SH DEFINED 702 GEORGIA PACIFIC TIMBE COM 373298702 192 7,482 SH SOLE 7,412 70 GILLETTE CO COM 375766102 743 19,725 SH DEFINED 1 7,700 8,825 3,200 GILLETTE CO COM 375766102 121 3,200 SH DEFINED 2 3,200 GILLETTE CO COM 375766102 305 8,087 SH SOLE 1 6,744 1,343 GILLETTE CO COM 375766102 262 6,940 SH SOLE 2 6,940 GPU INCORPORATED COM 36225X100 1,293 47,240 SH SOLE 1 47,240 GTE CORPORATION COM 362320103 43 600 SH DEFINED 600 GTE CORPORATION COM 362320103 500 7,041 SH DEFINED 1 2,917 2,831 1,293 GTE CORPORATION COM 362320103 43 600 SH DEFINED 2 400 200 GTE CORPORATION COM 362320103 197 2,771 SH SOLE 2,771 GTE CORPORATION COM 362320103 9,540 134,364 SH SOLE 1 131,711 325 2,328 GTE CORPORATION COM 362320103 320 4,500 SH SOLE 2 4,500 H J HEINZ COMPANY COM 423074103 234 6,700 SH DEFINED 1 3,000 3,700 H J HEINZ COMPANY COM 423074103 44 1,275 SH SOLE 1 1,275 H J HEINZ COMPANY COM 423074103 258 7,400 SH SOLE 2 7,400 HALLIBURTON COMPANY COM 406216101 66 1,600 SH DEFINED 1 1,600 HALLIBURTON COMPANY COM 406216101 290 7,052 SH SOLE 1 7,052 HEWLETT PACKARD CO COM 428236103 25 187 SH DEFINED 187 HEWLETT PACKARD CO COM 428236103 640 4,829 SH DEFINED 1 897 932 3,000 HEWLETT PACKARD CO COM 428236103 106 800 SH DEFINED 2 800 HEWLETT PACKARD CO COM 428236103 1,627 12,271 SH SOLE 12,271 HEWLETT PACKARD CO COM 428236103 7,559 57,021 SH SOLE 1 56,261 760 HEWLETT PACKARD CO COM 428236103 557 4,200 SH SOLE 2 4,200 HOME DEPOT INCORPORAT COM 437076102 65 1,011 SH DEFINED 1,011 HOME DEPOT INCORPORAT COM 437076102 646 10,011 SH DEFINED 1 4,020 4,260 1,731 HOME DEPOT INCORPORAT COM 437076102 731 11,340 SH DEFINED 2 10,950 390 HOME DEPOT INCORPORAT COM 437076102 31 487 SH DEFINED 487 HOME DEPOT INCORPORAT COM 437076102 1,353 20,971 SH SOLE 20,971 HOME DEPOT INCORPORAT COM 437076102 8,811 136,612 SH SOLE 1 134,462 2,150 HOME DEPOT INCORPORAT COM 437076102 348 5,400 SH SOLE 2 5,400 HOME DEPOT INCORPORAT COM 437076102 221 3,432 SH SOLE 1,950 1,482 HONEYWELL INTERNATION COM 438516106 15 280 SH DEFINED 280 HONEYWELL INTERNATION COM 438516106 239 4,540 SH DEFINED 1 140 4,400 HONEYWELL INTERNATION COM 438516106 298 5,650 SH SOLE 5,650 HONEYWELL INTERNATION COM 438516106 3,251 61,710 SH SOLE 1 60,840 870 ILLINOIS TOOL WORKS, COM 452308109 13 240 SH DEFINED 240 ILLINOIS TOOL WORKS, COM 452308109 333 6,032 SH SOLE 6,032 ILLINOIS TOOL WORKS, COM 452308109 2,143 38,790 SH SOLE 1 38,500 290 IMMUNEX CORPORATION N COM 452528102 213 3,360 SH SOLE 3,360 IMPERIAL SUGAR CO. NE COM 453096109 18 10,000 SH DEFINED 1 10,000 