The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1St Comnwlth Finl Co COM 319829107 11,874 738 SH   SOLE   0 0 738
3M Company COM 88579Y101 38,190 215 SH   SOLE   0 0 215
Abbott Laboratories COM 002824100 238,977 1,698 SH   SOLE   0 0 1,698
AbbVie Inc COM 00287Y109 188,612 1,393 SH   SOLE   0 0 1,393
Accenture Plc Cl A SHS CLASS A G1151C101 28,604 69 SH   SOLE   0 0 69
Air Prod & Chemicals Inc COM 009158106 30,426 100 SH   SOLE   0 0 100
Alphabet Inc Class A CAP STK CL A 02079K305 52,147 18 SH   SOLE   0 0 18
Alphabet Inc Class C CAP STK CL C 02079K107 37,617 13 SH   SOLE   0 0 13
Alps Alerian Mlp ETF ALERIAN MLP 00162Q452 38,666 1,181 SH   SOLE   0 0 1,181
Altria Group, Inc. COM 02209S103 33,173 700 SH   SOLE   0 0 700
Amazon Com Inc COM 023135106 60,018 18 SH   SOLE   0 0 18
Ambev Sa ADR SPONSORED ADR 02319V103 1,064 380 SH   SOLE   0 0 380
Amer Electric Pwr Co Inc COM 025537101 17,794 200 SH   SOLE   0 0 200
American Express Stock COM 025816109 117,956 721 SH   SOLE   0 0 721
American Intl Group Inc COM NEW 026874784 118,041 2,076 SH   SOLE   0 0 2,076
Amgen Incorporated COM 031162100 44,994 200 SH   SOLE   0 0 200
Apple Computer Inc COM 037833100 1,565,145 8,814 SH   SOLE   0 0 8,814
Arcturus Therapeutics Holdings Inc COM 03969T109 3,701 100 SH   SOLE   0 0 100
Ares Capital Corp COM 04010L103 336,896 15,899 SH   SOLE   0 0 15,899
Asml Holding Nv New N Y REGISTRY SHS N07059210 23,884 30 SH   SOLE   0 0 30
Astrazeneca Plc ADR SPONSORED ADR 046353108 81,550 1,400 SH   SOLE   0 0 1,400
AT&T Corp. Com. COM 00206R102 4,733 192 SH   SOLE   0 0 192
ATLAS ORD SHS Y0436Q109 6,509 459 SH   SOLE   0 0 459
Auto Data Processing COM 053015103 346,854 1,407 SH   SOLE   0 0 1,407
Avis Budget Group Inc COM 053774105 2,074 10 SH   SOLE   0 0 10
Baidu Inc ADR SPON ADR REP A 056752108 3,571 24 SH   SOLE   0 0 24
Bank Of America Corp COM 060505104 80,775 1,816 SH   SOLE   0 0 1,816
Bank Of Ny Mellon Cp New COM 064058100 12,081 208 SH   SOLE   0 0 208
Becton Dickinson & Co COM 075887109 162,224 645 SH   SOLE   0 0 645
Blackstone Group LP COM CL A 09260D107 342,884 2,650 SH   SOLE   0 0 2,650
Boeing Co COM 097023105 94,620 470 SH   SOLE   0 0 470
Broadridge Financial Solutions Inc. COM 11133T103 80,990 443 SH   SOLE   0 0 443
Carnival Corp New UNIT 99/99/9999 143658300 22,132 1,100 SH   SOLE   0 0 1,100
Caterpillar Inc COM 149123101 72,359 350 SH   SOLE   0 0 350
Centene Corp COM 15135B101 8,734 106 SH   SOLE   0 0 106
Charter Communicatn CL A 16119P108 4,564 7 SH   SOLE   0 0 7
Chevron Texaco Corp COM 166764100 20,302 173 SH   SOLE   0 0 173
Cigna Corp COM 125523100 459 2 SH   SOLE   0 0 2
Cisco Systems Inc COM 17275R102 119,326 1,883 SH   SOLE   0 0 1,883
