The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1St Comnwlth Finl Co COM 319829107 9,904 738 SH   SOLE   0 0 738
3M Company COM 88579Y101 27,823 215 SH   SOLE   0 0 215
Abbott Laboratories COM 002824100 184,488 1,698 SH   SOLE   0 0 1,698
AbbVie Inc COM 00287Y109 213,352 1,393 SH   SOLE   0 0 1,393
Accenture Plc Cl A SHS CLASS A G1151C101 19,158 69 SH   SOLE   0 0 69
Air Prod & Chemicals Inc COM 009158106 24,048 100 SH   SOLE   0 0 100
Alphabet Inc Class A CAP STK CL A 02079K305 28,330 13 SH   SOLE   0 0 13
Alphabet Inc Class C CAP STK CL C 02079K107 28,437 13 SH   SOLE   0 0 13
Alps Alerian Mlp ETF ALERIAN MLP 00162Q452 40,685 1,181 SH   SOLE   0 0 1,181
Altria Group, Inc. COM 02209S103 29,239 700 SH   SOLE   0 0 700
Amazon Com Inc COM 023135106 38,236 360 SH   SOLE   0 0 360
Ambev Sa ADR SPONSORED ADR 02319V103 954 380 SH   SOLE   0 0 380
Amer Electric Pwr Co Inc COM 025537101 19,188 200 SH   SOLE   0 0 200
American Express Stock COM 025816109 99,945 721 SH   SOLE   0 0 721
American Intl Group Inc COM NEW 026874784 106,146 2,076 SH   SOLE   0 0 2,076
Amgen Incorporated COM 031162100 48,660 200 SH   SOLE   0 0 200
Apple Computer Inc COM 037833100 1,252,588 9,162 SH   SOLE   0 0 9,162
Arcturus Therapeutics Holdings Inc COM 03969T109 1,574 100 SH   SOLE   0 0 100
Ares Capital Corp COM 04010L103 290,409 16,197 SH   SOLE   0 0 16,197
Asml Holding Nv New N Y REGISTRY SHS N07059210 14,276 30 SH   SOLE   0 0 30
Astrazeneca Plc ADR SPONSORED ADR 046353108 92,498 1,400 SH   SOLE   0 0 1,400
AT&T Corp. Com. COM 00206R102 4,045 193 SH   SOLE   0 0 193
ATLAS ORD SHS Y0436Q109 4,916 459 SH   SOLE   0 0 459
Auto Data Processing COM 053015103 295,455 1,407 SH   SOLE   0 0 1,407
Avis Budget Group Inc COM 053774105 1,471 10 SH   SOLE   0 0 10
Baidu Inc ADR SPON ADR REP A 056752108 3,570 24 SH   SOLE   0 0 24
Bank Of America Corp COM 060505104 64,372 2,068 SH   SOLE   0 0 2,068
Bank Of Ny Mellon Cp New COM 064058100 8,676 208 SH   SOLE   0 0 208
Becton Dickinson & Co COM 075887109 159,916 649 SH   SOLE   0 0 649
Blackstone Group LP COM CL A 09260D107 241,760 2,650 SH   SOLE   0 0 2,650
Boeing Co COM 097023105 64,258 470 SH   SOLE   0 0 470
Broadridge Financial Solutions Inc. COM 11133T103 63,150 443 SH   SOLE   0 0 443
Carnival Corp New UNIT 99/99/9999 143658300 9,515 1,100 SH   SOLE   0 0 1,100
Caterpillar Inc COM 149123101 62,566 350 SH   SOLE   0 0 350
Centene Corp COM 15135B101 8,969 106 SH   SOLE   0 0 106
Charter Communicatn CL A 16119P108 3,280 7 SH   SOLE   0 0 7
Chevron Texaco Corp COM 166764100 25,047 173 SH   SOLE   0 0 173
Cigna Corp COM 125523100 527 2 SH   SOLE   0 0 2
Cisco Systems Inc COM 17275R102 67,499 1,583 SH   SOLE   0 0 1,583
Cme Group Inc Cl A COM 12572Q105 5,118 25 SH   SOLE   0 0 25
Coca Cola COM 191216100 78,889 1,254 SH   SOLE   0 0 1,254
Colgate-Palmolive Co COM 194162103 299,563 3,738 SH   SOLE   0 0 3,738
Comcast Corp New Cl A CL A 20030N101 21,660 552 SH   SOLE   0 0 552
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 34,679 639 SH   SOLE   0 0 639
Cormedix Inc COM 21900C308 4,020 1,000 SH   SOLE   0 0 1,000
