The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1St Comnwlth Finl Co COM 319829107 11,188 738 SH   SOLE   0 0 738
3M Company COM 88579Y101 32,009 215 SH   SOLE   0 0 215
Abbott Laboratories COM 002824100 200,975 1,698 SH   SOLE   0 0 1,698
AbbVie Inc COM 00287Y109 225,819 1,393 SH   SOLE   0 0 1,393
Accenture Plc Cl A SHS CLASS A G1151C101 23,269 69 SH   SOLE   0 0 69
Air Prod & Chemicals Inc COM 009158106 24,991 100 SH   SOLE   0 0 100
Alphabet Inc Class A CAP STK CL A 02079K305 36,158 13 SH   SOLE   0 0 13
Alphabet Inc Class C CAP STK CL C 02079K107 36,309 13 SH   SOLE   0 0 13
Alps Alerian Mlp ETF ALERIAN MLP 00162Q452 45,232 1,181 SH   SOLE   0 0 1,181
Altria Group, Inc. COM 02209S103 36,575 700 SH   SOLE   0 0 700
Amazon Com Inc COM 023135106 58,679 18 SH   SOLE   0 0 18
Ambev Sa ADR SPONSORED ADR 02319V103 1,227 380 SH   SOLE   0 0 380
Amer Electric Pwr Co Inc COM 025537101 19,954 200 SH   SOLE   0 0 200
American Express Stock COM 025816109 134,827 721 SH   SOLE   0 0 721
American Intl Group Inc COM NEW 026874784 130,311 2,076 SH   SOLE   0 0 2,076
Amgen Incorporated COM 031162100 48,364 200 SH   SOLE   0 0 200
Apple Computer Inc COM 037833100 1,523,434 8,725 SH   SOLE   0 0 8,725
Arcturus Therapeutics Holdings Inc COM 03969T109 2,696 100 SH   SOLE   0 0 100
Ares Capital Corp COM 04010L103 333,081 15,899 SH   SOLE   0 0 15,899
Asml Holding Nv New N Y REGISTRY SHS N07059210 20,038 30 SH   SOLE   0 0 30
Astrazeneca Plc ADR SPONSORED ADR 046353108 92,876 1,400 SH   SOLE   0 0 1,400
AT&T Corp. Com. COM 00206R102 4,555 193 SH   SOLE   0 0 193
ATLAS ORD SHS Y0436Q109 6,738 459 SH   SOLE   0 0 459
Auto Data Processing COM 053015103 320,072 1,407 SH   SOLE   0 0 1,407
Avis Budget Group Inc COM 053774105 2,633 10 SH   SOLE   0 0 10
Baidu Inc ADR SPON ADR REP A 056752108 3,175 24 SH   SOLE   0 0 24
Bank Of America Corp COM 060505104 85,199 2,067 SH   SOLE   0 0 2,067
Bank Of Ny Mellon Cp New COM 064058100 10,323 208 SH   SOLE   0 0 208
Becton Dickinson & Co COM 075887109 172,080 647 SH   SOLE   0 0 647
Blackstone Group LP COM CL A 09260D107 336,391 2,650 SH   SOLE   0 0 2,650
Boeing Co COM 097023105 90,005 470 SH   SOLE   0 0 470
Broadridge Financial Solutions Inc. COM 11133T103 68,980 443 SH   SOLE   0 0 443
Carnival Corp New UNIT 99/99/9999 143658300 22,242 1,100 SH   SOLE   0 0 1,100
Caterpillar Inc COM 149123101 77,987 350 SH   SOLE   0 0 350
Centene Corp COM 15135B101 8,924 106 SH   SOLE   0 0 106
Charter Communicatn CL A 16119P108 3,819 7 SH   SOLE   0 0 7
Chevron Texaco Corp COM 166764100 28,170 173 SH   SOLE   0 0 173
Cigna Corp COM 125523100 479 2 SH   SOLE   0 0 2
Cisco Systems Inc COM 17275R102 98,026 1,758 SH   SOLE   0 0 1,758