Cme Group Inc Cl A COM 12572Q105 22,846 100 SH   SOLE   0 0 100
Coca Cola COM 191216100 74,249 1,254 SH   SOLE   0 0 1,254
Colgate-Palmolive Co COM 194162103 353,137 4,138 SH   SOLE   0 0 4,138
Comcast Corp New Cl A CL A 20030N101 27,782 552 SH   SOLE   0 0 552
Communication Services Sel Sect SPDRETF COMMUNICATION 81369Y852 35,577 458 SH   SOLE   0 0 458
Cormedix Inc COM 21900C308 4,550 1,000 SH   SOLE   0 0 1,000
Corporate Office Properties Trust SH BEN INT 22002T108 112 4 SH   SOLE   0 0 4
Corteva Inc com COM 22052L104 2,884 61 SH   SOLE   0 0 61
CVS Caremark Corp COM 126650100 19,777 192 SH   SOLE   0 0 192
Danaher Corp COM 235851102 14,805 45 SH   SOLE   0 0 45
Deere & Co COM 244199105 13,716 40 SH   SOLE   0 0 40
DISH Network Corp CL A 25470M109 13,008 401 SH   SOLE   0 0 401
Disney Walt Hldg Co COM DISNEY 254687106 119,612 772 SH   SOLE   0 0 772
Dow Chemical Company COM 260557103 3,460 61 SH   SOLE   0 0 61
Eaton Corporation SHS G29183103 6,394 37 SH   SOLE   0 0 37
EchoStar Corp CL A 278768106 2,767 105 SH   SOLE   0 0 105
ELANCO ANIMAL HEALTH INC COM 28414H103 2,554 90 SH   SOLE   0 0 90
Emerson Electric Co COM 291011104 3,719 40 SH   SOLE   0 0 40
Endo International PLC SHS G30401106 1,504 400 SH   SOLE   0 0 400
Eog Resources Inc COM 26875P101 62,181 700 SH   SOLE   0 0 700
Epr Properties COM SH BEN INT 26884U109 8,928 188 SH   SOLE   0 0 188
Exxon Mobil Corporation COM 30231G102 462,290 7,555 SH   SOLE   0 0 7,555
Facebook Inc Class A CL A 30303M102 47,089 140 SH   SOLE   0 0 140
Fedex Corporation COM 31428X106 10,346 40 SH   SOLE   0 0 40
Fidelity MSCI Health Care ETF MSCI HLTH CARE I 316092600 1,099 16 SH   SOLE   0 0 16
Fidelity MSCI Real Estate ETF MSCI RL EST ETF 316092857 6,840 197 SH   SOLE   0 0 197
First Trust Dow Jones Internet ETF DJ INTERNT IDX 33733E302 2,057,105 9,097 SH   SOLE   0 0 9,097
First Trust Global GBL WND ENRG ETF 33736G106 2,570,176 126,985 SH   SOLE   0 0 126,985
Ford Motor Company COM 345370860 1,350 65 SH   SOLE   0 0 65
Forgent Networks Inc COM 04649U102 352 45 SH   SOLE   0 0 45
Fresenius Med Care ADR SPONSORED ADR 358029106 31,162 960 SH   SOLE   0 0 960
G C P Applied Techno COM 36164Y101 14,500 458 SH   SOLE   0 0 458
General Dynamics Corp COM 369550108 13,733 66 SH   SOLE   0 0 66
General Electric COM 369604301 14,645 155 SH   SOLE   0 0 155
General Motors Stock COM 37045V100 7,329 125 SH   SOLE   0 0 125
Gilead Sciences Inc COM 375558103 21,783 300 SH   SOLE   0 0 300
Goldman Sachs Group Inc COM 38141G104 7,651 20 SH   SOLE   0 0 20
Guggenheim S&P 500 Equal Weight S&P500 EQL WGT 46137V357 64,286 395 SH   SOLE   0 0 395
Guggenheim S&P Global S&P GBL WATER 46138E263 5,769,248 95,155 SH   SOLE   0 0 95,155