Corporate Office Properties Trust SH BEN INT 22002T108 105 4 SH   SOLE   0 0 4
Corteva Inc com COM 22052L104 3,303 61 SH   SOLE   0 0 61
CVS Caremark Corp COM 126650100 17,956 194 SH   SOLE   0 0 194
Danaher Corp COM 235851102 11,408 45 SH   SOLE   0 0 45
Deere & Co COM 244199105 11,979 40 SH   SOLE   0 0 40
DISH Network Corp CL A 25470M109 7,190 401 SH   SOLE   0 0 401
Disney Walt Hldg Co COM DISNEY 254687106 72,899 772 SH   SOLE   0 0 772
Dow Chemical Company COM 260557103 3,148 61 SH   SOLE   0 0 61
Eaton Corporation SHS G29183103 4,662 37 SH   SOLE   0 0 37
EchoStar Corp CL A 278768106 2,027 105 SH   SOLE   0 0 105
ELANCO ANIMAL HEALTH INC COM 28414H103 1,767 90 SH   SOLE   0 0 90
Emerson Electric Co COM 291011104 3,182 40 SH   SOLE   0 0 40
Endo International PLC SHS G30401106 186 400 SH   SOLE   0 0 400
Eog Resources Inc COM 26875P101 77,308 700 SH   SOLE   0 0 700
Epr Properties COM SH BEN INT 26884U109 8,823 188 SH   SOLE   0 0 188
Exxon Mobil Corporation COM 30231G102 647,010 7,555 SH   SOLE   0 0 7,555
Fedex Corporation COM 31428X106 9,068 40 SH   SOLE   0 0 40
Fidelity MSCI Health Care ETF MSCI HLTH CARE I 316092600 971 16 SH   SOLE   0 0 16
Fidelity MSCI Real Estate ETF MSCI RL EST ETF 316092857 5,351 197 SH   SOLE   0 0 197
First Trust Dow Jones Internet ETF DJ INTERNT IDX 33733E302 1,291,514 10,167 SH   SOLE   0 0 10,167
First Trust Global GBL WND ENRG ETF 33736G106 120,626 7,005 SH   SOLE   0 0 7,005
Ford Motor Company COM 345370860 723 65 SH   SOLE   0 0 65
Forgent Networks Inc COM 04649U102 257 45 SH   SOLE   0 0 45
Fresenius Med Care ADR SPONSORED ADR 358029106 23,942 960 SH   SOLE   0 0 960
G C P Applied Techno COM 36164Y101 14,326 458 SH   SOLE   0 0 458
General Dynamics Corp COM 369550108 14,735 67 SH   SOLE   0 0 67
General Electric COM 369604301 9,874 155 SH   SOLE   0 0 155
General Motors Stock COM 37045V100 3,970 125 SH   SOLE   0 0 125
Gilead Sciences Inc COM 375558103 18,543 300 SH   SOLE   0 0 300
Goldman Sachs Group Inc COM 38141G104 5,940 20 SH   SOLE   0 0 20
Guggenheim S&P 500 Equal Weight S&P500 EQL WGT 46137V357 53,021 395 SH   SOLE   0 0 395
Guggenheim S&P Global S&P GBL WATER 46138E263 4,223,977 95,695 SH   SOLE   0 0 95,695
Hawaiian Elec Industries COM 419870100 24,540 600 SH   SOLE   0 0 600
Honeywell International COM 438516106 77,345 445 SH   SOLE   0 0 445
Illinois Tool Works Inc COM 452308109 7,290 40 SH   SOLE   0 0 40
Intel Corp COM 458140100 25,430 680 SH   SOLE   0 0 680
International Business Machines COM 459200101 474,285 3,359 SH   SOLE   0 0 3,359
Invesco Financial Preferred ETF FINL PFD ETF 46137V621 35,850 2,307 SH   SOLE   0 0 2,307
IQ Hedge Multi Strat ETF HEDGE MLTI ETF 45409B107 2,336,801 81,450 SH   SOLE   0 0 81,450
iShares Barclays Aggregate Bond CORE US AGGBD ET 464287226 5,439,880 53,500 SH   SOLE   0 0 53,500
iShares Cohen & Steers Realty Majors COHEN STEER REIT 464287564 50,561 832 SH   SOLE   0 0 832
Ishares Core Msci CORE MSCI EMKT 46434G103 1,420,483 28,954 SH   SOLE   0 0 28,954
iShares Core MSCI Eafe CORE MSCI EAFE 46432F842 251,643 4,276 SH   SOLE   0 0 4,276
