The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,285 9,300 SH   SOLE   9,300 0 0
ARES CAPITAL CORP COM 04010L103 279 16,551 SH   SOLE   16,551 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 318 1,407 SH   SOLE   1,407 0 0
BLACKSTONE INC COM 09260D107 222 2,650 SH   SOLE   2,150 500 0
COLGATE PALMOLIVE CO COM 194162103 253 3,603 SH   SOLE   3,603 0 0
EXXON MOBIL CORP COM 30231G102 652 7,470 SH   SOLE   7,470 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,569 93,929 SH   SOLE   91,224 2,705 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,309 10,367 SH   SOLE   9,967 400 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 2,264 81,615 SH   SOLE   79,715 1,900 0
INTERNATIONAL BUSINESS MACHS COM 459200101 400 3,365 SH   SOLE   3,365 0 0
INVESCO ACTIVELY MANAGED ETF S&P500 DOWNSID 46090A705 3,093 90,990 SH   SOLE   88,635 2,355 0
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 3,939 95,925 SH   SOLE   93,485 2,440 0
INVESCO EXCHANGE TRADED FD T DWA HEALTHCARE 46137V852 414 3,415 SH   SOLE   3,360 55 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,032 18,828 SH   SOLE   18,113 715 0
ISHARES INC ESG AWR MSCI EM 46434G863 1,465 52,935 SH   SOLE   52,020 915 0
ISHARES INC CORE MSCI EMKT 46434G103 1,337 31,119 SH   SOLE   30,184 935 0
ISHARES TR CONV BD ETF 46435G102 2,682 38,925 SH   SOLE   38,260 665 0
ISHARES TR CORE MSCI EAFE 46432F842 224 4,261 SH   SOLE   4,181 80 0
ISHARES TR CORE S&P MCP ETF 464287507 1,225 5,589 SH   SOLE   5,489 100 0
ISHARES TR CORE S&P SCP ETF 464287804 3,326 38,150 SH   SOLE   37,510 640 0
ISHARES TR CORE US AGGBD ET 464287226 2,967 30,795 SH   SOLE   28,790 2,005 0
ISHARES TR ESG AW MSCI EAFE 46435G516 2,075 36,965 SH   SOLE   35,930 1,035 0
ISHARES TR EXPANDED TECH 464287515 607 2,425 SH   SOLE   2,375 50 0
ISHARES TR MSCI EAFE ETF 464287465 4,575 81,673 SH   SOLE   79,538 2,135 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,341 95,789 SH   SOLE   93,054 2,735 0
ISHARES TR MSCI INTL QUALTY 46434V456 2,551 91,825 SH   SOLE   89,575 2,250 0
ISHARES TR MSCI KLD400 SOC 464288570 1,634 24,395 SH   SOLE   23,610 785 0
ISHARES TR MSCI USA MMENTM 46432F396 6,955 53,020 SH   SOLE   51,605 1,415 0
ISHARES TR NATIONAL MUN ETF 464288414 3,717 36,240 SH   SOLE   36,140 100 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,618 12,442 SH   SOLE   12,347 95 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,348 17,267 SH   SOLE   17,117 150 0
ISHARES TR RUS MID CAP ETF 464287499 2,121 34,133 SH   SOLE   33,493 640 0
ISHARES TR RUSSELL 2000 ETF 464287655 13,258 80,391 SH   SOLE   78,451 1,940 0
ISHARES TR SHRT NAT MUN ETF 464288158 6,778 66,020 SH   SOLE   65,845 175 0
JOHNSON & JOHNSON COM 478160104 308 1,888 SH   SOLE   1,888 0 0
MICROSOFT CORP COM 594918104 535 2,297 SH   SOLE   2,297 0 0
PFIZER INC COM 717081103 296 6,767 SH   SOLE   6,767 0 0
SPDR GOLD TR GOLD SHS 78463V107 4,324 27,955 SH   SOLE   27,110 845 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,969 76,334 SH   SOLE   74,729 1,605 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,421 37,574 SH   SOLE   36,543 1,031 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,142 5,333 SH   SOLE   5,243 90 0
SPDR SER TR BBG CONV SEC ETF 78464A359 5,149 81,347 SH   SOLE   79,277 2,070 0
SPDR SER TR BLOOMBERG INTL T 78464A516 3,007 144,365 SH   SOLE   140,710 3,655 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 5,634 75,299 SH   SOLE   70,619 4,680 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,511 43,797 SH   SOLE   42,472 1,325 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,197 6,672 SH   SOLE   6,672 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,463 342,188 SH   SOLE   328,773 13,415 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 3,422 15,299 SH   SOLE   14,509 790 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 230 748 SH   SOLE   748 0 0