INTEL CORPORATION COM 458140100 158 1,200 SH DEFINED 1,200 INTEL CORPORATION COM 458140100 2,008 15,217 SH DEFINED 1 1,140 9,918 4,159 INTEL CORPORATION COM 458140100 1,399 10,600 SH DEFINED 2 10,600 INTEL CORPORATION COM 458140100 2,192 16,615 SH SOLE 16,615 INTEL CORPORATION COM 458140100 13,406 101,609 SH SOLE 1 95,269 6,340 INTEL CORPORATION COM 458140100 3,622 27,450 SH SOLE 2 26,350 1,100 INTERNATIONAL BUSINES COM 459200101 3 24 SH DEFINED 24 INTERNATIONAL BUSINES COM 459200101 765 6,486 SH DEFINED 1 1,200 695 4,591 INTERNATIONAL BUSINES COM 459200101 188 1,593 SH DEFINED 2 1,593 INTERNATIONAL BUSINES COM 459200101 27 225 SH DEFINED 225 INTERNATIONAL BUSINES COM 459200101 504 4,274 SH SOLE 3,382 892 INTERNATIONAL BUSINES COM 459200101 5,629 47,704 SH SOLE 1 45,274 2,430 INTERNATIONAL BUSINES COM 459200101 107 904 SH SOLE 2 904 INTERNATIONAL BUSINES COM 459200101 382 3,236 SH SOLE 2,604 632 INTERNATIONAL PAPER C COM 460146103 360 8,426 SH DEFINED 1 7,426 1,000 INTERNATIONAL PAPER C COM 460146103 89 2,089 SH SOLE 1 2,089 INTUIT INC COM 461202103 979 18,000 SH DEFINED 1 18,000 J. P. MORGAN & CO., I COM 616880100 198 1,500 SH DEFINED 1 1,500 J. P. MORGAN & CO., I COM 616880100 237 1,800 SH SOLE 1 1,800 JANUS FLEXIBLE INCOME COM 471023606 111 11,966 SH DEFINED 1 6,084 5,881 JDS UNIPHASE CORPORAT COM 46612J101 482 4,000 SH SOLE 1 4,000 JEFFERSON-PILOT CORPO COM 475070108 26 389 SH DEFINED 389 JEFFERSON-PILOT CORPO COM 475070108 391 5,881 SH SOLE 5,881 JOHNSON & JOHNSON COM 478160104 17 240 SH DEFINED 240 JOHNSON & JOHNSON COM 478160104 3,403 48,442 SH DEFINED 1 1,600 45,942 900 JOHNSON & JOHNSON COM 478160104 655 9,325 SH SOLE 9,325 JOHNSON & JOHNSON COM 478160104 5,730 81,568 SH SOLE 1 81,568 KANSAS CITY SOUTHERN COM 485170104 206 2,400 SH SOLE 2,400 KELLOGG COMPANY COM 487836108 838 32,540 SH SOLE 1 32,540 KEMPER INSURED CORPOR COM 487903239 25 94,636 SH SOLE 1 94,636 KEMPER INSURED CORPOR COM 487903312 14 20,262 SH SOLE 1 20,262 KIMBERLY CLARK CORP COM 494368103 33 590 SH DEFINED 1 190 400 KIMBERLY CLARK CORP COM 494368103 4,375 78,045 SH SOLE 1 77,645 400 KLA TENCOR CORPORATIO COM 482480100 303 3,600 SH DEFINED 2 3,600 KOHLS CORPORATION COM 500255104 431 4,200 SH DEFINED 2 4,200 LEXINGTON RAMIREZ GLO COM 529534109 161 16,927 SH DEFINED 1 16,927 LEXMARK INTERNATIONAL COM 529771107 212 2,000 SH DEFINED 2 2,000 LIBERTY-STEIN ROE INC COM 53127P101 123 13,254 SH DEFINED 1 13,254 LILLY, ELI & CO COM 532457108 520 8,300 SH SOLE 8,300 LINEAR TECHNOLOGY COR COM 535678106 220 