Hawaiian Elec Industries COM 419870100 24,900 600 SH   SOLE   0 0 600
Honeywell International COM 438516106 92,787 445 SH   SOLE   0 0 445
Illinois Tool Works Inc COM 452308109 9,872 40 SH   SOLE   0 0 40
Intel Corp COM 458140100 34,458 669 SH   SOLE   0 0 669
International Business Machines COM 459200101 447,468 3,348 SH   SOLE   0 0 3,348
Invesco Financial Preferred ETF FINL PFD ETF 46137V621 42,340 2,250 SH   SOLE   0 0 2,250
Investors Bancorp Inc COM 46146L101 46,359 3,060 SH   SOLE   0 0 3,060
IQ Hedge Multi Strat ETF HEDGE MLTI ETF 45409B107 2,473,580 77,810 SH   SOLE   0 0 77,810
iShares Barclays Aggregate Bond CORE US AGGBD ET 464287226 4,643,626 40,705 SH   SOLE   0 0 40,705
iShares Cohen & Steers Realty Majors COHEN STEER REIT 464287564 74,711 982 SH   SOLE   0 0 982
Ishares Core Msci CORE MSCI EMKT 46434G103 1,507,395 25,182 SH   SOLE   0 0 25,182
iShares Core MSCI Eafe CORE MSCI EAFE 46432F842 331,402 4,440 SH   SOLE   0 0 4,440
iShares Edge MSCI Intl Quality Fctr ETF MSCI INTL QUALTY 46434V456 2,839,298 72,100 SH   SOLE   0 0 72,100
iShares Edge MSCI Min Vol Emerging Mkts MSCI EMERG MRKT 464286533 879 14 SH   SOLE   0 0 14
iShares Edge MSCI USA Momentum Fctr ETF MSCI USA MMENTM 46432F396 9,449,185 51,970 SH   SOLE   0 0 51,970
iShares ESG MSCI EAFE ETF ESG AW MSCI EAFE 46435G516 2,179,588 27,430 SH   SOLE   0 0 27,430
iShares ESG MSCI EM ETF ESG AW MSCI EAFE 46434G863 1,689,574 42,505 SH   SOLE   0 0 42,505
iShares Gold Trust ISHARES 464285204 91,272 2,622 SH   SOLE   0 0 2,622
iShares MSCI Cda Idx Fd MSCI CDA ETF 464286509 7,686 200 SH   SOLE   0 0 200
iShares MSCI Eafe Index MSCI EAFE ETF 464287465 6,521,981 82,892 SH   SOLE   0 0 82,892
iShares MSCI Emerging Markets Index MSCI EMG MKT ETF 464287234 4,557,640 93,299 SH   SOLE   0 0 93,299
iShares MSCI ETF MSCI EAFE MIN VL 46429B689 768 10 SH   SOLE   0 0 10
iShares MSCI KLD 400 Social ETF MSCI KLD400 SOC 464288570 1,948,068 20,965 SH   SOLE   0 0 20,965
iShares Nasdaq NASDAQ BIOTECH 464287556 23,809 156 SH   SOLE   0 0 156
iShares Nationl Amt Free NATIONAL MUN ETF 464288414 3,915,718 33,675 SH   SOLE   0 0 33,675
iShares Russell 1000 Growth Index RUS 1000 GRW ETF 464287614 3,956,474 12,947 SH   SOLE   0 0 12,947
iShares Russell 1000 Value Index RUS 1000 VAL ETF 464287598 2,986,975 17,787 SH   SOLE   0 0 17,787
iShares Russell 2000 Index RUSSELL 2000 ETF 464287655 17,390,266 78,176 SH   SOLE   0 0 78,176
iShares S&P 500 Growth Index S&P 500 GRWT ETF 464287309 125,215 1,497 SH   SOLE   0 0 1,497
iShares S&P 500 Index CORE S&P500 ETF 464287200 74,410 156 SH   SOLE   0 0 156
iShares S&P Midcap 400 Index CORE S&P MCP ETF 464287507 1,760,475 6,219 SH   SOLE   0 0 6,219
