The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC VOTING CAP STK CL A Stock 02079K305 241 117 SH   SOLE   117 0 0
ALPHABET INC NON VOTING CAP STK CL C Stock 02079K107 364 176 SH   SOLE   176 0 0
AMAZON COM INC Stock 023135106 1,652 534 SH   SOLE   534 0 0
ANTHEM INC Stock 036752103 245 683 SH   SOLE   683 0 0
TESLA INC Stock 88160R101 551 825 SH   SOLE   825 0 0
NORFOLK SOUTHERN CORP Stock 655844108 227 844 SH   SOLE   844 0 0
MOODY'S CORP Stock 615369105 264 884 SH   SOLE   884 0 0
LINDE PLC Stock G5494J103 258 920 SH   SOLE   920 0 0
MCDONALDS CORP Stock 580135101 219 978 SH   SOLE   978 0 0
ALIBABA GRP HLDG LTD ADR SPONSORED ADS Stock 01609W102 235 1,036 SH   SOLE   1,036 0 0
TEXAS INSTRUMENTS INC Stock 882508104 222 1,174 SH   SOLE   1,174 0 0
FACEBOOK INC CLASS A Stock 30303M102 357 1,212 SH   SOLE   1,212 0 0
LOWES COMPANIES INC Stock 548661107 242 1,271 SH   SOLE   1,271 0 0
CHUBB LTD Stock H1467J104 210 1,327 SH   SOLE   1,327 0 0
ANALOG DEVICES INC Stock 032654105 209 1,345 SH   SOLE   1,345 0 0
INTERNATIONAL BUSINESS MACHINE CORP Stock 459200101 215 1,616 SH   SOLE   1,616 0 0
PROCTER & GAMBLE CO Stock 742718109 238 1,757 SH   SOLE   1,757 0 0
AMERICAN EXPRESS COMPANY Stock 025816109 268 1,898 SH   SOLE   1,898 0 0
ABBOTT LABORATORIES Stock 002824100 249 2,079 SH   SOLE   2,079 0 0
PAYCHEX INC Stock 704326107 215 2,196 SH   SOLE   2,196 0 0
ELI LILLY & CO Stock 532457108 428 2,291 SH   SOLE   2,291 0 0
PEPSICO INCORPORATED Stock 713448108 328 2,321 SH   SOLE   2,321 0 0
PNC FINANCIAL SERVICES GROUP Stock 693475105 427 2,433 SH   SOLE   2,433 0 0
WEC ENERGY GROUP INC Stock 92939U106 270 2,889 SH   SOLE   2,889 0 0
CAPITAL ONE FINANCIAL CORP Stock 14040H105 416 3,267 SH   SOLE   3,267 0 0
JOHNSON & JOHNSON Stock 478160104 621 3,776 SH   SOLE   3,776 0 0
INTEL CORP Stock 458140100 248 3,868 SH   SOLE   3,868 0 0
CISCO SYSTEMS INC Stock 17275R102 202 3,907 SH   SOLE   3,907 0 0
COMCAST CORP NEW CL A Stock 20030N101 221 4,076 SH   SOLE   4,076 0 0
APPLIED MATERIALS INC Stock 038222105 553 4,138 SH   SOLE   4,138 0 0
BANK NEW YORK MELLON CORP Stock 064058100 209 4,409 SH   SOLE   4,409 0 0
WALMART INC Stock 931142103 601 4,428 SH   SOLE   4,428 0 0
BERKSHIRE HATHAWAY INC SERIES B NEW Stock 084670702 1,158 4,533 SH   SOLE   4,533 0 0
MICROSOFT CORP Stock 594918104 1,121 4,754 SH   SOLE   4,754 0 0
REPUBLIC BANCORP INC KY CL A Stock 760281204 212 4,784 SH   SOLE   4,784 0 0
UNITED PARCEL SERVICE-B Stock 911312106 838 4,930 SH   SOLE   4,930 0 0
VANGUARD MATERIALS ETF ETF 92204A801 853 4,931 SH   SOLE   4,931 0 0
VERIZON COMMUNICATIONS COM Stock 92343V104 293 5,038 SH   SOLE   5,038 0 0
CHEVRON CORPORATION Stock 166764100 638 6,088 SH   SOLE   6,088 0 0
US BANCORP NEW Stock 902973304 341 6,163 SH   SOLE   6,163 0 0
3M CO Stock 88579Y101 1,195 6,199 SH   SOLE   6,199 0 0
VANGUARD UTILITIES ETF ETF 92204A876 994 7,076 SH   SOLE   7,076 0 0