Cme Group Inc Cl A COM 12572Q105 9,514 40 SH   SOLE   0 0 40
Coca Cola COM 191216100 77,748 1,254 SH   SOLE   0 0 1,254
Colgate-Palmolive Co COM 194162103 291,036 3,838 SH   SOLE   0 0 3,838
Comcast Corp New Cl A CL A 20030N101 25,845 552 SH   SOLE   0 0 552
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 43,950 639 SH   SOLE   0 0 639
Cormedix Inc COM 21900C308 5,480 1,000 SH   SOLE   0 0 1,000
Corporate Office Properties Trust SH BEN INT 22002T108 114 4 SH   SOLE   0 0 4
Corteva Inc com COM 22052L104 3,506 61 SH   SOLE   0 0 61
CVS Caremark Corp COM 126650100 19,502 193 SH   SOLE   0 0 193
Danaher Corp COM 235851102 13,200 45 SH   SOLE   0 0 45
Deere & Co COM 244199105 16,618 40 SH   SOLE   0 0 40
DISH Network Corp CL A 25470M109 12,692 401 SH   SOLE   0 0 401
Disney Walt Hldg Co COM DISNEY 254687106 105,920 772 SH   SOLE   0 0 772
Dow Chemical Company COM 260557103 3,887 61 SH   SOLE   0 0 61
Eaton Corporation SHS G29183103 5,615 37 SH   SOLE   0 0 37
EchoStar Corp CL A 278768106 2,556 105 SH   SOLE   0 0 105
ELANCO ANIMAL HEALTH INC COM 28414H103 2,348 90 SH   SOLE   0 0 90
Emerson Electric Co COM 291011104 3,922 40 SH   SOLE   0 0 40
Endo International PLC SHS G30401106 924 400 SH   SOLE   0 0 400
Eog Resources Inc COM 26875P101 83,461 700 SH   SOLE   0 0 700
Epr Properties COM SH BEN INT 26884U109 10,285 188 SH   SOLE   0 0 188
Exxon Mobil Corporation COM 30231G102 632,226 7,655 SH   SOLE   0 0 7,655
Facebook Inc Class A CL A 30303M102 39,135 176 SH   SOLE   0 0 176
Fedex Corporation COM 31428X106 9,256 40 SH   SOLE   0 0 40
Fidelity MSCI Health Care ETF MSCI HLTH CARE I 316092600 1,051 16 SH   SOLE   0 0 16
Fidelity MSCI Real Estate ETF MSCI RL EST ETF 316092857 6,381 197 SH   SOLE   0 0 197
First Trust Dow Jones Internet ETF DJ INTERNT IDX 33733E302 1,733,569 9,227 SH   SOLE   0 0 9,227
First Trust Global GBL WND ENRG ETF 33736G106 336,540 17,040 SH   SOLE   0 0 17,040
Ford Motor Company COM 345370860 1,099 65 SH   SOLE   0 0 65
Forgent Networks Inc COM 04649U102 268 45 SH   SOLE   0 0 45
Fresenius Med Care ADR SPONSORED ADR 358029106 32,333 960 SH   SOLE   0 0 960
G C P Applied Techno COM 36164Y101 14,390 458 SH   SOLE   0 0 458
General Dynamics Corp COM 369550108 15,977 66 SH   SOLE   0 0 66
General Electric COM 369604301 14,187 155 SH   SOLE   0 0 155
General Motors Stock COM 37045V100 5,468 125 SH   SOLE   0 0 125
Gilead Sciences Inc COM 375558103 17,835 300 SH   SOLE   0 0 300
Goldman Sachs Group Inc COM 38141G104 6,602 20 SH   SOLE   0 0 20
Guggenheim S&P 500 Equal Weight S&P500 EQL WGT 46137V357 62,295 395 SH   SOLE   0 0 395
Guggenheim S&P Global S&P GBL WATER 46138E263 5,081,373 96,945 SH   SOLE   0 0 96,945
