The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   605,472 5,837 SH   SOLE 0 0 0 5,837
ALPHABET INC CAP STK CL C 02079K107   376,064 3,616 SH   SOLE 0 0 0 3,616
AMAZON COM INC COM 023135106   402,521 3,897 SH   SOLE 0 0 0 3,897
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   636,881 13,186 SH   SOLE 0 0 0 13,186
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   1,091,865 21,593 SH   SOLE 0 0 0 21,593
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   537,100 11,994 SH   SOLE 0 0 0 11,994
APPLE INC COM 037833100   1,932,889 11,722 SH   SOLE 0 0 0 11,722
BANCO SANTANDER S.A. ADR 05964H105   94,818 25,696 SH   SOLE 0 0 0 25,696
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   564,740 1,829 SH   SOLE 0 0 0 1,829
CISCO SYS INC COM 17275R102   214,883 4,111 SH   SOLE 0 0 0 4,111
COSTCO WHSL CORP NEW COM 22160K105   261,576 526 SH   SOLE 0 0 0 526
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   17,074,474 709,515 SH   SOLE 0 0 0 709,515
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   30,594,315 688,596 SH   SOLE 0 0 0 688,596
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   18,252,794 716,358 SH   SOLE 0 0 0 716,358
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,427,800 46,068 SH   SOLE 0 0 0 46,068
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,974,662 89,318 SH   SOLE 0 0 0 89,318
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,117,003 48,439 SH   SOLE 0 0 0 48,439
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   990,989 20,511 SH   SOLE 0 0 0 20,511
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   13,896,224 589,073 SH   SOLE 0 0 0 589,073
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   6,218,408 185,735 SH   SOLE 0 0 0 185,735
DOCGO INC COM 256086109   94,250 10,896 SH   SOLE 0 0 0 10,896
EXXON MOBIL CORP COM 30231G102   305,702 2,788 SH   SOLE 0 0 0 2,788
FLEXSHARES TR M STAR DEV MKT 33939L803   761,929 11,824 SH   SOLE 0 0 0 11,824
FLEXSHARES TR MSTAR EMKT FAC 33939L308   836,353 17,036 SH   SOLE 0 0 0 17,036
FLEXSHARES TR MORNSTAR USMKT 33939L100   2,013,009 12,835 SH   SOLE 0 0 0 12,835
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   124,895 93,906 SH   SOLE 0 0 0 93,906
HOME DEPOT INC COM 437076102   498,846 1,690 SH   SOLE 0 0 0 1,690
INTERNATIONAL BUSINESS MACHS COM 459200101   237,374 1,811 SH   SOLE 0 0 0 1,811
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   211,107 4,234 SH   SOLE 0 0 0 4,234
INVESCO QQQ TR UNIT SER 1 46090E103   523,116 1,630 SH   SOLE 0 0 0 1,630
ISHARES INC MSCI CDA ETF 464286509   660,937 19,337 SH   SOLE 0 0 0 19,337
ISHARES INC CORE MSCI EMKT 46434G103   2,090,836 42,854 SH   SOLE 0 0 0 42,854
ISHARES TR CORE MSCI EAFE 46432F842   7,805,025 116,754 SH   SOLE 0 0 0 116,754
ISHARES TR ESG AWR US AGRGT 46435U549   608,343 12,658 SH   SOLE 0 0 0 12,658
ISHARES TR JPMORGAN USD EMG 464288281   262,717 3,045 SH   SOLE 0 0 0 3,045
ISHARES TR COHEN STEER REIT 464287564   807,644 14,542 SH   SOLE 0 0 0 14,542
ISHARES TR CORE S&P MCP ETF 464287507   1,157,849 4,628 SH   SOLE 0 0 0 4,628
ISHARES TR S&P MC 400GR ETF 464287606   443,934 6,208 SH   SOLE 0 0 0 6,208
ISHARES TR CORE S&P500 ETF 464287200   389,581 948 SH   SOLE 0 0 0 948