EXXON MOBIL CORP Stock 30231G102 421 7,545 SH   SOLE   7,545 0 0
JPMORGAN CHASE & CO Stock 46625H100 1,277 8,390 SH   SOLE   8,390 0 0
ISHARES MSCI EAFE IN ETF ETF 464287465 649 8,559 SH   SOLE   8,559 0 0
VANGUARD SHORT TERM ETF ETF ETF 921937827 851 10,348 SH   SOLE   10,348 0 0
NEW ORIENTAL EDUCATIO SP ADR Stock 647581107 163 11,659 SH   SOLE   11,659 0 0
APPLE INC Stock 037833100 1,478 12,098 SH   SOLE   12,098 0 0
VANGUARD INDUSTRIALS ETF ETF 92204A603 2,295 12,126 SH   SOLE   12,126 0 0
WELLS FARGO & CO NEW Stock 949746101 500 12,795 SH   SOLE   12,795 0 0
KELLER MANUFACTURING CO INC Stock 48767A208 3 13,053 SH   SOLE   13,053 0 0
VANGUARD CONSUMER ST ETF ETF ETF 92204A207 2,356 13,220 SH   SOLE   13,220 0 0
FORD MOTOR COMPANY Stock 345370860 178 14,498 SH   SOLE   14,498 0 0
FIRST CAPITAL INC Stock 31942S104 802 16,463 SH   SOLE   16,463 0 0
ISHARES CORE S&P 500 ETF S&P 500 INDEX FD ETF 464287200 6,611 16,618 SH   SOLE   16,618 0 0
AT & T INC Stock 00206R102 512 16,914 SH   SOLE   16,914 0 0
VANGUARD CONSUMER ETF DISCRETONARY ETF 92204A108 5,252 17,781 SH   SOLE   17,781 0 0
VANGUARD TOTAL INTL ETF STOCK INDEX FUND ETF 921909768 1,262 20,123 SH   SOLE   20,123 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 5,584 24,412 SH   SOLE   24,412 0 0
VANGUARD LONG TERM ETF BOND ETF 921937793 2,933 29,882 SH   SOLE   29,882 0 0
SPDR NUVEEN ETF BLOOMBERG BARCLAYS SHORT TERM MUNICIPAL BOND ETF ETF 78468R739 1,516 30,590 SH   SOLE   30,590 0 0
VANGUARD INFORMATION ETF TECHNOLOGY ETF 92204A702 12,121 33,810 SH   SOLE   33,810 0 0
VANGUARD ETF COMMUNICATION SERVICES ETF 92204A884 4,502 34,626 SH   SOLE   34,626 0 0
SPDR SER TR ETF BLOOMBERG BARCLAYS HIGH YIELD BD ETF NEW ETF 78468R622 3,836 35,253 SH   SOLE   35,253 0 0
VANGUARD FINANCIALS ETF ETF 92204A405 3,785 44,795 SH   SOLE   44,795 0 0
UMPQUA HLDGS CORP Stock 904214103 807 45,970 SH   SOLE   45,970 0 0
VANECK VECTORS ETF HIGH YIELD MUNI ETF ETF 92189H409 4,031 64,862 SH   SOLE   64,862 0 0
VANGUARD WHITEHALL ETF FDS EMERGING MKT GOVT BD INDEX FD ETF 921946885 5,544 71,540 SH   SOLE   71,540 0 0
FENWAY INTL INC Stock 314649104 0 82,000 SH   SOLE   82,000 0 0
VANGUARD MID CAP ETF ETF 922908629 21,889 98,894 SH   SOLE   98,894 0 0
VANGUARD SMALL CAP ETF ETF 922908751 21,496 100,413 SH   SOLE   100,413 0 0
ISHARES NATIONAL ETF MUNI BOND ETF 464288414 13,584 117,053 SH   SOLE   117,053 0 0
INVESCO TR II ETF NATL AMT-FREE MUN BD ETF 46138E537 3,277 122,442 SH   SOLE   122,442 0 0
VANGUARD INTERMEDIAT ETF BOND ETF ETF 921937819 12,046 135,758 SH   SOLE   135,758 0 0
INVESCO DB COMMODITY ETF INDEX TRACKING FD UNIT ETF 46138B103 3,325 200,152 SH   SOLE   200,152 0 0
VANGUARD INTL EQUITY ETF INDEX FDS FTSE EMERGING MKTS ETF ETF 922042858 16,257 312,331 SH   SOLE   312,331 0 0
WESBANCO INC Stock 950810101 23,600 654,472 SH   SOLE   654,472 0 0