Hawaiian Elec Industries COM 419870100 25,386 600 SH   SOLE   0 0 600
Honeywell International COM 438516106 86,588 445 SH   SOLE   0 0 445
Illinois Tool Works Inc COM 452308109 8,376 40 SH   SOLE   0 0 40
Intel Corp COM 458140100 33,413 674 SH   SOLE   0 0 674
International Business Machines COM 459200101 436,045 3,354 SH   SOLE   0 0 3,354
Invesco Financial Preferred ETF FINL PFD ETF 46137V621 38,521 2,277 SH   SOLE   0 0 2,277
Investors Bancorp Inc COM 46146L101 45,686 3,060 SH   SOLE   0 0 3,060
IQ Hedge Multi Strat ETF HEDGE MLTI ETF 45409B107 2,508,834 81,350 SH   SOLE   0 0 81,350
iShares Barclays Aggregate Bond CORE US AGGBD ET 464287226 5,674,694 52,985 SH   SOLE   0 0 52,985
iShares Cohen & Steers Realty Majors COHEN STEER REIT 464287564 59,080 832 SH   SOLE   0 0 832
Ishares Core Msci CORE MSCI EMKT 46434G103 1,517,682 27,321 SH   SOLE   0 0 27,321
iShares Core MSCI Eafe CORE MSCI EAFE 46432F842 373,825 5,378 SH   SOLE   0 0 5,378
iShares Edge MSCI Intl Quality Fctr ETF MSCI INTL QUALTY 46434V456 3,040,116 82,455 SH   SOLE   0 0 82,455
iShares Edge MSCI Min Vol Emerging Mkts MSCI EMERG MRKT 464286533 854 14 SH   SOLE   0 0 14
iShares Edge MSCI USA Momentum Fctr ETF MSCI USA MMENTM 46432F396 8,851,002 52,600 SH   SOLE   0 0 52,600
iShares ESG MSCI EAFE ETF ESG AW MSCI EAFE 46435G516 2,493,180 33,815 SH   SOLE   0 0 33,815
iShares ESG MSCI EM ETF ESG AW MSCI EAFE 46434G863 1,669,195 45,445 SH   SOLE   0 0 45,445
iShares Gold Trust ISHARES 464285204 96,568 2,622 SH   SOLE   0 0 2,622
iShares Iboxx Investop IBOXX INV CP ETF 464287242 12,094 100 SH   SOLE   0 0 100
iShares MBS MBS ETF 464288588 36,775 361 SH   SOLE   0 0 361
iShares MSCI Eafe Index MSCI EAFE ETF 464287465 6,138,795 83,408 SH   SOLE   0 0 83,408
iShares MSCI Emerging Markets Index MSCI EMG MKT ETF 464287234 4,275,419 94,694 SH   SOLE   0 0 94,694
iShares MSCI ETF MSCI EAFE MIN VL 46429B689 721 10 SH   SOLE   0 0 10
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 1,875,323 21,650 SH   SOLE   0 0 21,650
iShares Nasdaq NASDAQ BIOTECH 464287556 24,757 190 SH   SOLE   0 0 190
iShares Nationl Amt Free NATIONAL MUN ETF 464288414 4,355,438 39,725 SH   SOLE   0 0 39,725
iShares Russell 1000 Growth Index RUS 1000 GRW ETF 464287614 3,484,812 12,552 SH   SOLE   0 0 12,552
iShares Russell 1000 Value Index RUS 1000 VAL ETF 464287598 2,907,476 17,517 SH   SOLE   0 0 17,517
iShares Russell 2000 Index RUSSELL 2000 ETF 464287655 16,419,766 79,991 SH   SOLE   0 0 79,991
iShares S&P 500 Growth Index S&P 500 GRWT ETF 464287309 114,487 1,499 SH   SOLE   0 0 1,499
iShares S&P 500 Index CORE S&P500 ETF 464287200 70,776 156 SH   SOLE   0 0 156