4,000 SH DEFINED 2 4,000 LOUISIANA PACIFIC COR COM 546347105 12 900 SH DEFINED 900 LOUISIANA PACIFIC COR COM 546347105 226 16,278 SH SOLE 16,278 LOWES COMPANIES INC COM 548661107 234 4,010 SH SOLE 4,010 LOWES COMPANIES INC COM 548661107 4,350 74,513 SH SOLE 1 73,543 970 LUCENT TECHNOLOGIES I COM 549463107 104 1,674 SH DEFINED 1,164 510 LUCENT TECHNOLOGIES I COM 549463107 1,663 26,818 SH DEFINED 1 10,978 8,720 7,120 LUCENT TECHNOLOGIES I COM 549463107 276 4,448 SH DEFINED 2 3,888 560 LUCENT TECHNOLOGIES I COM 549463107 843 13,594 SH SOLE 13,594 LUCENT TECHNOLOGIES I COM 549463107 2,039 32,886 SH SOLE 1 32,386 500 LUCENT TECHNOLOGIES I COM 549463107 594 9,584 SH SOLE 2 9,584 MARRIOTT INTERNATIONA COM 571903202 54 1,700 SH DEFINED 1 1,700 MARRIOTT INTERNATIONA COM 571903202 2,909 92,348 SH SOLE 1 92,348 MCDONALDS CORP COM 580135101 377 10,100 SH DEFINED 1 10,100 MCDONALDS CORP COM 580135101 401 10,740 SH SOLE 1 10,140 600 MCDONALDS CORP COM 580135101 262 7,000 SH SOLE 2 7,000 MCGRAW HILL COMPANIES COM 580645109 984 21,627 SH SOLE 1 19,997 1,630 MCI WORLDCOM INC. COM 55268B106 543 11,992 SH DEFINED 1 1,950 10,042 MCI WORLDCOM INC. COM 55268B106 728 16,062 SH SOLE 1 15,312 750 MEDIAONE GROUP INCORP COM 58440J104 194 2,400 SH DEFINED 1 2,400 MEDIAONE GROUP INCORP COM 58440J104 117 1,448 SH SOLE 1 1,448 MEDTRONIC INC COM 585055106 34 664 SH DEFINED 664 MEDTRONIC INC COM 585055106 72 1,400 SH DEFINED 1 1,400 MEDTRONIC INC COM 585055106 26 510 SH DEFINED 510 MEDTRONIC INC COM 585055106 538 10,450 SH SOLE 10,450 MEDTRONIC INC COM 585055106 5,323 103,490 SH SOLE 1 102,220 1,270 MEDTRONIC INC COM 585055106 354 6,880 SH SOLE 2 6,880 MEDTRONIC INC COM 585055106 193 3,744 SH SOLE 2,036 1,708 MERCK & CO., INC COM 589331107 6 100 SH DEFINED 100 MERCK & CO., INC COM 589331107 2,872 46,226 SH DEFINED 1 10,056 12,894 23,276 MERCK & CO., INC COM 589331107 432 6,950 SH DEFINED 2 6,200 750 MERCK & CO., INC COM 589331107 1,399 22,525 SH SOLE 22,525 MERCK & CO., INC COM 589331107 7,316 117,761 SH SOLE 1 114,341 3,420 MERCK & CO., INC COM 589331107 2,482 39,951 SH SOLE 2 39,951 MERRILL LYNCH AND CO, COM 590188108 25 240 SH DEFINED 240 MERRILL LYNCH AND CO, COM 590188108 195 1,860 SH SOLE 1,860 MFS GEORGIA MUNICIPAL COM 55273N756 261 25,427 SH SOLE 1 25,427 MFS MUN SER TR COM 55273N863 203 17,513 SH SOLE 17,513 MFS MUNICIPAL HIGH IN COM 552984304 130 15,909 SH SOLE 1 15,909 MICROSOFT CORPORATION COM 594918104 65 615 SH DEFINED 615 MICROSOFT CORPORATION COM 594918104 1,701 16,005 SH DEFINED 1 