The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   242,137 1,797 SH   SOLE 0 0 0 1,797
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   250,554 812 SH   SOLE 0 0 0 812
ALPHABET INC CAP STK CL A 02079K305   923,572 7,716 SH   SOLE 0 0 0 7,716
ALPHABET INC CAP STK CL C 02079K107   419,940 3,471 SH   SOLE 0 0 0 3,471
AMAZON COM INC COM 023135106   790,543 6,064 SH   SOLE 0 0 0 6,064
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   869,605 16,843 SH   SOLE 0 0 0 16,843
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   1,195,902 23,355 SH   SOLE 0 0 0 23,355
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   566,207 12,327 SH   SOLE 0 0 0 12,327
APPLE INC COM 037833100   2,491,490 12,845 SH   SOLE 0 0 0 12,845
ASML HOLDING N V N Y REGISTRY SHS N07059210   228,296 315 SH   SOLE 0 0 0 315
BANCO SANTANDER S.A. ADR 05964H105   120,657 32,522 SH   SOLE 0 0 0 32,522
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   686,433 2,013 SH   SOLE 0 0 0 2,013
BROADCOM INC COM 11135F101   307,057 354 SH   SOLE 0 0 0 354
CANADIAN NATL RY CO COM 136375102   228,984 1,891 SH   SOLE 0 0 0 1,891
CHEVRON CORP NEW COM 166764100   243,712 1,549 SH   SOLE 0 0 0 1,549
COCA COLA CO COM 191216100   299,917 4,980 SH   SOLE 0 0 0 4,980
COSTCO WHSL CORP NEW COM 22160K105   294,756 547 SH   SOLE 0 0 0 547
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   14,679,780 610,386 SH   SOLE 0 0 0 610,386
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   6,372,633 184,714 SH   SOLE 0 0 0 184,714
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   17,985,952 741,078 SH   SOLE 0 0 0 741,078
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   33,204,322 689,459 SH   SOLE 0 0 0 689,459
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   21,259,325 783,032 SH   SOLE 0 0 0 783,032
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,491,992 45,474 SH   SOLE 0 0 0 45,474
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,143,477 89,318 SH   SOLE 0 0 0 89,318
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,472,958 63,190 SH   SOLE 0 0 0 63,190
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   305,165 6,407 SH   SOLE 0 0 0 6,407
DOCGO INC COM 256086109   102,096 10,896 SH   SOLE 0 0 0 10,896
EXXON MOBIL CORP COM 30231G102   394,849 3,682 SH   SOLE 0 0 0 3,682
FLEXSHARES TR MORNSTAR USMKT 33939L100   2,230,959 13,235 SH   SOLE 0 0 0 13,235
FLEXSHARES TR M STAR DEV MKT 33939L803   771,143 11,882 SH   SOLE 0 0 0 11,882
FLEXSHARES TR MSTAR EMKT FAC 33939L308   832,978 17,094 SH   SOLE 0 0 0 17,094
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   174,665 93,906 SH   SOLE 0 0 0 93,906
HOME DEPOT INC COM 437076102   535,167 1,723 SH   SOLE 0 0 0 1,723
INTERNATIONAL BUSINESS MACHS COM 459200101   258,125 1,929 SH   SOLE 0 0 0 1,929
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   217,670 4,234 SH   SOLE 0 0 0 4,234
INVESCO QQQ TR UNIT SER 1 46090E103   545,633 1,477 SH   SOLE 0 0 0 1,477
ISHARES INC MSCI CDA ETF 464286509   683,457 19,533 SH   SOLE 0 0 0 19,533
ISHARES INC CORE MSCI EMKT 46434G103   2,129,920 43,212 SH   SOLE 0 0 0 43,212
ISHARES TR CORE MSCI EAFE 46432F842   7,998,778 118,500 SH   SOLE 0 0 0 118,500
ISHARES TR ESG AWR US AGRGT 46435U549   597,078 12,658 SH   SOLE 0 0 0 12,658
ISHARES TR COHEN STEER REIT 464287564   810,200 14,580 SH   SOLE 0 0 0 14,580
ISHARES TR MSCI EMG MKT ETF 464287234   212,812 5,379 SH   SOLE 0 0 0 5,379
ISHARES TR MSCI EAFE ETF 464287465   291,327 4,018 SH   SOLE 0 0 0 4,018
ISHARES TR CORE S&P MCP ETF 464287507   1,210,243 4,628 SH   SOLE 0 0 0 4,628
ISHARES TR S&P MC 400GR ETF 464287606   465,600 6,208 SH   SOLE 0 0 0 6,208
ISHARES TR CORE S&P500 ETF 464287200   423,338 950 SH   SOLE 0 0 0 950
ISHARES TR S&P 500 GRWT ETF 464287309   941,032 13,352 SH   SOLE 0 0 0 13,352
ISHARES TR RUS 1000 ETF 464287622   936,945 3,844 SH   SOLE 0 0 0 3,844