ISHARES TR RUS 1000 ETF 464287622   865,663 3,843 SH   SOLE 0 0 0 3,843
ISHARES TR RUS 1000 GRW ETF 464287614   2,241,534 9,174 SH   SOLE 0 0 0 9,174
ISHARES TR RUS 2000 VAL ETF 464287630   515,033 3,759 SH   SOLE 0 0 0 3,759
ISHARES TR RUSSELL 3000 ETF 464287689   12,973,253 55,109 SH   SOLE 0 0 0 55,109
ISHARES TR MSCI EAFE ETF 464287465   247,170 3,456 SH   SOLE 0 0 0 3,456
ISHARES TR MSCI EMG MKT ETF 464287234   210,638 5,338 SH   SOLE 0 0 0 5,338
JOHNSON & JOHNSON COM 478160104   267,146 1,724 SH   SOLE 0 0 0 1,724
JPMORGAN CHASE & CO COM 46625H100   428,560 3,289 SH   SOLE 0 0 0 3,289
LILLY ELI & CO COM 532457108   267,515 779 SH   SOLE 0 0 0 779
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   54,091 23,315 SH   SOLE 0 0 0 23,315
MARRIOTT INTL INC NEW CL A 571903202   222,287 1,339 SH   SOLE 0 0 0 1,339
MICROSOFT CORP COM 594918104   1,548,963 5,373 SH   SOLE 0 0 0 5,373
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   30,905 10,959 SH   SOLE 0 0 0 10,959
NVIDIA CORPORATION COM 67066G104   393,606 1,417 SH   SOLE 0 0 0 1,417
PROSHARES TR PSHS ULT S&P 500 74347R107   318,526 6,345 SH   SOLE 0 0 0 6,345
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,631,048 8,869 SH   SOLE 0 0 0 8,869
SPDR SER TR PRTFLO S&P500 VL 78464A508   748,538 18,383 SH   SOLE 0 0 0 18,383
SPDR SER TR S&P DIVID ETF 78464A763   285,770 2,310 SH   SOLE 0 0 0 2,310
TESLA INC COM 88160R101   462,636 2,230 SH   SOLE 0 0 0 2,230
UNITEDHEALTH GROUP INC COM 91324P102   264,974 561 SH   SOLE 0 0 0 561
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   409,128 5,541 SH   SOLE 0 0 0 5,541
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   357,233 4,670 SH   SOLE 0 0 0 4,670
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   320,202 6,545 SH   SOLE 0 0 0 6,545
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,667,115 4,433 SH   SOLE 0 0 0 4,433
VANGUARD INDEX FDS LARGE CAP ETF 922908637   586,971 3,142 SH   SOLE 0 0 0 3,142
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   357,818 1,836 SH   SOLE 0 0 0 1,836
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   253,958 1,894 SH   SOLE 0 0 0 1,894
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,589,184 17,585 SH   SOLE 0 0 0 17,585
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   535,424 3,819 SH   SOLE 0 0 0 3,819
VANGUARD INDEX FDS VALUE ETF 922908744   744,461 5,390 SH   SOLE 0 0 0 5,390
VANGUARD INDEX FDS MID CAP ETF 922908629   208,560 989 SH   SOLE 0 0 0 989
VANGUARD INDEX FDS SM CP VAL ETF 922908611   492,913 3,105 SH   SOLE 0 0 0 3,105
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   318,065 3,830 SH   SOLE 0 0 0 3,830
VANGUARD INDEX FDS GROWTH ETF 922908736   1,286,612 5,158 SH   SOLE 0 0 0 5,158
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   412,721 10,216 SH   SOLE 0 0 0 10,216
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,456,138 26,671 SH   SOLE 0 0 0 26,671
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   4,801,704 26,196 SH   SOLE 0 0 0 26,196
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   844,642 18,699 SH   SOLE 0 0 0 18,699
VANGUARD WORLD FD MEGA GRWTH IND 921910816   734,327 3,591 SH   SOLE 0 0 0 3,591