iShares S&P Midcap 400 Value Index CORE S&P MCP ETF 464287705 2,656 24 SH   SOLE   0 0 24
iShares S&P Smallcap 600 Index CORE S&P SCP ETF 464287804 3,018,484 26,360 SH   SOLE   0 0 26,360
iShares S&P Smallcap 600 Value Index SP SMCP600VL ETF 464287879 836 8 SH   SOLE   0 0 8
iShares S&P Smll Cap 600 S&P SML 600 GWT 464287887 5,136 37 SH   SOLE   0 0 37
Ishares Short Term Ntnl SHRT NAT MUN ETF 464288158 7,702,724 71,740 SH   SOLE   0 0 71,740
iShares Silver Trust ISHARES 46428Q109 11,056 514 SH   SOLE   0 0 514
iShares Tr Barclays Bond 1 3 YR TREAS BD 464287457 8,222 96 SH   SOLE   0 0 96
iShares Tr Barclays Tips TIPS BD ETF 464287176 12,791 99 SH   SOLE   0 0 99
iShares US Real Estate U.S. REAL ES ETF 464287739 5,807 50 SH   SOLE   0 0 50
Johnson & Johnson COM 478160104 320,632 1,874 SH   SOLE   0 0 1,874
JP Morgan COM 46625H100 274,737 1,735 SH   SOLE   0 0 1,735
Kraft Heinz Company COM 500754106 4,129 115 SH   SOLE   0 0 115
Lab Cp Of Amer Hldg New COM NEW 50540R409 18,853 60 SH   SOLE   0 0 60
Lilly Eli & Company COM 532457108 27,622 100 SH   SOLE   0 0 100
Lyft Inc CL A COM 55087P104 1,923 45 SH   SOLE   0 0 45
Mc Donalds Corp. COM 580135101 77,740 290 SH   SOLE   0 0 290
Melco Resorts & Entertainment ADR 585464100 1,598 157 SH   SOLE   0 0 157
Merck & Co. Inc. COM 58933Y105 166,922 2,178 SH   SOLE   0 0 2,178
Metlife Inc COM 59156R108 2,437 39 SH   SOLE   0 0 39
MGM Resorts International COM 552953101 2,468 55 SH   SOLE   0 0 55
Microsoft Corp COM 594918104 741,638 2,205 SH   SOLE   0 0 2,205
Mondelez Intl Inc Cl A CL A 609207105 55,767 841 SH   SOLE   0 0 841
Murphy Oil Corp Hldg COM 626717102 39,583 1,516 SH   SOLE   0 0 1,516
Murphy Usa Inc COM 626755102 45,028 226 SH   SOLE   0 0 226
Netflix Inc COM 64110L106 50,003 83 SH   SOLE   0 0 83
Nextera Energy Inc. COM 65339F101 56,488 605 SH   SOLE   0 0 605
Nfj Dividend Interest Fd COM 92840R101 8,046 501 SH   SOLE   0 0 501
Nice Ltd SPONSORED ADR 653656108 22,770 75 SH   SOLE   0 0 75
Nike Inc Class B CL B 654106103 142,503 855 SH   SOLE   0 0 855
Nokia Corp Spon Adr SPONSORED ADR 654902204 1,120 180 SH   SOLE   0 0 180
Norfolk Southern Corp COM 655844108 14,886 50 SH   SOLE   0 0 50
Nuveen Insured Tx Free A COM 670657105 70,075 4,492 SH   SOLE   0 0 4,492
OGE Energy Cp Hldg COM 670837103 25,907 675 SH   SOLE   0 0 675
Oracle Corporation COM 68389X105 43,948 504 SH   SOLE   0 0 504
Paccar Inc. COM 693718108 20,300 230 SH   SOLE   0 0 230
Paypal Holdings Inco COM 70450Y103 17,915 95 SH   SOLE   0 0 95
Pepsico Inc. COM 713448108 58,224 335 SH   SOLE   0 0 335
Pfizer Incorporated COM 717081103 437,467 7,408 SH   SOLE   0 0 7,408
PIMCO Broad Us Tips BROAD US TIPS 72201R403 105,680 1,600 SH   SOLE   0 0 1,600
