The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 734 19,018 SH   SOLE   19,018 0 0
AT&T INC COM 00206R102 383 13,452 SH   SOLE   13,452 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 287 4,761 SH   SOLE   4,761 0 0
CHEVRON CORP NEW COM 166764100 281 3,913 SH   SOLE   3,913 0 0
COCA COLA CO COM 191216100 269 5,457 SH   SOLE   5,457 0 0
ISHARES TR MSCI EAFE ETF 464287465 7,449 117,046 SH   SOLE   117,046 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,773 123,361 SH   SOLE   123,361 0 0
JOHNSON & JOHNSON COM 478160104 1,285 8,637 SH   SOLE   8,637 0 0
JPMORGAN CHASE & CO COM 46625H100 6,711 69,719 SH   SOLE   69,719 0 0
MICROSOFT CORP COM 594918104 3,050 14,507 SH   SOLE   14,507 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,381 66,835 SH   SOLE   66,835 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,167 3,445 SH   SOLE   3,445 0 0
STANLEY BLACK & DECKER INC COM 854502101 3,069 18,925 SH   SOLE   18,925 0 0
DISNEY WALT CO COM DISNEY 254687106 1,514 12,207 SH   SOLE   12,207 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,102 35,352 SH   SOLE   35,352 0 0
WALMART INC COM 931142103 8,032 57,412 SH   SOLE   57,412 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,942 13,022 SH   SOLE   13,022 0 0
AFLAC INC COM 001055102 3,320 91,336 SH   SOLE   91,336 0 0
AMAZON COM INC COM 023135106 5,343 1,697 SH   SOLE   1,697 0 0
APPLE INC COM 037833100 7,484 64,631 SH   SOLE   64,631 0 0
BLACKROCK INC COM 09247X101 2,810 4,988 SH   SOLE   4,988 0 0
CME GROUP INC COM 12572Q105 4,505 26,932 SH   SOLE   26,932 0 0
CVS HEALTH CORP COM 126650100 5,038 86,271 SH   SOLE   86,271 0 0
LILLY ELI & CO COM 532457108 9,239 62,420 SH   SOLE   62,420 0 0
FEDEX CORP COM 31428X106 2,956 11,757 SH   SOLE   11,757 0 0
HONEYWELL INTL INC COM 438516106 1,581 9,610 SH   SOLE   9,610 0 0
HUMANA INC COM 444859102 3,649 8,817 SH   SOLE   8,817 0 0
INVESCO QQQ TR UNIT SER 1 46090e103 13,781 49,602 SH   SOLE   49,602 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 8,832 102,095 SH   SOLE   102,095 0 0
ISHARES TR CORE S&P MCP ETF 464287507 22,304 120,367 SH   SOLE   120,367 0 0
PNC FINL SVCS GROUP INC COM 693475105 5,191 47,232 SH   SOLE   47,232 0 0
SONY CORP SPONSORED ADR 835699307 5,533 72,096 SH   SOLE   72,096 0 0
TJX COS INC NEW COM 872540109 2,940 52,837 SH   SOLE   52,837 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,266 25,607 SH   SOLE   25,607 0 0
UNITEDHEALTH GROUP INC COM 91324P102 5,287 16,959 SH   SOLE   16,959 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 6,933 116,773 SH   SOLE   116,773 0 0
VALERO ENERGY CORP COM 91913Y100 4,763 109,963 SH   SOLE   109,963 0 0
VISA INC COM CL A 92826C839 6,213 31,072 SH   SOLE   31,072 0 0
WORLD GOLD TR SPDR GLD MINIS 98149e204 1,917 102,002 SH   SOLE   102,002 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 1,043 31,978 SH   SOLE   31,978 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 2,961 75,265 SH   SOLE   75,265 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 545 19,934 SH   SOLE   19,934 0 0
BK OF AMERICA CORP COM 060505104 502 20,875 SH   SOLE   20,875 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 999 4,698 SH   SOLE   4,698 0 0
CISCO SYS INC COM 17275R102 598 15,177 SH   SOLE   15,177 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,675 69,598 SH   SOLE   69,598 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,570 14,891 SH   SOLE   14,891 0 0