4,649 8,075 3,281 MICROSOFT CORPORATION COM 594918104 404 3,800 SH DEFINED 2 3,400 400 MICROSOFT CORPORATION COM 594918104 1,835 17,270 SH SOLE 17,270 MICROSOFT CORPORATION COM 594918104 3,746 35,252 SH SOLE 1 30,252 5,000 MICROSOFT CORPORATION COM 594918104 1,509 14,200 SH SOLE 2 14,200 MINNESOTA MINING & MA COM 604059105 248 2,800 SH DEFINED 1 2,000 800 MINNESOTA MINING & MA COM 604059105 332 3,750 SH SOLE 3,750 MINNESOTA MINING & MA COM 604059105 753 8,506 SH SOLE 1 8,506 MONSANTO CO. COM 611662107 464 9,000 SH SOLE 9,000 MORGAN STANLEY DEAN W COM 617446448 249 3,000 SH DEFINED 2 3,000 MORGAN STANLEY DEAN W COM 617446448 1,046 12,621 SH SOLE 12,621 MOTOROLA, INC COM 620076109 17 118 SH DEFINED 1 118 MOTOROLA, INC COM 620076109 394 2,700 SH DEFINED 2 2,700 MOTOROLA, INC COM 620076109 261 1,790 SH SOLE 1,790 MOTOROLA, INC COM 620076109 8,933 61,185 SH SOLE 1 60,835 350 MOTOROLA, INC COM 620076109 115 789 SH SOLE 2 789 MOTOROLA, INC COM 620076109 245 1,679 SH SOLE 1,679 NATIONAL DEPENDENT CA COM 629005109 0 282,992 SH SOLE 1 282,992 NEXTEL COMMUNICATIONS COM 65332V103 282 1,900 SH DEFINED 2 1,900 NOKIA CORP-SPONSORED COM 654902204 434 1,955 SH SOLE 1 1,955 NORFOLK SOUTHERN CORP COM 655844108 4 270 SH DEFINED 270 NORFOLK SOUTHERN CORP COM 655844108 204 14,300 SH DEFINED 1 4,200 10,100 NORFOLK SOUTHERN CORP COM 655844108 554 38,892 SH SOLE 38,892 NORFOLK SOUTHERN CORP COM 655844108 280 19,670 SH SOLE 1 19,670 NORTEL NETWORKS CORP COM 656569100 378 3,000 SH DEFINED 2 3,000 NORTEL NETWORKS CORP COM 656569100 176 1,400 SH SOLE 2 1,400 NTL, INC. COM 629407107 209 2,250 SH DEFINED 2 2,250 NUVEEN FLAGSHIP MULTI COM 67065P600 144 14,055 SH SOLE 1 14,055 NUVEEN PERFORMANCE PL COM 67062P108 254 21,019 SH SOLE 1 21,019 OMNICOM GROUP, INC. COM 681919106 262 2,800 SH DEFINED 2 2,800 OMNICOM GROUP, INC. COM 681919106 75 800 SH SOLE 2 800 ORACLE CORPORATION COM 68389X105 1,721 22,052 SH DEFINED 1 11,920 3,838 6,294 ORACLE CORPORATION COM 68389X105 297 3,800 SH DEFINED 2 3,800 ORACLE CORPORATION COM 68389X105 70 894 SH DEFINED 894 ORACLE CORPORATION COM 68389X105 1,056 13,524 SH SOLE 13,524 ORACLE CORPORATION COM 68389X105 23,515 301,237 SH SOLE 1 295,907 5,330 ORACLE CORPORATION COM 68389X105 1,081 13,850 SH SOLE 2 13,850 ORACLE CORPORATION COM 68389X105 369 4,732 SH SOLE 2,618 2,114 PAB BANKSHARES, INC. COM 69313P101 1 75 SH DEFINED 1 75 PAB BANKSHARES, INC. COM 69313P101 993 110,342 SH SOLE 1 110,342 PAINE WEBBER GROUP IN COM 695629105 2,670 60,680 SH SOLE 1 60,680 PEPSICO, INC. COM 