PNC Financial Services Group Inc COM 693475857 8,417 327 SH   SOLE   0 0 327
Powershares Db Commodity Index Tracking UNIT 46138B103 1,371 66 SH   SOLE   0 0 66
Powershares Db Multi Sector OIL FD 46140H403 3,659 270 SH   SOLE   0 0 270
Powershares Exch Trad Fd Preferred PFD ETF 46138E511 32,256 2,150 SH   SOLE   0 0 2,150
Powershares Ftse Rafi Us 1000 FTSE RAFI 1000 46137V613 26,785 156 SH   SOLE   0 0 156
Powershares S&P 500 Low S&P500 LOW VOL 46138E354 34,315 500 SH   SOLE   0 0 500
Ppl Corporation COM 69351T106 18,864 628 SH   SOLE   0 0 628
Proctor & Gamble COM 742718109 204,639 1,251 SH   SOLE   0 0 1,251
Prudential Financial Inc COM 744320102 16,236 150 SH   SOLE   0 0 150
Pub Svc Enterprise Group COM 744573106 229,294 3,436 SH   SOLE   0 0 3,436
Real Estate Select Sctr RL EST SEL SEC 81369Y860 45,437 877 SH   SOLE   0 0 877
Regeneron Pharmaceuticals Inc COM 75886F107 12,630 20 SH   SOLE   0 0 20
Reinsurance Group of America Inc COM 759351703 5,795 224 SH   SOLE   0 0 224
Rockwell Medical Inc COM 774374102 820 2,000 SH   SOLE   0 0 2,000
Ross Stores Inc COM 778296103 17,142 150 SH   SOLE   0 0 150
Sch Us Mid-Cap ETF US MID-CAP ETF 808524508 16,086 200 SH   SOLE   0 0 200
Sch Us Reit ETF US REIT ETF 808524847 32,457 616 SH   SOLE   0 0 616
Sch Us Tips ETF US TIPS ETF 808524870 3,711 59 SH   SOLE   0 0 59
Schw Emg Mkt Eq ETF EMRG MKTEQ ETF 808524706 21,563 728 SH   SOLE   0 0 728
Schw Intl Scap ETF INTL SCEQT ETF 808524888 6,140 150 SH   SOLE   0 0 150
Sealed Air Corp New COM 81211K100 35,466 526 SH   SOLE   0 0 526
Sector SPDR Consumer Fd SBI CONS DISCR 81369Y407 48,452 237 SH   SOLE   0 0 237
Sector SPDR Health Fund SBI HEALTHCARE 81369Y209 183,861 1,305 SH   SOLE   0 0 1,305
Sector SPDR Util Select SBI INT-UTILS 81369Y886 44,022 615 SH   SOLE   0 0 615
SPDR Barclays ETF BLMBRG BRC CNVRT 78464A359 6,670,980 80,412 SH   SOLE   0 0 80,412
SPDR Gold Trust GOLD SHS 78463V107 5,107,430 29,875 SH   SOLE   0 0 29,875
SPDR S&P 500 TR UNIT 78462F103 16,131,541 33,964 SH   SOLE   0 0 33,964
SPDR S&P Midcap 400 UTSER1 S&PDCRP 78467Y107 2,858,279 5,521 SH   SOLE   0 0 5,521
SPDR Series Trust ETF BLOMBERG INTL TR 78464A516 5,069,235 179,315 SH   SOLE   0 0 179,315
Spdr Wells Fargo WELLS FG PFD ETF 78464A292 277,413 6,465 SH   SOLE   0 0 6,465
Square Inc CL A 852234103 29,072 180 SH   SOLE   0 0 180
Starbucks Corp COM 855244109 14,036 120 SH   SOLE   0 0 120
Sysco Corporation COM 871829107 53,021 675 SH   SOLE   0 0 675
Teva Pharm Inds Ltd Adrf SPONSORED ADS 881624209 8,218 1,026 SH   SOLE   0 0 1,026
Texas Instruments Inc COM 882508104 39,807 211 SH   SOLE   0 0 211
The Charles Schwab Corp COM 808513105 36,584 435 SH   SOLE   0 0 435
TherapeuticsMD Inc COM 88338N107 284 800 SH   SOLE   0 0 800