ISHARES TR IBOXX INV CP ETF 464287242 1,324 9,832 SH   SOLE   9,832 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,974 65,351 SH   SOLE   65,351 0 0
ISHARES TR INTL SEL DIV ETF 464288448 541 21,706 SH   SOLE   21,706 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 5,826 38,897 SH   SOLE   38,897 0 0
ISHARES TR TIPS BD ETF 464287176 678 5,363 SH   SOLE   5,363 0 0
PFIZER INC COM 717081103 949 25,862 SH   SOLE   25,862 0 0
PROCTER AND GAMBLE CO COM 742718109 1,839 13,233 SH   SOLE   13,233 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1,322 37,504 SH   SOLE   37,504 0 0
REPUBLIC SVCS INC COM 760759100 438 4,693 SH   SOLE   4,693 0 0
SOUTHERN CO COM 842587107 620 11,443 SH   SOLE   11,443 0 0
SPDR SER TR BLOOMBERG BRCLYS 78468R622 789 7,572 SH   SOLE   7,572 0 0
STRYKER CORPORATION COM 863667101 611 2,933 SH   SOLE   2,933 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,106 9,479 SH   SOLE   9,479 0 0
ULTA BEAUTY INC COM 90384S303 570 2,549 SH   SOLE   2,549 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,590 106,155 SH   SOLE   106,155 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,391 38,447 SH   SOLE   38,447 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 438 12,194 SH   SOLE   12,194 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 533 9,031 SH   SOLE   9,031 0 0
FIRST TR EXCHANGE-TRADED FD LUNT US FACTOR 33733E872 581 22,890 SH   SOLE   22,890 0 0
INNOVATOR ETFS TR II LADRD FD S&P 500 45783G102 472 14,872 SH   SOLE   14,872 0 0
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 482 9,548 SH   SOLE   9,548 0 0
ISHARES TR CORE MSCI EAFE 46432F842 368 6,114 SH   SOLE   6,114 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 594 11,945 SH   SOLE   11,945 0 0
INTEL CORP COM 458140100 272 5,264 SH   SOLE   5,264 0 0
AMERISOURCEBERGEN CORP COM 03073e105 205 2,124 SH   SOLE   2,124 0 0
ANALOG DEVICES INC COM 032654105 354 3,038 SH   SOLE   3,038 0 0
DOCUSIGN INC COM 256163106 305 1,419 SH   SOLE   1,419 0 0
SQUARE INC CL A 852234103 384 2,368 SH   SOLE   2,368 0 0
FLEXSHARES TR QLT DIV DEF IDX 33939L845 3,504 79,259 SH   SOLE   79,259 0 0
ISHARES TR CONSER ALLOC ETF 464289883 2,298 61,838 SH   SOLE   61,838 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 4,405 47,943 SH   SOLE   47,943 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 7,808 122,527 SH   SOLE   122,527 0 0
ISHARES TR MSCI USA MMENTM 46432F396 6,913 46,904 SH   SOLE   46,904 0 0
ISHARES TR MSCI ACWI ETF 464288257 3,747 46,887 SH   SOLE   46,887 0 0
ISHARES TR MSCI USA SMCP MN 46435G433 2,869 98,204 SH   SOLE   98,204 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,875 29,877 SH   SOLE   29,877 0 0
DBX ETF TR XTRACK MSCI EMRG 233051101 1,995 82,149 SH   SOLE   82,149 0 0
PROSHARES TR SHORT S&P 500 NE 74347B425 501 24,681 SH   SOLE   24,681 0 0
SPDR GOLD TR GOLD SHS 78463V107 372 2,107 SH   SOLE   2,107 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 3,005 54,609 SH   SOLE   54,609 0 0
INVESCO ACTIVELY MANAGED ETF ACTIVE US REAL 46090A101 262 3,238 SH   SOLE   3,238 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,711 16,788 SH   SOLE   16,788 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 491 2,884 SH   SOLE   2,884 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 1,260 15,410 SH   SOLE   15,410 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,225 10,060 SH   SOLE   10,060 0 0