713448108 19 540 SH DEFINED 540 PEPSICO, INC. COM 713448108 276 7,900 SH DEFINED 1 7,300 600 PEPSICO, INC. COM 713448108 650 18,650 SH SOLE 18,650 PEPSICO, INC. COM 713448108 69 1,984 SH SOLE 1 1,984 PFIZER INC COM 717081103 32 885 SH DEFINED 885 PFIZER INC COM 717081103 846 23,126 SH DEFINED 1 15,528 3,866 3,732 PFIZER INC COM 717081103 874 23,910 SH SOLE 23,310 600 PFIZER INC COM 717081103 2,993 81,861 SH SOLE 1 77,411 4,450 PFIZER INC COM 717081103 673 18,400 SH SOLE 2 18,400 PHILIP MORRIS COMPANI COM 718154107 127 6,000 SH DEFINED 1 1,200 4,800 PHILIP MORRIS COMPANI COM 718154107 8 400 SH DEFINED 2 400 PHILIP MORRIS COMPANI COM 718154107 333 15,770 SH SOLE 1 15,770 PHILIP MORRIS COMPANI COM 718154107 913 43,230 SH SOLE 2 41,430 1,800 PIMCO FUNDS PACIFIC M COM 693390551 164 16,977 SH SOLE 16,977 PPG INDUSTRIES, INC COM 693506107 209 4,000 SH DEFINED 1 4,000 PPG INDUSTRIES, INC COM 693506107 385 7,354 SH SOLE 1 7,354 PREFERRED LAND CORP ( COM 629994104 0 15,000 SH SOLE 1 15,000 PREPAID LEGAL SERVICE COM 740065107 723 24,369 SH SOLE 1 24,369 PROCTOR & GAMBLE COM 742718109 5 85 SH DEFINED 85 PROCTOR & GAMBLE COM 742718109 85 1,500 SH DEFINED 1 500 1,000 PROCTOR & GAMBLE COM 742718109 25 450 SH DEFINED 2 450 PROCTOR & GAMBLE COM 742718109 285 5,046 SH SOLE 5,046 PROCTOR & GAMBLE COM 742718109 2,395 42,389 SH SOLE 1 42,114 275 PROCTOR & GAMBLE COM 742718109 910 16,099 SH SOLE 2 16,099 PROVIDIAN FINANCIAL C COM 74406A102 444 5,122 SH SOLE 5,122 PUTNAM TAX EXEMPT INC COM 746870104 191 22,547 SH SOLE 1 22,547 QUALCOMM CORP COM 747525103 666 4,460 SH DEFINED 1 60 4,400 QUALCOMM CORP COM 747525103 367 2,458 SH SOLE 1 2,058 400 REGIONS FINANCIAL COR COM 758940100 337 14,788 SH SOLE 1 14,788 RELIANT ENERGY INC. COM 75952J108 1,351 57,320 SH SOLE 1 57,320 ROYAL DUTCH PETROLEUM COM 780257804 301 5,200 SH DEFINED 1 5,200 ROYAL DUTCH PETROLEUM COM 780257804 264 4,575 SH SOLE 1 4,575 SARA LEE CORPORATION COM 803111103 9 480 SH DEFINED 480 SARA LEE CORPORATION COM 803111103 234 13,000 SH DEFINED 1 8,000 5,000 SARA LEE CORPORATION COM 803111103 249 13,830 SH SOLE 13,830 SARA LEE CORPORATION COM 803111103 2,028 112,658 SH SOLE 1 111,908 750 SBC COMMUNICATIONS, I COM 78387G103 47 1,105 SH DEFINED 1,105 SBC COMMUNICATIONS, I COM 78387G103 1,266 30,047 SH DEFINED 1 12,458 14,006 3,583 SBC COMMUNICATIONS, I COM 78387G103 126 3,000 SH DEFINED 2 300 2,700 SBC COMMUNICATIONS, I COM 78387G103 952 22,603 SH SOLE 22,603 SBC COMMUNICATIONS, I COM 78387G103 6,843 162,438 SH SOLE 1 157,979 4,459 SBC COMMUNICATIONS, I COM 78387G103 459 10,904 SH SOLE 2 10,904 SCHERING PLOUGH CORP. COM 806605101 4 104 SH DEFINED 104 SCHERING PLOUGH CORP. COM 806605101 1,596 43,000 SH DEFINED 1 2,400 40,600 SCHERING PLOUGH CORP. 