Tortoise North American Pipeline TORTOISE NRAM PI 56167N720 1,623 73 SH   SOLE   0 0 73
Tucows Inc COM NEW 898697206 6,287 75 SH   SOLE   0 0 75
Twitter Inc COM 90184L102 12,966 300 SH   SOLE   0 0 300
UDR Inc COM 902653104 23,996 400 SH   SOLE   0 0 400
Ugi Corporation New COM 902681105 20,660 450 SH   SOLE   0 0 450
United Parcel Service B CL B 911312106 113,600 530 SH   SOLE   0 0 530
Unitedhealth Group Inc COM 91324P102 153,153 305 SH   SOLE   0 0 305
US Bancorp COM NEW 902973833 7,800 312 SH   SOLE   0 0 312
Vanguard Bond Index Fund SHORT TRM BOND 921937827 9,804,921 121,303 SH   SOLE   0 0 121,303
Vanguard Consumer CONSUM DIS ETF 92204A108 34,066 100 SH   SOLE   0 0 100
Vanguard Div Apprciation DIV APP ETF 921908844 224,993 1,310 SH   SOLE   0 0 1,310
Vanguard Emerging Market FTSE EMR MKT ETF 922042858 50,845 1,028 SH   SOLE   0 0 1,028
Vanguard Energy ENERGY ETF 92204A306 9,701 125 SH   SOLE   0 0 125
Vanguard Ftse Developed FTSE DEV MKT ETF 921943858 141,538 2,772 SH   SOLE   0 0 2,772
Vanguard Growth GROWTH ETF 922908736 166,547 519 SH   SOLE   0 0 519
Vanguard Health Care HEALTH CAR ETF 92204A504 4,229,151 15,874 SH   SOLE   0 0 15,874
Vanguard Information INF TECH ETF 92204A702 312,930 683 SH   SOLE   0 0 683
Vanguard Mid Cap Value MCAP VL IDXVIP 922908512 73,211 487 SH   SOLE   0 0 487
Vanguard Reit Index ETF REAL ESTATE ETF 922908553 5,288,237 45,584 SH   SOLE   0 0 45,584
Vanguard Short Inflation STRM INFPROIDX 922020805 16,836,224 327,553 SH   SOLE   0 0 327,553
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 12,189 150 SH   SOLE   0 0 150
Vanguard Small Cap SMALL CP ETF 922908751 25,144 111 SH   SOLE   0 0 111
Vanguard Small Cap Grwth SML CP GRW ETF 922908595 32,688 116 SH   SOLE   0 0 116
Vanguard Small Cap Value SM CP VAL ETF 922908611 165,794 927 SH   SOLE   0 0 927
Vanguard Total International Stock ETF VG TL INTL STK F 921909768 47,296 744 SH   SOLE   0 0 744
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 1,643,505 6,807 SH   SOLE   0 0 6,807
Vanguard Value VALUE ETF 922908744 114,157 776 SH   SOLE   0 0 776
Verizon Communications COM 92343V104 30,397 585 SH   SOLE   0 0 585
Walmart Common Stock COM 931142103 110,688 765 SH   SOLE   0 0 765
Wells Fargo & Co PERP PFD CNV A 949746804 44,716 30 SH   SOLE   0 0 30
Wisdom Tree Dividend Ex US DIVID EX FNCL 97717W406 29,678 293 SH   SOLE   0 0 293
Wisdomtree Total US TOTAL DIVIDND 97717W109 93,873 1,450 SH   SOLE   0 0 1,450
Workhorse Group Inc Com COM NEW 98138J206 2,006 460 SH   SOLE   0 0 460
Yum China Holdings I COM 98850P109 11,762 236 SH   SOLE   0 0 236
Yum! Brands Inc COM 988498101 36,062 260 SH   SOLE   0 0 260
Zimmer Biomet Hldgs COM 98956P102 11,434 90 SH   SOLE   0 0 90