The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   202,368 1,252 SH   SOLE 0 0 0 1,252
ALPHABET INC CAP STK CL C 02079K107   239,571 2,700 SH   SOLE 0 0 0 2,700
ALPHABET INC CAP STK CL A 02079K305   463,560 5,254 SH   SOLE 0 0 0 5,254
AMAZON COM INC COM 023135106   215,628 2,567 SH   SOLE 0 0 0 2,567
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   269,108 5,883 SH   SOLE 0 0 0 5,883
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   696,318 14,793 SH   SOLE 0 0 0 14,793
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072315   337,782 7,911 SH   SOLE 0 0 0 7,911
APPLE INC COM 037833100   1,382,905 10,643 SH   SOLE 0 0 0 10,643
BANCO SANTANDER S.A. ADR 05964H105   73,676 24,975 SH   SOLE 0 0 0 24,975
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   510,303 1,652 SH   SOLE 0 0 0 1,652
COSTCO WHSL CORP NEW COM 22160K105   226,633 496 SH   SOLE 0 0 0 496
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   12,434,324 553,621 SH   SOLE 0 0 0 553,621
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   6,285,033 187,725 SH   SOLE 0 0 0 187,725
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   14,552,294 651,109 SH   SOLE 0 0 0 651,109
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   28,708,796 689,949 SH   SOLE 0 0 0 689,949
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   15,453,950 636,489 SH   SOLE 0 0 0 636,489
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,410,408 47,124 SH   SOLE 0 0 0 47,124
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   3,960,256 90,108 SH   SOLE 0 0 0 90,108
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,045,955 48,424 SH   SOLE 0 0 0 48,424
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   698,265 14,605 SH   SOLE 0 0 0 14,605
DOCGO INC COM 256086109   77,035 10,896 SH   SOLE 0 0 0 10,896
EXXON MOBIL CORP COM 30231G102   303,074 2,748 SH   SOLE 0 0 0 2,748
FLEXSHARES TR M STAR DEV MKT 33939L803   780,163 12,929 SH   SOLE 0 0 0 12,929
FLEXSHARES TR MSTAR EMKT FAC 33939L308   870,389 18,606 SH   SOLE 0 0 0 18,606
FLEXSHARES TR MORNSTAR USMKT 33939L100   1,452,378 9,774 SH   SOLE 0 0 0 9,774
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   158,701 93,906 SH   SOLE 0 0 0 93,906
HOME DEPOT INC COM 437076102   545,590 1,727 SH   SOLE 0 0 0 1,727
INTERNATIONAL BUSINESS MACHS COM 459200101   277,944 1,973 SH   SOLE 0 0 0 1,973
INVESCO QQQ TR UNIT SER 1 46090E103   434,036 1,630 SH   SOLE 0 0 0 1,630
ISHARES INC MSCI CDA ETF 464286509   632,898 19,337 SH   SOLE 0 0 0 19,337
ISHARES INC CORE MSCI EMKT 46434G103   2,001,271 42,854 SH   SOLE 0 0 0 42,854
ISHARES TR CORE MSCI EAFE 46432F842   7,221,275 117,152 SH   SOLE 0 0 0 117,152
ISHARES TR ESG AWR US AGRGT 46435U549   579,576 12,400 SH   SOLE 0 0 0 12,400
ISHARES TR COHEN STEER REIT 464287564   794,685 14,491 SH   SOLE 0 0 0 14,491
ISHARES TR MSCI EAFE ETF 464287465   226,849 3,456 SH   SOLE 0 0 0 3,456
ISHARES TR CORE S&P MCP ETF 464287507   1,126,345 4,656 SH   SOLE 0 0 0 4,656
ISHARES TR S&P MC 400GR ETF 464287606   424,006 6,208 SH   SOLE 0 0 0 6,208
ISHARES TR CORE S&P500 ETF 464287200   365,734 952 SH   SOLE 0 0 0 952
ISHARES TR RUS 1000 ETF 464287622   808,955 3,843 SH   SOLE 0 0 0 3,843