iShares S&P Midcap 400 Index CORE S&P MCP ETF 464287507 1,660,756 6,189 SH   SOLE   0 0 6,189
iShares S&P Midcap 400 Value Index CORE S&P MCP ETF 464287705 2,631 24 SH   SOLE   0 0 24
iShares S&P Smallcap 600 Index CORE S&P SCP ETF 464287804 3,594,562 33,320 SH   SOLE   0 0 33,320
iShares S&P Smallcap 600 Value Index SP SMCP600VL ETF 464287879 819 8 SH   SOLE   0 0 8
iShares S&P Smll Cap 600 S&P SML 600 GWT 464287887 4,629 37 SH   SOLE   0 0 37
Ishares Short Term Ntnl SHRT NAT MUN ETF 464288158 7,801,591 74,585 SH   SOLE   0 0 74,585
iShares Silver Trust ISHARES 46428Q109 11,760 514 SH   SOLE   0 0 514
iShares Tr Barclays Bond 1 3 YR TREAS BD 464287457 8,012 96 SH   SOLE   0 0 96
iShares Tr Barclays Bond 20 YR TR BD ETF 464287432 2,377 18 SH   SOLE   0 0 18
iShares Tr Barclays Tips TIPS BD ETF 464287176 15,820 127 SH   SOLE   0 0 127
iShares US Real Estate U.S. REAL ES ETF 464287739 5,411 50 SH   SOLE   0 0 50
Johnson & Johnson COM 478160104 327,976 1,851 SH   SOLE   0 0 1,851
JP Morgan COM 46625H100 236,515 1,735 SH   SOLE   0 0 1,735
Kraft Heinz Company COM 500754106 4,530 115 SH   SOLE   0 0 115
Lab Cp Of Amer Hldg New COM NEW 50540R409 15,820 60 SH   SOLE   0 0 60
Lilly Eli & Company COM 532457108 28,637 100 SH   SOLE   0 0 100
Lyft Inc CL A COM 55087P104 1,728 45 SH   SOLE   0 0 45
Mc Donalds Corp. COM 580135101 71,711 290 SH   SOLE   0 0 290
Melco Resorts & Entertainment ADR 585464100 1,199 157 SH   SOLE   0 0 157
Merck & Co. Inc. COM 58933Y105 173,126 2,110 SH   SOLE   0 0 2,110
Metlife Inc COM 59156R108 2,741 39 SH   SOLE   0 0 39
MGM Resorts International COM 552953101 2,307 55 SH   SOLE   0 0 55
Microsoft Corp COM 594918104 673,937 2,186 SH   SOLE   0 0 2,186
Mondelez Intl Inc Cl A CL A 609207105 52,798 841 SH   SOLE   0 0 841
Murphy Oil Corp Hldg COM 626717102 61,231 1,516 SH   SOLE   0 0 1,516
Murphy Usa Inc COM 626755102 45,191 226 SH   SOLE   0 0 226
Netflix Inc COM 64110L106 31,091 83 SH   SOLE   0 0 83
Nextera Energy Inc. COM 65339F101 51,518 608 SH   SOLE   0 0 608
Nfj Dividend Interest Fd COM 92840R101 7,209 501 SH   SOLE   0 0 501
Nike Inc Class B CL B 654106103 115,049 855 SH   SOLE   0 0 855
Nokia Corp Spon Adr SPONSORED ADR 654902204 983 180 SH   SOLE   0 0 180
Norfolk Southern Corp COM 655844108 14,261 50 SH   SOLE   0 0 50
Nuveen Insured Tx Free A COM 670657105 55,083 4,192 SH   SOLE   0 0 4,192
OGE Energy Cp Hldg COM 670837103 27,527 675 SH   SOLE   0 0 675
Oracle Corporation COM 68389X105 41,794 505 SH   SOLE   0 0 505
Paccar Inc. COM 693718108 20,256 230 SH   SOLE   0 0 230
Paypal Holdings Inco COM 70450Y103 6,361 55 SH   SOLE   0 0 55
Pepsico Inc. COM 713448108 56,102 335 SH   SOLE   0 0 335
Pfizer Incorporated COM 717081103 369,633 7,140 SH   SOLE   0 0 7,140