ISHARES TR RUS 1000 GRW ETF 464287614   2,524,676 9,175 SH   SOLE 0 0 0 9,175
ISHARES TR RUS 2000 VAL ETF 464287630   531,485 3,775 SH   SOLE 0 0 0 3,775
ISHARES TR RUSSELL 3000 ETF 464287689   14,056,091 55,235 SH   SOLE 0 0 0 55,235
ISHARES TR CORE S&P US VLU 464287663   308,192 3,938 SH   SOLE 0 0 0 3,938
ISHARES TR NATIONAL MUN ETF 464288414   268,319 2,514 SH   SOLE 0 0 0 2,514
ISHARES TR JPMORGAN USD EMG 464288281   374,020 4,322 SH   SOLE 0 0 0 4,322
ISHARES TR SHRT NAT MUN ETF 464288158   367,261 3,530 SH   SOLE 0 0 0 3,530
JOHNSON & JOHNSON COM 478160104   330,699 1,998 SH   SOLE 0 0 0 1,998
JPMORGAN CHASE & CO COM 46625H100   555,118 3,817 SH   SOLE 0 0 0 3,817
LILLY ELI & CO COM 532457108   385,958 823 SH   SOLE 0 0 0 823
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   62,799 28,545 SH   SOLE 0 0 0 28,545
MARRIOTT INTL INC NEW CL A 571903202   246,983 1,345 SH   SOLE 0 0 0 1,345
MCDONALDS CORP COM 580135101   377,006 1,263 SH   SOLE 0 0 0 1,263
MERCK & CO INC COM 58933Y105   281,836 2,442 SH   SOLE 0 0 0 2,442
META PLATFORMS INC CL A 30303M102   388,121 1,352 SH   SOLE 0 0 0 1,352
MICROSOFT CORP COM 594918104   2,509,718 7,370 SH   SOLE 0 0 0 7,370
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   56,471 18,394 SH   SOLE 0 0 0 18,394
NIKE INC CL B 654106103   276,927 2,509 SH   SOLE 0 0 0 2,509
NOMURA HLDGS INC SPONSORED ADR 65535H208   43,681 11,405 SH   SOLE 0 0 0 11,405
NVIDIA CORPORATION COM 67066G104   739,793 1,749 SH   SOLE 0 0 0 1,749
PFIZER INC COM 717081103   266,421 7,263 SH   SOLE 0 0 0 7,263
PROSHARES TR PSHS ULT S&P 500 74347R107   368,969 6,345 SH   SOLE 0 0 0 6,345
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   273,153 5,283 SH   SOLE 0 0 0 5,283
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,932,541 8,871 SH   SOLE 0 0 0 8,871
SPDR SER TR PRTFLO S&P500 VL 78464A508   797,202 18,454 SH   SOLE 0 0 0 18,454
SPDR SER TR S&P DIVID ETF 78464A763   283,160 2,310 SH   SOLE 0 0 0 2,310
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   250,988 2,487 SH   SOLE 0 0 0 2,487
TESLA INC COM 88160R101   655,719 2,505 SH   SOLE 0 0 0 2,505
UNITEDHEALTH GROUP INC COM 91324P102   638,983 1,329 SH   SOLE 0 0 0 1,329
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   908,958 12,505 SH   SOLE 0 0 0 12,505
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   790,284 10,458 SH   SOLE 0 0 0 10,458
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   490,517 10,035 SH   SOLE 0 0 0 10,035
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,805,468 4,433 SH   SOLE 0 0 0 4,433
VANGUARD INDEX FDS GROWTH ETF 922908736   1,406,311 4,970 SH   SOLE 0 0 0 4,970
VANGUARD INDEX FDS LARGE CAP ETF 922908637   913,005 4,504 SH   SOLE 0 0 0 4,504
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   377,794 1,836 SH   SOLE 0 0 0 1,836
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   262,172 1,895 SH   SOLE 0 0 0 1,895
VANGUARD INDEX FDS VALUE ETF 922908744   770,841 5,425 SH   SOLE 0 0 0 5,425
VANGUARD INDEX FDS MID CAP ETF 922908629   318,376 1,446 SH   SOLE 0 0 0 1,446
VANGUARD INDEX FDS SM CP VAL ETF 922908611   514,664 3,112 SH   SOLE 0 0 0 3,112
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   300,085 3,591 SH   SOLE 0 0 0 3,591
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,875,284 17,593 SH   SOLE 0 0 0 17,593
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   562,429 3,779 SH   SOLE 0 0 0 3,779
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   417,842 10,271 SH   SOLE 0 0 0 10,271
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,597,320 26,782 SH   SOLE 0 0 0 26,782
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   5,557,149 28,145 SH   SOLE 0 0 0 28,145
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   867,522 18,786 SH   SOLE 0 0 0 18,786
VANGUARD WORLD FD MEGA GRWTH IND 921910816   845,961 3,595 SH   SOLE 0 0 0 3,595
WIPRO LTD SPON ADR 1 SH 97651M109   74,005 15,679 SH   SOLE 0 0 0 15,679