iShares Edge MSCI Intl Quality Fctr ETF MSCI INTL QUALTY 46434V456 2,703,901 87,420 SH   SOLE   0 0 87,420
iShares Edge MSCI Min Vol Emerging Mkts MSCI EMERG MRKT 464286533 776 14 SH   SOLE   0 0 14
iShares Edge MSCI USA Momentum Fctr ETF MSCI USA MMENTM 46432F396 7,183,972 52,680 SH   SOLE   0 0 52,680
iShares ESG MSCI EAFE ETF ESG AW MSCI EAFE 46435G516 2,248,377 35,825 SH   SOLE   0 0 35,825
iShares ESG MSCI EM ETF ESG AW MSCI EAFE 46434G863 1,635,855 50,630 SH   SOLE   0 0 50,630
iShares Gold Trust ISHARES 464285204 89,961 2,622 SH   SOLE   0 0 2,622
iShares MSCI Eafe Index MSCI EAFE ETF 464287465 5,093,754 81,513 SH   SOLE   0 0 81,513
iShares MSCI Emerging Markets Index MSCI EMG MKT ETF 464287234 3,770,550 94,029 SH   SOLE   0 0 94,029
iShares MSCI ETF MSCI EAFE MIN VL 46429B689 633 10 SH   SOLE   0 0 10
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 1,734,947 24,130 SH   SOLE   0 0 24,130
iShares Nasdaq NASDAQ BIOTECH 464287556 18,350 156 SH   SOLE   0 0 156
iShares Nationl Amt Free NATIONAL MUN ETF 464288414 4,262,367 40,075 SH   SOLE   0 0 40,075
iShares Russell 1000 Growth Index RUS 1000 GRW ETF 464287614 2,721,065 12,442 SH   SOLE   0 0 12,442
iShares Russell 1000 Value Index RUS 1000 VAL ETF 464287598 2,517,697 17,367 SH   SOLE   0 0 17,367
iShares Russell 2000 Index RUSSELL 2000 ETF 464287655 13,598,941 80,296 SH   SOLE   0 0 80,296
iShares S&P 500 Growth Index S&P 500 GRWT ETF 464287309 90,618 1,502 SH   SOLE   0 0 1,502
iShares S&P 500 Index CORE S&P500 ETF 464287200 59,147 156 SH   SOLE   0 0 156
iShares S&P Midcap 400 Index CORE S&P MCP ETF 464287507 1,287,022 5,689 SH   SOLE   0 0 5,689
iShares S&P Midcap 400 Value Index CORE S&P MCP ETF 464287705 2,266 24 SH   SOLE   0 0 24
iShares S&P Smallcap 600 Index CORE S&P SCP ETF 464287804 3,424,715 37,060 SH   SOLE   0 0 37,060
iShares S&P Smallcap 600 Value Index SP SMCP600VL ETF 464287879 712 8 SH   SOLE   0 0 8
iShares S&P Smll Cap 600 S&P SML 600 GWT 464287887 3,897 37 SH   SOLE   0 0 37
Ishares Short Term Ntnl SHRT NAT MUN ETF 464288158 7,368,245 70,395 SH   SOLE   0 0 70,395
iShares Silver Trust ISHARES 46428Q109 9,581 514 SH   SOLE   0 0 514
iShares Tr Barclays Bond 1 3 YR TREAS BD 464287457 10 0 SH   SOLE   0 0 0
iShares US Real Estate U.S. REAL ES ETF 464287739 4,599 50 SH   SOLE   0 0 50
Johnson & Johnson COM 478160104 315,414 1,777 SH   SOLE   0 0 1,777
JP Morgan COM 46625H100 195,378 1,735 SH   SOLE   0 0 1,735
Kraft Heinz Company COM 500754106 4,386 115 SH   SOLE   0 0 115
Lab Cp Of Amer Hldg New COM NEW 50540R409 14,062 60 SH   SOLE   0 0 60
Lilly Eli & Company COM 532457108 32,423 100 SH   SOLE   0 0 100
Lyft Inc CL A COM 55087P104 598 45 SH   SOLE   0 0 45
Mc Donalds Corp. COM 580135101 71,595 290 SH   SOLE   0 0 290
Melco Resorts & Entertainment ADR 585464100 903 157 SH   SOLE   0 0 157
Merck & Co. Inc. COM 58933Y105 192,369 2,110 SH   SOLE   0 0 2,110
Metlife Inc COM 59156R108 2,449 39 SH   SOLE   0 0 39
MGM Resorts International COM 552953101 1,592 55 SH   SOLE   0 0 55
Microsoft Corp COM 594918104 561,624 2,187 SH   SOLE   0 0 2,187