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CLASS COM 858155401 156 12,857 SH SOLE 12,857 STRATEGIC TECHNOLOGIE COM 786991109 0 38,000 SH SOLE 1 38,000 SUN MICROSYSTEMS, INC COM 866810104 412 4,400 SH DEFINED 2 4,000 400 SUN MICROSYSTEMS, INC COM 866810104 3,101 33,090 SH SOLE 33,090 SUN MICROSYSTEMS, INC COM 866810104 1,313 14,014 SH SOLE 1 14,014 SUN MICROSYSTEMS, INC COM 866810104 37 400 SH SOLE 2 400 SUNTRUST BANKS INC COM 867914103 693 11,996 SH DEFINED 1 1,000 5,996 5,000 SUNTRUST BANKS INC COM 867914103 227 3,932 SH DEFINED 2 3,500 432 SUNTRUST BANKS INC COM 867914103 14,216 246,160 SH SOLE 1 246,160 SUNTRUST BANKS INC COM 867914103 254 4,400 SH SOLE 2 4,400 SYNOVUS FINANCIAL COR COM 87161C105 271,044 14,363,764 SH DEFINED 1 6,363 826,146 13,531,255 SYNOVUS FINANCIAL COR COM 87161C105 635 33,646 SH DEFINED 2 33,646 SYNOVUS FINANCIAL COR COM 87161C105 3,162 167,553 SH DEFINED 167,553 SYNOVUS FINANCIAL COR COM 87161C105 407,384 21,588,974 SH SOLE 1 20,473,876 37,150 1,077,948 SYNOVUS FINANCIAL COR COM 87161C105 7,540 399,598 SH SOLE 2 399,598 SYNOVUS FINANCIAL COR COM 87161C105 5,993 317,607 SH SOLE 317,607 T ROWE PRICE SPECTRUM COM 779906106 156 14,644 SH DEFINED 1 14,644 T ROWE PRICE SPECTRUM COM 779906106 103 9,607 SH SOLE 1 9,607 T. ROWE PRICE ASSOCIA COM 741477103 213 5,400 SH SOLE 5,400 TARGET CORP COM 87612E106 15 200 SH DEFINED 1 200 TARGET CORP COM 87612E106 344 4,600 SH DEFINED 2 4,600 TARGET CORP COM 87612E106 458 6,125 SH SOLE 6,125 TARGET CORP COM 87612E106 5,349 71,553 SH SOLE 1 70,593 960 TARGET CORP COM 87612E106 127 1,700 SH SOLE 2 1,700 TECO ENERGY INC. COM 872375100 192 9,900 SH DEFINED 2 9,900 TECO ENERGY INC. COM 872375100 737 37,900 SH SOLE 2 37,900 TELLABS, INC. DELEWAR COM 879664100 63 1,000 SH DEFINED 1 1,000 TELLABS, INC. DELEWAR COM 879664100 348 5,525 SH SOLE 5,525 TELLABS, INC. DELEWAR COM 879664100 264 4,188 SH SOLE 1 4,188 TEXACO INC COM 881694103 32 600 SH DEFINED 600 TEXACO INC COM 881694103 113 2,100 SH DEFINED 1 200 1,900 TEXACO INC COM 881694103 326 6,060 SH SOLE 6,060 TEXACO INC COM 881694103 268 4,982 SH SOLE 1 4,982 TEXAS INSTRUMENTS INC COM 882508104 480 3,000 SH DEFINED 1 3,000 TEXAS INSTRUMENTS INC COM 882508104 528 3,300 SH DEFINED 2 3,300 TEXAS INSTRUMENTS INC COM 882508104 586 3,665 SH SOLE 3,665 