PIMCO Broad Us Tips BROAD US TIPS 72201R403 101,296 1,600 SH   SOLE   0 0 1,600
PNC Financial Services Group Inc COM 693475857 8,280 327 SH   SOLE   0 0 327
Powershares Db Commodity Index Tracking UNIT 46138B103 1,720 66 SH   SOLE   0 0 66
Powershares Exch Trad Fd Preferred PFD ETF 46138E511 31,795 2,343 SH   SOLE   0 0 2,343
Powershares Ftse Rafi Us 1000 FTSE RAFI 1000 46137V613 26,654 156 SH   SOLE   0 0 156
Powershares S&P 500 Low S&P500 LOW VOL 46138E354 33,545 500 SH   SOLE   0 0 500
Ppl Corporation COM 69351T106 18,170 636 SH   SOLE   0 0 636
Proctor & Gamble COM 742718109 191,153 1,251 SH   SOLE   0 0 1,251
Prudential Financial Inc COM 744320102 17,726 150 SH   SOLE   0 0 150
Pub Svc Enterprise Group COM 744573106 241,930 3,456 SH   SOLE   0 0 3,456
Real Estate Select Sctr RL EST SEL SEC 81369Y860 44,358 918 SH   SOLE   0 0 918
Regeneron Pharmaceuticals Inc COM 75886F107 13,968 20 SH   SOLE   0 0 20
Reinsurance Group of America Inc COM 759351703 5,690 224 SH   SOLE   0 0 224
Rockwell Medical Inc COM 774374102 943 2,000 SH   SOLE   0 0 2,000
Ross Stores Inc COM 778296103 13,569 150 SH   SOLE   0 0 150
Sch Us Mid-Cap ETF US MID-CAP ETF 808524508 15,172 200 SH   SOLE   0 0 200
Sch Us Reit ETF US REIT ETF 808524847 17,971 722 SH   SOLE   0 0 722
Sch Us Tips ETF US TIPS ETF 808524870 3,582 59 SH   SOLE   0 0 59
Schw Emg Mkt Eq ETF EMRG MKTEQ ETF 808524706 20,217 728 SH   SOLE   0 0 728
Schw Intl Scap ETF INTL SCEQT ETF 808524888 5,696 150 SH   SOLE   0 0 150
Sealed Air Corp New COM 81211K100 35,299 527 SH   SOLE   0 0 527
Sector SPDR Consumer Fd SBI CONS DISCR 81369Y407 59,200 320 SH   SOLE   0 0 320
Sector SPDR Engy Select ENERGY 81369Y506 7,644 100 SH   SOLE   0 0 100
Sector SPDR Health Fund SBI HEALTHCARE 81369Y209 193,019 1,409 SH   SOLE   0 0 1,409
Sector SPDR Util Select SBI INT-UTILS 81369Y886 45,793 615 SH   SOLE   0 0 615
SPDR Barclays ETF BLMBRG BRC CNVRT 78464A359 6,304,667 81,932 SH   SOLE   0 0 81,932
SPDR Gold Trust GOLD SHS 78463V107 5,317,433 29,435 SH   SOLE   0 0 29,435
SPDR S&P 500 TR UNIT 78462F103 16,007,025 35,442 SH   SOLE   0 0 35,442
SPDR S&P Midcap 400 UTSER1 S&PDCRP 78467Y107 2,676,317 5,457 SH   SOLE   0 0 5,457
SPDR Series Trust ETF BLOMBERG INTL TR 78464A516 4,788,349 183,955 SH   SOLE   0 0 183,955
SPDR Blmbg Barclays 1-3 Mth T-Bill ETF SPDR BLOOMBERG 78468R663 5,669 62 SH   SOLE   0 0 62
Starbucks Corp COM 855244109 10,916 120 SH   SOLE   0 0 120
Sysco Corporation COM 871829107 55,114 675 SH   SOLE   0 0 675
Teva Pharm Inds Ltd Adrf SPONSORED ADS 881624209 9,634 1,026 SH   SOLE   0 0 1,026
Texas Instruments Inc COM 882508104 38,978 212 SH   SOLE   0 0 212