Mondelez Intl Inc Cl A CL A 609207105 52,218 841 SH   SOLE   0 0 841
Murphy Oil Corp Hldg COM 626717102 45,768 1,516 SH   SOLE   0 0 1,516
Murphy Usa Inc COM 626755102 52,629 226 SH   SOLE   0 0 226
Netflix Inc COM 64110L106 14,514 83 SH   SOLE   0 0 83
Nextera Energy Inc. COM 65339F101 47,387 612 SH   SOLE   0 0 612
Nfj Dividend Interest Fd COM 92840R101 5,782 501 SH   SOLE   0 0 501
Nike Inc Class B CL B 654106103 87,381 855 SH   SOLE   0 0 855
Nokia Corp Spon Adr SPONSORED ADR 654902204 830 180 SH   SOLE   0 0 180
Norfolk Southern Corp COM 655844108 11,365 50 SH   SOLE   0 0 50
Nuveen Insured Tx Free A COM 670657105 45,731 3,892 SH   SOLE   0 0 3,892
OGE Energy Cp Hldg COM 670837103 26,028 675 SH   SOLE   0 0 675
Oracle Corporation COM 68389X105 35,392 507 SH   SOLE   0 0 507
Paccar Inc. COM 693718108 18,938 230 SH   SOLE   0 0 230
Paypal Holdings Inco COM 70450Y103 3,841 55 SH   SOLE   0 0 55
Pepsico Inc. COM 713448108 55,861 335 SH   SOLE   0 0 335
Pfizer Incorporated COM 717081103 369,181 7,041 SH   SOLE   0 0 7,041
PIMCO Broad Us Tips BROAD US TIPS 72201R403 92,080 1,600 SH   SOLE   0 0 1,600
PNC Financial Services Group Inc COM 693475857 8,293 327 SH   SOLE   0 0 327
Powershares Db Commodity Index Tracking UNIT 46138B103 693 26 SH   SOLE   0 0 26
Powershares Exch Trad Fd Preferred PFD ETF 46138E511 26,896 2,180 SH   SOLE   0 0 2,180
Powershares Ftse Rafi Us 1000 FTSE RAFI 1000 46137V613 23,119 156 SH   SOLE   0 0 156
Powershares S&P 500 Low S&P500 LOW VOL 46138E354 31,000 500 SH   SOLE   0 0 500
Ppl Corporation COM 69351T106 17,382 641 SH   SOLE   0 0 641
Proctor & Gamble COM 742718109 179,881 1,251 SH   SOLE   0 0 1,251
Prudential Financial Inc COM 744320102 14,352 150 SH   SOLE   0 0 150
Pub Svc Enterprise Group COM 744573106 219,974 3,476 SH   SOLE   0 0 3,476
Real Estate Select Sctr RL EST SEL SEC 81369Y860 33,669 824 SH   SOLE   0 0 824
Regeneron Pharmaceuticals Inc COM 75886F107 11,823 20 SH   SOLE   0 0 20
Reinsurance Group of America Inc COM 759351703 5,652 224 SH   SOLE   0 0 224
Rockwell Medical Inc COM 774374300 233 181 SH   SOLE   0 0 181
Ross Stores Inc COM 778296103 10,535 150 SH   SOLE   0 0 150
Sch Us Mid-Cap ETF US MID-CAP ETF 808524508 12,546 200 SH   SOLE   0 0 200
Sch Us Reit ETF US REIT ETF 808524847 6,791 322 SH   SOLE   0 0 322
Schw Emg Mkt Eq ETF EMRG MKTEQ ETF 808524706 18,477 728 SH   SOLE   0 0 728
Schw Intl Scap ETF INTL SCEQT ETF 808524888 4,685 150 SH   SOLE   0 0 150
Sealed Air Corp New COM 81211K100 30,531 529 SH   SOLE   0 0 529
Sector SPDR Consumer Fd SBI CONS DISCR 81369Y407 32,583 237 SH   SOLE   0 0 237
Sector SPDR Engy Select ENERGY 81369Y506 787 11 SH   SOLE   0 0 11
Sector SPDR Health Fund SBI HEALTHCARE 81369Y209 167,353 1,305 SH   SOLE   0 0 1,305
Sector SPDR Util Select SBI INT-UTILS 81369Y886 41,026 585 SH   SOLE   0 0 585
SPDR Barclays ETF BLMBRG BRC CNVRT 78464A359 5,307,284 82,207 SH   SOLE   0 0 82,207
SPDR Gold Trust GOLD SHS 78463V107 4,777,526 28,360 SH   SOLE   0 0 28,360
SPDR S&P 500 TR UNIT 78462F103 13,751,517 36,452 SH   SOLE   0 0 36,452