ISHARES TR JPMORGAN USD EMG 464288281 402 3,627 SH   SOLE   3,627 0 0
ALPHABET INC CAP STK CL A 02079K305 501 342 SH   SOLE   342 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 3,587 34,577 SH   SOLE   34,577 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 221 8,086 SH   SOLE   8,086 0 0
SPDR SER TR S&P DIVID ETF 78464A763 283 3,063 SH   SOLE   3,063 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,130 93,677 SH   SOLE   93,677 0 0
PACER FDS TR TRENDP US MID CP 69374H204 288 10,559 SH   SOLE   10,559 0 0
LINCOLN NATL CORP IND COM 534187109 218 6,983 SH   SOLE   6,983 0 0
PEPSICO INC COM 713448108 723 5,223 SH   SOLE   5,223 0 0
YUM BRANDS INC COM 988498101 271 2,975 SH   SOLE   2,975 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,274 87,594 SH   SOLE   87,594 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,984 23,950 SH   SOLE   23,950 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 509 16,647 SH   SOLE   16,647 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 665 16,275 SH   SOLE   16,275 0 0
DAVIS FUNDAMENTAL ETF TR SELECT WRLD WI 23908L306 332 12,911 SH   SOLE   12,911 0 0
VANECK VECTORS ETF TR LONG TREND ETF 92189F148 320 10,124 SH   SOLE   10,124 0 0
ISHARES TR NATIONAL MUN ETF 464288414 509 4,398 SH   SOLE   4,398 0 0
ISHARES TR CORE INTL AGGR 46435G672 580 10,425 SH   SOLE   10,425 0 0
ISHARES TR FALN ANGLS USD 46435G474 299 10,959 SH   SOLE   10,959 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,354 76,436 SH   SOLE   76,436 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 569 18,434 SH   SOLE   18,434 0 0
ISHARES INC MSCI GERMANY ETF 464286806 1,080 37,101 SH   SOLE   37,101 0 0
LOWES COS INC COM 548661107 318 1,921 SH   SOLE   1,921 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 302 1,028 SH   SOLE   1,028 0 0
MERCK & CO. INC COM 58933Y105 800 9,646 SH   SOLE   9,646 0 0
SANDSTORM GOLD LTD COM NEW 80013R206 102 12,128 SH   SOLE   12,128 0 0
ZOETIS INC CL A 98978V103 265 1,607 SH   SOLE   1,607 0 0
ISHARES TR CORE S&P500 ETF 464287200 331 987 SH   SOLE   987 0 0
ALPHABET INC CAP STK CL C 02079K107 290 198 SH   SOLE   198 0 0
IMMUNOMEDICS INC COM 452907108 2,835 33,348 SH   SOLE   33,348 0 0
ABBOTT LABS COM 002824100 402 3,699 SH   SOLE   3,699 0 0
COSTCO WHSL CORP NEW COM 22160K105 203 573 SH   SOLE   573 0 0
PHILLIPS 66 COM 718546104 346 6,691 SH   SOLE   6,691 0 0
COMCAST CORP NEW CL A 20030N101 283 6,130 SH   SOLE   6,130 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 264 1,684 SH   SOLE   1,684 0 0
MSCI INC COM 55354G100 219 615 SH   SOLE   615 0 0
NIKE INC CL B 654106103 204 1,629 SH   SOLE   1,629 0 0
AMERICAN EXPRESS CO COM 025816109 247 2,466 SH   SOLE   2,466 0 0
PPG INDS INC COM 693506107 303 2,490 SH   SOLE   2,490 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,488 29,710 SH   SOLE   29,710 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 333 8,161 SH   SOLE   8,161 0 0
FLIR SYS INC COM 302445101 358 10,006 SH   SOLE   10,006 0 0
WAYFAIR INC CL A 94419L101 218 750 SH   SOLE   750 0 0
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E885 92 15,981 SH   SOLE   15,981 0 0
STORE CAP CORP COM 862121100 534 19,500 SH   SOLE   19,500 0 0