TEXAS INSTRUMENTS INC COM 882508104 10,537 65,857 SH SOLE 1 65,057 800 TEXAS INSTRUMENTS INC COM 882508104 16 100 SH SOLE 2 100 TEXAS INSTRUMENTS INC COM 882508104 203 1,268 SH SOLE 400 868 THE GOVERNMENT SECURI COM 383743580 10 278,592 SH SOLE 278,592 TIME WARNER INC COM 887315109 300 3,000 SH DEFINED 1 3,000 TIME WARNER INC COM 887315109 44 435 SH SOLE 1 435 TIME WARNER INC COM 887315109 200 2,000 SH SOLE 2 2,000 TOTAL SYSTEM SERVICES COM 891906109 4,577 287,169 SH DEFINED 1 2,500 284,669 TOTAL SYSTEM SERVICES COM 891906109 19,919 1,249,799 SH SOLE 1 1,200,048 49,751 TRANSOCEAN SEDCO FORE COM G90078109 455 8,863 SH SOLE 1 8,863 TYCO INTERNATIONAL LI COM 902124106 514 10,255 SH SOLE 1 10,255 TYCO INTERNATIONAL LI COM 902124106 281 5,600 SH SOLE 2 5,600 U S WEST INCORPORATED COM 91273H101 252 3,465 SH DEFINED 1 2,465 1,000 U S WEST INCORPORATED COM 91273H101 219 3,012 SH SOLE 1 3,012 U.S. GOVT SECURITIES COM 026300103 133 10,545 SH SOLE 10,545 UNION PLANTERS CORP COM 908068109 12 400 SH DEFINED 1 400 UNION PLANTERS CORP COM 908068109 194 6,285 SH SOLE 1 6,285 UNITED HEALTHCARE COR COM 910581107 2,258 37,871 SH SOLE 1 37,311 560 UNITED TECHNOLOGIES C COM 913017109 16 250 SH DEFINED 1 100 150 UNITED TECHNOLOGIES C COM 913017109 265 4,200 SH SOLE 4,200 UNITED TECHNOLOGIES C COM 913017109 295 4,662 SH SOLE 1 4,662 USAA TAX-EXEMPT FUND, COM 903289106 145 11,346 SH SOLE 2 11,346 VAN KAMPEN MERRIT VAL COM 921132106 118 10,000 SH DEFINED 10,000 VANGUARD ADMIRAL FUND COM 921932208 235 23,862 SH DEFINED 1 23,862 VANGUARD BOND INDEX T COM 921937108 184 19,086 SH DEFINED 1 19,086 VANGUARD FIXED INCOME COM 922031406 194 18,438 SH DEFINED 1 18,438 VANGUARD FIXED SECURI COM 922031307 187 18,888 SH DEFINED 1 15,938 2,949 VANGUARD FIXED SECURI COM 922031307 144 14,497 SH DEFINED 2 14,497 VANGUARD FIXED SECURI COM 922031307 590 59,626 SH SOLE 1 54,362 5,263 VANGUARD FIXED SECURI COM 922031307 2,624 265,054 SH SOLE 2 259,790 5,263 VANGUARD MUNICIPAL BO COM 922907209 20 1,578 SH DEFINED 1 1,578 VANGUARD MUNICIPAL BO COM 922907209 1,243 96,804 SH SOLE 96,804 VANGUARD MUNICIPAL BO COM 922907209 1,424 110,914 SH SOLE 1 105,811 5,103 VANGUARD MUNICIPAL BO COM 922907209 131 10,210 SH SOLE 10,210 VLASSIC FOODS INTERNA COM 928559103 36 15,000 SH DEFINED 1 15,000 VODAFONE AIRTOUCH PUB COM 92857T107 142 2,560 SH DEFINED 1 2,560 VODAFONE AIRTOUCH PUB COM 92857T107 1,182 21,270 SH SOLE 1 21,270 WACHOVIA CORPORATION COM 929771103 541 8,006 SH DEFINED 1 672 7,334 WACHOVIA CORPORATION COM 929771103 5,612 