SPDR S&P Midcap 400 UTSER1 S&PDCRP 78467Y107 2,235,862 5,407 SH   SOLE   0 0 5,407
SPDR Series Trust ETF BLOMBERG INTL TR 78464A516 3,566,524 153,995 SH   SOLE   0 0 153,995
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF SPDR BLOOMBERG 78468R663 5,672 62 SH   SOLE   0 0 62
Starbucks Corp COM 855244109 9,167 120 SH   SOLE   0 0 120
Sysco Corporation COM 871829107 57,179 675 SH   SOLE   0 0 675
Teva Pharm Inds Ltd Adrf SPONSORED ADS 881624209 7,716 1,026 SH   SOLE   0 0 1,026
Texas Instruments Inc COM 882508104 32,826 214 SH   SOLE   0 0 214
The Charles Schwab Corp COM 808513105 27,483 435 SH   SOLE   0 0 435
Tortoise North American Pipeline TORTOISE NRAM PI 56167N720 1,770 73 SH   SOLE   0 0 73
Tucows Inc COM NEW 898697206 3,338 75 SH   SOLE   0 0 75
Twitter Inc COM 90184L102 11,217 300 SH   SOLE   0 0 300
UDR Inc COM 902653104 18,416 400 SH   SOLE   0 0 400
Ugi Corporation New COM 902681105 17,375 450 SH   SOLE   0 0 450
United Parcel Service B CL B 911312106 96,746 530 SH   SOLE   0 0 530
Unitedhealth Group Inc COM 91324P102 130,976 255 SH   SOLE   0 0 255
Vanguard Bond Index Fund SHORT TRM BOND 921937827 9,517,429 123,941 SH   SOLE   0 0 123,941
Vanguard Consumer CONSUM DIS ETF 92204A108 22,746 100 SH   SOLE   0 0 100
Vanguard Div Apprciation DIV APP ETF 921908844 187,946 1,310 SH   SOLE   0 0 1,310
Vanguard Emerging Market FTSE EMR MKT ETF 922042858 40,734 978 SH   SOLE   0 0 978
Vanguard Energy ENERGY ETF 92204A306 12,434 125 SH   SOLE   0 0 125
Vanguard Ftse Developed FTSE DEV MKT ETF 921943858 113,098 2,772 SH   SOLE   0 0 2,772
Vanguard Growth GROWTH ETF 922908736 115,680 519 SH   SOLE   0 0 519
Vanguard Health Care HEALTH CAR ETF 92204A504 3,626,465 15,399 SH   SOLE   0 0 15,399
Vanguard Information INF TECH ETF 92204A702 244,259 748 SH   SOLE   0 0 748
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 52,715 407 SH   SOLE   0 0 407
Vanguard Reit Index ETF REAL ESTATE ETF 922908553 3,947,185 43,323 SH   SOLE   0 0 43,323
Vanguard Short Inflation STRM INFPROIDX 922020805 17,403,318 347,233 SH   SOLE   0 0 347,233
Vanguard Small Cap SMALL CP ETF 922908751 41,670 237 SH   SOLE   0 0 237
Vanguard Small Cap Grwth SML CP GRW ETF 922908595 22,855 116 SH   SOLE   0 0 116
Vanguard Small Cap Value SM CP VAL ETF 922908611 131,392 877 SH   SOLE   0 0 877
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 38,398 744 SH   SOLE   0 0 744
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 1,272,637 6,747 SH   SOLE   0 0 6,747
Vanguard Value VALUE ETF 922908744 102,339 776 SH   SOLE   0 0 776
Verizon Communications COM 92343V104 29,689 585 SH   SOLE   0 0 585
Walmart Common Stock COM 931142103 93,009 765 SH   SOLE   0 0 765
Wells Fargo & Co PERP PFD CNV A 949746804 36,465 30 SH   SOLE   0 0 30
Wisdomtree Total US TOTAL DIVIDND 97717W109 83,970 1,450 SH   SOLE   0 0 1,450
Workhorse Group Inc Com COM NEW 98138J206 1,170 450 SH   SOLE   0 0 450
Yum China Holdings I COM 98850P109 11,446 236 SH   SOLE   0 0 236
Yum! Brands Inc COM 988498101 29,779 262 SH   SOLE   0 0 262
Zimmer Biomet Hldgs COM 98956P102 9,455 90 SH   SOLE   0 0 90