ISHARES TR RUS 1000 GRW ETF 464287614   1,965,346 9,174 SH   SOLE 0 0 0 9,174
ISHARES TR RUS 2000 VAL ETF 464287630   518,675 3,740 SH   SOLE 0 0 0 3,740
ISHARES TR RUSSELL 3000 ETF 464287689   12,140,385 55,014 SH   SOLE 0 0 0 55,014
ISHARES TR MSCI EMG MKT ETF 464287234   202,310 5,338 SH   SOLE 0 0 0 5,338
JOHNSON & JOHNSON COM 478160104   348,149 1,971 SH   SOLE 0 0 0 1,971
JPMORGAN CHASE & CO COM 46625H100   446,121 3,327 SH   SOLE 0 0 0 3,327
LILLY ELI & CO COM 532457108   268,517 734 SH   SOLE 0 0 0 734
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   48,176 21,898 SH   SOLE 0 0 0 21,898
MICROSOFT CORP COM 594918104   1,235,972 5,154 SH   SOLE 0 0 0 5,154
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   28,787 10,136 SH   SOLE 0 0 0 10,136
PFIZER INC COM 717081103   266,306 5,197 SH   SOLE 0 0 0 5,197
PROSHARES TR PSHS ULT S&P 500 74347R107   282,041 6,345 SH   SOLE 0 0 0 6,345
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,384,245 8,849 SH   SOLE 0 0 0 8,849
SPDR SER TR PRTFLO S&P500 VL 78464A508   754,369 19,398 SH   SOLE 0 0 0 19,398
SPDR SER TR S&P DIVID ETF 78464A763   289,004 2,310 SH   SOLE 0 0 0 2,310
TESLA INC COM 88160R101   216,058 1,754 SH   SOLE 0 0 0 1,754
UNITEDHEALTH GROUP INC COM 91324P102   262,802 496 SH   SOLE 0 0 0 496
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   215,892 3,005 SH   SOLE 0 0 0 3,005
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   607,928 8,076 SH   SOLE 0 0 0 8,076
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   214,006 4,512 SH   SOLE 0 0 0 4,512
VANGUARD INDEX FDS LARGE CAP ETF 922908637   545,214 3,130 SH   SOLE 0 0 0 3,130
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   330,039 1,836 SH   SOLE 0 0 0 1,836
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   256,128 1,894 SH   SOLE 0 0 0 1,894
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,553,160 4,421 SH   SOLE 0 0 0 4,421
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,332,342 17,429 SH   SOLE 0 0 0 17,429
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   507,392 3,819 SH   SOLE 0 0 0 3,819
VANGUARD INDEX FDS VALUE ETF 922908744   754,732 5,377 SH   SOLE 0 0 0 5,377
VANGUARD INDEX FDS MID CAP ETF 922908629   202,843 995 SH   SOLE 0 0 0 995
VANGUARD INDEX FDS SM CP VAL ETF 922908611   491,889 3,098 SH   SOLE 0 0 0 3,098
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   394,914 4,788 SH   SOLE 0 0 0 4,788
VANGUARD INDEX FDS GROWTH ETF 922908736   1,101,779 5,170 SH   SOLE 0 0 0 5,170
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   413,550 10,609 SH   SOLE 0 0 0 10,609
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,614,677 30,336 SH   SOLE 0 0 0 30,336
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,450,267 31,048 SH   SOLE 0 0 0 31,048
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,148,678 15,277 SH   SOLE 0 0 0 15,277
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   3,972,248 23,128 SH   SOLE 0 0 0 23,128
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   794,233 18,924 SH   SOLE 0 0 0 18,924
VANGUARD WORLD FD MEGA GRWTH IND 921910816   616,963 3,586 SH   SOLE 0 0 0 3,586