83,056 SH SOLE 1 83,056 WALGREEN COMPANY COM 931422109 227 8,820 SH SOLE 2 8,820 WAL-MART STORES, INC. COM 931142103 5 90 SH DEFINED 90 WAL-MART STORES, INC. COM 931142103 874 15,471 SH DEFINED 1 6,000 8,221 1,250 WAL-MART STORES, INC. COM 931142103 294 5,200 SH DEFINED 2 5,200 WAL-MART STORES, INC. COM 931142103 706 12,500 SH SOLE 12,500 WAL-MART STORES, INC. COM 931142103 2,278 40,317 SH SOLE 1 40,317 WAL-MART STORES, INC. COM 931142103 3,074 54,412 SH SOLE 2 54,412 WALT DISNEY COMPANY H COM 254687106 23 555 SH DEFINED 555 WALT DISNEY COMPANY H COM 254687106 352 8,545 SH DEFINED 1 7,000 1,545 WALT DISNEY COMPANY H COM 254687106 25 600 SH DEFINED 2 600 WALT DISNEY COMPANY H COM 254687106 636 15,410 SH SOLE 15,410 WALT DISNEY COMPANY H COM 254687106 5,202 126,115 SH SOLE 1 126,115 WALT DISNEY COMPANY H COM 254687106 1,549 37,560 SH SOLE 2 37,560 WARBURG PINCUS GLOBAL COM 933907107 125 12,655 SH DEFINED 1 12,655 WARNER LAMBERT CO COM 934488107 4 46 SH DEFINED 46 WARNER LAMBERT CO COM 934488107 137 1,400 SH DEFINED 1 1,400 WARNER LAMBERT CO COM 934488107 1,430 14,640 SH SOLE 14,640 WARNER LAMBERT CO COM 934488107 1,874 19,186 SH SOLE 1 19,186 WARNER LAMBERT CO COM 934488107 1,089 11,152 SH SOLE 2 11,152 WASHINGTON MUTUAL, IN COM 939322103 1,836 69,270 SH SOLE 1 69,270 WELLS FARGO & COMPANY COM 949746101 6 147 SH DEFINED 147 WELLS FARGO & COMPANY COM 949746101 526 12,900 SH DEFINED 1 1,400 3,600 7,900 WELLS FARGO & COMPANY COM 949746101 202 4,950 SH SOLE 4,950 WELLS FARGO & COMPANY COM 949746101 82 2,000 SH SOLE 1 2,000 WESTPOINT STEVENS INC COM 961238102 460 24,217 SH SOLE 1 24,217 WEYERHAEUSER CO COM 962166104 95 1,671 SH DEFINED 1 1,671 WEYERHAEUSER CO COM 962166104 1,974 34,630 SH SOLE 1 34,630 WINN-DIXIE STORES, IN COM 974280109 101 5,200 SH DEFINED 5,200 WINN-DIXIE STORES, IN COM 974280109 622 31,996 SH DEFINED 2 31,996 WINN-DIXIE STORES, IN COM 974280109 226 11,627 SH SOLE 11,627 WINN-DIXIE STORES, IN COM 974280109 659 33,890 SH SOLE 1 33,890 WINN-DIXIE STORES, IN COM 974280109 863 44,376 SH SOLE 2 44,376 WISCONSIN ENERGY CORP COM 976657106 72 3,600 SH DEFINED 1 3,600 WISCONSIN ENERGY CORP COM 976657106 168 8,450 SH SOLE 1 8,450 XEROX CORP COM 984121103 8 320 SH DEFINED 1 320 XEROX CORP COM 984121103 2,403 92,437 SH SOLE 1 91,607 830 YAHOO! INCORPORATED COM 984332106 100 586 SH DEFINED 1 100 486 YAHOO! INCORPORATED COM 984332106 377 2,200 SH DEFINED 2 2,200 YAHOO! INCORPORATED COM 984332106 120 700 SH SOLE 1 700
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