The Charles Schwab Corp COM 808513105 36,675 435 SH   SOLE   0 0 435
TherapeuticsMD Inc COM 88338N206 304 800 SH   SOLE   0 0 800
Tortoise North American Pipeline TORTOISE NRAM PI 56167N720 1,934 73 SH   SOLE   0 0 73
Tucows Inc COM NEW 898697206 5,123 75 SH   SOLE   0 0 75
Twitter Inc COM 90184L102 11,607 300 SH   SOLE   0 0 300
UDR Inc COM 902653104 22,948 400 SH   SOLE   0 0 400
Ugi Corporation New COM 902681105 16,299 450 SH   SOLE   0 0 450
United Parcel Service B CL B 911312106 113,664 530 SH   SOLE   0 0 530
Unitedhealth Group Inc COM 91324P102 142,792 280 SH   SOLE   0 0 280
Vanguard Bond Index Fund SHORT TRM BOND 921937827 10,012,175 128,526 SH   SOLE   0 0 128,526
Vanguard Consumer CONSUM DIS ETF 92204A108 30,524 100 SH   SOLE   0 0 100
Vanguard Div Apprciation DIV APP ETF 921908844 212,430 1,310 SH   SOLE   0 0 1,310
Vanguard Emerging Market FTSE EMR MKT ETF 922042858 47,422 1,028 SH   SOLE   0 0 1,028
Vanguard Energy ENERGY ETF 92204A306 13,380 125 SH   SOLE   0 0 125
Vanguard Ftse Developed FTSE DEV MKT ETF 921943858 133,139 2,772 SH   SOLE   0 0 2,772
Vanguard Growth GROWTH ETF 922908736 149,264 519 SH   SOLE   0 0 519
Vanguard Health Care HEALTH CAR ETF 92204A504 4,004,959 15,744 SH   SOLE   0 0 15,744
Vanguard Information INF TECH ETF 92204A702 311,527 748 SH   SOLE   0 0 748
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 60,916 407 SH   SOLE   0 0 407
Vanguard Reit Index ETF REAL ESTATE ETF 922908553 4,838,302 44,646 SH   SOLE   0 0 44,646
Vanguard Short Inflation STRM INFPROIDX 922020805 18,073,187 352,923 SH   SOLE   0 0 352,923
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 38,655 495 SH   SOLE   0 0 495
Vanguard Small Cap SMALL CP ETF 922908751 50,242 236 SH   SOLE   0 0 236
Vanguard Small Cap Grwth SML CP GRW ETF 922908595 28,783 116 SH   SOLE   0 0 116
Vanguard Small Cap Value SM CP VAL ETF 922908611 163,096 927 SH   SOLE   0 0 927
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 44,447 744 SH   SOLE   0 0 744
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 1,549,771 6,807 SH   SOLE   0 0 6,807
Vanguard Value VALUE ETF 922908744 114,677 776 SH   SOLE   0 0 776
Verizon Communications COM 92343V104 29,800 585 SH   SOLE   0 0 585
Walmart Common Stock COM 931142103 113,924 765 SH   SOLE   0 0 765
Wells Fargo & Co PERP PFD CNV A 949746804 39,750 30 SH   SOLE   0 0 30
Wisdomtree Total US TOTAL DIVIDND 97717W109 93,612 1,450 SH   SOLE   0 0 1,450
Workhorse Group Inc Com COM NEW 98138J206 2,250 450 SH   SOLE   0 0 450
Yum China Holdings I COM 98850P109 9,803 236 SH   SOLE   0 0 236
Yum! Brands Inc COM 988498101 30,938 261 SH   SOLE   0 0 261
Zimmer Biomet Hldgs COM 98956P102 11,511 90 SH   SOLE   0 0 90