ISHARES INC MSCI JAPN SMCETF 464286582 238 3,250 SH   SOLE   3,250 0 0
FIRST MERCHANTS CORP COM 320817109 317 13,610 SH   SOLE   13,610 0 0
SCOTTS MIRACLE GRO CO CL A 810186106 243 1,594 SH   SOLE   1,594 0 0
UNION PAC CORP COM 907818108 203 1,030 SH   SOLE   1,030 0 0
HOME DEPOT INC COM 437076102 328 1,180 SH   SOLE   1,180 0 0
ISHARES TR MBS ETF 464288588 230 2,084 SH   SOLE   2,084 0 0
FIRST TR MULTI CAP GROWTH AL COM SHS 33733F101 204 2,373 SH   SOLE   2,373 0 0
J P MORGAN EXCHANGE-TRADED F INTL BD OPP ETF 46641Q852 201 3,985 SH   SOLE   3,985 0 0
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 232 4,007 SH   SOLE   4,007 0 0
ISHARES TR CMBS ETF 46429B366 243 4,379 SH   SOLE   4,379 0 0
ISHARES INC MSCI EQUAL WEITE 464286681 358 5,860 SH   SOLE   5,860 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 322 7,332 SH   SOLE   7,332 0 0
J P MORGAN EXCHANGE-TRADED F U ULTRA SHRT INC 46641Q837 423 8,335 SH   SOLE   8,335 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 HY 46138J858 221 9,000 SH   SOLE   9,000 0 0
INNOVATOR ETFS TR IBD BREAKOUT 45782C763 221 9,352 SH   SOLE   9,352 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,134 9,602 SH   SOLE   9,602 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 381 11,421 SH   SOLE   11,421 0 0
FIRST TR EXCHNG TRADED FD VI US EQT BUFFER 33740F763 401 12,980 SH   SOLE   12,980 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 HY 46138J874 307 13,450 SH   SOLE   13,450 0 0
INNOVATOR ETFS TR IBD 50 ETF 45782C102 556 14,904 SH   SOLE   14,904 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817 389 16,569 SH   SOLE   16,569 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCAP QTY 46138G300 427 16,774 SH   SOLE   16,774 0 0
VANECK MERK GOLD TR GOLD TRUST 921078101 325 17,650 SH   SOLE   17,650 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 480 17,676 SH   SOLE   17,676 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 1,044 17,891 SH   SOLE   17,891 0 0
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230 774 27,201 SH   SOLE   27,201 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,623 30,743 SH   SOLE   30,743 0 0
ISHARES INC MSCI EMERG MRKT 464286533 1,786 32,370 SH   SOLE   32,370 0 0
ISHARES TR IBONDS 23 TRM HG 46435U150 785 33,186 SH   SOLE   33,186 0 0
ISHARES TR IBONDS 22 TRM HG 46435U176 808 33,964 SH   SOLE   33,964 0 0
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 1,292 38,924 SH   SOLE   38,924 0 0
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E230 1,699 40,783 SH   SOLE   40,783 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 1,296 44,547 SH   SOLE   44,547 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 3,108 45,620 SH   SOLE   45,620 0 0
INVESCO EXCH TRADED FD TR II S&P 500 ENHNCD 46138E396 1,304 47,842 SH   SOLE   47,842 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 1,916 78,091 SH   SOLE   78,091 0 0
ISHARES TR IBONDS DEC 29 464287457 2,355 87,082 SH   SOLE   87,082 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 2,417 99,163 SH   SOLE   99,163 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 3,122 99,645 SH   SOLE   99,645 0 0
ISHARES TR HDG MSCI EAFE 46434V803 2,997 108,837 SH   SOLE   108,837 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 5,262 194,034 SH   SOLE   194,034 0 0
GLOBAL X FDS US PFD ETF 37954Y657 5,207 210,290 SH   SOLE   210,290 0 0