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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
REGIONS FINANCIAL CORP NEW COM 7591EP100   5,872 279,090 SH   SOLE   279,090 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   35,732 1,231,447 SH   SOLE   1,231,447 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   108,241 206,768 SH   SOLE   206,768 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   24,218 200,033 SH   SOLE   200,033 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   4,638 97,825 SH   SOLE   97,825 0 0
ISHARES TR CORE MSCI EAFE 46432F842   56,626 764,811 SH   SOLE   764,811 0 0
ISHARES INC CORE MSCI EMKT 46434G103   40,849 790,499 SH   SOLE   790,499 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   83,344 173,225 SH   SOLE   173,225 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   39,224 487,736 SH   SOLE   487,736 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   75,976 845,027 SH   SOLE   845,027 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   32,168 613,480 SH   SOLE   613,480 0 0
VANECK ETF TRUST MRNGSTR INT MOAT 92189F593   9,784 314,273 SH   SOLE   314,273 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   55,655 328,428 SH   SOLE   328,428 0 0
SIMPLIFY EXCHANGE TRADED FUN SHORT TERM TREA 82889N657   9,563 437,050 SH   SOLE   437,050 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   22,471 384,185 SH   SOLE   384,185 0 0